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News for: Mortgage Rates
Showing 265 - 288 of 1075 results
Oct 30, 2025 9:06 AM
— Mortgage Rates
Average long-term US mortgage rate dips to 6.17%, its lowest level in more than a year
The average rate on a 30-year U.S. mortgage fell for the fourth consecutive week to its lowest level in over a year, benefiting homebuyers and homeowners looking to refinance. The average rate on a 15-year fixed-rate mortgage also decreased. Mortgage rates are influenced by various factors, including the Federal Reserve's interest rate policy decisions and bond market investor expectations.
Oct 30, 2025 7:05 AM
— Mortgage Rates
After the Fed cut interest rates, adjustable-rate mortgages may be 'an underappreciated opportunity,' top advisor says
The Federal Reserve decision is expected to put more downward pressure on mortgage rates, offering relief for potential homebuyers. Adjustable-rate mortgages (ARMs) with lower initial rates are becoming more popular, with a 5/1 ARM averaging a 5.66% interest rate. ARMs are seen as a good financing option for buyers on the sidelines, but they come with risks when rates adjust. It is recommended for... more
Oct 30, 2025 3:07 AM
— Mortgage Rates
Fannie Mae's earnings rise, equity nears $106B
Fannie Mae's stockholders' equity rose in the third quarter as earnings increased, with projections for mortgage rates in 2025 and 2026 at 6.3% and 5.9% respectively. Refinancing indicators showed minimal gains, and new co-presidents were appointed at the company. Cuts were made to non-essential positions, and the organization emphasizes the value of industry participation in standards.
Oct 29, 2025 3:01 PM
— Mortgage Rates
Mortgage rates dip again to lowest level in a year
The article discusses how the Federal Reserve's recent rate cuts have affected mortgage rates, highlighting that while mortgage rates are at their lowest levels of the year, further drops may be needed to impact housing affordability. It also mentions the factors influencing mortgage rates, such as investor appetite for 10-year Treasury bonds, and the potential impact of economic factors like infl... more
Oct 29, 2025 1:09 PM
— Mortgage Rates
The Fed Cuts Rates Again, But Its Next Moves Are Uncertain. Here's How You Could Feel It
The Federal Reserve cut interest rates by a quarter of a percentage point during its October meeting, lowering the benchmark rate to a new target range of 3.75%-4%. This marks the fifth total cut since post-pandemic inflation forced the U.S. central bank to hike interest rates. The rate cut is expected to lower borrowing costs for certain loans like credit card rates, auto loans, and home equity l... more
Oct 29, 2025 11:05 AM
— Mortgage Rates
Fed Cuts Rates Again, Though Mortgage Rates Are Already Down
After a second consecutive Fed rate cut in October, mortgage rates are anticipated to reach 6%. Despite the lower rates, mortgage applications for home purchases have been decreasing. The Federal Reserve chose to prioritize the job market over inflation in their recent rate cuts. Homebuyers are hesitant to make big decisions, like purchasing a home, due to overall economic uncertainty. Current hom... more
Oct 29, 2025 10:10 AM
— Mortgage Rates
Mortgage Rates Forecast & Predictions
Mortgage rates have been fluctuating over the past week, with some slight dips but overall trending higher as yields on the 10-year Treasury have been on the rise. If Treasury yields remain above 3%, the average 30-year fixed-rate mortgage may reach 5% sooner than expected. Despite concerns about rising rates, experts do not believe there is a housing bubble forming.
Oct 29, 2025 7:39 AM
— Mortgage Rates
Falling rates fuel second week of refi surge
The Mortgage Bankers Association reported that the lowest mortgage rates in over a year have led to a significant increase in refinance activity, although purchase volume was slightly down. Mortgage applications have been on the rise and new-home loan activity increased in August year over year.
Oct 29, 2025 7:05 AM
— Mortgage Rates
Mortgage rates are back to a 3-year low. Should you lock one in now?
Mortgage interest rates have been fluctuating, dropping to a three-year low in September before rising slightly and then dropping again. It is recommended for homebuyers to lock in a low rate now to avoid potential future rate hikes and benefit from potential float-down options from lenders. This will provide stability for budgeting and house hunting, potentially putting buyers ahead of the compet... more
Oct 29, 2025 5:07 AM
— Mortgage Rates
US Mortgage Rates Fall to 6.3%, Boosting Purchase Activity
US mortgage rates fell to a one-year low, leading to an increase in refinancing and home purchase applications. Mortgage rates track US Treasury yields, which dropped due to declining oil prices. The drop in rates could potentially revive the housing market from a sluggish period.
Oct 29, 2025 4:11 AM
— Mortgage Rates
Mortgage rates drop to the lowest level in over a year, pushing refinancing 111% higher annually
Mortgage interest rates decreased for the fourth consecutive week, leading to a 7.1% increase in mortgage application volume. Refinance demand surged by 9%, driven by conventional refinance applications. The average loan size for a refinance was $393,900. Purchase applications also rose by 5%, with USDA applications falling due to the government shutdown. Mortgage rates continued to drop, with the... more
Oct 28, 2025 1:05 PM
— Mortgage Rates
Lowest Rates in a Year. Tomorrow's Fed Announcement Could Push Them in EITHER Direction
Mortgage rates have reached a new low, matching the lowest level seen in over 3 years. Today's decrease was not in response to any specific event but rather a continued improvement in bond markets. If bonds hold their current levels, rates could be even lower tomorrow. The upcoming Fed announcement to cut rates will not directly affect mortgage rates, but other information or changes in bond buyin... more
Oct 28, 2025 11:11 AM
— Mortgage Rates
Will the Fed ruin the lowest mortgage rates of 2025?
