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News for: Mortgage Rates
Showing 241 - 264 of 796 results
Sep 8, 2025 10:27 AM
— Mortgage Rates
Here's how to get a better mortgage rate as the 30-year fixed nears a 1-year low
The average rate on the 30-year fixed mortgage dropped significantly, but is still high compared to pre-pandemic levels. Experts suggest ways to secure better terms on a home loan, including improving credit scores, increasing down payments, and considering adjustable-rate mortgages.
Sep 8, 2025 5:23 AM
— Mortgage Rates
Rising mortgage rates signal fresh battle for homeowners ahead of Reeves’ Budget
Interest rates on some competitive high street mortgage deals have increased due to the uncertain political and economic climate. Lenders like HSBC and Halifax have raised rates, and more are expected to follow. Homeowners are advised to secure deals before rates rise further. Data also shows that wage growth has slowed, impacting overall spending and inflation.
Sep 8, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today for September 8, 2025: A big drop — but will it hold?
The article discusses the current mortgage rates provided by Zillow, which have seen a decrease, making it a good time for potential buyers to lock in a low rate. It explains the differences between fixed and adjustable-rate mortgages and provides examples of monthly payments based on different loan terms. The article also touches on considerations when deciding between a 15-year and 30-year mortg... more
Sep 7, 2025 6:23 AM
— Mortgage Rates
Mortgage rates plunge to 11-month low on Fed rate cut hopes, and many lenders may quote in the high 5% range
The weaker-than-expected jobs report led to a drop in bond yields, causing the average rate on the 30-year fixed mortgage to hit its lowest level since October 2024. This decrease in mortgage rates could potentially boost the housing market, which has been slow due to high home prices and borrowing costs.
Sep 7, 2025 3:23 AM
— Mortgage Rates
Mortgage rates plunge to 11-month low on Fed rate cut hopes, and many lenders may quote in the high 5% range
The housing market is expected to improve with the decline in mortgage rates after a weaker-than-expected jobs report raised expectations for rate cuts from the Federal Reserve. Bond yields dropped, leading to a decrease in mortgage rates, which could spur more activity in the housing market.
Sep 6, 2025 5:24 AM
— Mortgage Rates
What will mortgage rates do over the next 5 years?
The article discusses how mortgage interest rates are influenced by the 10-year Treasury yield, and provides a five-year mortgage rate forecast based on this correlation. The forecast indicates that rates are not expected to significantly drop in the next five years, with economists predicting mortgage rates to be around 6.2% to 6.4% by 2027. The spread between Treasurys and mortgage rates is also... more
Sep 6, 2025 5:23 AM
— Mortgage Rates
Can mortgage rates get below 6% with this Federal Reserve?
Mortgage rates hit a year-to-date low after poor job numbers, with speculation on whether rates can drop below 6% and remain low in 2025 or 2026. The focus is on the labor market over inflation data affecting mortgage rates.
Sep 6, 2025 3:25 AM
— Mortgage Rates
Bad news for workers, good news for mortgage borrowers
The weak August jobs report has led to a decrease in mortgage rates, with the 10-year Treasury yield also dropping to its lowest level since April. The Federal Reserve is expected to cut rates in response to the slowing job growth. However, rising inflation could complicate their decision. The decline in mortgage rates is seen as good news for homebuyers looking to purchase, as it provides more op... more
Sep 5, 2025 1:23 PM
— Mortgage Rates
Shocking jobs report sends mortgage rates falling to new yearly lows
The Federal Reserve was wrong in attributing weak labor market data to population growth, leading to mortgage rates hitting new yearly lows.
Sep 5, 2025 10:24 AM
— Mortgage Rates
A Quick Note on Why Rates Seem to Drop More Quickly as They Approach Certain Thresholds
The article discusses the recent improvement in mortgage rates and attributes it to changes in the mortgage-backed securities (MBS) market. Specifically, it explains how certain MBS coupons are more active and relevant than others based on the range of mortgage rates they can hold. Investors are now favoring the lower bucket holding rates up to 6.125% over the higher bucket with rates up to 6.625%... more
Sep 5, 2025 10:23 AM
— Mortgage Rates
Mortgage rates see biggest one-day drop in over a year
The average rate on the 30-year fixed mortgage dropped to 6.29% following a weaker-than-expected August employment report, marking the lowest rate since October and the biggest one-day drop. This is significant for homebuyers as it can make a big difference in monthly payments and qualifying for a mortgage. However, mortgage demand has not yet responded to the lower rates, with some analysts sugge... more
Sep 5, 2025 9:57 AM
— Mortgage Rates
Mortgage firms add staff as rate cuts look likely
Housing finance firms are adding staff due to falling mortgage rates, leading to stronger overall job growth and potential modest business gains in the industry. The bond market is expected to be influenced by below-estimate employment numbers even before the next Fed meeting. The 30-year fixed rate mortgage dropped by 5 basis points, influenced by muted inflation and job data. Treasury yields and... more
Sep 5, 2025 8:23 AM
— Mortgage Rates
Mortgage rates hit 11-month low, increasing optimism for buyers
Mortgage rates have decreased to an 11-month low, leading to optimism for new buyers and current owners. The market is waiting for the Department of Labor's jobs report, which could affect future rate changes. Affordability challenges and economic uncertainty continue to suppress demand in the housing market.
