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News for: Mortgage Rates
Showing 313 - 336 of 793 results
Aug 18, 2025 12:24 PM
— Mortgage Rates
Rates Trickle to Another Higher Low
Mortgage rates are currently higher compared to most days this month, but still lower than the past 10 months. There has been a slight upward drift in rates over the past few days, but overall rates have been holding near 10 month lows in August. The upcoming week is expected to be light in terms of potential volatility in the market.
Aug 18, 2025 5:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today for August 18, 2025: The 30-year rate stays in the 6.5% range
Current mortgage interest rates have seen slight changes, with experts predicting rates to stay above 6% through the next few quarters. It could be a good time to lock in a mortgage rate and look into rate float-down options. Mortgage refinance rates tend to be slightly higher than purchase rates, and adjustable-rate mortgages offer lower initial rates but come with the risk of increasing later on... more
Aug 18, 2025 5:23 AM
— Mortgage Rates
Mortgage rates drop to lowest level in nearly a year
Mortgage rates have dropped to their lowest levels in nearly a year, making it more affordable for prospective homebuyers. The average rate for a 30-year fixed mortgage is just above 6.5%, while the average for a 15-year fixed mortgage is around 5.7%. Despite lower rates, home prices nationwide continue to rise, with the national median home price reaching $396,000, a 2% increase compared to the p... more
Aug 17, 2025 12:24 PM
— Mortgage Rates
Mortgage spreads cushion mortgage rates against warm inflation data
Despite warm inflation data, mortgage rates remain near their lowest levels in 2025 due to mortgage spreads outperforming. The stability in mortgage spreads has helped maintain lower rates even as the 10-year yield has increased. Mortgage spreads are seen as the unsung hero of housing in 2025.
Aug 17, 2025 5:24 AM
— Mortgage Rates
What to know about Utah's housing market as mortgage rates dip
Mortgage rates have dropped to their lowest level in nearly a year, sparking an increase in mortgage applications. In Utah's difficult housing market, rates have fallen recently, leading to some relief for buyers but not significant impact yet. Some lenders have seen an uptick in activity, especially for refinancing. However, the high-priced market in Utah poses affordability issues for many new h... more
Aug 16, 2025 11:23 AM
— Mortgage Rates
Exclusive | Adam Schiff paying just 3% mortgage on homes at center of mortgage fraud probe
Senator Adam Schiff is accused of claiming two homes as primary residences in order to get lower mortgage rates and property taxes. Despite designating one property as a second home in 2020, he still received rock-bottom mortgage rates on both his Maryland and California homes. This has resulted in significant savings for Schiff and an increase in his bank assets, with his wealth soaring over the ... more
Aug 15, 2025 12:23 PM
— Mortgage Rates
Mortgage Rates Fall: Is It Enough for Buyers?
Mortgage rates have dropped to their lowest level since October, prompting hopeful home buyers to take advantage of lower borrowing costs. Mortgage applications for home purchases are on the rise compared to the previous year. Some buyers are also considering adjustable-rate mortgages for potential initial savings. The national averages for mortgage rates have decreased for both 30-year and 15-yea... more
Aug 15, 2025 11:23 AM
— Mortgage Rates
Highest Rates This Week, But Close Enough to Long Term Lows
Friday saw the highest mortgage rates of the week due to retail sales data coming in stronger than expected, causing bond markets to lose ground and push rates higher. Despite this increase, rates are still near long term lows compared to the past 10 months.
Aug 15, 2025 9:23 AM
— Mortgage Rates
Majority of rates decline: Should you lock now? | Current mortgage and refinance rates for August 15, 2025
Mortgage interest rates decreased for 30-year fixed, 15-year fixed, and jumbo loans, but increased for ARM loans. The rates are influenced by economic factors like inflation and the job market. The current average rate for a 30-year fixed mortgage is 6.57 percent, down slightly from last week. Mortgage rates have been relatively stable in 2025, but are now showing more variability due to recent ec... more
Aug 15, 2025 5:24 AM
— Mortgage Rates
Mortgage rates fall to a 10-month low. Here's when they could drop again.
Mortgage interest rates have dropped to their lowest point since October 2024, with the average 30-year mortgage loan rate now at 6.58%. Even though rates are not expected to fall dramatically, there are upcoming dates to monitor that could potentially lead to lower rates, including changes in the unemployment rate, the next inflation report, and the Federal Reserve meeting on September 17.
Aug 15, 2025 3:23 AM
— Mortgage Rates
Average rate on a 30-year mortgage drops to lowest level since October
The average rate on a 30-year U.S. mortgage has fallen to its lowest level in nearly 10 months, which could help boost homebuying activity in a stagnant housing market. Mortgage rates are influenced by factors such as the Federal Reserve's interest rate policies and inflation. While the recent drop in rates has led to an increase in refinancing activity, affordability remains a major obstacle for ... more
Aug 15, 2025 3:23 AM
— Mortgage Rates
Mortgage rates have made a 'substantial improvement,' economist says — here’s what to know
Mortgage rates have been declining, making conditions favorable for homeowners to refinance. Refinance applications have increased, with experts recommending homeowners with rates over 6% to consider refinancing. The Federal Reserve holding interest rates steady does not directly impact mortgage rates, which closely track 10-year Treasury yields. Refinancing costs depend on location and loan size,... more
Aug 14, 2025 3:23 PM
— Mortgage Rates
Average 30-year U.S. mortgage rate drops to lowest level since October
The average rate on a 30-year U.S. mortgage fell to its lowest level in nearly 10 months, giving a boost to potential homebuyers. Rates on 15-year fixed-rate mortgages also dropped. The housing market has been stagnant due to high rates since 2022, but the recent decrease in rates has seen an increase in mortgage applications, especially for refinancing.
