Affordability AI Calculator
Use this tool to find out how much house you can afford based on your income, cash, debt, and more.
Your Situation
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Maximum Home Price You Can Afford
This chart shows you how your income will be divided if you take on a mortgage — including the mortgage itself, taxes and insurance for your new house, existing debt payments, and what's left for other expenses such as food, income tax, savings, etc.
Your income and debt have the most impact on how much house you can afford. This chart shows you what the impact of a slight pay increase or a slight debt reduction will have on your home price. You can use this to figure out what to do to afford the house of your dreams.