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Today’s 30-Year Fixed Mortgage Rates

Each bar shows how many lenders are offering loans within that APR range — greener bars mean lower rates.

Today's 30-Year Fixed Rates

Each bar shows how many lenders are offering loans within that APR range — greener bars mean lower rates.

Distribution by State

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Distribution by Lender Type

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Distribution by Direction

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Distribution By Mortgage Type

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-4.35%
5.076%
-14.51%
5.131%
-2.63%
5.154%
-4.86%
5.247%
-4.50%
5.309%
Feb 13, 2026 12:00 AM — mortgage-rates.ai
Despite a significant drop in sales of existing homes in the U.S. during January, mortgage rates continued to ease, with the 30-Year Fixed Benchmark rate at 6.034% today, down 0.076% from a week ago source . Market experts suggest that the combination of rising home prices and harsh winter weather contributed to lower sales activity source . Homebuyers are being enticed by the low rates and new… ... more
Feb 13, 2026 12:00 AM — mortgage-rates.ai
Based on recent data, the 30-Year Fixed benchmark rate from mortgage-rates.ai decreased to 6.0349%, indicating a downward trend in mortgage rates. Articles suggest that the slight drop in rates may continue in the coming weeks, making it a potentially favorable time to secure a mortgage. With the 10-Year Treasury at 4.06312%, experts predict that mortgage rates may see a continued decline in the… ... more
6.032%
-0.02% 30-Year Fixed
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.

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