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News for: Mortgage Rates
Showing 409 - 432 of 791 results
Jul 25, 2025 8:00 AM
— Mortgage Rates
Ken Paxton Claimed Three Houses as His Primary Residence, Records Show
The attorney general of Texas, who is challenging Senator John Cornyn, may have obtained favorable mortgage rates and potentially violated the law by falsifying loan documents.
Jul 24, 2025 1:00 PM
— Mortgage Rates
Mortgage Rates Drift Slightly Higher Again
Mortgage rates have increased slightly over the past two days following a 5-day decline. The increase has been minimal with most borrowers experiencing similar rates compared to last week. Economic data plays a significant role in bond movements, with next week's jobs report expected to have a larger impact compared to this week's data. Despite Jobless Claims being lower than expected today, rates... more
Jul 24, 2025 11:00 AM
— Mortgage Rates
When will mortgage rates go down? Predictions as rates stall.
The article discusses the current mortgage interest rates, which have stalled at 6.74% for a 30-year fixed-rate mortgage. It explains that waiting for rates to drop significantly might not be a viable option, as current financial data suggests little relief in interest rates in the near future. The article also touches on the relationship between federal funds rate, Treasury yield, and mortgage ra... more
Jul 24, 2025 10:25 AM
— Mortgage Rates
Fannie Mae cuts rate forecast, raises volume outlook
Fannie Mae predicts lower mortgage rates and higher sales volume for this year and next. Rocket Companies reduces its workforce after the Redfin merger. Mr. Cooper sees profits surge in Q2 despite missing estimates.
Jul 24, 2025 10:00 AM
— Mortgage Rates
Average long-term US mortgage rate eases to 6.74%, keeping home loan borrowing costs elevated
The average rate on a 30-year U.S. mortgage slightly decreased this week, but remains high compared to previous years. Elevated mortgage rates are impacting the U.S. housing market, causing a sales slump since 2022. The main factors influencing mortgage rates include Federal Reserve interest rate policy decisions and bond market investors' expectations.
Jul 24, 2025 10:00 AM
— Mortgage Rates
Mortgage rates inch lower this week
Mansion Global host discusses President Trump's potential decision to end capital gains taxes on home sales. Freddie Mac reports a slight decrease in mortgage rates, with the average rate on a 30-year fixed mortgage falling to 6.74%. The housing market is seen positively due to a strong economy with solid employment and income growth.
Jul 24, 2025 9:00 AM
— Mortgage Rates
Mortgage rates hold steady at 6.74%
Mortgage rates remained flat this week, with the average 30-year fixed rate at 6.74% and the average 15-year fixed rate at 5.87%. Housing market outlook seems positive with solid economic performance, but sales volume for existing homes is expected to fall.
Jul 24, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, July 24, 2025: Rates continue their downward trend
The article discusses the decline in mortgage interest rates, providing examples of the average rates for various types of mortgages. It also explains the difference between fixed-rate and adjustable-rate mortgages, how mortgage rates are impacted by the economy, factors influencing mortgage rates, and the benefits of 30-year and 15-year mortgages. Additionally, the article highlights the importan... more
Jul 24, 2025 2:00 AM
— Mortgage Rates
The Mortgage Rate Shift That Could Change the Housing Market
Experts believe a modest decline in mortgage rates could help boost home sales and revive the U.S. housing market. If rates were to drop to 6 percent, an additional 5.5 million households, including 1.6 million renters, would be able to afford a home. The rising costs of buying a home and persistently high borrowing costs are key issues affecting the market. Economists see a drop to 6 percent as a... more
Jul 23, 2025 4:00 PM
— Mortgage Rates
Intel earnings, new-home sales, mortgage rates: What to Watch
On Thursday, July 24th, investors are advised to watch out for earnings reports from companies such as Honeywell, Union Pacific, Blackstone, Keurig Dr. Pepper, Intel, and Deckers. New-home sales data for June is expected to show an uptick to 650,000 units. Additionally, weekly mortgage rate data from Freddie Mac will be released, with rates on the 30-year fixed mortgage already at 6.75% after risi... more
Jul 23, 2025 1:00 PM
— Mortgage Rates
Mortgage Rates Dip To Lowest Level In Three Weeks
The article discusses the current state of mortgage rates, affordability challenges for homebuyers due to high prices and interest rates, the impact of Federal Reserve decisions on mortgage rates, and the influence of President Trump's tariff policies on inflation and Treasury yields.
Jul 23, 2025 12:01 PM
— Mortgage Rates
Mortgage Rates Tick Higher, But Just Barely
Mortgage rates have seen a modest improvement since last week, with daily small improvements until today where they ended up slightly higher. Rates have been flat for the week overall, with minimal economic data as motivation. Tomorrow will bring more active economic data, potentially increasing volatility slightly.
