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News for: Mortgage Rates
Showing 337 - 360 of 1081 results
Oct 17, 2025 3:23 AM
— Mortgage Rates
Mortgage Rates Decline Again, Nearing a 2025 Low
The average rate on 30-year mortgages decreased to 6.27% from 6.3%, and 15-year rates dropped to 5.52% from 5.53%. Mortgage rates are influenced by factors such as the Federal Reserve's interest rate policy decisions and bond market investors' expectations for the economy and inflation.
Oct 17, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 17, 2025: Rates have dropped since last October
Mortgage rates have decreased slightly this week, making it potentially a good time to buy a house. The rates for a 30-year fixed mortgage are around 6.2%, while a 15-year fixed mortgage is around 5.5%. Refinance rates are slightly higher. Fixed-rate mortgages lock in rates for the entire loan term, while adjustable-rate mortgages change rates periodically. Mortgage rates are expected to stay stea... more
Oct 16, 2025 12:57 PM
— Mortgage Rates
30-year mortgage rates decline - How long should buyers wait? | Today's mortgage and refinance rates, October 16, 2025
Bankrate data shows that national mortgage rates for 30-year fixed, 15-year fixed, and 5/1 ARM mortgages have decreased. The rates have been fluctuating due to factors like the Fed's rate cut, rising 10-year Treasury yields, and the government shutdown. The current average rate for a 30-year fixed mortgage is 6.31 percent. The article also discusses adjustable-rate mortgages, jumbo mortgage rates,... more
Oct 16, 2025 12:24 PM
— Mortgage Rates
Mortgage interest rates just dropped again. Here's what homebuyers should (and shouldn't) do next.
Mortgage rates on a 30-year mortgage have declined to around 6.27%, the lowest level in a month. Homebuyers are advised to get pre-approved for a mortgage, not wait for rates to fall further, start their home search early, and expect increased competition due to lower rates.
Oct 16, 2025 12:23 PM
— Mortgage Rates
Mortgage rates fall for second straight week as shutdown, economic uncertainty weigh
CEO Vishal Garg discusses leveraging AI to expedite the mortgage process. Freddie Mac's latest survey shows a decrease in mortgage rates for the second consecutive week. Lower rates have led to an increase in refinance activity and a more favorable environment for homebuyers. Concerns over the labor market and the government shutdown continue to impact prospective homebuyers.
Oct 16, 2025 9:28 AM
— Mortgage Rates
Mortgage rates move lower, driven by shutdown uncertainties
Mortgage rates decreased for the second consecutive week as the 10-year Treasury approached falling below 4%. The government is pushing for lower-cost home creation which could impact mortgage rates in the future. The Federal Reserve is expected to cut short-term rates which may further impact mortgage rates.
Oct 16, 2025 9:24 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 16, 2025: Rates continue to inch down
The article discusses current mortgage rates, including averages and fluctuations across different types of mortgages. It explains the difference between fixed-rate and adjustable-rate mortgages and how the economy impacts mortgage rates. The article also provides tips on getting the lowest mortgage rate possible and showcases a mortgage calculator to estimate monthly payments. It highlights the i... more
Oct 16, 2025 9:24 AM
— Mortgage Rates
Mortgage rates moved lower this week but remain stuck in a narrow range
Mortgage rates slightly decreased this week due to fresh trade tensions affecting global bond markets. The 30-year rate was at 6.27% and the 15-year rate at 5.52%. The 10-year Treasury yield, closely tracked with mortgage rates, has been volatile due to the US-China trade dispute. Economic data releases influencing mortgage rates have been delayed because of the government shutdown. Although rates... more
Oct 16, 2025 9:23 AM
— Mortgage Rates
Average long-term US mortgage rate slips to 6.27%, nearing a low for 2025
The average rate on a 30-year U.S. mortgage declined to 6.27% from 6.3% last week, just above its lowest level this year. Mortgage rates are influenced by factors such as the Federal Reserve's decisions and the bond market. Sales of previously occupied U.S. homes have been in a slump since mortgage rates began climbing from historic lows in 2022.
Oct 16, 2025 6:26 AM
— Mortgage Rates
Mortgage Apps Dip, But Demand Still Running Strong After September Surge
Mortgage application activity decreased slightly last week, with total volume falling 1.8% on a seasonally adjusted basis. Refinance activity remains high compared to the previous year, with the Refinance Index slipping 1%. Mortgage rates were mixed, with the 30-year fixed rate decreasing slightly to 6.42 percent. Purchase applications also declined but remained stronger than last year. Refinance ... more
Oct 16, 2025 6:25 AM
— Mortgage Rates
Mortgage Rates Slip to Another Multi-Week Low
Mortgage rates are currently at their lowest levels since September 17th, thanks to the improvement in bonds tied to mortgages. Even though the bond market was flat compared to yesterday, a rally in bonds late yesterday afternoon led to the lower rates today as mortgage lenders adjusted their offerings.
