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News for: Housing Market
Showing 25 - 48 of 462 results
Jan 16, 2026 7:31 PM
— Housing Market
Small landlords control the buy-for-rent market, not the mega-investors targeted by Trump
Despite the rising investor purchase share of single-family homes, the majority of investor-owned homes are held by small investors with fewer than 11 properties. Large investors owning 1,000 homes or more only represent 2.1% of all investor-owned stock. The elevated share of investor purchases is attributed to demand for DSCR loans commonly used to finance rental purchases. This trend has helped ... more
Jan 16, 2026 1:30 PM
— Housing Market
Builder Sentiment Survey Not Yet Reflecting Recent Rate Changes
Builder confidence decreased in January, with the NAHB/Wells Fargo Housing Market Index falling two points to 37. Components such as current sales conditions, prospective buyer traffic, and future sales expectations all weakened. Affordability challenges and rising construction costs continue to weigh on the sentiment of builders. While mortgage rates have declined to a three-year low, the impact ... more
Jan 16, 2026 12:32 PM
— Housing Market
Gen X, millennials set to inherit trillions in real estate wealth
Coldwell Banker's Global Luxury Report projects Gen X and millennials to inherit $4.6 trillion in real estate wealth, with over half flowing to the U.S. Younger affluent buyers prioritize lifestyle, functionality, and long-term value. The U.S. is expected to capture 52% of the projected property wealth transfer as assets shift from baby boomers to younger generations.
Jan 16, 2026 10:32 AM
— Housing Market
US foreclosure filings rise 14% in 2025 as FHA borrowers face greater risk
Foreclosure filings on U.S. properties rose 14% in 2025, totaling 367,460, although they are still below housing crisis-era levels. FHA borrowers are facing increased risks under new loss-mitigation rules.
Jan 16, 2026 9:31 AM
— Housing Market
New-home sales slip in December despite annual gains
New-home sales decreased in December compared to previous months but remained higher than in 2024. Mortgage activity dropped in December compared to October, with refinance applications leading the decline. However, there were promising trends in the past year that could improve affordability in 2026, including adjustable-rate and cash-out refinance mortgage programs. The contract rate on a 30-yea... more
Jan 16, 2026 4:36 AM
— Housing Market
Early Alexander brothers’ accuser found dead in Australia
Australian woman Kate Whiteman, who accused Oren and Alon Alexander of sexual assault, was found dead near Sydney, with no cause of death determined. Her allegations against the brothers led to similar claims from others, as the brothers face federal sex-trafficking charges.
Jan 16, 2026 4:33 AM
— Housing Market
Will Fannie and Freddie’s bond-buying spree derail IPO plans?
Bill Pulte suggests a decision on Fannie Mae and Freddie Mac IPO will be made soon, but Trump's $200 billion MBS directive is likely to delay it. Marty Green believes the MBS announcement decreases the chances of companies being released from federal conservatorship soon. Green also thinks the initiative will be part of a broader housing affordability push, impacting mortgage rates.
Jan 16, 2026 4:31 AM
— Housing Market
Hedging, Corresp. and Broker, Servicing, Quality Management, Fraud Prevention Products
The office-to-apartment and condo conversion trend is accelerating, with a significant increase in the number of units repurposed from office buildings. Major metros like New York, Washington, D.C., and Los Angeles are leading the way in this trend. Additionally, FundingShield, a wire & title fraud prevention leader, released a report showing an increase in transactions flagged for risk, emphasizi... more
Jan 15, 2026 7:32 PM
— Housing Market
MBA: December New Home Purchase Mortgage Applications Increase 2.5%
Mortgage applications for new home purchases increased by 2.5% from the previous year but decreased by 3% from November. New home sales remain strong, with an annualized sales pace in December of 640,000 units. The estimate is based on mortgage application data and indicates a decrease in sales from the previous month. Conventional loans made up the majority of loan applications, with FHA loans al... more
Jan 14, 2026 3:48 PM
— Housing Market
Stock buybacks become housing policy’s latest pressure point
The Trump Administration and FHFA Director Bill Pulte are criticizing public homebuilders for engaging in stock buybacks while many Americans struggle with home affordability. However, the buybacks are necessary for capital management in a low-margin, uncertain demand environment. Conditioning access to mortgage liquidity based on corporate decisions could increase builders' cost of capital and re... more
Jan 14, 2026 1:30 PM
— Housing Market
The housing market is at a turning point: the 3% mortgage era is fading
The housing market is experiencing a 'great housing reset' with more homeowners having mortgages above 6% than below 3%. This is impacting the housing supply and affordability challenges. However, the market is starting to rebalance, with some households taking out mortgages at higher rates to diminish the 'lock-in effect'. There is still a long way to go before a meaningful boost in housing suppl... more
Jan 14, 2026 9:30 AM
— Housing Market
Existing-Home Sales Jump 5.1% in December, Strongest Pace in Nearly Three Years
Existing-home sales experienced a notable year-end rebound in December, with a 5.1% increase to a seasonally adjusted annual rate of 4.35 million. This marks the strongest December sales in nearly three years, showing broad-based improvement across all four regions. Inventory tightened sharply during the month due to typical winter seasonality, with total housing inventory falling to 1.18 million ... more
Jan 14, 2026 7:30 AM
— Housing Market
2025 US home sales stuck at 30-year low as mortgage rates, prices weighed on market
The U.S. housing market slump continued into its fourth year in 2025, with sales remaining low due to rising home prices and elevated mortgage rates. Sales have been declining annually since 2022, with sales stuck at around a 4-million annual pace. Despite a recent improvement in conditions with lower mortgage rates, affordability remains a challenge for many potential buyers, particularly first-t... more
Jan 14, 2026 4:33 AM
— Housing Market
Delayed New-Home Sales Report Beats Expectations
New home sales in October exceeded expectations, reaching a 737,000 annualized pace, just 1,000 units shy of September's figure. The strong sales were attributed to easing mortgage rates, builder incentives, and price flexibility drawing buyers back into the market. If mortgage rates continue to decrease, the upcoming spring selling season may see further strengthening of buyer activity.
