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News for: Mortgage Rates
Showing 265 - 288 of 796 results
Sep 3, 2025 1:27 PM
— Mortgage Rates
Refi Demand Improves While Purchase Applications Edge Lower
Mortgage applications decreased slightly, with the 30-year fixed rate dropping to 6.64%. Refinance applications increased slightly, with FHA and VA refinances driving the growth, but conventional refinances declined. Purchase activity also decreased after several weeks of increases.
Sep 3, 2025 1:26 PM
— Mortgage Rates
Mortgage Rates Officially Hit 11-Month Low
Mortgage rates experienced a significant spike on October 4th due to a jobs report, leading to 30yr fixed rates moving over 7.25% in January. However, rates have since dropped back down and are currently at their lowest point in 11 months, with potential for further fluctuation based on upcoming jobs reports.
Sep 3, 2025 1:26 PM
— Mortgage Rates
Mortgage rates hit a new 2025 low after soft job openings report
Mortgage rates decreased to a year-to-date low of 6.49% after job openings data came in below expectations, leading to more unemployed workers than job openings. This has put a September rate cut and lower mortgage rates in play.
Sep 3, 2025 1:25 PM
— Mortgage Rates
Mortgage and refinance interest rates today, September 3, 2025: A small reversal in direction
The average 30-year fixed mortgage rate is 6.45% and the 15-year rate is 5.58% according to Zillow. Various mortgage rates are provided including 20-year fixed, 5/1 ARM, 7/1 ARM, and VA loan rates. The article also discusses the pros and cons of different mortgage term lengths and types like 15-year and adjustable-rate mortgages. Mortgage rates are expected to remain stable in the near future.
Sep 3, 2025 12:23 PM
— Mortgage Rates
Mortgage Rates Rise Slightly, Still Near 11-Month Low
The article discusses the current state of mortgage rates, mentioning that rates have been low since mid-October 2024. It also touches on the affordability of homes based on the median family income and home prices. The Federal Reserve's decision to potentially cut rates is mentioned, but it is noted that mortgage rates are influenced by investor appetite for 10-year Treasury bonds. The article al... more
Sep 3, 2025 3:24 AM
— Mortgage Rates
Don’t shortchange investments to buy a house — even at today’s rates
The article discusses how many Americans are cashing in stock holdings to buy homes due to the combination of the stock market setting records, rising home prices, and mortgage rates above 6.5 percent. It explains the benefits of taking out a mortgage instead of paying cash for a home, even with higher interest rates. The article also highlights the importance of balancing mortgage payments with i... more
Sep 3, 2025 3:24 AM
— Mortgage Rates
30-year mortgage rates decrease: When will rates retreat? | Today's mortgage and refinance rates, September 2, 2025
Average mortgage rates for 30-year fixed, 15-year fixed, and 5/1 ARM have decreased. The likelihood of a Federal Reserve rate cut has caused these changes, but the correlation between Fed rate cuts and mortgage rate changes is not always consistent. The current average rates for various mortgage types have been listed, and the Mortgage Rate Variability Index indicates more stability in mortgage of... more
Sep 2, 2025 1:27 PM
— Mortgage Rates
Mortgage Rates Slightly Higher to Start September
Mortgage rates experienced some market movement on the first and last trading days of the month due to a variety of reasons, including European bond performance and speculation about legal challenges to Trump tariffs. Despite the movement, rates only increased by 0.03%, keeping them at the lowest levels since October 2024.
Sep 2, 2025 7:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, September 2, 2025: Good time of year to buy a house
Mortgage rates are relatively flat today, but they've been decreasing over the last month. According to Zillow, the current 30-year mortgage...
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2 hours ago
Yahoo Finance
The article discusses current mortgage rates, the best time of year to buy a home, different types of mortgages, the impact of different term lengths on payments and interest, and provides information on adjustable-rate mortgages and fixed-rate mortgages. It also touches on the expected trajectory of mortgage rates through the end of 2025.
Aug 30, 2025 8:23 AM
— Mortgage Rates
Homebuyers Are 'Sitting Tight,' Waiting for Lower Mortgage Rates—Why One Agent Says They Should Act Now
The weekly average 30-year fixed mortgage rate dropped to 6.58%, the lowest level in 10 months, prompting some buyers to enter the market. However, there are still more sellers than buyers, making it a buyer's market. Experts predict that mortgage rates will continue to decrease, especially if the Federal Reserve cuts interest rates in September.
Aug 29, 2025 12:26 PM
— Mortgage Rates
Rates End Week at Best Levels; Next Week Could be Huge
Mortgage rates remained stable throughout the week, with most changes leading to slightly lower rates. This stability is beneficial for borrowers and mortgage professionals. However, the upcoming week is expected to bring more volatility due to important economic reports being released.
Aug 29, 2025 12:14 PM
— Mortgage Rates
30-year mortgage rates fall: How long should buyers wait? | Today's mortgage and refinance rates, August 29, 2025
Average mortgage rates were mostly lower compared to last week, with rates for 30-year fixed, 15-year fixed, and 5/1 ARM moving lower. The Federal Reserve is expected to cut interest rates next month, but it may not lead to a significant drop in mortgage rates. Mortgage rates are predicted to remain in the mid- to high-6 percent range through the end of the year. The current average rate for a 30-... more
Aug 29, 2025 3:26 AM
— Mortgage Rates
30yr Fixed Rates Officially Back to 6.50%
There is no singular official primary source for mortgage rate levels, so we rely on surveys and data aggregations. The Freddie Mac survey showed rates at 6.56%, but other sources like MND are tracking lower rates. The current index level is at 6.50%, the lowest since October 3rd, and it represents a best-case-scenario rate for borrowers with excellent credit and a large down payment.