Oct 16, 2025 6:25 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 15, 2025: Lowest 30-year rate in more than a month
Mortgage rates have decreased today, with the 30-year fixed-rate mortgage dropping to 6.20%. The article provides information on average rates, refinance rates, advantages and disadvantages of different loan terms, such as 30-year and 15-year fixed mortgages, as well as adjustable-rate mortgages. It also emphasizes the importance of credit score and debt-to-income ratio when securing low mortgage ... more
Oct 15, 2025 6:27 AM
— Mortgage Rates
30-year mortgage rates decline - How often do rates change? | Today's mortgage and refinance rates, October 14, 2025
Average mortgage rates have been mostly lower since the Fed's September rate cut, staying above the average rate the day of the announcement. Yields on 10-Year Treasury bonds have been falling due to tension from tariffs and the government shutdown, leading to expected lower mortgage rates. Bankrate's Mortgage Rate Variability Index suggests below-average deviation in mortgage offers. Overall, 202... more
Oct 15, 2025 6:26 AM
— Mortgage Rates
Mortgage Rates Maintain Last Week's Gains
Mortgage rates dropped to their best levels since September 17th, with most lenders setting rates at multi-week lows. The range has been relatively narrow for the past 4 weeks. There were no major sources of volatility in the market, but a speech from Fed Chair Powell had the potential to cause some. The event calendar will remain quiet during the government shutdown.
Oct 15, 2025 6:24 AM
— Mortgage Rates
Why Mortgage Rates Might Not Keep Going Down
The Federal Reserve is cutting interest rates, but analysts predict that mortgage rates will remain relatively steady around 6% in 2026. Mortgage rates have fallen from their peak above 7% earlier in the year and are now at 6.3%, with expectations for them to stay at current levels due to influences from the bond market. Factors like inflation, the strength of the economy, and Fed policy impact lo... more
Oct 14, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 14, 2025: Rates drop alongside the 10-year Treasury yield
Mortgage rates across the board have decreased, with the 30-year fixed rate falling to 6.24% and the 15-year fixed rate at 5.52%. The rates follow the 10-year Treasury yield, which has been dropping lately. Refinance rates are higher than purchase rates. 15-year mortgages generally have lower rates than 30-year ones. Economists do not foresee significant decreases in mortgage rates until the end o... more
Oct 14, 2025 12:23 AM
— Mortgage Rates
Mortgage Rates Forecast 2025-2026: What It Means for Homebuyers and Investors
Experts are predicting that mortgage rates in 2025 and 2026 will remain relatively high, with small declines possible in 2026. The average rate is expected to be around 6-7% in 2025, gradually decreasing in 2026. It is recommended to lock in your rate to avoid potential delays caused by rate volatility.
Oct 13, 2025 6:23 PM
— Mortgage Rates
Report: Trump administration to lay off CDFI Fund staff
The Trump administration plans to lay off Community Development Financial Institutions Fund staff in December due to federal workforce reductions resulting from the government shutdown. The administration's budget request includes stripping the CDFI Fund's ability to allocate discretionary awards and instead proposing a Rural Financial Award Program. The future of banking may be defined by how wis... more
Oct 13, 2025 7:23 AM
— Mortgage Rates
Refinancing Surges as Mortgage Rates Dip
A small drop in mortgage rates has led to an 80% increase in refinancing activity among homeowners looking to reduce their monthly payments. Most of the recent refinances have involved loans from 2023 and 2024. If rates reach 6%, around 5.9 million homeowners could save an average of $399 per month.
Oct 13, 2025 6:23 AM
— Mortgage Rates
Mortgage Rates Today, Monday, October 13: Noticeably Lower
Mortgage rates have dropped significantly today, catching the attention of potential home buyers. Other factors such as inflation reports, job numbers, and global news can influence mortgage rates. With the upcoming CPI report delayed due to the government shutdown, the Federal Reserve's next meeting could bring changes. Refinancing may be a good option for those with rates higher than 6.64%. Cust... more
Oct 13, 2025 5:26 AM
— Mortgage Rates
Mortgage fraud risk rising as housing market struggles
Mortgage fraud risk at its highest level in over three years due to undisclosed real estate debt and transaction misrepresentations. The contract rate on a 30-year mortgage fell to 6.49% in the week ended Sept. 5, leading to a rush in refinancing but a decline in overall lock volumes. Total mortgage origination volume is forecasted to barely eclipse $2 trillion by the end of the year for the first... more
Oct 13, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today for October 13, 2025: Rates are holding steady
This article discusses the current mortgage rates provided by Zillow for different types of mortgages, such as 30-year fixed, 15-year fixed, 5/1 ARM, etc. It also mentions strategies for getting the lowest mortgage rates, refinancing rates, and the impact these rates have on monthly payments based on different loan terms. Additionally, it explains adjustable-rate mortgages, factors affecting mortg... more
Oct 13, 2025 3:23 AM
— Mortgage Rates
Mortgage rates creep back up as lenders show caution
Average mortgage rates have risen slightly for the first time in several months, with the two and five-year fixed rates standing at around 5%. This increase may disappoint borrowers as lenders approach the winter cautiously. More than 80% of mortgage customers have fixed-rate deals, and potential first-time buyers are hoping for low rates. The slight increase in rates is attributed to uncertain sw... more
Oct 12, 2025 2:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 12, 2025: Best week of the year to buy a house
Mortgage rates are down today according to Zillow, with the national average 30-year fixed rate at 6.28% and the 15-year fixed rate at 5.56%. It's considered the best week of the year to buy a house according to new data from Realtor.com. There is information provided on current mortgage rates, including refinancing rates, and the differences between fixed-rate and adjustable-rate mortgages. Advic... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.