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News for: Mortgage Rates
Showing 337 - 360 of 793 results
Aug 13, 2025 7:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, August 13, 2025: Rates fluctuate in response to inflation data
Mortgage interest rates have been unsteady, with the 30-year fixed rate dropping slightly while the 15-year rate increased. This instability is likely due to the results of the July Consumer Price Index showing mixed inflation results. Various mortgage rates, including VA and FHA loans, are provided, along with information on mortgage refinance rates. The article also discusses the pros and cons o... more
Aug 13, 2025 6:23 AM
— Mortgage Rates
Refi Demand Surged as Rates Hit Longer-Term Lows
Mortgage application activity surged last week due to sharply lower mortgage rates, with the Refinance Index jumping 23% and the Purchase Index rising 1.4%. The 30-year fixed rate declined to 6.67%, leading to increased refinance and purchase activity. The refinance share of total mortgage applications climbed to 44.2% and ARM share edged down to 7.4%.
Aug 13, 2025 4:23 AM
— Mortgage Rates
Weekly mortgage refinancing demand shoots 23% higher, with riskier loans making a comeback
Homeowners are looking for savings, leading to increased demand for riskier mortgages. Refinance applications jumped 23% and adjustable-rate mortgages saw a 25% increase. Mortgage rates for 30-year fixed-rate loans decreased, but are still higher than a year ago. While purchase mortgage applications rose slightly, home prices remain high historically. Mortgage rates have remained steady despite a ... more
Aug 13, 2025 4:23 AM
— Mortgage Rates
US 30-year mortgage rate dropped last week, refi applications surged
The interest rate for the most popular U.S. home loan dropped to 6.67%, the lowest rate since early April. Refinance applications jumped, but purchase applications only rose slightly, indicating that high mortgage rates and rising home prices are discouraging homebuyers. The Federal Reserve has left short-term borrowing costs unchanged, but some central bankers are open to lowering interest rates ... more
Aug 13, 2025 3:23 AM
— Mortgage Rates
Mortgage rates below 5% for first time since Truss budget
The average two-year mortgage rate in the UK has dropped below 5% for the first time since September 2022. Despite five rate cuts since last August, mortgage rates are still above pre-mini-budget levels. Hundreds of thousands of borrowers are due to re-mortgage this year, with 900,000 fixed rate deals expiring in the second half of 2025. Interest rates are expected to hold steady around 4% due to ... more
Aug 13, 2025 12:23 AM
— Mortgage Rates
Current mortgage rates report for Aug. 13, 2025: Rates drop again
The article discusses the average interest rate for a 30-year, fixed-rate conforming mortgage loan, which is around 6.599% in the U.S. It reflects on the historical trends of mortgage rates, factors affecting mortgage rates, and tips for obtaining the best mortgage. The state of the U.S. economy, inflation, national debt, demand for home loans, and Federal Reserve's decisions all play a role in de... more
Aug 12, 2025 7:23 AM
— Mortgage Rates
When will mortgage rates go down? Predictions about mortgage rates in 2025 and 2026.
The article discusses the recent drop in mortgage interest rates, providing data on rates for 30-year and 15-year fixed-rate mortgages. It mentions that while rates have decreased slightly, they are still higher compared to last year. It explains how the fed funds rate influences mortgage rates and predicts that rates will likely remain above 6% into 2026.
Aug 12, 2025 5:48 AM
— Mortgage Rates
Mortgage and refinance interest rates today, August 12, 2025: Inflation heats up, rates could follow
After a week of decreases, mortgage rates are high, with the 30-year fixed rate at 6.57% and the 15-year rate at 5.71%. Inflation is running high, indicating that rates may stay stagnant or increase. Mortgage refinance rates are also high but are generally higher than purchase rates. Economists forecast minimal mortgage rate drops before the end of 2025, with a potential fed funds rate cut in Sept... more
Aug 12, 2025 5:24 AM
— Mortgage Rates
Most rates decline: Is it time to buy? | Mortgage and refinance rates for today, August 12, 2025
Mortgage rates were mostly lower compared to a week ago, with 30-year fixed, 15-year fixed, and jumbo mortgage rates decreasing, while rates for ARM loans rose. The Federal Reserve held off changing its key interest rate in July due to persistent inflation, but new job numbers showing slowing employment could lead to a rate cut in September. Rates are currently lower than the 40-year average, prov... more
Aug 11, 2025 11:23 AM
— Mortgage Rates
Rates decline: Is it time to buy? | Today's mortgage and refinance rates, August 11, 2025
National mortgage rates have trended lower across all terms, including 30-year fixed, 15-year fixed, 5/1 ARMs, and jumbo loans. This reduction is attributed to the weaker-than-expected employment report leading to a drop in the 10-year Treasury, which in turn brought down mortgage rates. The article advises on the advantages of choosing a fixed-rate mortgage for predictable payments and discusses ... more
Aug 11, 2025 8:23 AM
— Mortgage Rates
Current mortgage rates report for Aug. 11, 2025: Rates dip lower
The article discusses the average interest rate for a 30-year, fixed-rate conforming mortgage loan in the U.S., which is currently 6.575%. It also explains how economic factors, historical context, and actions by the Federal Reserve impact mortgage rates.
Aug 11, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today for August 11, 2025: The 30-year rate stays under 6.5%
The article discusses current mortgage rates according to Zillow data, mentioning that rates have increased since the previous year and experts predict they will remain above 6% through the next few quarters. It also explains that borrowers can try to negotiate lower mortgage rates by meeting certain criteria such as higher down payments, excellent credit scores, and low debt-to-income ratios.
