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News for: Mortgage Rates
Showing 217 - 240 of 1075 results
Nov 10, 2025 6:30 PM
— Mortgage Rates
30-year mortgage rates increase - How long will rates stay here? | Today's mortgage and refinance rates, November 10, 2025
Average mortgage rates increased following a quarter-point cut in the Federal Reserve's benchmark rate. The rise in fixed mortgage rates is attributed to the increase in the 10-year Treasury bond yield. The ongoing government shutdown is affecting economic decisions, with the Fed depending on delayed employment and inflation data reports. The average rates for 30-year fixed mortgages, 15-year fixe... more
Nov 10, 2025 4:35 AM
— Mortgage Rates
Clear Capital: U.S. Home Prices Decreased in Q3
U.S. home prices decreased in the third quarter compared to the second quarter but were up compared to the third quarter of 2024. Regionally, home prices increased in the Northeast and Midwest but fell in the South and West. Factors shaping the housing market include mortgage interest rates, labor market conditions, and the fed ending its quantitative tightening regime, which should result in lowe... more
Nov 10, 2025 4:35 AM
— Mortgage Rates
Mortgage Applications Up Slightly Last Week Despite Rising Rates
Mortgage application volume increased slightly during the week ended November 7, with refinances decreasing but purchases increasing. Purchase applications were up 6% compared to the previous week and 31% higher than the same week one year ago. The average contract interest rate for a 30-year fixed-rate mortgage was 6.34%, up from 6.31%. Despite the increase in rates, purchase applications strengt... more
Nov 10, 2025 4:34 AM
— Mortgage Rates
Mortgage Rates Increased This Week But Affordability is Slowly Improving
Mortgage rates for both 30-year and 15-year fixed-rate mortgages increased slightly this week compared to last week, but are lower compared to a year ago. Despite the increase in rates, affordability is slowly improving for home buyers according to Freddie Mac's chief economist. Mortgage application volume decreased last week as rates went up slightly.
Nov 10, 2025 4:31 AM
— Mortgage Rates
Banner week for mortgage purchase applications
Borrowers submitted home purchase applications at a fast pace, with mortgage demand cooling slightly after a brief rebound. Mortgage rates have risen slightly after the Federal Reserve's rate reduction. Refinances still make up the largest share of total mortgage activity but saw a decrease due to higher rates. The FHA share of total applications increased, while the ARM share of activity decrease... more
Nov 10, 2025 2:53 AM
— Mortgage Rates
Refi opportunities hit 3-year high as rates ease
The number of homeowners who can reduce their monthly payments by refinancing has hit a multi-year high due to weakening mortgage rates. Various markets for home equity products are emerging, and advancements in technology are making it easier for traditional offerings to reach consumers. President Trump and housing regulator Bill Pulte are considering introducing a 50-year fixed-rate mortgage. Re... more
Nov 8, 2025 4:33 AM
— Mortgage Rates
Mortgage Rates Rise Gently, But Still Well Below This Week's Highs
Wednesday's mortgage rates were the highest in roughly a month and close to the highest levels in 2 months due to stronger economic data. Rates went down the next day after separate data showed a different story. On Friday, rates started slightly higher due to a weaker bond market, but improved as consumer sentiment data came in lower than expected. If the bond market holds steady over the weekend... more
Nov 7, 2025 4:31 AM
— Mortgage Rates
30-year mortgage rates decrease - How often do rates change? | Today's mortgage and refinance rates, November 3, 2025
National mortgage rates have mostly decreased compared to last week. The Federal Reserve Board's decision to lower their benchmark rate by a quarter of a percentage point led to lower mortgage rates. This decrease has resulted in increased refinance activity, especially for borrowers with large loan balances. The Fed also projected an end to quantitative tightening soon. The average rates for 30-y... more
Nov 7, 2025 3:06 AM
— Mortgage Rates
Mortgage and refinance interest rates today, November 7, 2025: A half-point lower than last year
The national average 30-year fixed mortgage rate is currently at 6.22%, which is lower than last year at this time. The 15-year rate is currently 5.50%. Mortgage rates are expected to stay close to these levels for the rest of the year according to industry forecasts.
Nov 6, 2025 2:06 PM
— Mortgage Rates
Mortgage and refinance interest rates today, November 6, 2025: Weekly rates are up, annual rates are down
Mortgage rates rose slightly this week with the average 30-year fixed mortgage rate at 6.22%. Both mortgage terms moved in response to changes in 10-year Treasury notes. The article also provides current mortgage rates, refinance interest rates, and strategies for securing the lowest mortgage rate possible. It explains the difference between fixed and adjustable-rate mortgages, factors affecting m... more
Nov 6, 2025 2:06 PM
— Mortgage Rates
Nice Little Recovery For Mortgage Rates
Mortgage rates were at their highest levels in over a month due to recent economic reports, but today's negative economic data including a decline in payrolls and a surge in job cuts helped bonds and brought rates back down to last Friday's levels.
Nov 6, 2025 1:30 PM
— Mortgage Rates
30-year mortgage rates rise - To buy or wait? | Today's mortgage and refinance rates, November 6, 2025
Mortgage interest rates rose after the Federal Reserve Board voted to lower their benchmark rate, leading to lower mortgage rates before the announcement. Buyers are capitalizing on lower rates and more homeowners are refinancing. The Fed is expected to reduce rates again. Average rates for 30-year fixed, 15-year fixed, 5/1 ARM, jumbo loans, and refinancing are provided. Locking in a mortgage rate... more
Nov 6, 2025 10:15 AM
— Mortgage Rates
Mortgage rates bounce back up after month of drops
After a month of consecutive drops, mortgage rates increased this week following the rise of the 10-year Treasury yield by 0.2 percentage points. Observers attribute the government shutdown and lack of data as reasons for keeping mortgage rates stable within a narrow range.
