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News for: Mortgage Rates
Showing 313 - 336 of 1080 results
Oct 22, 2025 8:42 AM
— Mortgage Rates
Purchase apps languish even though mortgage rates decline
Conforming mortgage rates dropped by 5 basis points leading to an increase in loan refinance application volume, although overall activity decreased overall compared to the previous week. New-home loan activity in August increased by 1% year over year, but applications fell by 6% from July. Mortgage applications rose by 0.6% last week after a significant jump the week prior. Despite these increase... more
Oct 22, 2025 4:25 AM
— Mortgage Rates
Refinance demand is 81% higher than it was a year ago, thanks to falling mortgage rates
Mortgage rates dropped to the lowest level in a month, leading to an increase in applications for refinancing. However, potential homebuyers were less enthusiastic about the lower rates. ARM applications increased despite the overall interest rates falling, indicating high home prices. Applications for home purchases dropped, with some buyers waiting for rates to decrease further.
Oct 22, 2025 2:36 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 22, 2025: Lower again. Could it be a trend?
The article discusses the current mortgage rates according to Zillow data, focusing on 30-year fixed, 20-year fixed, 15-year fixed, 5/1 ARM, 7/1 ARM, and VA rates. It explains how mortgage rates are determined, the advantages and disadvantages of 30-year fixed rates, 15-year fixed rates, and adjustable-rate mortgages. The article also mentions how to secure low mortgage refinance rates similar to ... more
Oct 22, 2025 2:31 AM
— Mortgage Rates
Former Treasury Secretary Issues Mortgage Warning: ‘Unsustainable’
Former Treasury Secretary Larry Summers warned that the national deficit could cause a spike in mortgage rates unless federal revenues increase. Experts predict that mortgage rates will rise in the future due to budget deficits and potential higher inflation. However, Summers also mentioned that artificial intelligence could potentially reverse this trend by boosting growth and addressing fiscal c... more
Oct 21, 2025 1:29 PM
— Mortgage Rates
Another Winning Day For Mortgage Rates
Mortgage bond rates were slightly stronger today after closing at the best levels in a year the previous day. Mortgage lenders had a cushion from yesterday's improvement, leading to a drop in the average 30yr fixed rate. Some lenders are now offering their lowest rates in over a year or even over 3 years, with the average lender being close to 3-year lows.
Oct 21, 2025 10:38 AM
— Mortgage Rates
Trade groups push plan to let GSEs buy MBS to ease mortgage rates
Trade groups representing community banks and home lenders are pushing for Fannie Mae and Freddie Mac to purchase mortgage-backed securities to lower mortgage rates. They want the GSEs to have the authority to buy up to $300 billion of MBS when the spread between 30-year mortgage rates and 10-year Treasury rates exceeds 170 basis points.
Oct 21, 2025 9:49 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 21, 2025: A tiny move lower
Mortgage rates are currently dropping, with the 30-year fixed rate at 6.15% and the 15-year fixed rate at 5.48%. Refinance rates tend to be higher than purchase rates. Choosing between a 15-year and a 30-year mortgage depends on whether you want lower interest over time with higher monthly payments or lower monthly payments with more interest paid in the long run. There is a discussion about fixed... more
Oct 21, 2025 4:25 AM
— Mortgage Rates
Current mortgage rates report for Oct. 21, 2025: Rates drop even lower with Fed meeting looming
The average interest rate for a 30-year fixed-rate conforming mortgage loan is 6.164% in the U.S. Rates are expected to decrease ahead of the Federal Reserve meeting. Historically, rates have fluctuated, with some periods even exceeding 18%. Mortgage rates started trending downward in late 2025 and are influenced by the health of the U.S. economy, demand for home loans, and actions taken by the Fe... more
Oct 21, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 21, 2025: A small move lower
According to Zillow data, mortgage rates are decreasing, with the 30-year fixed rate at 6.15% and the 15-year fixed rate at 5.48%. Refinance rates are typically higher than purchase rates. Using a mortgage calculator can help determine monthly payments. Economists do not expect significant drops in mortgage rates by the end of 2025, with some predicting slight decreases in 2026.
Oct 20, 2025 12:23 PM
— Mortgage Rates
Another Boring Day With Mortgage Rates Near 3-Year Lows
Mortgage rates ended last week at the lowest levels in just over a month, making it the 3rd best day in over a year. The rates are currently near 3 year lows with minimal volatility. The government shutdown would need to end for sharper, sustained momentum. This week is light on data except for the release of September's CPI inflation data on Friday, which could impact rates.
Oct 20, 2025 9:57 AM
— Mortgage Rates
Mortgage rates aren’t expected to fall below 6% for next several years: economist
An economist claims that mortgage rates are not expected to fall below 6%, potentially indicating higher costs for prospective homebuyers.
Oct 20, 2025 7:15 AM
— Mortgage Rates
When will mortgage rates go down? Rates remain relatively flat.