Aug 14, 2025 11:57 AM
— Mortgage Rates
Mortgage rates fall to lowest level of 2025
U.S. Treasury Secretary Scott Bessent discusses President Trump's meeting with Putin, U.S.-China trade talks, and housing affordability solutions. Mortgage rates have fallen to the lowest level of the year, with the average rate for a 30-year fixed mortgage dropping to 6.58%. Bessent highlights the importance of addressing the housing affordability crisis, which is affecting real estate transactio... more
Aug 14, 2025 10:23 AM
— Mortgage Rates
Mortgage Rates Mostly Steady Despite Some Market Volatility
Mortgage rates hit new long-term lows recently due to the jobs report earlier in the month, but remained stable in the past week. Today's inflation data caused some volatility in the bond market, putting upward pressure on rates, although they were initially set to start lower.
Aug 14, 2025 9:51 AM
— Mortgage Rates
Mortgage rates move lower on inflation, employment news
Mortgage rates fell to their lowest level since October due to an unexpected inflation report and ongoing employment concerns. The 30-year fixed rate remained stable in July, but eventually saw a 10 basis point decline, the most since March.
Aug 14, 2025 9:24 AM
— Mortgage Rates
Average rate on a 30-year mortgage drops to lowest level since October
The average rate on a 30-year U.S. mortgage fell to 6.58%, the lowest in nearly 10 months, providing a boost for potential homebuyers. Mortgage rates are influenced by factors like the Federal Reserve's interest rate policy decisions and bond market investors' expectations. The recent drop in rates is attributed to weaker-than-expected job market data and speculation of a Fed rate cut next month. ... more
Aug 14, 2025 9:23 AM
— Mortgage Rates
Mortgage rates drop to 2025 low
Mortgage rates have dropped to the lowest level since October 2024, with the 30-year fixed rate at 6.58% and the 15-year fixed rate at 5.71%. The decrease in rates is attributed to expectations of an interest rate cut by the Federal Reserve in September, as well as weak job growth and lower than expected inflation data. Although lower rates provide relief to homebuyers, there may not be much furth... more
Aug 14, 2025 7:23 AM
— Mortgage Rates
Average rate on a 30-year mortgage drops to lowest level since October
The average rate on a 30-year U.S. mortgage has fallen to its lowest level in nearly 10 months, leading to increased mortgage applications, especially for refinancing. The decrease in rates may provide a boost to the stagnant housing market that has been affected by elevated mortgage rates in the past year.
Aug 14, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, August 14, 2025: Rates are lower in August than last month
Today's fixed mortgage rates have remained flat, with the 30-year fixed rate at 6.50% and the 15-year rate at 5.74%. Rates have been slightly lower at the start of August, resulting in an increase in mortgage loan applications. Refinance rates can be higher than purchase mortgage rates. Mortgage rates may vary due to factors like the economy, employment rates, and housing market conditions. It is ... more
Aug 14, 2025 2:23 AM
— Mortgage Rates
What Falling Mortgage Rates Mean for American Homebuyers
Mortgage rates are falling despite the Federal Reserve's reluctance to introduce new cuts recently. The recent dip in mortgage rates is attributed to the July jobs report, showing weaker job growth and higher unemployment rates. The drop in rates makes homebuying more affordable, but experts are still skeptical about its impact on the market.
Aug 13, 2025 10:24 AM
— Mortgage Rates
Even a 1% mortgage rate drop could be enough to 'unlock' the frozen housing market, Oxford Economics says
Mortgage rates are not expected to drop to pandemic-era levels around 3%. A 1% drop in rates to below 6% could incentivize some homeowners to sell and trade up. High home prices are a major barrier to housing affordability, and a drop in rates could lead to increased refinancing activity.
Aug 13, 2025 10:23 AM
— Mortgage Rates
Mortgage Rates Hit New 10 Month Lows
Mortgage rates remain at 10 month lows, with today's top tier 30yr fixed rate matching levels from October 4th. The challenge of surpassing the rates from October 3rd is significant due to the sharp single-day increase. However, continued low rates have led to an increase in refi demand, and further improvement may occur if economic data weakens and inflation stays manageable. Today's rate improve... more
Aug 13, 2025 10:23 AM
— Mortgage Rates
Mortgage rates dip below 6%: What this means for homebuyers
Mortgage rates are decreasing, with the 15-year rate falling below 6% for the first time since February. Yahoo Finance Senior Reporter Claire Boston discusses the implications of lower rates and slowing shelter costs for potential buyers.
DISCLAIMER: mortgage-rates.ai is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. mortgage-rates.ai is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.