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News for: Mortgage Rates
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Aug 7, 2025 10:23 AM
— Mortgage Rates
Average rate on a 30-year mortgage drops to lowest level since April
The average rate on a 30-year U.S. mortgage has fallen to its lowest level in four months, which is good news for prospective homebuyers. Mortgage rates influence the housing market and are impacted by factors like the Federal Reserve's interest rate policy, bond market expectations, and the 10-year Treasury yield.
Aug 7, 2025 9:51 AM
— Mortgage Rates
Mortgage rates drop to lowest level this summer
The July jobs report, which included downward revisions to early 2025 data, led to mortgage rates dropping to their lowest levels in months. The 30-year fixed rate stayed consistent throughout most of July, with a noticeable decline below 6.7%. This decrease was the most significant since March, fueled by a drop in the 10-year Treasury rate. Groups such as the Mortgage Bankers Association and Nati... more
Aug 7, 2025 9:23 AM
— Mortgage Rates
Average rate on a 30-year mortgage drops to lowest level since April
The average rate on a 30-year U.S. mortgage has dropped to its lowest level in four months, providing relief for homebuyers. Rates for 15-year fixed-rate mortgages also decreased. Mortgage rates have been impacting the housing market, which has been experiencing a sales slump since early 2022. The Federal Reserve's interest rate policy decisions, bond market expectations, and the 10-year Treasury ... more
Aug 7, 2025 9:23 AM
— Mortgage Rates
Mortgage rates dip near 2025 lows after weak jobs data
Mortgage rates dropped sharply this week following a weak jobs report and downward revisions to prior months, leading to concerns about the economy. The 30-year fixed rate was 6.63%, down from 6.72% the previous week. 10-year Treasury yields also dropped, indicating a potential Federal Reserve rate cut in September. Mortgage activity increased in response to the lower rates, with purchase and refi... more
Aug 7, 2025 8:23 AM
— Mortgage Rates
Average rate on a 30-year mortgage drops to lowest level since April
The average rate on a 30-year U.S. mortgage has dropped to its lowest level in four months, providing relief to prospective homebuyers. The rate fell to 6.63% from 6.72% last week, while the rate for 15-year fixed-rate mortgages also decreased. High mortgage rates have contributed to a sales slump in the U.S. housing market, with home sales hitting their lowest level in nearly 30 years last year.
Aug 7, 2025 5:24 AM
— Mortgage Rates
Mortgage Rates Decline To Lowest Level In Nine Months
The article discusses the current state of mortgage rates, affordability, and the factors that influence them. It mentions that mortgage rates are currently low but have been stable for the past nine months. It also highlights the impact of investor appetite for Treasury bonds on mortgage rates, as well as the recent economic growth and inflation rates in the US.
Aug 7, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, August 7, 2025: Lowest rate since April
The article discusses the current 30-year fixed mortgage rate, which is at 6.48%, as well as other available rates for different mortgage types. It mentions that mortgage applications are up by 3.1%, indicating an increase in home buyers due to the dropping rates. The article also delves into fixed-rate and adjustable-rate mortgages, factors influencing mortgage rates, and the impact of the econom... more
Aug 6, 2025 2:31 PM
— Mortgage Rates
Why 6% mortgage rates will reignite the housing market
Mortgage rates have reached a year-to-date low of 6.57%, prompting a discussion on whether rates need to drop to 6% to attract more homebuyers. The significance of the 6% threshold is highlighted in relation to housing inventory growth, single-family construction, purchase apps, and new listings.
Aug 6, 2025 12:24 PM
— Mortgage Rates
Mortgage Rates Steadily Holding Longer-Term Lows
Mortgage rates remained stable today despite some potential volatility in the bond market. The rates stayed the same as yesterday, matching their lowest level since October 4th, 2024. More significant improvements in rates would require multiple negative economic reports and lower inflation readings over several weeks.
Aug 6, 2025 9:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, August 6, 2025: Rates should stay flat this summer
The article discusses the current state of mortgage interest rates, providing information on rates for various types of mortgages and highlighting the pros and cons of 30-year fixed, 15-year fixed, and adjustable-rate mortgages. It also suggests that mortgage rates are unlikely to drastically decrease anytime soon and provides tips on securing low mortgage refinance rates.
Aug 5, 2025 3:23 PM
— Mortgage Rates
US mortgage rates hit lowest levels of 2025
Mortgage rates have hit the lowest levels of the year, but they are still higher than before the pandemic. The latest average rate on a 30-year mortgage dropped to a 10-month low of 6.57% following a jobs report indicating a slowing of new jobs. Despite Fed rates remaining unchanged, mortgage rates in Utah are predicted to fluctuate between six and seven percent. Many mortgage borrowers in Utah ha... more
Aug 5, 2025 2:24 PM
— Mortgage Rates
Mortgage Rates Hit 4-Month Low After Sharp 2-Day Decline
Rates on new 30-year mortgages fell for a second day, reaching their lowest level since early April at 6.73%. Rates on 15-year mortgages also decreased significantly, while jumbo 30-year rates slightly increased. Freddie Mac's weekly average differs slightly from other averages due to methodology differences. Mortgage rates are influenced by multiple factors, including macroeconomic conditions and... more
Aug 5, 2025 1:23 PM
— Mortgage Rates
As mortgage rates plunge dramatically, Taylor Swift and Travis Kelce go house hunting - Hindustan Times
Mortgage rates have dropped sharply to a 10-month low, creating a window of opportunity for house hunters to buy before summer ends. This decrease in rates is attributed to investors flocking to the 10-year Treasury note, lowering its yield and subsequently lowering mortgage rates. Taylor Swift and Travis Kelce were seen house hunting in Cleveland during this time.