Jan 13, 2026 3:32 PM
— Housing Market
Lower mortgage rates support steady new home sales
Lower mortgage rates are keeping new home sales steady in October, with inventory remaining unchanged. The housing market is showing positive signs with sales at 2019 levels and the mortgage buy-down program benefiting builders.
Jan 13, 2026 12:32 PM
— Housing Market
Mamdani notches a loss in opening gambit to take on NYC landlords
New York City Mayor Zohran Mamdani lost a bid to delay the auction of 5,000 rent-stabilized units despite unresolved maintenance issues and tenant complaints, highlighting the challenges faced by mayors in federal cases. The winning buyer plans to free up capital for repairs through bankruptcy, but concerns remain about future improvements under profit-driven ownership.
Jan 13, 2026 12:31 PM
— Housing Market
New-home construction stalls as policy inertia compounds
New residential construction in the US slowed in October due to a government shutdown, with housing starts falling by 4.6% from September. Various factors like policy disputes, decreased revenues, and increased use of incentives by home builders have contributed to a gloomy outlook for the new-home construction market conditions in 2026.
Jan 13, 2026 11:32 AM
— Housing Market
Advocacy Update: MBA Shares Housing Affordability Recommendations to Trump Administration Ahead of Upcoming Announcement
President Trump is taking steps to ban large institutional investors from buying single-family homes and is calling on Congress to codify it. The White House is drafting an executive order to improve housing affordability, including allowing people to use retirement savings for down payments. Trump instructed the GSEs to buy $200 billion in mortgage bonds to reduce mortgage rates. The MBA supports... more
Jan 13, 2026 9:30 AM
— Housing Market
Trump is taking on the Fed, credit cards and mortgages. Will it improve affordability?
The Trump administration is targeting the Federal Reserve, credit card industry, and housing market to lower borrowing costs. Efforts include proposals to ban institutional investors from buying single-family homes, cap credit card interest rates at 10%, and investigate Federal Reserve Chair Powell. Economists warn these measures could reignite inflation, restrict credit access, and undermine conf... more
Jan 13, 2026 8:30 AM
— Housing Market
Trump wants to ban Wall Street investments in single-family homes. Would this make housing more affordable?
President Trump proposed a ban on large institutional investors from buying more single-family homes in an attempt to make homes more affordable for families. However, experts believe that the impact of this proposal on home prices and affordability would likely be modest, as institutional investors account for only a small share of total home purchases. The housing shortage is influenced by multi... more
Jan 12, 2026 8:32 PM
— Housing Market
More ‘For Sale’ Signs Sparks Cautious Optimism for Existing-Home Sales This Year
Existing-home sales increased in November with positive momentum suggesting the housing market is slowly thawing, although still below pre-pandemic levels. Factors like affordability, inventory, and demographics are aligning to support more sales activity. Affordability is improving, inventory is increasing, and demographic trends indicate built-in demand. However, the lock-in effect of low mortga... more
Jan 12, 2026 5:32 PM
— Housing Market
Appeal hearing threatens NAR settlement, raising industry uncertainty
The NAR commission settlement is under appeal in the Eighth Circuit, potentially leading to major industry changes and reshaping compensation rules and future litigation. The real estate industry may need to prepare for more commission lawsuit drama as the hearing progresses.
Jan 12, 2026 2:32 PM
— Housing Market
More ‘For Sale’ Signs Sparks Cautious Optimism for Existing-Home Sales This Year
Existing-home sales increased in November, with positive momentum suggesting a slow thaw in the housing market. Affordability, inventory levels, and demographics are aligning to support more sales activity. However, the lock-in effect of low mortgage rates, uncertainty, and elevated rates are still hindering turnover. The most likely scenario is a gradual improvement in the market, with incrementa... more
Jan 12, 2026 1:32 PM
— Housing Market
Affordable HOMES Act passes House
The House passed the bipartisan Affordable HOMES Act to boost affordable housing by focusing on manufactured housing. JPMorgan Chase reported a significant increase in mortgage originations in 2025.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.