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News for: Mortgage Rates
Showing 289 - 312 of 793 results
Aug 23, 2025 3:28 AM
— Mortgage Rates
Mortgage rates rise slightly, still near lowest levels in 10 months
Mortgage rates have reached their lowest levels in nearly a year, with a 30-year fixed mortgage rate at 6.61 percent. Despite this drop, affordability remains a challenge for many buyers due to the high median home prices. The Federal Reserve's decision to leave the federal funds rate unchanged has not necessarily impacted mortgage rates, as they are more influenced by investor appetite for 10-yea... more
Aug 22, 2025 12:23 PM
— Mortgage Rates
Mortgage rates hit year-to-date lows after Powell comments
Jerome Powell's speech at the Jackson Hole Economic Summit suggested that the labor market is more important than inflation, leading to fresh new year-to-date lows in mortgage rates. Despite bond yields increasing, mortgage spreads have kept rates low. Powell's prioritization of labor over inflation has stirred cautious optimism for the housing market.
Aug 22, 2025 9:23 AM
— Mortgage Rates
Mortgage rate predictions for the next 5 years: 2025 to 2029
The article discusses how mortgage rates are influenced by the 10-year Treasury yield and provides a forecast of Treasury yields over the next five years, estimating that mortgage rates will remain in the mid- to upper-6% range. Various predictions from analysts and artificial intelligence systems are mentioned, indicating that mortgage rates are not expected to drop significantly in the coming ye... more
Aug 22, 2025 9:23 AM
— Mortgage Rates
Powell hints at potential interest rate cuts. What that means for homeowners hoping to refinance
Federal Reserve Chair Jerome Powell hinted at possible interest rate cuts in the near future, which could benefit homeowners looking to refinance with high rates. Lower mortgage rates could result in lower borrowing costs for home loans, helping homebuyers secure better loan terms and homeowners refinance. Experts recommend preparing for opportunities to refinance by monitoring interest rate movem... more
Aug 22, 2025 3:24 AM
— Mortgage Rates
30-year mortgage rates decrease: Should you wait to buy? | Today's mortgage and refinance rates, August 21, 2025
Average mortgage rates have mostly decreased compared to last week, with rates for 30-year fixed, 15-year fixed, and 5/1 ARM dropping. Economic movements like inflation rates have influenced these changes, with recent data showing signs of cooling in the market. The average rates for different types of mortgages are provided, along with tips for getting the best possible rate while shopping for a ... more
Aug 21, 2025 11:23 AM
— Mortgage Rates
Doing these 5 key steps 'will allow you to move quickly' for a mortgage refinance, expert says
Mortgage rates have been declining, reaching a 10-month low. Homeowners with high interest rates are advised to start preparing for the opportunity to refinance. Experts recommend monitoring rate movements, fixing errors on credit reports, building equity, and gathering necessary documents before refinancing. It's key to start researching different lenders and loan options early on and to select t... more
Aug 21, 2025 10:23 AM
— Mortgage Rates
Mortgage Rates Inch Higher Yet Again
This article discusses how mortgage rates are impacted by bond market movement, economic reports, and comments from Fed speakers. Today's data had inflation implications which were unfavorable for rates, and Fed speaker comments also did not support a rate cut in the upcoming meeting. However, the overall damage to the bond market was minimal, resulting in only a slight increase in mortgage rates.
Aug 21, 2025 9:41 AM
— Mortgage Rates
Mortgage rates remain flat as markets wait for Powell speech
Mortgage rates have been fluctuating slightly, with the 30-year fixed rate staying in a narrow range in July. Factors such as the jobs report, Treasury yields, inflation, and tariffs have influenced these fluctuations. Despite some opportunities for borrowers due to lower rates, overall mortgage numbers have been uninspiring, leading to a downgrade in yearly origination forecasts.
Aug 21, 2025 9:23 AM
— Mortgage Rates
Average rate on a 30-year mortgage holds steady at lowest level in nearly 10 months
The average rate on a 30-year U.S. mortgage held steady at its lowest level in nearly 10 months, while borrowing costs on 15-year fixed-rate mortgages dropped slightly. Stubbornly high mortgage rates have contributed to a sales slump in the U.S. housing market. Mortgage rates are influenced by factors like the Federal Reserve's interest rate decisions and bond market expectations. Economists expec... more
Aug 21, 2025 9:23 AM
— Mortgage Rates
Mortgage rates hold steady at lowest level of the year
Mortgage rates remained unchanged this week at their lowest levels since late 2024. The 30-year mortgage rate was 6.58% and the 15-year rate was 5.69%. Market watchers are monitoring economic data closely for signs of U.S. economic health, with some predicting a Federal Reserve rate cut next month. Mortgage applications have not increased despite lower rates, but there are signs of buyer response ... more
Aug 21, 2025 9:23 AM
— Mortgage Rates
Average rate on a 30-year mortgage holds steady at lowest level in nearly 10 months
The average rate on a 30-year U.S. mortgage remained steady at its lowest level in nearly 10 months, offering hope for homebuyers facing high financing costs. Meanwhile, the rate for 15-year fixed-rate mortgages slightly decreased. Stubbornly high mortgage rates have kept the housing market in a sales slump since early 2022, affecting home sales.