Aug 5, 2025 12:23 PM
— Mortgage Rates
Mortgage Rates Holding at 10 Month Lows
The average 30yr fixed rate fell back to early October 2024 levels due to rates being in a stable range close to 10 month lows. The recent drop in mortgage rates was in reaction to last week's jobs report with minimal change in the bond market this week.
Aug 5, 2025 7:17 AM
— Mortgage Rates
Mortgage and refinance interest rates today, August 5, 2025: The 30-year rate falls below 6.5%
Mortgage rates have decreased with the 30-year fixed rate at 6.46% and the 15-year rate at 5.68%. The Federal Reserve left the federal funds rate unchanged, but future rate cuts are expected, potentially leading to lower mortgage rates. Refinance rates are higher than purchase rates. A mortgage calculator can help determine monthly payments based on different rates and term lengths. Economists exp... more
Aug 5, 2025 2:53 AM
— Mortgage Rates
Mortgage and refinance interest rates today, August 5, 2025: Rates finally drop
The article discusses the current mortgage rates and the likelihood of a rate decrease in the upcoming months. It provides information on different types of mortgages, the importance of considering term lengths, the difference between adjustable-rate and fixed-rate mortgages, and how to calculate mortgage payments. Economists predict modest drops in mortgage rates by the end of 2025.
Aug 4, 2025 1:23 PM
— Mortgage Rates
Lowest Mortgage Rates Since Early October
Mortgage rates are influenced by movement in the bond market, which is in turn affected by economic data. The monthly jobs report is a key indicator for bonds, and Friday's report led to significant bond buying, causing rates to go down. Mortgage lenders did not fully adjust their rate offerings to match the market movement, resulting in some of the lowest rates since early October.
Aug 4, 2025 9:24 AM
— Mortgage Rates
Most rates decrease as Fed keeps rates unchanged - Current mortgage and refinance rates, August 4, 2025
Average mortgage rates showed a mixed trend, with decreases in 30-year fixed, 5/1 ARMs, and jumbo loans, and an increase in 15-year mortgages. The Federal Reserve held off changing its key interest rate due to inflation concerns, which have a broad impact on borrowing costs. The uncertainty regarding tariffs continues to add economic volatility.
Aug 4, 2025 7:23 AM
— Mortgage Rates
When will mortgage rates go down? Outlooks after a year of unwavering rates.
The article discusses how mortgage interest rates have recently stalled, with the current rates for 30-year fixed-rate mortgages at 6.72%, slightly lower since last week. Despite potential home buyers hoping for a more significant drop in rates, the data suggests that they are unlikely to decrease much in the second half of 2025. The article explains how mortgage rates are influenced by factors su... more
Aug 4, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today for August 4, 2025: Rates expected to stay high for months
The average mortgage rates for 30-year fixed, 15-year fixed, and VA loans are around 6.60%, 5.76%, and 6.22% respectively. Experts predict that rates will stay above 6% in the coming quarters with slight increases. Adjustable-rate mortgages (ARMs) can offer lower initial rates but carry the risk of rates rising after the initial period. Lower mortgage rates are offered to buyers with higher down p... more
Aug 4, 2025 3:23 AM
— Mortgage Rates
Warren Buffett Said Buying 'Distressed' Homes With 30-Year Mortgages And Renting Them Out Might Be The 'Most Attractive' Investment Available
The article discusses Warren Buffett's advice in 2012 about buying homes as a good investment opportunity, especially with low mortgage rates and distressed property prices. Buffett recommended financing with a 30-year mortgage for a leveraged way of owning a cheap asset. In 2025, mortgage rates have climbed past 6.7%, making monthly payments more expensive as home prices remain elevated.
Aug 3, 2025 3:23 PM
— Mortgage Rates
How much lower can mortgage rates go after Friday’s jobs report?
Mortgage rates fell below 6.64% last week, raising hopes for improved housing demand. Despite potential interest rate cuts by the Federal Reserve, mortgage professionals do not expect a significant impact on the industry. The mortgage industry is facing a critical juncture in adapting to evolving technology.
Aug 3, 2025 10:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, August 3, 2025: Rates remain high
The article discusses current mortgage rate movements, indicating an increase compared to 2024. It provides data on various types of mortgages, differences between them, and factors influencing rates. It also advises on optimizing personal finances to secure better rates when buying a house. Additionally, it highlights the importance of comparing APR when choosing a lender.
Aug 2, 2025 3:27 AM
— Mortgage Rates
Mortgage and refinance interest rates today, August 2, 2025: Fixed rates waver
The article discusses the fluctuation of mortgage interest rates, providing current rates for 30-year fixed, 20-year fixed, 15-year fixed, 5/1 ARM, 7/1 ARM, 30-year VA, and 15-year VA loans. It explains the difference between 30-year and 15-year fixed rates in terms of monthly payments, interest, and advantages. The article also touches on adjustable-rate mortgages (ARMs) and offers advice for tho... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.