Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 1 - 24 of 4028 results
Feb 16, 2026 9:54 AM
— Reverse Mortgages
American Senior Lending Review 2026
American Senior Lending is a reverse mortgage brand that specializes in FHA-insured HECM loans for homeowners age 62 and older. It operates as a DBA of HighTechLending, Inc. The company emphasizes education and specialization over broad product variety or national pricing scale. While it may not offer as many product variations or competitive pricing as larger lenders, it may be a good fit for sen... more
Feb 16, 2026 9:52 AM
— Home Equity Agreements
Do You Still Own Your House in a Home Equity Agreement?
Home equity agreements allow homeowners to access their home's equity without making monthly payments, while still retaining legal ownership and control of the property. Providers gain a financial interest in the home's future value through a recorded lien and can enforce repayment if contract terms are not met. Homeowners must settle the agreement at specific trigger events, such as a sale or ref... more
Feb 16, 2026 9:18 AM
— Mortgage Rates
Mortgage Rates Ease On Presidents Day | Today, February 16, 2026
Mortgage rates remained relatively steady over the Presidents Day weekend, dropping slightly. Rates are near three-year lows, presenting an opportunity for refinancing or tapping into home equity. Industry experts expect rates to stay between 6% and 6.5% in the near future, influenced by inflation trends and labor market strength.
Feb 16, 2026 5:34 AM
— Mortgage Lending
Speech by Vice Chair for Supervision Bowman on revitalizing bank mortgage lending
The Vice Chair for Supervision discussed the migration of mortgage origination and servicing out of the banking sector, leading to implications for banks, consumers, and financial stability. This shift has been costly due to overregulation, resulting in reduced consumer choice and competition, as well as potential vulnerabilities with nonbank servicers. The 2013 change in capital treatment of mort... more
Feb 16, 2026 3:30 AM
— Cybersecurity in Mortgage Lending
Trump wants the Fed to cut rates. Kevin Warsh has bigger plans.
The website is implementing a security service to prevent malicious bots from accessing the site, which requires users to verify they are not a bot before gaining access.
Feb 16, 2026 2:31 AM
— Mortgage Rates
Mortgage and refinance interest rates today, February 16, 2026: Rates fall to new lows
Current mortgage rates are quite high, with the 30-year fixed rate at 5.85% and the 15-year fixed rate at 5.36%. Mortgage refinance rates are also high, typically higher than rates when buying a house. Different mortgage lengths and types have varying interest rates and monthly payments, making it crucial to compare lenders and rates before making a decision.
Feb 15, 2026 9:30 AM
— Housing Market
Housing demand snaps back as mortgage rates near 6%
Housing demand and new listings rebounded as snowstorm effects faded, with inventory growth slowing and mortgage rates steady near 6%. Despite the impact of a recent snowstorm, the housing market is showing signs of recovery with a pickup in new listings and a slight increase in inventory. Mortgage rates remain steady at around 6%.
Feb 15, 2026 8:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, February 15, 2026: This is the sub-6% 30-year fixed rate to beat
The article discusses the current mortgage rates, providing data from Freddie Mac and Zillow, along with suggestions on whether it is a good time to buy a house or refinance. It also explains the differences between fixed-rate and adjustable-rate mortgages, the importance of factors like credit score and down payment, and offers tips for choosing a mortgage lender.
Feb 15, 2026 4:30 AM
— Assumable Mortgages
Want a mortgage for under 3% in 2026? Meet the 'assumable mortgage'
The article discusses how assumable mortgages allow homebuyers to take over the seller's lower mortgage rate, potentially saving money. These types of mortgages are not as common as they could be due to various challenges such as servicer delays and the current high cost of housing. Some companies help expedite the process but may charge unnecessary fees. Although there is potential to loosen the ... more
Feb 14, 2026 8:32 AM
— Mortgage Rates
Mortgage Rates Tick Down | Today, February 13, 2026
Mortgage rates held steady over Presidents Day weekend, and there is a balanced outlook for the near term. Rates are near three-year lows, encouraging refinancing and home equity tapping. Various fixed-rate mortgages hit record lows or highs, and adjustable-rate mortgages offer lower initial rates. Currently, the market is experiencing intraday swings and experts predict a continued stability in r... more
Feb 14, 2026 4:33 AM
— Online Security for Mortgage Platforms
Mortgage lead prices to rise as trigger lead ban disrupts lenders
The website is using a security service to prevent malicious bots and is verifying the user's authenticity.