Aug 29, 2025 3:26 AM
— Mortgage Rates
Average rate on a 30-year mortgage slips to 10-month low
The average rate on a 30-year U.S. mortgage dropped to its lowest level in 10 months, but remains close to recent weeks. The rate eased to 6.56% from 6.58% last week, with 15-year fixed-rate mortgages staying unchanged at 5.69%. Elevated mortgage rates have contributed to a slowdown in the U.S. housing market that started in early 2022.
Aug 29, 2025 3:25 AM
— Mortgage Rates
Average rate on a 30-year mortgage slips to 10-month low
The average rate on a 30-year U.S. mortgage has decreased to its lowest level in 10 months, but remains relatively high. Mortgage rates are influenced by various factors, with the 10-year Treasury yield being a key indicator. Despite the recent decrease in rates, home sales continue to be sluggish, with economists predicting rates to remain near the mid-6% range for the year.
Aug 29, 2025 3:23 AM
— Mortgage Rates
Mortgage rates fall to 10-month low
Mortgage rates have fallen to a 10-month low, with the average rate on a 30-year fixed mortgage dropping to 6.56%. However, only 28% of homes in the U.S. housing market are now affordable for the average household due to higher interest rates, reducing homebuying activity to its lowest level since the mid-1990s.
Aug 28, 2025 12:14 PM
— Mortgage Rates
Mortgage Rates Hit Another 2025 Low
Average mortgage rates continue to see very small day-to-day changes, with today hitting a technical 'record low' for 2025. The current average rate is 6.51%, the lowest since October 3rd, 2024. The recent rate improvement has been following the August 1st jobs report, with rates remaining in a narrow range since August 4th. Today's improvement was simply a random drift in rates favoring borrowers... more
Aug 28, 2025 3:31 AM
— Mortgage Rates
Higher mortgage rates slow refi application volume
Mortgage application volume declined for the second week in a row due to a small rise in rates affecting refinance activity. Real estate investor sentiment has improved, but concerns over tariffs and interest rates linger. The Mortgage Bankers Association downgraded its yearly origination forecast, and there is hope for lower mortgage rates following talk of a Fed rate cut.
Aug 28, 2025 3:27 AM
— Mortgage Rates
Mixed Mortgage Demand, But Lower Rates Should Help Next Week's Refi Numbers
Mortgage application activity remained relatively stable, with a slight decrease in overall volume. Refinance applications decreased due to a slight increase in mortgage rates, while purchase applications increased. The average loan size also saw an increase. Refinance applications are still higher compared to the same time last year. Mortgage rates hit new lows for the year, which may stimulate r... more
Aug 27, 2025 12:13 PM
— Mortgage Rates
Even A Small Drop in Mortgage Rates Could Mean Relief for Homeowners, Report Says
A recent report suggests that even a modest drop in mortgage rates could provide relief for homeowners. The report predicts that the average 30-year fixed mortgage rate could fall to 6.3% by January 2026, potentially allowing millions of homeowners to refinance their homes and reduce their monthly mortgage payments. Many younger homeowners are especially counting on refinancing in the future.
Aug 27, 2025 3:30 AM
— Mortgage Rates
Mortgage-Treasury spread at narrowest point in three years
Mortgage spreads reached a three-year low on August 22 but were still wider than the historic average. The 30-year fixed rate mortgage fluctuated throughout July, influenced by Treasury yields and job reports. Real estate investor sentiment improved but concerns about tariffs and interest rates remained.
Aug 27, 2025 3:26 AM
— Mortgage Rates
Mortgage Rates Back in Line With Long-Term Lows
Mortgage rates have been relatively stable recently, with the most significant recent changes occurring after the August 1st jobs report and Fed Chair Powell's speech at Jackson Hole. This week's movements have been minimal and could be classified as incidental random drift. The next major event that could impact rates is the upcoming jobs report.
Aug 26, 2025 3:31 AM
— Mortgage Rates
Gen Z, millennials struggle with housing costs
A Redfin survey found that over 40% of millennial and Gen Z homeowners struggle to afford their housing payments, although this number is less compared to the amount who struggle with rent payments. Real estate investor sentiment has improved, but concerns remain over tariffs and interest rates. Additionally, Gen Z and Millennial homeowners face unexpected expenses post-closing, highlighting the n... more
Aug 25, 2025 5:25 AM
— Mortgage Rates
30-year mortgage rates decrease: Should homebuyers wait? | Today's mortgage and refinance rates, August 27, 2025
Mortgage rates were mostly lower compared to the previous week, with rates for 30-year fixed, 15-year fixed, and 5/1 ARM decreasing. The Federal Reserve is expected to cut interest rates next month, but this might not lead to a significant drop in mortgage rates. Rates are projected to remain in the mid- to high-6 percent range for the rest of the year. The article provides current average rates f... more
DISCLAIMER: mortgage-rates.ai is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. mortgage-rates.ai is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.