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News for: Mortgage Rates
Showing 241 - 264 of 1075 results
Nov 3, 2025 1:07 PM
— Mortgage Rates
Refis revive mortgage market, but trouble's brewing
Mortgage originations are rising in the second quarter along with home equity lending, while delinquencies are also increasing. The 30-year rate only dropped slightly, leading to speculation that the government shutdown and lack of data are keeping mortgage rates stable.
Nov 3, 2025 1:06 PM
— Mortgage Rates
Highest Rates in Just Over 3 Weeks
The average 30yr fixed mortgage rate was at the lowest levels in more than a year before the recent Fed announcement. Despite some volatile bounces, rates are still closer to long-term lows than to the highs seen in the summer.
Nov 3, 2025 12:27 PM
— Mortgage Rates
How much does a $500,000 mortgage loan cost monthly after the Fed's October rate cut?
The Federal Reserve delivered a quarter-point rate cut, lowering the benchmark rate to a range of 3.75% to 4%. While home equity borrowing rates have fallen, mortgage rates are still higher than previous years. Monthly payments for a $500,000 mortgage loan have decreased with the current average rate, providing potential savings for borrowers. Refinancing at current rates could also lead to substa... more
Nov 3, 2025 9:09 AM
— Mortgage Rates
After the Fed rate cut: Mortgage lenders with the lowest rates this week, Nov. 3, 2025
The article discusses how mortgage lenders such as PenFed Credit Union, Chase Home Lending, and U.S. Bank are offering rates based on APR, with potential adjustments due to recent Federal Reserve rate cuts. It emphasizes the importance of shopping around for the best mortgage rates by looking at both the interest rate and APR, including considering discount points and lender fees.
Nov 3, 2025 7:29 AM
— Mortgage Rates
When will mortgage rates go down? Rates have ticked down — but will they drop more significantly?
Mortgage rates have been gradually decreasing, with the 30-year fixed-rate mortgage rate at 6.17% and the 15-year fixed-rate mortgage rate at 5.41%. While the Federal Reserve has cut the fed funds rate, mortgage rates follow the 10-year Treasury yield more closely. While rates are decreasing, it is advised against waiting for a further dip to purchase a house due to the current housing market dyna... more
Nov 3, 2025 6:24 AM
— Mortgage Rates
What's the mortgage interest rate forecast for November 2025?
Mortgage interest rates have started to ease, reaching three-year lows, providing an opportunity for homebuyers and homeowners. Experts forecast 30-year fixed rates to settle between 6.1% and 6.3% by the end of November. Factors shaping mortgage costs include the Fed's rate cuts, Treasury bond yields, inflation, and economic data. It is advised to lock in a rate if it fits your budget and consider... more
Nov 3, 2025 4:34 AM
— Mortgage Rates
Mortgage Applications Fell Last Week on Slightly Higher Rates
Mortgage application volume fell by 1.9% as the average rate for a 30-year fixed-rate mortgage slightly increased to 6.31%. Refinance applications decreased by 3% compared to the previous week but were up 151% compared to a year ago. Purchase applications also decreased by 1% from the previous week but were up 26% from the same week last year.
Nov 3, 2025 4:05 AM
— Mortgage Rates
Is now the right time to get a mortgage – or should you wait until December?
Buyers and sellers in the housing market are trying to time their mortgage decisions based on the Federal Reserve's interest rate cuts. Mortgage rates are influenced by the 10-year Treasury yield, which has been hovering around 4.1%. Experts advise buyers to find a home that suits their needs and stay in touch with lenders. Shopping around for lenders can result in significant cost savings.
Nov 3, 2025 3:27 AM
— Mortgage Rates
Mortgage and refinance interest rates today for November 3, 2025: Choppy lately but lower overall
The article discusses the current mortgage rates as well as refinancing rates according to the latest Zillow data. It also provides strategies for getting the lowest mortgage rates, information about adjustable-rate mortgages, and tips for obtaining lower rates through high down payments, good credit scores, and debt management. It emphasizes the importance of comparing lenders and rates, as well ... more
Nov 2, 2025 3:05 AM
— Mortgage Rates
Mortgage and refinance interest rates today, November 2, 2025: Moving closer to refinance territory
Zillow data shows that the current 30-year fixed mortgage rate has dropped to 6.11%, leading to more people considering a mortgage refinance. The article provides the current mortgage rates for various terms and types of loans, along with information on the differences between fixed-rate and adjustable-rate mortgages. It also highlights the factors that influence mortgage rates, such as credit sco... more
Nov 1, 2025 4:05 AM
— Mortgage Rates
3 expensive mortgage rate mistakes homebuyers should avoid this November
Despite two Federal Reserve rate cuts this fall, mortgage rates increased in late October, leaving buyers frustrated. The average 30-year fixed mortgage rate is now above 6.4%, significantly higher than just two weeks ago. Homebuyers are warned against making mistakes that could cost them money and hassle over the life of their mortgage loan, such as waiting for rates to drop further, failing to l... more
Nov 1, 2025 3:05 AM
— Mortgage Rates
Mortgage and refinance interest rates today, November 1, 2025: Watch the 10-year Treasury
The article discusses the current mortgage rates as well as the advantages and disadvantages of different types of mortgage terms such as 30-year fixed, 15-year fixed, and adjustable-rate mortgages. It also mentions the factors that affect interest rates and advises on how to secure a low mortgage refinance rate.