Feb 14, 2026 4:31 AM
— Bond Markets
Bonds Rally, Ignoring Surge in SuperCore CPI
The CPI came in slightly below forecasts at the headline level and in line with forecasts at the core level. Shelter components, particularly Owners' Equivalent Rent, continued to decrease. Despite a surge in the supercore reading to the highest levels in a year, the bond market seems willing to look past this development, focusing more on the decline in housing-related metrics. 10yr yields are do... more
Feb 14, 2026 4:31 AM
— Bond Markets
Bonds Close Out Epic Week of Resilience With Friendly Data
Despite events throughout the week that should have led to higher rates, bonds ended up at stronger levels. The main theory for this unexpected outcome involves heavy liquidation in stocks and commodities on Thursday. The upcoming holiday weekend positioning could also be a contributing factor. More information will likely be revealed next Tuesday, especially if stocks see a significant bounce.
Feb 14, 2026 4:30 AM
— Mortgage Rates
What are today's mortgage interest rates: February 13, 2026?
The article discusses the recent changes in the economy, including a drop in unemployment and declining inflation. Mortgage interest rates are now near their lowest levels since 2022, with rates closer to 5% available for buyers and owners who shop around for lenders. This could be a stable time to explore mortgage options, as rates are competitive now. The average mortgage interest rates for a 30... more
Feb 14, 2026 4:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, February 14, 2026: 5.85% is the lowest rate we've seen in years
The article discusses current mortgage rates based on information from Zillow's lender marketplace, covering a variety of loan types. It also provides information on the differences between a 30-year fixed mortgage, 15-year fixed mortgage, and adjustable-rate mortgages and the pros and cons of each option. Additionally, it touches on the benefits of buying a house in the current housing market and... more
Feb 13, 2026 12:48 PM
— Interest Rates
Optimal Blue: Sub-6% Rates Spark Refinance Surge
In early 2026, falling interest rates led to a significant increase in refinance activity, with both rate-and-term and cash-out refinances showing growth. Purchase volume also saw a slight increase. Mortgage rates decreased across most products, with 30-year conforming fixed rates falling to 6.07%. Lenders are positioning themselves for a potentially more active origination environment.
Feb 13, 2026 12:40 PM
— Mortgage Lending
Refinances overtake purchase mortgage share in the fourth quarter
In the fourth quarter of 2025, despite a 6% decrease in the number of loans originated, the dollar volume of originations increased by 1% to $627.3 billion. Refinance activity surpassed purchase activity for the first time since early 2022, with refinances making up 42.6% of lending activity and purchases 39.9%. This switch was likely driven by lower average mortgage rates. Home equity lending dec... more
Feb 13, 2026 11:31 AM
— Mortgage Finance
House Bill Would Raise Fees on VA IRRRLs
The article discusses updates to mortgage regulations that are expected to impact the housing market. The changes are likely to affect mortgage lenders and borrowers alike.
Feb 13, 2026 11:30 AM
— Mortgage Rates
Mortgage Rates Oh So Close to 3 Year Lows
After an announcement that Fannie and Freddie would buy mortgage-backed securities, rates fell to their lowest levels in over 3 years. Rates have remained steady, with recent improvements bringing lenders close to long-term lows. Lower inflation in the January Consumer Price Index report has contributed to the recent strength in rates.
Feb 13, 2026 11:02 AM
— Mortgage Lenders
Longbridge Financial Review for 2026
Longbridge Financial is a nationwide reverse mortgage lender that specializes in FHA-insured HECMs and proprietary jumbo loans. They prioritize education and flexibility, offer competitive pricing, and are known for their consultative customer experience. While not the largest lender, they have a strong reputation among seniors seeking guidance and options beyond a standard FHA reverse mortgage.
Feb 13, 2026 10:36 AM
— Housing Market
Using Home Equity Lines of Credit During Market Downturns
The article discusses using a home equity line of credit (HELOC) as a financial bridge during market downturns to avoid selling investments at a loss. It covers when to open a HELOC, the approval process, risks, and various options available when needing cash. It also emphasizes the importance of discipline and caution when utilizing a HELOC, as foreclosure is a possibility if payments cannot be m... more
Feb 13, 2026 10:31 AM
— Mortgage Lenders
Fannie Mae, Freddie Mac add new rate buydown disclosures
Fannie Mae and Freddie Mac will provide new loan-level disclosures about interest-rate buydowns in mortgage-backed securities to address investor interest. Unison, accused of operating as an unlicensed mortgage lender with misleading marketing, may face action from the Federal Housing Finance Agency amid antitrust investigations.
Feb 13, 2026 9:51 AM
— Mortgage Delinquencies
FHA delinquencies rise above 11%
Mortgage delinquency rates have increased in the recent quarter, especially in the lowest-income areas where the 90 or more day delinquency rates rose from 0.5% to nearly 3%. VA- and FHA-backed mortgages played a role in the rise in delinquency rates.
Feb 13, 2026 8:31 AM
— Mortgage Finance
Delinquencies Climb During Fourth Quarter, Led by FHA
The article discusses the latest news in the mortgage industry, focusing on trends and developments that may impact mortgage rates and the housing market.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.