Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
News for: Housing Market
Showing 433 - 456 of 462 results
May 13, 2025 9:00 AM
— Housing Market
Tax Legislation in House Caps Mortgage Interest Deduction
The article discusses the current state of mortgage rates and their impact on home buyers. It notes that mortgage rates have been on the rise recently, which may make it more expensive for potential home buyers to finance their purchases. Higher mortgage rates could lead to increased monthly payments for home buyers, potentially making it harder for them to afford a home. The article suggests that... more
May 13, 2025 9:00 AM
— Housing Market
Compliance, Dashboard, Origination Tools; eNote News; New Econ Book; Conv. Conforming Changes
The article discusses a nationwide trend in which the number of people buying second homes has plunged to its lowest level since records began. This is due to a mix of high mortgage rates, soaring maintenance costs, and a return-to-office push. The impact of mortgage rates and the economy on home buyers is a significant concern. The article also mentions upcoming conferences that will address thes... more
May 13, 2025 8:00 AM
— Housing Market
Title underwriters stay profitable in difficult Q1
The housing market is showing signs of improvement in early April. First American Financial fired its CEO following an incident on a cruise ship. There is a mixed bag of results in the second quarter impacted by President Trump's tariff announcements. Title insurers have a strong connection to the mortgage originations market. Dream Finders Homes closed on the purchase of Alliant National Title. B... more
May 13, 2025 4:00 AM
— Housing Market
All in the family: The rise in multigenerational homes
In the article, a couple, Tom and Merielle Lupfer, were unable to afford a starter home in Northern New Jersey due to high prices. Instead, they moved into Merielle's parents' home and found that the advantages outweighed the disadvantages. The article suggests that multigenerational homes are making a comeback due to rising home prices and mortgage rates, making it difficult for some home buyers ... more
May 12, 2025 6:00 AM
— Housing Market
Is it finally a buyer's market? What to know about home prices outlook
The housing market has seen a surge in prices over the past five years, fueled by low mortgage rates and changing preferences among Americans. However, as prices start to fall back to more sustainable levels, more homeowners are listing their properties for sale. This shift is opening up more options for buyers, with increased inventory and more opportunities for negotiation. Although it's too ear... more
May 10, 2025 9:00 AM
— Housing Market
What’s Blocking Recap and Release of the GSEs?
The article discusses the current state of mortgage rates and their impact on home buyers. It mentions that mortgage rates are on the rise, which could make buying a home more expensive for potential buyers. This increase in rates could also lead to a decrease in home affordability for some individuals. Overall, the article highlights that rising mortgage rates are a concern for home buyers as it ... more
May 10, 2025 3:00 AM
— Housing Market
Sharp Differences in Outlook for Interest Rates
The article discusses the current state of mortgage rates and their impact on home buyers. It mentions that mortgage rates are at historic lows, making it an ideal time for home buyers to lock in a low rate. The low rates are attributed to factors such as the Federal Reserve's monetary policy and economic uncertainty. The article advises home buyers to shop around for the best mortgage rate and co... more
May 9, 2025 9:00 AM
— Housing Market
HELOC, Automation, Buy Before You Sell Tools; Trump Admin. and Disaster Monitoring; Guild Earnings
The article provides information on various topics related to the mortgage and home buying industry. It discusses the increase in U.S. property taxes, rising conference admittance prices, and new products and services for lenders and brokers. It also mentions the impact of natural disasters on homeowners, servicers, and lenders, with a particular focus on recent disasters in Kentucky. Additionally... more
May 8, 2025 2:00 PM
— Housing Market
Hello Refi! Agency Market Springs to Life in April
The article discusses how mortgage rates have recently increased, making it more expensive for home buyers to purchase a home. This rise in rates could potentially deter some buyers from entering the market or force them to settle for a lower-priced home. Additionally, the article notes that the increase in rates may also impact the refinancing market, as fewer homeowners may be inclined to refina... more
May 7, 2025 9:00 AM
— Housing Market
DPA, AI, Processing, Verification Tools; STRATMOR Tech Survey; Interview on Fraud Threats
The article discusses the current housing market, noting a lack of inventory and an increase in unsold homes. Builders are using incentives to attract buyers, while city dwellers are turning to micro-apartments for affordable living. Mortgage rates are mentioned in passing, with a focus on non-QM lending and the potential for growth in this sector. Various software and services for lenders and bro... more
May 6, 2025 12:00 PM
— Housing Market
Do mortgage rates go down in a recession?
