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Today’s 30-Year Fixed Mortgage Rates

Each bar shows how many lenders are offering loans within that APR range — greener bars mean lower rates.

Today's 30-Year Fixed Rates

Each bar shows how many lenders are offering loans within that APR range — greener bars mean lower rates.

-1.50%
5.449%
-2.66%
5.491%
-10.52%
5.595%
-2.49%
5.597%
+0.00%
5.622%
Dec 10, 2025 12:00 AM — mortgage-rates.ai
Mortgage rates experienced fluctuations in the last few days. The 30-Year Fixed FHA benchmark reflected a 0.0638% nominal change from yesterday and a 0.0349% nominal change from a week ago, while the 30-Year Fixed VA benchmark saw a 0.0747% nominal increase from yesterday and a 0.0696% nominal change from a week ago. Articles suggest that the Federal Reserve's rate cuts may not directly lead to… ... more
Dec 10, 2025 12:00 AM — mortgage-rates.ai
Experts predict that mortgage rates are likely to remain relatively stable in the next 4 to 8 weeks, following recent trends in 10-Year Treasury rates and benchmarks like the 30-Year Fixed Mortgage. Despite fluctuations in bond yields and the impact of Federal Reserve rate cuts on the broader economy, mortgage rates are expected to hover around the current average of 6.25% for the near future… ... more
6.241%
+0.01% 30-Year Fixed
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 500 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.

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