Oct 31, 2025 1:06 PM
— Mortgage Rates
Mortgage Rates Recover Some of This Week's Lost Ground
After reaching the highest level in several weeks on Thursday, mortgage rates slightly decreased on Friday but are still the second highest in the past two weeks. The improvement indicates that lenders were being cautious with their rates on Thursday, and made adjustments on Friday. Despite bond market movements hinting towards higher rates, lenders did not change rates on Friday. If bonds remain ... more
Oct 31, 2025 11:09 AM
— Mortgage Rates
Mortgage Applications Responded to Lower Rates, But Things Are Already Changing
Mortgage applications increased sharply last week, with total volume rising 7.1%. Refinance activity drove this growth, with the Refinance Index up 9% from the previous week and 111% higher than a year ago. Mortgage rates decreased, with the 30-year fixed rate at its lowest level since September 2024. Purchase applications also rose, climbing 20% above the same week last year.
Oct 31, 2025 8:06 AM
— Mortgage Rates
Mortgage Rates Forecast & Predictions
Mortgage rates rose for the second consecutive week, leading to a decrease in both refinance and purchase application activity. Rates are expected to increase further in the coming days due to higher yields on the 10-year Treasury. Despite ongoing economic uncertainty, mortgage rates remained at their 2017 lows. Federal Reserve officials are planning to continue tightening monetary policy despite ... more
Oct 31, 2025 7:20 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 31, 2025: Annual rates plummet
Mortgage rates are below the levels from a year ago, with the national average 30-year fixed rate at 6.17% and the 15-year rate at 5.41%. Rates have been decreasing for several weeks, making it a good time for homebuyers to enter the market. Mortgage refinance rates are also provided, and the article discusses fixed vs adjustable-rate mortgages and how rates impact monthly payments. Forecasts pred... more
Oct 31, 2025 3:20 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 31, 2025: Lower year-over-year
The national average 30-year fixed mortgage rate fell to 6.17%, which is 55 basis points lower than one year ago. The 15-year rate is down to 5.41%. Mortgage rates have been decreasing for the past few weeks, leading to more homebuyers entering the market. Mortgage refinance rates are often higher than purchase rates. Different types of mortgage rates and the impact on monthly payments are discuss... more
Oct 31, 2025 3:07 AM
— Mortgage Rates
Mortgage Rates Forecast & Predictions
Mortgage rates in the U.S. have been fluctuating due to various factors such as Treasury bond holdings, tax reform bill, and Federal Reserve actions. Despite starting the year low, rates rose to their highest level since July. The market is anticipating further increases in mortgage rates.
Oct 30, 2025 1:11 PM
— Mortgage Rates
Mortgage Rates Are Anything But Lower This Week
Freddie Mac releases its weekly mortgage rate survey on Thursdays, causing confusion in the market. Despite yesterday's Fed rate cut, mortgage rates have actually risen by 0.20% since the previous report of being at their lowest levels in more than a year.
Oct 30, 2025 1:08 PM
— Mortgage Rates
Mortgage rates are the lowest they've been since 2022. Here's how to get one even lower now.
Mortgage interest rates have been declining in 2025, with rates moving back to a three-year low of 6.13%. Buyers can pursue strategies like buying mortgage points to get lower rates, considering adjustable-rate mortgages (ARMs), or making a large down payment to secure a rate under 6%. It's important to take advantage of the current lower rates now, as they can change daily.
Oct 30, 2025 11:34 AM
— Mortgage Rates
Average long-term US mortgage rate dips to 6.17%, its lowest level in more than a year
The average rate on a 30-year U.S. mortgage fell for the fourth consecutive week to its lowest level in over a year. Lower mortgage rates benefit homebuyers and homeowners looking to refinance. Mortgage rates are influenced by various factors including the Federal Reserve's interest rate policy decisions and bond market expectations. The housing market has been sluggish but picked up last month as... more
Oct 30, 2025 10:10 AM
— Mortgage Rates
Mortgage rates tick down following Fed's cut
Mortgage rates have decreased for the fourth straight week following the Federal Reserve's second rate cut of the year. The government shutdown has halted the release of employment data, impacting mortgage rate activity. The 30-year fixed rate mortgage has dropped by 9 basis points, but Treasury yields have increased since the Federal Reserve meeting.
Oct 30, 2025 10:09 AM
— Mortgage Rates
Average 30-year mortgage falls to lowest rate in more than a year
The average rate on a 30-year U.S. mortgage has fallen for the fourth week in a row to its lowest level in over a year. Lower mortgage rates benefit homebuyers and homeowners looking to refinance. Mortgage rates are influenced by various factors like the Federal Reserve's interest rate decisions and bond market expectations. The housing market has been in a slump, but sales have picked up as mortg... more
Oct 30, 2025 9:07 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 30, 2025: Rates are down more than a half point from a year ago
Mortgage rates have slightly decreased this week, with the 30-year fixed rate falling to 6.17% and the 15-year fixed rate dropping to 5.41%. Rates have been fluctuating for weeks but are still lower than a year ago. Refinance rates are slightly higher than purchase mortgage rates. The economy impacts mortgage rates, with stronger economies leading to higher rates. The 30-year mortgage has lower mo... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.