Mortgage rates are currently at a yearly low, hitting a low point of 6.13% which has led to increased housing activity and a surge in mortgage applications. This is a different trend compared to last year when rates were rising above 7%.
Oct 28, 2025 7:52 AM
— Mortgage Rates
When will mortgage rates go down? They’re decreasing, but have a way to go before hitting 6%.
Mortgage rates have recently dropped to their lowest point in a year, with the 30-year fixed-rate mortgage going down by 8 points. While rates have been fluctuating over the past month, overall they are lower now. Despite the expectation that the Federal Reserve will cut interest rates, mortgage rates don't always follow that trend. Home affordability is also affected by home prices, which continu... more
Oct 28, 2025 3:16 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 28, 2025: A bounce higher for 30-year fixed rates
According to Zillow, mortgage rates have seen some changes with 30-year fixed rates increasing and 15-year fixed rates decreasing. Understanding the difference between mortgage term lengths and interest rates can help you decide between a 15-year or 30-year mortgage. Economists predict that significant drops in mortgage rates are not expected before the end of 2025, with some minor decreases possi... more
Oct 27, 2025 3:03 PM
— Mortgage Rates
How New Inflation Data Could Impact 2025 Mortgage Rates—What Homebuyers Need to Know
The article discusses how inflation impacts mortgage rates, with higher inflation leading to higher mortgage rates. It also mentions that despite inflation coming in slightly lower than expected, mortgage rates are predicted to stay in the mid-6% range for the rest of the year. Experts believe that mortgage rates may trend lower by 2026, following changes in Fed policy and leadership. The article ... more
Oct 27, 2025 1:52 PM
— Mortgage Rates
Mortgage rates, home prices improve in Fannie Mae forecast
Fannie Mae is positive about the economic and housing outlook, with improvements in profitability driving decisions. Total mortgage origination volume is expected to exceed $2 trillion by the end of the year. FHA loans contributed to an increase in foreclosure starts. Mortgage rates have been impacted by a 16 basis points increase in the 10-year Treasury yield.
Oct 27, 2025 12:23 PM
— Mortgage Rates
Mortgage Rates Perfectly Flat to Start The Week
Mortgage rates fell to the lowest levels in a month and remained unchanged at the start of the new week. The government shutdown is impacting the bond market, which dictates rates, as it is missing out on economic reports. A well-received auction of US Treasuries put some downward pressure on rates, prompting a few lenders to issue mid-day improvements.
Oct 27, 2025 8:48 AM
— Mortgage Rates
Warren Buffett’s Berkshire Hathaway and Zillow say mortgage rates can’t fall enough for Americans to afford a home
Mortgage rates have remained high, well above the sub-3% rates seen during the pandemic, making homeownership increasingly unaffordable for many Americans as home prices continue to rise. Economists and real-estate groups predict that mortgage rates are unlikely to drop significantly in the near future, leading to affordability challenges for buyers. The high mortgage rates have caused a decrease ... more
Oct 27, 2025 3:59 AM
— Mortgage Rates
Four banks cut mortgage rates in fresh price war
Four of Britain’s biggest banks have cut their mortgage rates in response to good news on inflation and falling swap rates. The competition has led to price wars with banks like Santander, NatWest, Barclays, and HSBC offering lower fixed rates for homebuyers and those remortgaging.
Oct 27, 2025 3:17 AM
— Mortgage Rates
Mortgage and refinance interest rates today for October 27, 2025: Still lowest in more than a year
Current mortgage rates are mixed, with the average 30-year fixed rate dropping to 6.09% while the 15-year fixed rate increased to 5.44%. Various mortgage options and strategies for getting the lowest rates are provided, along with factors to consider when choosing between mortgage terms. Adjustable-rate mortgages are discussed, advising buyers to shop around for the best rates and lenders. The imp... more
Oct 27, 2025 2:18 AM
— Mortgage Rates
Minnesota home sales up as mortgage interest rates fall
In Minnesota, more homes were sold in September compared to the same time last year, driven by lower mortgage rates. The market is described as undersupplied with sellers still having the advantage. Mortgage rates are seen as a significant factor for buyers and sellers, with further drops potentially leading to increased activity. Despite some homes selling quickly, others are struggling to find b... more
Oct 26, 2025 6:01 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 26, 2025: So close to sparking a wave of refinancing
Zillow data shows that the current 30-year fixed mortgage rate is at 6.09%, which is the lowest in over a year. Different mortgage rates are provided for various terms such as 20-year fixed, 15-year fixed, and ARMs. Mortgage refinance rates are also available. It is advised to focus on personal finances to lower the mortgage rate rather than wait for rates to drop. Factors like credit score, down ... more
Oct 25, 2025 5:49 AM
— Mortgage Rates
Weaker Purchase Demand Offset by Stronger Refis
Mortgage application activity decreased slightly last week, with a 0.3% drop in total volume. Refinance applications saw an increase of 4% from the previous week due to low rates, with conventional and FHA refinances driving the uptick. Purchase applications also decreased by 5% but remained stronger compared to last year.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.