Aug 21, 2025 7:23 AM
— Mortgage Rates
US home sales rose in July as mortgage rates eased a bit and home prices grew more slowly
Sales of previously occupied U.S. homes rose in July due to lower mortgage rates, slowing home price growth, and increased inventory. The median sales price inched up slightly to $422,400. The housing market has been struggling since 2022 when mortgage rates started to climb. However, last week, the average rate on a 30-year mortgage dropped to a 10-month low of 6.58%. With more homes available, b... more
Aug 21, 2025 7:23 AM
— Mortgage Rates
US home sales rose in July as mortgage rates eased a bit and home prices grew more slowly
Sales of previously owned U.S. homes rose in July due to a modest drop in mortgage rates, slowing home price growth, and an increase in available properties. Despite home prices continuing to rise annually, the rate of growth has slowed, making affordability slightly better for buyers. The housing market had been struggling due to high mortgage rates, but the recent drop in rates has encouraged mo... more
Aug 21, 2025 5:23 AM
— Mortgage Rates
It’s a buyer’s market and nobody is buying: Where Is Jerome Powell?
The real estate market in the U.S. is facing stagnation with homes sitting on the market for weeks, major price reductions, high mortgage rates, and stagnant sales. The phenomenon of 'golden handcuffs' is keeping people from moving due to financial constraints. Affordability remains a major issue despite an increase in inventory. Mortgage rates have reached their lowest level of the year, but they... more
Aug 21, 2025 5:23 AM
— Mortgage Rates
Average five-year mortgage drops below 5% to lowest level in two years
The average rate on a five-year fixed mortgage has dropped below 5% for the first time since May 2023, signaling a potential shift in market sentiment. The average two-year fixed rate mortgage has also decreased. Lenders are competing more aggressively and offering more residential mortgage products. However, due to the latest inflation reading, the chance of another base rate cut in 2025 is slim,... more
Aug 21, 2025 2:23 AM
— Mortgage Rates
NBC News
Housing freeze: High costs leave some buyers and current owners in the lurch
Changes to the central bank's key interest rate won't result in immediately lower home mortgage costs for consumers. New Home Construction.
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2 hours ago
The U.S. housing market remains stagnant with high housing prices and mortgage interest rates. Experts believe that mortgage rates will only decrease significantly if the economy worsens. President Trump is urging the Federal Reserve to lower interest rates, but mortgage rates are more affected by investor demand for government bonds. Despite little change in the 10-year Treasury note yield and mo... more
Aug 20, 2025 12:23 PM
— Mortgage Rates
Mortgage Rates Barely Budge
Mortgage rates have remained stable for the past 11 business days, with slight increases over the past week. The average top tier 30yr fixed rate has gone up from 6.53% to 6.61% in the last week, resulting in a minor change for borrowers. Rates were slightly higher before the release of the minutes from the most recent Fed meeting, which did not reveal any major new information.
Aug 20, 2025 9:23 AM
— Mortgage Rates
Mortgage Applications Inconsequentially Lower vs Last Week
Mortgage application activity slightly declined last week, with a small increase in mortgage rates that remained near longer-term lows. VA applications fell while FHA refinance applications increased. The Refinance Index decreased slightly but was still higher compared to the previous year. Purchase Index remained flat and higher than last year. The refinance share of total mortgage applications d... more
Aug 20, 2025 6:23 AM
— Mortgage Rates
Bankrate
30-year mortgage rates fall: How long should buyers wait? | Today's mortgage and refinance rates, August 19, 2025
The current average rate for a 30-year fixed mortgage is 6.64, The average rate you'll pay for a 15-year fixed mortgage is 5.84 percent,...
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3 days ago
Mortgage rates were mostly lower compared to a week ago, with the average rates for 30-year fixed, 15-year fixed, and 5/1 ARM receding. Factors influencing the shifts in rates include economic movements like inflation rate being higher than the Federal Reserve's target, disappointing July employment figures, and recent economic data showing signs of cooling. Treasury yields are easing, demand for ... more
Aug 20, 2025 4:23 AM
— Mortgage Rates
Weekly mortgage demand stalls again with just miniscule increase in interest rates
After a surge in refinance demand the previous week due to a drop in mortgage rates, both refinance and homebuyer mortgage application volume stalled the following week. Mortgage rates increased slightly, leading to a 1.4% drop in total application volume. The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances increased slightly. Refinance applications fe... more
Aug 20, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, August 20, 2025: A minor move higher
The article provides current mortgage rates, explanations of fixed-rate and adjustable-rate mortgages, as well as tips for securing a low mortgage refinance rate.
Aug 19, 2025 12:23 PM
— Mortgage Rates
Mortgage Rates Little Changed From Monday
Mortgage rates have been relatively stable recently, staying within a narrow range following the August 1st jobs report. The 10yr Treasury yields have risen back up to 4.30%, while mortgage rates are at 6.59%. There have been no significant changes in rates this week so far, with no major economic events scheduled to influence movement until Friday.
Aug 19, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, August 19, 2025: A notch higher and a notch lower
The article discusses current mortgage rates provided by Zillow for various types of mortgages such as fixed-rate, ARM, and VA loans. It also explains the differences between 15-year and 30-year mortgages, the benefits of each, as well as the impact of making extra mortgage payments. Additionally, it touches on the differences between fixed-rate and adjustable-rate mortgages, along with the expect... more
Aug 18, 2025 1:23 PM
— Mortgage Rates
Mortgage rate predictions for the next 5 years
The article discusses the correlation between 10-year Treasury yields and mortgage rates, predicting that 10-year Treasury yields will slowly decline over the next five years. The spread between Treasury yields and mortgage rates is also examined to forecast future mortgage rates. The estimates suggest that mortgage rates will not see a significant drop in the next five years, although unexpected ... more
DISCLAIMER: mortgage-rates.ai is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. mortgage-rates.ai is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.