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News for: Interest Rates
Showing 265 - 288 of 314 results
May 22, 2025 11:00 AM
— Interest Rates
Mortgage rates rise as Trump floats taking Fannie and Freddie public
Rates for 30-year fixed-rate mortgages increased slightly to 6.86% in the week ending May 22. Concerns about fiscal policy proposals and the potential public offering of Fannie Mae and Freddie Mac are contributing to an uncertain rate environment, impacting the housing market.
May 21, 2025 3:01 AM
— Interest Rates
Majority of rates increase on U.S. debt downgrade - Current mortgage and refinance rates for May 20, 2025
Average mortgage rates have increased for 30-year fixed, 15-year fixed, and jumbo mortgages, while 5/1 ARM rates have fallen. The Federal Reserve decided to hold its benchmark rate steady, but there are indications that a rate cut may be imminent due to calming inflation. Experts predict that rates will remain within a narrow range for most of 2025, with a slight downward trend. Mortgage rates are... more
May 20, 2025 2:00 PM
— Interest Rates
What Moody's U.S. Credit Downgrade Means for Your Wallet
Moody's downgraded the U.S. credit rating due to an increase in government debt, which could lead to higher interest rates for consumers and an uptick in inflation. The federal debt is currently at $36.22 trillion and is expected to rise further with President Trump's proposed tax and spending bill. As a result of the downgrade, Treasury bond yields and mortgage rates have already started to incre... more
May 20, 2025 4:00 AM
— Interest Rates
What America's Latest Credit Downgrade Means For Mortgage Rates
Moody's downgrade of the U.S. sovereign credit rating is expected to result in higher borrowing costs on mortgages as yields on 10-year treasuries, which impact mortgage rates, are sensitive to credit downgrades. The average rate on a 30-year fixed mortgage has already been hovering around 7% this year.
May 20, 2025 2:00 AM
— Interest Rates
China cuts key mortgage rate to spur property market. Is a rebound in sight?
China slashed a key reference rate for mortgage loans by 10 basis points in an effort to stabilize the property market, but analysts believe the cut may not be enough to revive the struggling sector. This action is part of broader efforts to revive China's real estate sector, which has been a persistent drag on the economy.
May 19, 2025 6:00 PM
— Interest Rates
China cuts benchmark lending rates for the first time in 7 months in Beijing's growth push
China cut its key lending rates by 10 basis points in an effort to boost its economy amidst easing trade tensions and a stronger yuan. This marked the first rate reduction since October. The rate cuts aim to lower key lending rates, with the 5-year LPR serving as a benchmark for mortgage rates. Further rate cuts are expected by the end of the year. The stimulus measures announced by Beijing includ... more
May 19, 2025 3:00 PM
— Interest Rates
Mortgage rates climb back above 7% after Moody's U.S. debt downgrade
The average interest rate for a 30-year mortgage rose above 7% after Moody's downgraded the U.S. credit rating due to growing debt levels. Mortgage rates have remained high despite Fed rate cuts, tracking the 10-year Treasury bond. Market reactions to the downgrade caused stock and bond prices to fluctuate. Analysts expect limited market impact from the downgrade but anticipate elevated mortgage r... more
May 19, 2025 2:00 PM
— Interest Rates
High-Yield Savings Rates Today: May 19, 2025 | Top Rate Remains At 4.40% APY
The article discusses how the U.S. stock market is recovering from losses, with inflation rates slightly lower than anticipated. It highlights the importance of high-yield savings accounts offering APYs above 4 percent to combat inflation. The Federal Reserve's unchanged interest rates have helped keep savings account yields high, with some accounts offering APYs of 5 percent or higher. Savers are... more
May 19, 2025 11:01 AM
— Interest Rates
Lenders feel better, not exuberant, about housing market
The Mortgage Bankers Association forecasts slightly lower volume for 2025, with a 14% increase in the number of units produced. The interest rate environment is volatile, resulting in higher refinance mortgage volume. The 30-year fixed-rate mortgage rose slightly to 6.86%, but remained under 7% for the 17th consecutive week.
May 19, 2025 8:00 AM
— Interest Rates
What Moody’s downgrade of U.S. credit rating means for your money
Moody’s decision to downgrade the U.S. credit rating is expected to increase the cost of borrowing, impacting consumer loans like mortgages, credit cards, and personal loans. The downgrade puts pressure on bond prices, leading to higher yields. The increase in interest rates is attributed to the federal government’s budget deficit and economic uncertainty due to President Trump's tariff policy.
May 19, 2025 6:00 AM
— Interest Rates
Global Bond Audience is Booing US Fiscal Performance
Moody's announcement of the US credit rating cut led to minimal impact as the market was already aware of the issues. The real concern lies in the lack of a sustainable fiscal path for the US government.
