Skip to main content Skip to footer

Search Mortgage Rates from 600+ Lenders

Free Data. No Form to Fill. No Spam Calls. No Hassle. Just Find the Best Rates for You.

Today’s 30-Year Fixed Mortgage Rates

Each bar shows how many lenders are offering loans within that APR range — greener bars mean lower rates.

Today's 30-Year Fixed Rates

Each bar shows how many lenders are offering loans within that APR range — greener bars mean lower rates.

Distribution by State

Loading rate data...

Distribution by Lender Type

Loading...
-1.52%
5.317%
-0.43%
5.319%
-5.35%
5.340%
-1.45%
5.420%
-4.52%
5.428%
Jan 27, 2026 12:00 AM — mortgage-rates.ai
Mortgage benchmark rates have experienced slight changes recently, with the 30-Year Fixed rate at 6.106% today, a decrease of 0.027% from yesterday. Additionally, the 7/6-Month ARM rate saw a 0.041% decrease, while the 5/1-Year ARM rate had a 0.019% increase over the last few days. Experts attribute these fluctuations to various factors, including market conditions and economic indicators… ... more
Jan 27, 2026 12:00 AM — mortgage-rates.ai
Based on recent data, mortgage benchmark rates are showing a slight decrease, with the 30-Year Fixed rate currently at 6.106%, down from 6.153% a month ago. Additionally, the 10-Year Treasury rate has also seen a decrease to 4.245% today, showing a potential downward trend in interest rates. With 24.78% of mortgage lenders lowering rates by an average of 0.0606% today, it could signal a possible… ... more
6.108%
-0.01% 30-Year Fixed
Sign Up for Rate Alerts!
DISCLAIMER: mortgage-rates.ai is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. mortgage-rates.ai is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.

The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.

Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai

All logos, trademarks, and brand names appearing on this website are the property of their respective owners.

We use cookies and similar technologies to improve your experience, analyze site usage, and deliver personalized content. By clicking "Accept", you agree to the storing of cookies on your device in accordance with our Privacy Policy. You can manage your cookie preferences at any time.