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News for: Housing Market
Showing 217 - 225 of 225 results
Apr 29, 2025 11:37 AM
— Housing Market
Five ways a Liberal election win will influence mortgage rates, housing, retirement and investing
The article discusses the impact of the recent Liberal government win on various financial issues, including mortgage rates and housing affordability. It explains that the new government's decisions will affect interest rates and the stock market, with potential implications for home buyers. The article mentions that the Bank of Canada has already made two rate cuts this year and could make more i... more
Apr 29, 2025 9:38 AM
— Housing Market
The 5 states where homeowners spend the most on their mortgages — and the 5 where they spend the least
The article discusses the soaring housing prices in the U.S., with the median home price increasing from $289,000 in 2020 to $418,000 now. Mortgage rates remain high, making homeownership seem out of reach for many. WalletHub analyzed the cost of mortgage and utility bills in all 50 states to determine where people spend the most and least on housing. Housing costs can take up around 50% of the me... more
Apr 25, 2025 1:34 PM
— Housing Market
Doug Duncan on the economy and new advisory roles
Longtime housing economist Doug Duncan, who recently retired, announced his return to the workforce in 2025 to launch a new business. He plans to utilize his expertise in covering the housing market to benefit lenders and related industries. Duncan discussed his reasons for starting the business, his definition of retirement, and new goals. In the mortgage industry, there are calls for loosened re... more
Apr 24, 2025 3:51 AM
— Housing Market
Lower interest rates boosted new home purchases in March
Mortgage rates slightly loosened in March, leading to an increase in interest in newly constructed homes. New-home purchases grew by 14% from the previous month, with conventional loans being the most popular. The average loan size for new homes decreased. However, there is uncertainty about future trends in new-home purchases due to economic factors such as tariffs and interest rates hovering clo... more
Apr 22, 2025 3:00 PM
— Housing Market
FHA Delinquencies Fall in 1Q, Remain Historically High
The article discusses the current state of mortgage rates and the impact on home buyers. It mentions that mortgage rates have recently increased, leading to higher borrowing costs for home buyers. This rise in rates may make it more difficult for some buyers to afford a home or qualify for a mortgage. Additionally, the article suggests that the increase in rates is due to various economic factors.... more
Apr 22, 2025 5:00 AM
— Housing Market
Study: Renting is increasingly more affordable than buying in most large U.S. metros
Mortgage broker Paul Leara, who has been renting for the past decade, believes renting offers more flexibility and lower upfront costs compared to buying a home. He prefers to invest his money in the stock market rather than in a home. Leara is among the increasing number of young Americans choosing to rent due to the unaffordable housing market. This trend is influenced in part by mortgage rates,... more
Apr 10, 2025 3:51 AM
— Housing Market
Tariff shock: Where smart money is going in mortgage, housing
The article discusses how recent policy moves have introduced volatility into the market, making it challenging for home buyers to make home-finance investments. Mortgage rates are a key factor impacting home buyers, with experts suggesting various strategies such as investing in mortgage REITs like AGNC Investment Corp. and Two Harbors when rates fall. Warren Buffett's selective sales of housing ... more
Apr 2, 2025 9:39 AM
— Housing Market
Mortgage hiring rises, U.S. job additions outpace estimates
The article discusses the impact of low mortgage rates on the industry's hiring indicators in February and the unexpected increase in overall U.S. job additions reported for March. Despite the positive job market data, concerns about underlying weakness in the economy and potential inflationary pressures from tariff policies remain. The Federal Reserve is expected to remain cautious with any rate ... more
Mar 30, 2025 9:39 AM
— Housing Market
Rates stall, but spring home buyers move forward
Despite stalling mortgage rates and economic uncertainty, the spring home buying season is still showing positive signs. Purchase applications have reached their highest level since January, with a slight increase in home buying activity. The 30-year fixed rate dropped by just 1 basis point to 6.70%, leading to a 3% increase in conventional purchases and a 2% decrease in government purchase applic... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.