Aug 10, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, August 10, 2025: Don't try to time the real estate market
The article discusses the current mortgage rates provided by Zillow, indicating that the 30-year fixed mortgage rate decreased by six basis points to 6.44% while the 15-year fixed rate increased by three basis points to 5.73%. The article explains that mortgage rates have increased since last August. It also compares 30-year and 15-year mortgage terms, provides information on refinancing rates, an... more
Aug 9, 2025 8:23 AM
— Mortgage Rates
Weekly mortgage rates plunge after bad jobs report
Mortgage rates have dropped to their lowest levels since March due to weaker job growth. Investors anticipate a Federal Reserve rate cut in September following a disappointing jobs report. Lower mortgage rates may not significantly impact the home buying season unless there is a recession, which could lead to lower home prices as well.
Aug 9, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, August 9, 2025: Fixed rates are unsteady
The article discusses the current mortgage rates, including a decrease in the 30-year fixed rate to 6.44% and an increase in the 15-year fixed rate to 5.73%. It also mentions the prediction that the federal funds rate will be cut in September, potentially leading to falling mortgage rates. The pros and cons of different mortgage types like 30-year fixed, 15-year fixed, and adjustable-rate mortgage... more
Aug 8, 2025 3:23 PM
— Mortgage Rates
Rates down as Fed keeps rates unchanged | Current mortgage and refinance rates for August 8, 2025
Average mortgage rates fell across all terms compared to a week ago, according to Bankrate data. The Federal Reserve held off changing its key interest rate due to persistent inflation, affecting borrowing costs. Rates for 30-year fixed, 15-year fixed, 5/1 ARMs, and jumbo loans decreased. Mortgage lenders defer to the 30-year fixed-rate mortgage as the most popular choice for borrowers.
Aug 8, 2025 11:23 AM
— Mortgage Rates
Mortgage Rates Flat Ahead of Next Week’s High-Stakes Data
Mortgage rates saw a slight increase today, going up by 0.02% to 6.57%. This change is minimal compared to recent stability in rates. The slight increase follows a week of low rates after bond yields dropped due to last Friday's jobs report. Next week holds potential for more significant rate movement with the Consumer Price Index release and Federal Reserve officials speaking about potential rate... more
Aug 8, 2025 10:23 AM
— Mortgage Rates
Falling Rates Spark Modest Rebound in Mortgage Applications
Mortgage application activity increased last week due to falling rates, leading to higher demand for both purchase and refinance. Rates decreased for the third consecutive week, with the 30-year fixed rate dropping to 6.77%. The Refinance Index rose 5% week-over-week, while the Purchase Index increased by 2%.
Aug 8, 2025 9:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, August 8, 2025: It could be a good day to lock in a rate
Mortgage rates have dropped this week, with the 30-year rate at 6.63% and the 15-year fixed rate at 5.75%. It is a good time to lock in a mortgage due to the low rates. Refinance rates are higher than buying rates. An adjustable-rate mortgage may be suitable if selling before the introductory period ends. Rates are expected to stay above 6% until at least 2026.
Aug 8, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, August 8, 2025: It could be a good time to lock in a rate
This article discusses the recent drop in mortgage rates, providing the current national average rates for different types of mortgage loans, as well as information on fixed-rate mortgages and adjustable-rate mortgages. It also mentions that while the rates have decreased recently, they are still expected to stay relatively high through 2026, based on forecasts from industry experts.
Aug 7, 2025 3:23 PM
— Mortgage Rates
Mortgage and refinance interest rates today, August 7, 2025: Lowest 30-year rate since spring
Fixed mortgage rates are currently at relatively low levels. In the past week, 30-year rates fell to 6.63%, while 15-year rates decreased to 5.75%. More home buyers are applying for mortgage loans with these lower rates. Additionally, a variety of mortgage products and terms are available, such as fixed-rate and adjustable-rate mortgages. The economy plays a significant role in determining mortgag... more
Aug 7, 2025 1:23 PM
— Mortgage Rates
Mortgage Rates Hit Another New Longer-Term Low
Mortgage rates have remained relatively stable with only small changes each day, but today saw the average 30yr fixed rate drop to a 10-month low. Economic data affects these rates, with today's jobless claims data slightly higher than expected but not enough to have a significant impact. Today's improvement is attributed to gains in the bond market from the previous day.
Aug 7, 2025 12:23 PM
— Mortgage Rates
Mortgage Rates Slide: Best Tips For A Low Rate
Mortgage rates have dropped to their lowest levels of the year at 6.63 percent, but some Americans feel they are still high compared to sub-4 percent rates. It is advised to compare quotes from multiple lenders to save money. Mortgage rates can vary among lenders even though they are based on the 10-year Treasury yield. Factors like credit scores and loan-to-value ratios also impact mortgage rates... more
Aug 7, 2025 11:23 AM
— Mortgage Rates
Instant Reaction: Mortgage Rates, August 7, 2025
The average 30-year fixed mortgage rate decreased to 6.63% from 6.72% last week, leading to increased mortgage applications. Buyers are benefiting from more housing inventory and slightly better rates, but some homeowners may not find the current rate low enough to list their homes.
DISCLAIMER: mortgage-rates.ai is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. mortgage-rates.ai is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.