About Us
Mortgage-Rates.ai was started in January 2025 by Stephane Dubois, a Silicon Valley entrepreneur who previously founded Xignite, a market data company now part of Quodd.
When looking for a mortgage, Stephane ran into the same frustrations you probably have with the lack of transparency around mortgage rates. As someone who'd spent years working with data, he thought collecting rates from hundreds of lenders could help answer basic questions like "Who has the best rates today?" or "Is my mortgage quote any good?" He felt existing solutions weren't doing a great job with this.
The first version of the platform launched in August 2025 and Stephane has been improving it since.
mortgage-rates.ai
Santa Cruz - Surf City USA
California 95065
+1-650-296-9968
contact@mortgage-rates.ai
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
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