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Today’s 30-Year Fixed Mortgage Rates

Each bar shows how many lenders are offering loans within that APR range — greener bars mean lower rates.

Today's 30-Year Fixed Rates

Each bar shows how many lenders are offering loans within that APR range — greener bars mean lower rates.

Distribution by State

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Distribution by Lender Type

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Distribution by Direction

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Distribution By Mortgage Type

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-13.33%
5.209%
-0.11%
5.293%
-0.45%
5.307%
-5.76%
5.316%
-7.34%
5.444%
Feb 11, 2026 12:00 AM — mortgage-rates.ai
Despite remaining unchanged last week, mortgage rates for conventional loans saw an increase in refinance applications, while demand for home purchases fell. According to a recent article, FHA loans are becoming more popular due to affordability challenges, leading to a rise in demand for these types of mortgages. Adjustable-rate mortgages also saw an uptick to a seven-week high as mortgage rates… ... more
Feb 11, 2026 12:00 AM — mortgage-rates.ai
Based on the recent changes in mortgage benchmark rates, including the 30-Year Fixed benchmark rate of 6.025%, it is anticipated that mortgage rates will likely remain stable in the coming 4-8 weeks. Despite fluctuations in the 10-Year treasury rate, currently at 4.174%, mortgage rates have shown minimal changes, with a slight decline from the previous week. With lenders adjusting rates based on… ... more
6.057%
-0.08% 30-Year Fixed
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.

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