The article discusses the possibility of a recession and its potential impact on mortgage rates. Historically, mortgage rates tend to decrease during a recession as investors shift to government bonds, pushing yields down. However, the article notes that the current economic shock that may trigger a recession could also lead to inflation, potentially preventing a significant decrease in mortgage r... more
May 5, 2025 10:00 AM
— Housing Market
The 12 housing markets where mortgage payments are seeing the steepest declines
In certain markets across the US, housing costs are declining, with the median monthly mortgage payments for borrowers decreasing in 12 out of 50 major metropolitan areas. This decline is partially attributed to falling home prices in some areas, as demand has cooled off due to economic uncertainty. Sellers are more willing to negotiate and offer concessions or lower prices. This is good news for ... more
May 5, 2025 9:00 AM
— Housing Market
Pre-Qual, Fee Collection, Jumbo, Software Designing Tools; Training, Webinars, and Events This Week
The article discusses the significance of Cinco de Mayo and reflects on the Battle of Puebla in Mexico. It mentions the rise in Hispanic home ownership rates in the US and the impact on lenders. It also highlights the mortgage rates in Mexico and the country's homeownership statistics. The article includes information about various events, training, and webinars related to the mortgage industry. A... more
May 5, 2025 6:00 AM
— Housing Market
Your Emergency Fund Should Be $35,000. Here's Why.
The article discusses the importance of having an emergency fund of $35,000, which is the estimated cost of six months' expenses for the average household. Economic uncertainty, including concerns about tariffs, market volatility, and a potential recession, make having an emergency fund more crucial. Most people rely on their savings in emergencies. The article also breaks down the costs associate... more
May 5, 2025 5:00 AM
— Housing Market
Home values expected to drop the most in these CA cities, Zillow says. How much?
The article at the provided link is either temporarily down or has been permanently moved to a new web address.
May 5, 2025 5:00 AM
— Housing Market
The flagging economy is hurting the housing market
The webpage at the provided URL is currently unavailable, possibly due to technical issues or the page being moved to a new address.
May 2, 2025 12:00 PM
— Housing Market
Home Price Appreciation Remains, But Interesting Trend Emerges
The article discusses recent trends in home prices as reported by the FHFA House Price Index and the Case Shiller Home Price Index. Both indices show that the average home is appreciating between 4 and 5 percent per year. While there has been some variation in monthly movements, the overall picture is relatively stable. The article notes a slight decrease in FHFA's index in February, which could b... more
May 2, 2025 7:39 AM
— Housing Market
Mortgage jobs dip, overall hiring points to stable rates
The article discusses the latest Bureau of Labor Statistics numbers, which show a positive gain in U.S. employment despite a tepid homebuying season. Mortgage rates are expected to remain within their current range as the Federal Reserve assesses economic growth and inflation concerns. Nonbank mortgage payrolls have slightly decreased, and there are concerns about economic weakness affecting futur... more
May 2, 2025 3:00 AM
— Housing Market
Home ownership further out of reach a rising prices, high mortgage rates widen affordability gap
The article discusses how home ownership is becoming increasingly out of reach for many Americans due to elevated mortgage rates and rising home prices. The analysis shows that a homebuyer now needs to earn at least $114,000 a year to afford the national median listing price of $431,250. Mortgage rates have increased significantly, with the average rate on a 30-year mortgage now at 6.76%. This hig... more
May 1, 2025 10:33 AM
— Housing Market
Mortgage rates move lower, but is it enough to help the housing market?
Rates for 30-year fixed-rate mortgages dipped slightly to 6.76%. Mortgage rates are difficult to predict as they follow the U.S. 10-year Treasury note. Concerns about the trade war and the economy have caused Treasury yields to surge, despite the typical pattern of yields falling during economic weakness. Lower mortgage rates are not enticing buyers as economic uncertainty continues to impact deci... more
Apr 30, 2025 6:50 AM
— Housing Market
Pending Home Sales Jumped 6.1% in March
The article discusses the increase in pending home sales in March, with the greatest month-to-month increase since December 2023. The Northeast experienced losses in transactions while the Midwest, South, and West saw gains, with the South experiencing the most substantial increase. Mortgage rates fell in March, which led to a rise in potential home buyers. The article emphasizes that home buyers ... more
Apr 29, 2025 11:37 AM
— Housing Market
Five ways a Liberal election win will influence mortgage rates, housing, retirement and investing
The article discusses the impact of the recent Liberal government win on various financial issues, including mortgage rates and housing affordability. It explains that the new government's decisions will affect interest rates and the stock market, with potential implications for home buyers. The article mentions that the Bank of Canada has already made two rate cuts this year and could make more i... more
Apr 29, 2025 9:38 AM
— Housing Market
The 5 states where homeowners spend the most on their mortgages — and the 5 where they spend the least
The article discusses the soaring housing prices in the U.S., with the median home price increasing from $289,000 in 2020 to $418,000 now. Mortgage rates remain high, making homeownership seem out of reach for many. WalletHub analyzed the cost of mortgage and utility bills in all 50 states to determine where people spend the most and least on housing. Housing costs can take up around 50% of the me... more
Apr 25, 2025 1:34 PM
— Housing Market
Doug Duncan on the economy and new advisory roles
Longtime housing economist Doug Duncan, who recently retired, announced his return to the workforce in 2025 to launch a new business. He plans to utilize his expertise in covering the housing market to benefit lenders and related industries. Duncan discussed his reasons for starting the business, his definition of retirement, and new goals. In the mortgage industry, there are calls for loosened re... more
DISCLAIMER: mortgage-rates.ai is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. mortgage-rates.ai is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.