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News for: Housing Market
Showing 25 - 48 of 306 results
Nov 30, 2025 4:35 AM
— Housing Market
December housing data provides early signals for 2026 market
Monitoring December housing data, including purchase applications, can offer insight into 2026 market trends. Historically, data from December can give a good idea of what to expect in the upcoming year. Key metrics to track include mortgage rates, 10-year yield, Fed meetings, and mortgage spreads. Positive trends in purchase applications and total pending sales data are indicating growth for 2026... more
Nov 28, 2025 8:30 AM
— Housing Market
Coast to Coast Jobs; Hodge Podge of Economic News; Improved Pull Through = Lower Cost Per Loan
The article discusses various mortgage-related topics, including the importance of focusing on units rather than dollar volumes, the impact of loans being funded or not funded, the growth and expansion of Evergreen Home Loans, Banner Bank, and Radius Financial Group, employment opportunities in the mortgage industry, and recent news on home prices, inflation, producer price index, pending home sal... more
Nov 28, 2025 8:30 AM
— Housing Market
How much do I have to make to afford a $400,000 house?
In order to afford a $400,000 home, you would need to earn between $111,680 to $160,200 annually, depending on the location and down payment. The housing market is expensive with the median home price near record highs and mortgage rates at around 6.30%. Affordability is influenced by location and down payment, with property taxes being a significant factor.
Nov 27, 2025 1:34 PM
— Housing Market
Six for 2026: Predicting Next Year’s Housing Market
The deputy chief economist at First American, Odeta Kushi, predicted in 2025 that the housing market is poised to make progress but is still far from perfect. Mortgage rates eased, inventory climbed, affordability improved, and purchase applications exceeded year-ago levels in 2025. Affordability is predicted to improve steadily in 2026 mainly through home prices and income growth. Demographics an... more
Nov 26, 2025 8:30 AM
— Housing Market
Compliance, Broker Products; MBA on Credit Costs; LO Strategy for Aging Buyers; Pulte and Grand Jury
More than half of homes in the United States have decreased in price in the last year, leading to better affordability. Foreclosure rates are rising, with FHA-backed loans driving roughly half of foreclosure starts. The median age of first-time home buyers has increased to 40, a record high, which has implications for both buyers and lenders.
Nov 26, 2025 8:30 AM
— Housing Market
Credit Union Compliance, HELOC Products; Conventional Conforming Loan Limits and Other Fannie/Freddie News
The Federal Housing Finance Agency announced the new conforming loan limit values for mortgages that Fannie Mae and Freddie Mac will acquire in 2026. The CLL value for one-unit properties will be $832,750 in most of the United States, with higher limits in high-cost areas. Lenders and investors quickly adjusted to these new limits, with some companies offering enhanced technology to boost loan qua... more
Nov 26, 2025 6:32 AM
— Housing Market
Pending home sales rise on lower mortgage rates, higher inventory
Pending home sales increased by 1.9% in October, attributed to lower mortgage rates and increased housing inventory. The NAR index remains almost unchanged from the previous year.
Nov 26, 2025 4:36 AM
— Housing Market
U.S. house prices up 2.2% in Q3 2025
U.S. house prices increased by 2.2% year-over-year in Q3 2025, with notable gains in Illinois and New York. Despite some declines in regions like Florida, the FHFA HPI highlights positive trends in the housing market. Additionally, the S&P Cotality Case Shiller Index shows an annual growth of 1.3% in September, the lowest level since July 2023.
Nov 25, 2025 5:32 PM
— Housing Market
Wednesday: Unemployment Claims, Durable Goods, Beige Book
On Wednesday, the Mortgage Bankers Association will release the results for the mortgage purchase applications index. Other reports scheduled include the initial weekly unemployment claims, Durable Goods Orders for September, Chicago Purchasing Managers Index for November, and the Federal Reserve Beige Book reviewing current economic conditions.
Nov 25, 2025 12:29 PM
— Housing Market
Conforming Loan Limit Rises to $832,750 Amid Lowest Home Price Growth Since 2012
Both the FHFA and the S&P/Cotality Case-Shiller home-price indices show that home prices are still higher than a year ago, but the pace of appreciation is slowing. FHFA's national index increased by 1.7% year-over-year but remained flat month-over-month in September. The Case-Shiller 20-City Composite saw a 1.4% annual gain in September. The slower appreciation is attributed to elevated mortgage r... more
Nov 25, 2025 5:33 AM
— Housing Market
Tuesday: Case-Shiller House Prices, PPI, Pending Home Sales
On Tuesday, various key economic indicators related to the housing market were released including the Producer Price Index, S&P/Case-Shiller House Price Index, FHFA House Price Index, Richmond Fed Survey of Manufacturing Activity, and Pending Home Sales Index.
