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News for: Housing Market
Showing 289 - 306 of 306 results
May 5, 2025 9:00 AM
— Housing Market
Pre-Qual, Fee Collection, Jumbo, Software Designing Tools; Training, Webinars, and Events This Week
The article discusses the significance of Cinco de Mayo and reflects on the Battle of Puebla in Mexico. It mentions the rise in Hispanic home ownership rates in the US and the impact on lenders. It also highlights the mortgage rates in Mexico and the country's homeownership statistics. The article includes information about various events, training, and webinars related to the mortgage industry. A... more
May 5, 2025 6:00 AM
— Housing Market
Your Emergency Fund Should Be $35,000. Here's Why.
The article discusses the importance of having an emergency fund of $35,000, which is the estimated cost of six months' expenses for the average household. Economic uncertainty, including concerns about tariffs, market volatility, and a potential recession, make having an emergency fund more crucial. Most people rely on their savings in emergencies. The article also breaks down the costs associate... more
May 5, 2025 5:00 AM
— Housing Market
Home values expected to drop the most in these CA cities, Zillow says. How much?
The article at the provided link is either temporarily down or has been permanently moved to a new web address.
May 5, 2025 5:00 AM
— Housing Market
The flagging economy is hurting the housing market
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May 2, 2025 12:00 PM
— Housing Market
Home Price Appreciation Remains, But Interesting Trend Emerges
The article discusses recent trends in home prices as reported by the FHFA House Price Index and the Case Shiller Home Price Index. Both indices show that the average home is appreciating between 4 and 5 percent per year. While there has been some variation in monthly movements, the overall picture is relatively stable. The article notes a slight decrease in FHFA's index in February, which could b... more
May 2, 2025 7:39 AM
— Housing Market
Mortgage jobs dip, overall hiring points to stable rates
The article discusses the latest Bureau of Labor Statistics numbers, which show a positive gain in U.S. employment despite a tepid homebuying season. Mortgage rates are expected to remain within their current range as the Federal Reserve assesses economic growth and inflation concerns. Nonbank mortgage payrolls have slightly decreased, and there are concerns about economic weakness affecting futur... more
May 2, 2025 3:00 AM
— Housing Market
Home ownership further out of reach a rising prices, high mortgage rates widen affordability gap
The article discusses how home ownership is becoming increasingly out of reach for many Americans due to elevated mortgage rates and rising home prices. The analysis shows that a homebuyer now needs to earn at least $114,000 a year to afford the national median listing price of $431,250. Mortgage rates have increased significantly, with the average rate on a 30-year mortgage now at 6.76%. This hig... more
May 1, 2025 10:33 AM
— Housing Market
Mortgage rates move lower, but is it enough to help the housing market?
Rates for 30-year fixed-rate mortgages dipped slightly to 6.76%. Mortgage rates are difficult to predict as they follow the U.S. 10-year Treasury note. Concerns about the trade war and the economy have caused Treasury yields to surge, despite the typical pattern of yields falling during economic weakness. Lower mortgage rates are not enticing buyers as economic uncertainty continues to impact deci... more
Apr 30, 2025 6:50 AM
— Housing Market
Pending Home Sales Jumped 6.1% in March
The article discusses the increase in pending home sales in March, with the greatest month-to-month increase since December 2023. The Northeast experienced losses in transactions while the Midwest, South, and West saw gains, with the South experiencing the most substantial increase. Mortgage rates fell in March, which led to a rise in potential home buyers. The article emphasizes that home buyers ... more
Apr 29, 2025 11:37 AM
— Housing Market
Five ways a Liberal election win will influence mortgage rates, housing, retirement and investing
The article discusses the impact of the recent Liberal government win on various financial issues, including mortgage rates and housing affordability. It explains that the new government's decisions will affect interest rates and the stock market, with potential implications for home buyers. The article mentions that the Bank of Canada has already made two rate cuts this year and could make more i... more
Apr 29, 2025 9:38 AM
— Housing Market
The 5 states where homeowners spend the most on their mortgages — and the 5 where they spend the least
The article discusses the soaring housing prices in the U.S., with the median home price increasing from $289,000 in 2020 to $418,000 now. Mortgage rates remain high, making homeownership seem out of reach for many. WalletHub analyzed the cost of mortgage and utility bills in all 50 states to determine where people spend the most and least on housing. Housing costs can take up around 50% of the me... more
Apr 25, 2025 1:34 PM
— Housing Market
Doug Duncan on the economy and new advisory roles
Longtime housing economist Doug Duncan, who recently retired, announced his return to the workforce in 2025 to launch a new business. He plans to utilize his expertise in covering the housing market to benefit lenders and related industries. Duncan discussed his reasons for starting the business, his definition of retirement, and new goals. In the mortgage industry, there are calls for loosened re... more
Apr 24, 2025 3:51 AM
— Housing Market
Lower interest rates boosted new home purchases in March
Mortgage rates slightly loosened in March, leading to an increase in interest in newly constructed homes. New-home purchases grew by 14% from the previous month, with conventional loans being the most popular. The average loan size for new homes decreased. However, there is uncertainty about future trends in new-home purchases due to economic factors such as tariffs and interest rates hovering clo... more
Apr 22, 2025 3:00 PM
— Housing Market
FHA Delinquencies Fall in 1Q, Remain Historically High
The article discusses the current state of mortgage rates and the impact on home buyers. It mentions that mortgage rates have recently increased, leading to higher borrowing costs for home buyers. This rise in rates may make it more difficult for some buyers to afford a home or qualify for a mortgage. Additionally, the article suggests that the increase in rates is due to various economic factors.... more
Apr 22, 2025 5:00 AM
— Housing Market
Study: Renting is increasingly more affordable than buying in most large U.S. metros
Mortgage broker Paul Leara, who has been renting for the past decade, believes renting offers more flexibility and lower upfront costs compared to buying a home. He prefers to invest his money in the stock market rather than in a home. Leara is among the increasing number of young Americans choosing to rent due to the unaffordable housing market. This trend is influenced in part by mortgage rates,... more
Apr 10, 2025 3:51 AM
— Housing Market
Tariff shock: Where smart money is going in mortgage, housing
The article discusses how recent policy moves have introduced volatility into the market, making it challenging for home buyers to make home-finance investments. Mortgage rates are a key factor impacting home buyers, with experts suggesting various strategies such as investing in mortgage REITs like AGNC Investment Corp. and Two Harbors when rates fall. Warren Buffett's selective sales of housing ... more
Apr 2, 2025 9:39 AM
— Housing Market
Mortgage hiring rises, U.S. job additions outpace estimates
The article discusses the impact of low mortgage rates on the industry's hiring indicators in February and the unexpected increase in overall U.S. job additions reported for March. Despite the positive job market data, concerns about underlying weakness in the economy and potential inflationary pressures from tariff policies remain. The Federal Reserve is expected to remain cautious with any rate ... more
Mar 30, 2025 9:39 AM
— Housing Market
Rates stall, but spring home buyers move forward
Despite stalling mortgage rates and economic uncertainty, the spring home buying season is still showing positive signs. Purchase applications have reached their highest level since January, with a slight increase in home buying activity. The 30-year fixed rate dropped by just 1 basis point to 6.70%, leading to a 3% increase in conventional purchases and a 2% decrease in government purchase applic... more
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All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.