Sep 5, 2025 7:23 AM
— Mortgage Rates
Mortgage rates just dropped—here's how much you could save on monthly payments
Mortgage rates have fallen to 6.5%, down from a peak of 7.04% in January 2025, following the downward trend of the 10-year Treasury yield. The decrease in rates could result in monthly savings for homebuyers, with a 20% down payment seeing a $118 reduction in costs. While the drop in rates may not make homes more affordable on its own, it can still make a significant impact on monthly budgeting. T... more
Sep 5, 2025 3:24 AM
— Mortgage Rates
30-year mortgage rates decrease: Is now the best time to lock? | Today's mortgage and refinance rates, September 4, 2025
Average mortgage rates for 30-year fixed, 15-year fixed, and 5/1 ARM have decreased, while jumbo loan rates have risen. Mortgage rates are dropping due to the possibility of a Federal Reserve cut. Although rates have fallen, history shows that a Fed rate cut may not always result in lower mortgage rates. The average 30-year mortgage rate has reached an 11-month low. Tips are provided for those loo... more
Sep 5, 2025 3:23 AM
— Mortgage Rates
Current mortgage rates report for Sept. 5, 2025: Rates drop even lower than before
The average interest rate for a 30-year fixed-rate conforming mortgage loan in the U.S. is 6.484%. Rates have fluctuated slightly in recent days and weeks. Experts agree that rates around 6% are possible if inflation is managed and lenders feel optimistic about the economy. Homebuyers are facing high mortgage rates, with rates feeling high compared to the recent historically low rates between 2% a... more
Sep 4, 2025 8:23 PM
— Mortgage Rates
Did mortgage rates just hit a new low?
Freddie Mac reported that the weekly average for a 30-year fixed-rate mortgage in the U.S. has fallen to 6.5%, which is an 11-month low. Despite lower mortgage rates, sales aren't surging due to affordability issues. Mortgage applications were down, but refinance applications were up.
Sep 4, 2025 2:23 PM
— Mortgage Rates
Here's how far mortgage rates have dropped in 2025 (and how much further they can still fall)
Mortgage interest rates rose significantly after 2022 due to inflation, making homebuying and refinancing unaffordable for many. However, rates have been steadily declining since January 2025, with the average rate for a 30-year fixed-rate mortgage dropping to 6.50% and a 15-year term dropping to 5.60% as of September 4. Further reductions in mortgage rates are anticipated in the coming months and... more
Sep 4, 2025 1:23 PM
— Mortgage Rates
Mortgage rates tumble to lowest level since October 2024
Mortgage rates have fallen to their lowest levels since October 2024, with the average rate on a 30-year fixed mortgage dropping to 6.5%. This decrease is seen as good news for potential buyers and current homeowners, as it increases the opportunity for refinancing. However, despite the lower rates, fewer than 30% of homes on the market are affordable for the average household due to rising prices... more
Sep 4, 2025 10:24 AM
— Mortgage Rates
Average rate on a 30-year mortgage drops to 6.5%, the lowest since last October
The average rate on a 30-year U.S. mortgage fell to 6.5% from 6.56% last week, with borrowing costs on 15-year fixed-rate mortgages also falling. Mortgage rates are influenced by factors like the Federal Reserve's decisions and bond market expectations. The Fed may cut rates in the upcoming months which could further impact mortgage rates. The housing market has been sluggish since rates began cli... more
Sep 4, 2025 9:29 AM
— Mortgage Rates
Mortgage rates sink with FOMC cuts on the horizon
Mortgage rates hit an 11-month low as markets anticipate a rate cut from the Federal Open Market Committee. The 30-year fixed rate mortgage dropped slightly, with various sources reporting larger declines in rates. Recent jobs data and inflation numbers have influenced the market, causing Treasury yields and mortgage rates to decrease.
Sep 4, 2025 9:23 AM
— Mortgage Rates
Instant Reaction: Mortgage Rates, September 4, 2025
The average 30-year fixed mortgage rate has decreased to 6.50%, making monthly payments more affordable for potential homebuyers. This drop in rates could attract more sellers to the market and encourage current homeowners to consider refinancing to save money. However, rates are still relatively high compared to previous years.
Sep 4, 2025 9:23 AM
— Mortgage Rates
Mortgage rates hit 6.5%, the lowest level since October 2024
Mortgage rates have reached a fresh low in 2025, with the average 30-year rate at 6.5% and the average 15-year rate at 5.6%. Lower rates have not significantly boosted homebuying activity. Mortgage applications to purchase a home dropped 3%, while refinancing applications increased by 1%. Weaker-than-expected job market data could lead to further rate movements next week.
Sep 4, 2025 9:23 AM
— Mortgage Rates
Mortgage rates fall, Amazon & JetBlue, American Eagle ad pays off
The article discusses three top stories of the trading day: mortgage rates trending lower, Amazon partnering with JetBlue, and American Eagle Outfitters stock surging on earnings.
DISCLAIMER: mortgage-rates.ai is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. mortgage-rates.ai is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.