May 19, 2025 3:01 AM
— Interest Rates
Best money market account rates today, May 19, 2025 (Earn up to 4.41% APY)
The article discusses money market accounts and how they can offer better returns compared to traditional savings accounts. It explains how their rates have fluctuated due to changes in the Federal Reserve's interest rates over the years, mentioning the impact of events such as the 2008 financial crisis and the COVID-19 pandemic. It emphasizes the importance of comparing various factors, aside fro... more
May 19, 2025 3:00 AM
— Interest Rates
Mortgage and refinance interest rates today, May 19, 2025: Rates decrease in the short term
Current mortgage interest rates are down according to Zillow data, with the average 30-year fixed mortgage rate at 6.77% and the 15-year fixed rate at 6.03%. This trend of decreasing and increasing rates is expected to continue, with rates hovering around mid-to-upper 6% range for 30-year loans and near 6% for 15-year loans. It is recommended that individuals not wait for rates to fall further bef... more
May 18, 2025 6:01 AM
— Interest Rates
Best CD rates today, May 18, 2025 (lock in up to 4.4% APY)
The article provides information on how to earn higher interest rates through certificates of deposit (CDs) by locking in rates with different types of CDs. It explains how interest rates vary across financial institutions and provides examples of how much one can earn with different APY rates on CDs. It also mentions different types of CDs available, such as bump-up CDs, jumbo CDs, brokered CDs, ... more
May 18, 2025 5:02 AM
— Interest Rates
Best money market account rates today, May 18, 2025 (best account provides 4.41% APY)
This article discusses the current state of money market account rates in 2024, highlighting the effects of the Federal Reserve cutting its target rate three times. It emphasizes the importance of comparing MMA rates to maximize earnings, provides examples of how different interest rates impact savings over time, and offers recommendations for opening high-yield money market accounts. The article ... more
May 17, 2025 5:01 AM
— Interest Rates
Best high-yield savings interest rates today, May 17, 2025 (earn up to 4.44% APY)
The article discusses how savings interest rates have fallen due to the Federal Reserve cutting its target rate, but some banks are still offering high interest rates on savings accounts. It explains how much can be earned with different interest rates and compounding frequencies, as well as the benefits of high-yield savings accounts and CDs.
May 16, 2025 3:01 AM
— Interest Rates
Federal debt isn't some abstract, distant problem, as mortgage borrowers may soon find out
The article discusses how government overspending and increasing government debt can impact bond returns and interest rates, including mortgage funding costs. It highlights the potential implications of the U.S. government defaulting on its debt and how it could affect Canadian interest rates and mortgage rates. The author emphasizes the need for fiscal responsibility and efficiency to address bud... more
May 15, 2025 1:00 PM
— Interest Rates
Lenders in limbo: mortgage rates dance without direction
The article discusses how borrowing costs have been stagnant due to uncertainty regarding which outcome of the trade war will impact interest rates more: an economic downturn or an increase in inflation. Lenders are making shifts as they await more clarity next month when tariff effects begin showing up in data. The bond market is pricing in the possibility of two more Bank of Canada rate cuts in ... more
May 14, 2025 9:55 AM
— Interest Rates
Trade war personal finance update: A ‘how much should you worry’ guide to stocks, mortgage rates, the dollar and more
The article discusses the impact of the trade war on various aspects of personal finance, including the stock market, interest rates, job market, and mortgage rates. It notes that while the stock market has recovered and interest rates are relatively stable, mortgage rates have been edging higher in recent weeks. This is due to uncertainty in the bond market, which is influenced by inflation, econ... more
May 13, 2025 1:00 PM
— Interest Rates
Mortgage Rates Hold Fairly Steady After Inflation Data
The article discusses the release of the Consumer Price Index (CPI) and its impact on mortgage rates. Higher inflation generally leads to higher interest rates, but today's CPI data was affected by uncertainties surrounding tariffs and trade deals. The report came in lower than expected, which did not have much of an impact on rates. However, despite this, average mortgage rates have increased sli... more
May 13, 2025 8:00 AM
— Interest Rates
Best money market account rates today, May 13, 2025 (Earn up to 4.41% APY)
The article discusses money market account rates and how they have fluctuated over the years due to changes in the Federal Reserve's target interest rate. After the 2008 financial crisis, rates were kept low to stimulate the economy, but have since risen to historically high levels in 2022 and 2023. In 2024, rates began to decline following the Fed's rate cuts. Today, online banks and credit union... more
May 13, 2025 8:00 AM
— Interest Rates
Best high-yield savings interest rates today, May 13, 2025 (Earn up to 4.30% APY)
The article discusses how savings account interest rates have fluctuated over the past decade in response to actions taken by the Federal Reserve. Despite interest rates rising in recent years, the average savings account rate remains low compared to other investments. High-yield savings accounts are ideal for short-term goals, such as saving for a down payment on a home, as they provide competiti... more
May 13, 2025 8:00 AM
— Interest Rates
Best CD rates today, May 13, 2025 (Lock in up to 4.40% APY)
The article discusses the history of CD rates, noting that they have fluctuated over the years due to economic conditions and the Federal Reserve's actions. It mentions that CD rates are currently declining after the Fed's decision to cut the federal funds rate, although they remain relatively high compared to historical standards. The article emphasizes the importance of considering various facto... more
May 13, 2025 3:00 AM
— Interest Rates
High-Yield Savings Rates Today: May 12, 2025 | Earn Up To 4.40% APY
The article discusses how the Federal Reserve is keeping interest rates steady, which is benefiting savers by keeping high annual percentage yields on savings accounts well above 4 percent. This has been the case for over two years, with opportunities for high yields on savings accounts, money market accounts, and certificates of deposit. The highest savings account rate is 4.40 percent APY, offer... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.