Nov 6, 2025 10:07 AM
— Mortgage Rates
Average US long-term mortgage rate ticks up to 6.22% after four straight weekly declines
The average rate on a 30-year U.S. mortgage ticked up to 6.22% from 6.17% last week, after falling to its lowest level in over a year last week. Mortgage rates are influenced by various factors including the Federal Reserve's interest rate policy decisions. Lower mortgage rates benefit homebuyers and homeowners looking to refinance. Sales of previously owned homes have been sluggish, but accelerat... more
Nov 6, 2025 7:06 AM
— Mortgage Rates
Mortgage Rates Tick Up After Four Week Decline
The average rate on 30-year mortgages increased to 6.22% from 6.17% last week, while rates on 15-year mortgages rose to 5.5% from 5.41%. Mortgage rates are influenced by various factors, including the Federal Reserve's interest rate decisions, bond market expectations, and the 10-year Treasury yield.
Nov 6, 2025 4:33 AM
— Mortgage Rates
30-year mortgage rates increase - When should you lock? | Today's mortgage and refinance rates, November 5, 2025
Mortgage interest rates have increased recently, with rates for 30-year fixed, 5/1 ARMs, and jumbo loans going up. The Federal Reserve Board lowered their benchmark rate by a quarter of a percentage point, leading to lower mortgage rates before the announcement. More homeowners are refinancing due to the lower rates, with borrowers with large loan balances taking advantage of the rate movements. T... more
Nov 5, 2025 4:05 PM
— Mortgage Rates
Tesla shareholder vote, Fed talk, mortgage rates: What to Watch
On Thursday, Nov. 6, investors will be watching Tesla's shareholder meeting regarding a $1 trillion pay package for CEO Elon Musk. Earnings results will be posted by companies like AstraZeneca, ConocoPhilips, Warner Bros. Discovery, Airbnb, Take-Two, and Affirm. Federal Reserve officials, including Cleveland Fed President Beth Hammack and Fed Governor Christopher Waller, will provide commentary. W... more
Nov 5, 2025 11:05 AM
— Mortgage Rates
What are the monthly payments on a $700,000 mortgage after the October Fed rate cut?
The Federal Reserve's recent back-to-back rate cuts have led to a decrease in mortgage rates, with the average 30-year fixed mortgage rate now at 6.17%. This drop in rates is beneficial for borrowers, especially those looking to secure larger loan amounts like $700,000. The lower rates result in significant monthly cost savings compared to previous years. Homebuyers may want to consider refinancin... more
Nov 5, 2025 7:16 AM
— Mortgage Rates
Mortgage and refinance interest rates today, November 5, 2025: Rates are inching down
The average mortgage rate went down slightly today, with the 30-year fixed rate at 6.08% and the 15-year fixed rate at 5.62%. Factors such as term length and interest rates affect monthly payments, with pros and cons to both 30-year and 15-year fixed rates. Adjustable-rate mortgages offer lower introductory rates but come with unpredictability in the long run. Mortgage rates fluctuate but have gen... more
Nov 5, 2025 4:05 AM
— Mortgage Rates
In a volatile week for interest rates, mortgage demand pulled back
Mortgage interest rates experienced a big swing last week, leading to a 1.9% decrease in total mortgage application volume. Refinance applications fell 3% for the week, but were still significantly higher compared to the same time last year. Applications for mortgage to purchase a home also fell 1% for the week but were 26% higher year-over-year.
Nov 5, 2025 3:19 AM
— Mortgage Rates
Mortgage and refinance interest rates today, November 5, 2025: A fractional move lower
Mortgage rates have seen fractional decreases, with the average 30-year fixed rate dropping to 6.08% and the 15-year fixed loan falling to 5.62%. The rates provided are national averages from Zillow data, with refinancing rates often higher than rates for purchasing a house. The article discusses the advantages and disadvantages of different mortgage types, including 30-year fixed, 15-year fixed, ... more
Nov 5, 2025 3:07 AM
— Mortgage Rates
Mortgage Applications
Economic tensions between the U.S. and China drove interest rates down last week, leading to a surge in refinance applications. Purchase mortgage applications are declining due to supply constraints. Mortgage rates remained stable with the potential for further drops. A focus on personalized mortgage production technologies is highlighted.
Nov 4, 2025 2:06 PM
— Mortgage Rates
Mortgage Rates Hold Steady Near Recent Highs
The average top tier 30yr fixed mortgage rate saw a very minimal increase but essentially held steady. Mortgage rates remain at their highest levels in over 3 weeks. Bonds supporting mortgage rates improved slightly, giving rates a potential advantage for the next day. The outcome of an important economic report, the ISM Services index releasing at 10am ET, could impact tomorrow's rates.
Nov 4, 2025 3:05 AM
— Mortgage Rates
Mortgage and refinance interest rates today, November 4, 2025: Rising bond yields nudge home loan rates slightly higher
Mortgage rates increased today due to rising bond market and 10-year Treasury yields. The article also provides current mortgage rates, refinance rates, and tips for choosing between different mortgage terms and types. Additionally, it discusses the trend regarding mortgage rates over the past years and predictions for future rate changes.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.