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News for: Mortgage Rates
Showing 385 - 408 of 791 results
Aug 1, 2025 8:34 AM
— Mortgage Rates
Weak jobs data boosts odds of mortgage rate drop
Employment numbers fell below expectations, leading to speculation of a potential drop in mortgage rates and increased hiring in the industry. The 30-year fixed-rate mortgage is stable since a previous spike, and mortgage rates are expected to remain elevated yet stable for a longer period. Bond investors are preparing for a busy week with various economic events. The Mortgage Bankers Association ... more
Aug 1, 2025 8:23 AM
— Mortgage Rates
Average rate on a 30-year mortgage eases again, offering modest relief for home shoppers
The average rate on a 30-year mortgage in the U.S. eased slightly, offering modest relief to homebuyers dealing with rising home prices and borrowing costs. Mortgage rates are influenced by factors like the Federal Reserve's interest rate policy decisions and bond market investors' expectations. Despite recent easing, economists still expect mortgage rates to remain above 6% this year, impacting h... more
Aug 1, 2025 4:23 AM
— Mortgage Rates
Mortgage rates average 6.72% following Fed’s continued rate pause
Mortgage rates decreased slightly after the Federal Reserve kept benchmark interest rates steady. The average rate on a 30-year fixed mortgage was 6.72%, down from 6.74%, while the 15-year fixed mortgage rate was 5.85%. Despite this, mortgage rates near 7% subdued the spring homebuying season, with home contract signings decreasing. Mortgage applications to purchase a home also declined, while ref... more
Jul 31, 2025 12:23 PM
— Mortgage Rates
Mortgage Rates Hold Near July Lows Ahead of Jobs Report
Mortgage rates remained stable as bond market improved in the morning, staying close to yesterday's levels. Tomorrow's job report is crucial for rates, with potential for an increase if job growth is strong.
Jul 31, 2025 12:23 PM
— Mortgage Rates
Warren Buffett's Berkshire Hathaway and Zillow say mortgage rates can't fall enough for Americans to afford a home
Home buyers became used to sub-3% mortgage rates during the pandemic, but rates have climbed to 6.75% recently. Experts warn that rates are unlikely to decrease significantly in the near future, making homes unaffordable for average buyers. Inventory levels have risen, but there is still a shortage of affordable housing in the U.S. Mortgage rates and high home prices continue to deter potential bu... more
Jul 31, 2025 10:33 AM
— Mortgage Rates
Why mortgage rates are trapped in a narrow range
Mortgage rates remained largely steady with the Federal Reserve's decision in the past week. The 30-year fixed rate mortgage dropped below 6.8% for the first time since May. However, the rate rose slightly due to a strong jobs report and uncertainty around tariffs. Overall, significant movement in mortgage rates is not expected soon.
Jul 31, 2025 9:24 AM
— Mortgage Rates
Mortgage and refinance interest rates today, July 31, 2025: Rates tick down after Fed meeting
Current mortgage rates have decreased slightly, with the 30-year fixed mortgage rate at 6.72% and the 15-year fixed mortgage rate at 5.85%. The Federal Reserve voted against a rate cut, suggesting that fixed mortgage rates are not expected to drop significantly in the upcoming months. The economy impacts mortgage rates, which can be controlled by factors like credit scores, DTI ratios, and down pa... more
Jul 30, 2025 3:23 PM
— Mortgage Rates
Rates remain elevated as Fed set to meet | Current mortgage and refinance rates for July 30, 2025
Mortgage interest rates were mixed compared to last week, with some rates decreasing, others increasing. The Federal Reserve is unlikely to drop its benchmark rate despite pressure from the White House, as inflation has increased due to tariffs. The average rates for different types of mortgages have fluctuated slightly over the past week, with some showing decreases and others showing increases.
Jul 30, 2025 2:23 PM
— Mortgage Rates
When will mortgage rates drop below 6%?
The National Association of Realtors (NAR) believes that mortgage rates need to drop below 6% to help stimulate the housing market. However, Fannie Mae predicts that rates will stay at 6% or higher until at least 2027. Despite hopes for interest rate cuts, experts believe it may not significantly impact mortgage rates due to economic uncertainty. NAR encourages potential homebuyers to not wait for... more
Jul 30, 2025 1:24 PM
— Mortgage Rates
Mortgage Rates Sideways to Slightly Lower
Wednesday saw a rise in volatility for rates due to economic reports showing stronger employment and higher GDP growth. The increase in the PCE price index was particularly concerning for rates. The Fed's policy announcement did not change the bigger picture, but lowered expectations for Fed rate cuts. Mortgage rates remained mostly unchanged.