Jul 23, 2025 8:00 AM
— Mortgage Rates
NAR Existing-Home Sales Report Shows 2.7% Decrease in June
Existing-home sales decreased by 2.7% in June, with declines in the Northeast, Midwest, and South but a modest rise in the West. High mortgage rates are a factor in keeping sales low, and more supply is needed to accommodate first-time homebuyers. NAR Chief Economist Lawrence Yun highlights the growth in homeowner wealth and stresses the importance of decreasing mortgage rates to increase home sal... more
Jul 23, 2025 6:01 AM
— Mortgage Rates
Mortgage Apps Eke Out Small Gain Thanks to Purchase Activity
Mortgage application activity saw a modest increase last week despite higher rates, with the 30-year fixed rate reaching 6.84%. Purchase applications were up, driven by conventional loans, but refinance applications declined. Despite affordability concerns due to rising rates, there has been a slight improvement in rates this week.
Jul 23, 2025 4:00 AM
— Mortgage Rates
Mortgage demand flatlines at low levels, as mortgage rates hit 4-week high
Mortgage rates rose to the highest level in four weeks, but mortgage demand remained steady. Refinance applications fell 3% for the week, while purchase loan applications rose 3%. The 30-year fixed rate is still too high for many borrowers, impacting refinance applications. Mortgage rates moved slightly lower at the start of the week following positive market reactions to details regarding Federal... more
Jul 23, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, July 23, 2025: Home loan rates see slight shifts
Mortgage interest rates are moving in opposite directions based on loan terms, with the average 30-year fixed rate dropping slightly while the 15-year mortgage rate increased. Due to traders adding bonds to the 10-year Treasury, Treasury yields fell 0.69%, potentially affecting mortgage rates if the trend continues. The article provides the current mortgage rates and refinance rates, highlighting ... more
Jul 22, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, July 22, 2025: Mortgage rates trend downward
Mortgage rates have seen a noticeable drop recently with the 30-year fixed rate dropping by six basis points to 6.66% and the 15-year fixed rate falling by 15 basis points to 5.82%. The drop is attributed to the rise in stock market analysts gaining cautious optimism and the increase in bond positions, including the 10-Year Treasury. The article also discusses how mortgage rates vary depending on ... more
Jul 21, 2025 4:00 PM
— Mortgage Rates
Why the 'lock-in' phenomenon is gripping American homeowners
A new survey from Bankrate found that more than half of U.S. homeowners are uncomfortable selling their homes in 2025, regardless of the mortgage rate, showing an increase in caution from previous years. Homeowners with low, fixed-rate mortgages are hesitant to sell due to the fear of losing their favorable interest rates, known as the 'lock-in' phenomenon. Many homeowners are waiting for mortgage... more
Jul 21, 2025 1:00 PM
— Mortgage Rates
Mortgage Rates Move Slightly Lower to Start New Week
Mortgage rates slightly decreased on Monday, with the average lender dropping by 0.03% for a top tier 30yr fixed scenario compared to last Friday. This marks the 4th consecutive business day with a slight improvement, bringing rates back to their lowest levels since July 3rd. This week is expected to have less volatility in rates due to the absence of high-impact economic data like the Consumer Pr... more
Jul 21, 2025 11:01 AM
— Mortgage Rates
Most rates increase: How long will rates stay here? - Today's mortgage and refinance rates, July 21, 2025
Mortgage rates have mostly increased compared to a week ago, with rates for 30-year fixed, 15-year fixed, and ARMs going up, while rates for jumbo mortgages have decreased. The rise in rates is attributed to higher inflation, which may lead to the Federal Reserve keeping interest rates stable at the next meeting. Homeowners are hesitant to buy or sell due to rate movements, with forecasts indicati... more
Jul 21, 2025 5:00 AM
— Mortgage Rates
Buyers May Have Accepted a New Norm on Rates
Mortgage rates are in the high 6% range, making it challenging for buyers, but more first-time buyers are entering the market due to increased inventory and more predictable interest rates. Mortgage applications have increased compared to a year ago, indicating a positive trend in the market.
Jul 21, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today for July 21, 2025: Rates have increased since last July
Current mortgage interest rates have changed little, with the average 30-year fixed rate at 6.72% and the 15-year fixed rate at 5.97%. Rates have increased since last year, contrary to expectations of a fall. Choosing to buy a house should depend on personal timing rather than rate trends. The article also provides details about refinance rates, the use of mortgage calculators, and adjustable-rate... more
Jul 20, 2025 3:24 AM
— Mortgage Rates
Mortgage Rate Variability Index
The Mortgage Rate Variability Index currently reads 4 out of 10, indicating steady mortgage rate trends in recent weeks. The average 30-year mortgage rate has been between 6.72 percent and 6.95 percent since late February 2025, a significant difference from rates in 2020 and 2021 or 2022 and 2023. The index considers four key factors to determine variability in mortgage rates.
Jul 20, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, July 20, 2025: Economists expect rates to stay high
The article discusses the current mortgage rates in the market, indicating that even though there are fluctuations, the changes are relatively small. It mentions the average rates for 30-year fixed mortgages, 20-year fixed mortgages, and 15-year fixed mortgages. The Mortgage Bankers Association's forecast suggests a slight decrease in rates by the end of the year. It also provides information on m... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.