Mortgage rates have been fluctuating over the past month but have only changed slightly. The 30-year fixed mortgage rate dropped by three basis points this week but remains one basis point higher than last month. Freddie Mac reported a decrease in the 30-year and 15-year fixed rates compared to a year ago. Mortgage rates are influenced by the Fed funds rate but more closely follow the 10-year Trea... more
Oct 20, 2025 6:23 AM
— Mortgage Rates
How low could mortgage rates fall by the end of 2025? Experts weigh in
Mortgage borrowers are experiencing some relief due to a Federal Reserve rate cut and falling 10-year Treasury yields, leading to average 30-year loan rates in the mid to low 6% range. Experts believe that factors like the jobs market and inflation will influence where mortgage rates head next. The Mortgage Bankers Association predicts rates to hold steady around 6.5% at the year's end.
Oct 20, 2025 4:26 AM
— Mortgage Rates
30-year mortgage rates decrease - To buy or wait? | Today's mortgage and refinance rates, October 20, 2025
Mortgage interest rates have been mostly lower compared to the previous week, with fluctuations due to factors such as the Fed's rate cut, rising Treasury yields, government shutdown, and tariffs. The current average rates for 30-year fixed, 15-year fixed, and 5/1 ARM mortgages have all decreased. The government shutdown has led to increased uncertainty in the economy, affecting decisions made by ... more
Oct 20, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today for October 20, 2025: Weekly rates drop
Mortgage rates have decreased this week, with the average 30-year fixed rate dropping to 6.18% and the 15-year fixed rate decreasing to 5.51%. Current rates present a good opportunity for potential homebuyers, and refinancing rates are slightly higher. Different mortgage terms and strategies for getting the lowest rates are discussed.
Oct 19, 2025 5:24 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 19, 2025: Lowest 30-year rate in over 12 months
The current 30-year fixed mortgage rate has decreased to 6.18%, marking its lowest point since early October 2024. The government shutdown is contributing to lower mortgage rates, making it a good time to buy a home if you qualify for favorable terms on a conventional loan. Mortgage rates for various terms like 15-year fixed and 5/1 ARM are also provided. The article highlights the importance of c... more
Oct 18, 2025 8:23 AM
— Mortgage Rates
Weekly mortgage rates fall as hiring stalls
Mortgage rates fell for the third week in a row due to businesses being reluctant to hire. The average rate on a 30-year fixed-rate mortgage fell to 6.11% APR, influenced by factors such as inflation and job creation. The expectation of more Fed rate cuts could lead to lower mortgage rates in the future.
Oct 18, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 18, 2025: Rates hit their lowest point of 2025
Mortgage rates have fluctuated, with the 30-year fixed mortgage rate dropping to the lowest point of the year at 6.18%. Refinancing rates are slightly higher than purchase rates. The 30-year fixed-rate mortgage offers lower and predictable monthly payments, while the 15-year fixed-rate comes with lower interest rates and the ability to save on interest over the life of the loan. Adjustable-rate mo... more
Oct 17, 2025 3:24 PM
— Mortgage Rates
Logical Pull-Back on Tamer Tariff Talk, But Mortgages Outperform
A Trump comment regarding tariffs on China caused immediate spikes in stocks, bond yields, and volumes, but the impact was short-lived. Mortgage rates remained steady on average after a bond rally on Thursday. Rates are close to September's lows, which are some of the lowest in over 3 years.
Oct 17, 2025 11:24 AM
— Mortgage Rates
Rates Hold Steady Just Above 3 Year Lows
Despite a slightly weaker bond market, the average top tier 30yr fixed rate remained unchanged on Friday. Mortgage lenders had not fully adjusted to the bond market gains from the previous afternoon, keeping rates at the lowest levels seen in just over a month.
Oct 17, 2025 8:04 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 17, 2025: Annual rates are down
Mortgage rates have decreased slightly, making it a good time to consider buying a house. The national average 30-year fixed mortgage rate is 6.27%, down three basis points from last week. Various fixed and adjustable rate options are provided, as well as information on fixed vs. adjustable rate mortgages. Mortgage rates have been steady recently and are expected to remain stable for the rest of t... more
Oct 17, 2025 8:01 AM
— Mortgage Rates
Projected mortgage interest rates for the next 5 years
The article discusses how mortgage interest rates are influenced by the 10-year Treasury yield, and provides a five-year mortgage rate forecast based on the correlation between the two rates. Various forecasts from economists and financial institutions are presented, with an emphasis on the spread between the 10-year Treasury and 30-year fixed mortgage rates. The forecast suggests that mortgage ra... more
Oct 17, 2025 5:26 AM
— Mortgage Rates
30-year mortgage rates decline - How long should buyers wait? | Today's mortgage and refinance rates, October 17, 2025
Mortgage rates have been fluctuating since the Fed's rate cut in September. Rates have averaged 6.39 percent as of October 8th, with 30-year fixed, 15-year fixed, and 5/1 ARM rates moving lower. The government shutdown and tariff tension have contributed to uncertainty and sent yields dipping, affecting mortgage rates. The article also discusses the current average rates for various types of mortg... more
Oct 17, 2025 3:23 AM
— Mortgage Rates
Mortgage Rates Decline Again, Nearing a 2025 Low
The average rate on 30-year mortgages decreased to 6.27% from 6.3%, and 15-year rates dropped to 5.52% from 5.53%. Mortgage rates are influenced by factors such as the Federal Reserve's interest rate policy decisions and bond market investors' expectations for the economy and inflation.
DISCLAIMER: mortgage-rates.ai is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. mortgage-rates.ai is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.