Jul 30, 2025 12:23 PM
— Mortgage Rates
Mortgage and refinance interest rates today, July 30, 2025: Rates stay flat
The article discusses current mortgage interest rates and the impact of the Federal Reserve keeping the federal funds rate steady. The 30-year fixed rate remains flat at 6.69%, while the 15-year mortgage rate decreased slightly to 5.89%. The article also provides insight into 30-year, 20-year, and VA rates, as well as refinancing rates. It highlights the pros and cons of different mortgage terms, ... more
Jul 30, 2025 10:23 AM
— Mortgage Rates
Fed meeting news today: Two top officials may break from Powell as Trump pressures for rate cuts
The Federal Reserve left interest rates unchanged, leading to borrowing costs staying high for consumers. Savers with high-yield savings accounts have been benefiting from inflation-beating returns. Mortgage rates have been stable in recent months, with housing economists predicting rates above 6.5% for the rest of the year. Despite consumer pessimism, actual economic data has shown resilience, le... more
Jul 30, 2025 4:00 AM
— Mortgage Rates
Mortgage demand drops to lowest level since May, as interest rates stall
Mortgage interest rates have remained stable, but consumer confidence in the economy is low, leading to a decrease in mortgage applications. Both purchase and refinance activity declined, with low volume skewing annual comparisons. Uncertainty about the economy and job market is impacting potential homebuyers' decisions. Refinance volume is historically low, with rates expected to potentially chan... more
Jul 30, 2025 3:24 AM
— Mortgage Rates
Mortgage and refinance interest rates today, July 30, 2025: Rates stay relatively flat
The article discusses the current mortgage interest rates, refinancing rates, and the advantages and disadvantages of different mortgage terms like 30-year fixed, 15-year fixed, and adjustable-rate mortgages. It emphasizes that mortgage rates are expected to stay stable for the next few months and provides tips to secure a low mortgage refinance rate.
Jul 29, 2025 3:53 PM
— Mortgage Rates
Are we heading to 7% mortgage rates? Here's the outlook.
The article discusses the possibility of mortgage rates reaching 7%, a level that has been seen many times in the past, with some predictions suggesting that rates may not hit that specific mark in the near future. The impact of different interest rates on a $300,000 mortgage is also analyzed. It explains how tracking the 10-year Treasury note can provide insight into future mortgage rate movement... more
Jul 29, 2025 9:23 AM
— Mortgage Rates
Majority of rates decline as Fed set to meet | Mortgage and refinance rates for July 29, 2025
Mortgage interest rates were mostly down compared to last week, with rates for 30-year fixed, 15-year fixed, and jumbo loans decreasing, while rates for adjustable rate mortgages increased. The Federal Reserve will likely not drop its benchmark rate despite pressure from the White House. The average rates for various types of mortgages are detailed, along with tips for getting the best possible ra... more
Jul 29, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, July 29, 2025: Rates remain steady ahead of this week's Fed meeting
Mortgage rates have remained flat this week with 30-year fixed rates at 6.69% and 15-year fixed rates at 5.92%. Despite calls from President Trump to lower interest rates, the Fed is expected to keep rates steady for the time being. Refinance rates are higher than purchase rates and adjustable-rate mortgages carry their own risks. Economists do not anticipate significant drops in mortgage rates be... more
Jul 28, 2025 1:00 PM
— Mortgage Rates
Mortgage Rates Hold Perfectly Flat to Start New Week
Monday in the mortgage rate world saw little movement due to the lack of major economic data. Although there were some scheduled events like Treasury auctions and borrowing estimates, the market remained mostly unaffected by these factors.
Jul 28, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today for July 28, 2025: Rates have inched upward since last July
Current mortgage interest rates have remained somewhat flat this week, with the average 30-year fixed mortgage rate being 6.68% and the average 15-year fixed mortgage rate being 5.91%. Rates have increased since the previous year despite expectations of a decrease. To lock in a mortgage, one should focus on the timing rather than following interest rate trends. Factors like property taxes, homeown... more
Jul 26, 2025 8:00 AM
— Mortgage Rates
Treasury Market Sees No Rate Cut by Sept., 30-Year Treasury Yield Near 5%: The Yield Curve and “Real” Mortgage Rates
The 6-month Treasury yield, which is a good predictor of rate hikes and cuts by the Fed, is currently not indicating any rate cuts within 2-3 months. The bond market is nervous about inflation, the Fed's actions, and the influx of new Treasury debt. Mortgage rates run parallel to the 10-year Treasury yield but at a higher rate, and have been in the range of 6.74% all year. Real mortgage rates have... more
Jul 26, 2025 8:00 AM
— Mortgage Rates
Sales Are Down While Mortgage Applications Are Up
Mortgage rates have remained stable for the past three years despite expectations of a decrease. Housing market conditions are influenced by various factors such as listing inventory, builder incentives, and stable prices. The administration's economic policies, including tariffs and deficit increase, have contributed to inflationary pressures and are preventing significant drops in mortgage rates... more
Jul 26, 2025 3:00 AM
— Mortgage Rates
Worth waiting? This is the mortgage rate homebuyers say will push them to move.
High home prices and mortgage rates are making homeownership challenging for many potential buyers and sellers, leading to a slowdown in home sales. The National Association of Realtors predicts that if mortgage rates were to drop to 6%, an additional 5.5 million households would be able to afford a home. However, rates have not been below 6% in nearly three years, causing homeowners who bought or... more
Jul 26, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, July 26, 2025: Fixed mortgage rates see marginal changes
The article discusses the current mortgage interest rates, offering insight into how to lock in an interest rate when buying a house, considerations for different mortgage terms like 30-year fixed, 15-year fixed, and adjustable-rate mortgages, and factors that influence mortgage rates. It also touches on strategies to secure low mortgage refinance rates, explaining how credit score, debt-to-income... more
Jul 25, 2025 2:00 PM
— Mortgage Rates
Mortgage Rates End Week Unchanged. Next Week, Probably Not...
The week was uneventful in terms of mortgage rates, with rates remaining unchanged as of Friday afternoon. Improvement in relations between the Trump administration and Fed Chair Powell helped stabilize the bond market, leading to rate stability. Next week is expected to bring more volatility, with big events scheduled each day, including the release of the jobs report on Friday.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.