Prepare to Shop for a Mortgage

Get your mortgage rates. Educate yourself. Evaluate lenders. Pull the trigger.

My Mortgage & Lenders

Mortgage Rates

Mortgage Lenders

Mortgage Education

Mortgage Calculators

Mortgage Types

What's Your Question?

What's the best rate?

What I can afford?

Validate Mortgage Rates

Who are the best lenders?

Should I refinance?

Are rates going up or down?

Can I get qualified?

Today's Summary
Aug 2, 2025 12:00 AM — mortgage-rates.ai
Mortgage Rates Experience Negative Adjustment Following 10-Year Treasury Movement
Today, the 10-year treasury rate experienced a -0.1345% nominal change from yesterday and a -0.1645% negative adjustment from a week ago, currently standing at 4.2355%. According to ... more
Rates Forecast
Aug 2, 2025 12:00 AM — mortgage-rates.ai
Forecast: Mortgage Rates Expected to Remain Stable in Near Term
Recent analysis from The Mortgage Report suggests that mortgage rates are likely to remain relatively stable in the next 4 to 8 weeks. Despite some fluctuations in the ... more
Featured Story
Jun 2, 2025 — mortgage-rates.ai
Buying Your First Home (Simple Steps)

Buying your first home might feel overwhelming — but you don’t have to do it alone. With some smart planning and the right help, you can make it happen.

National Average
6.604%
-0.09% 30-Year Fixed
30-Year | 15-Year | 10-Year | 30-Yr FHA 30-Yr VA | 7/1 ARM | 5/1 ARM
Latest Mortgage News
Aug 1, 2025 3:24 PM — Mortgage Rates
Bond Traders Quickly Revise Their Bullishness
Mortgage News Daily
The NFP revisions were surprisingly large, leading to a significant impact on the market. This raised concerns about the labor market or potential issues with BLS data. Yields and mortgage rates experienced a significant decline as a result.
Aug 1, 2025 12:24 PM — Mortgage Rates
Mortgage Applications Fall as Rates Held Near Highs
Mortgage News Daily
Mortgage application activity fell last week, with both purchase and refinance activity decreasing. The 30-year fixed rate remained steady at 6.83%, deterring refinancing. Despite the drop, the Refinance Index is still above last year's level, while the Purchase Index is higher than the same week in 2024. There was a broad pullback in application a... more
10-Year Treasury
4.236%
+1.07%
The 10-Year Treasury is the best predictor
of the direction of mortgage rates.

We use cookies and similar technologies to improve your experience, analyze site usage, and deliver personalized content. By clicking "Accept", you agree to the storing of cookies on your device in accordance with our Privacy Policy. You can manage your cookie preferences at any time.