Nov 24, 2025 5:33 PM
— Housing Market
Realtor.com Reports Median Listing Price Down Year-over-year
Realtor.com reported that active inventory was up 15.3% year-over-year in October, but still down 13.2% compared to the same month levels in 2017 to 2019.
Nov 24, 2025 10:30 AM
— Housing Market
HELOC, CES, Automation, Climate Analysis Products; Webcasts and Training This Week
The article discusses various topics related to the housing market, including the manufacturing of homes, large houses in the United States, and urban development projects. It also mentions new technologies in the mortgage industry, climate-related risks for lenders, and how credit unions are improving relationships with realtors. Additionally, it includes updates on correspondents and wholesale p... more
Nov 24, 2025 8:32 AM
— Housing Market
Fannie Mae forecasts lowest rate of existing-home sales in three decades
Fannie Mae's forecast suggests existing-home sales in 2025 may be lower than in 2024, despite recent improvements. Mortgage origination volumes fell in the third quarter due to affordability pressures. However, single-family mortgage originations are expected to increase in 2025 and subsequent years. National home price growth is projected to moderate over the next few years, with existing-home sa... more
Nov 24, 2025 6:17 AM
— Housing Market
Six for 2026: Predicting Next Year’s Housing Market
In 2025, the housing market saw improvements in mortgage rates, inventory, affordability, and purchase applications. However, existing-home sales have averaged about 4 million annualized, with affordability constraints still present. Predictions for 2026 include steadily improving affordability through home-price growth and income gains, increased sales activity due to demographics and life events... more
Nov 24, 2025 4:34 AM
— Housing Market
Existing-Home Sales Increased 1.2 Percent in October, Boosted by Lower Rates
Existing-home sales increased 1.2% in October compared to September and were up 1.7% compared to October 2024. Overall, home sales were up in the Northeast, Midwest, and South but down in the West. Lower mortgage rates have encouraged homebuyers. The median sale price of existing-homes increased by 2.1% year-over-year.
Nov 23, 2025 9:30 AM
— Housing Market
The Fed, mortgage rates and home prices
The article discusses the importance of supporting local journalism by subscribing to access stories. It emphasizes the need for quality reporting and the value it brings to communities.
Nov 23, 2025 4:31 AM
— Housing Market
More than half of U.S. homes have dropped in value over the last year
The share of U.S. homes that have lost value in the past year is the highest since the aftermath of the Great Recession, according to Zillow. Losses were most widespread in the West and South regions, with Denver topping the list at 91% of homes declining in value. However, the Northeast and Midwest largely avoided losses. Lower home values are not realized by homeowners unless they sell below the... more
Nov 22, 2025 1:30 PM
— Housing Market
Total pending home sales reach multiyear high with mortgage rates near 6%
The article discusses the positive growth in the housing market, with pending home sales and purchase applications showing strong year-over-year growth while mortgage rates remain below 6.64%. Housing inventory growth has slowed to 15.5% entering the holiday week, but overall the market is in a healthy state. Mortgage spreads have been at their lowest level in years, keeping rates near 6%. The art... more
Nov 20, 2025 7:30 AM
— Housing Market
US homes sales rose in October as homebuyers seized on declining mortgage rates
Sales of previously owned U.S. homes increased in October to the highest level since February due to lower mortgage rates. The national median sales price also rose to an all-time high of $415,200. However, the housing market has been slow since 2022 when mortgage rates increased, and affordability remains a challenge for many buyers. The shortage of homes for sale, especially in the affordable ra... more
Nov 20, 2025 7:30 AM
— Housing Market
Home sales rose in October as lower mortgage rates brought out buyers — despite the shutdown disruptions
Home sales increased in October, with existing home sales rising 1.2% from September. Sales were up 5.3% in the Midwest and 0.5% in the South, while remaining flat in the Northeast and decreasing in the West. Despite the government shutdown affecting some buyers, lower mortgage rates at around 6.17% encouraged buyers to enter the market. Year to date, 3.42 million homes have been sold, with sales ... more
Nov 18, 2025 4:30 PM
— Housing Market
Fact Check Team: Will Trump's 50-year mortgage idea solve or worsen housing affordability?
The Federal Reserve indicated that there will not be immediate interest-rate relief for home buyers, leading to a deeper issue in the housing market where many homeowners are already underwater on their mortgages. Large homebuilders offered artificially low mortgage rates in exchange for higher home prices, resulting in buyers owing more than their homes are worth. Former President Donald Trump su... more
Nov 18, 2025 7:30 AM
— Housing Market
Rents Are Falling. Will Home Prices Follow?
Rents in the US have been falling for the past 27 months, with a median asking rent of $1,969 for a 0-2 bedroom property in the 50 largest metros. While declining rent prices could potentially lead to declining home prices, the effects may not be immediate due to various factors affecting the housing market such as supply issues. Renters can take advantage of lower rents to save for a future home ... more
Nov 17, 2025 1:30 PM
— Housing Market
Home sales predicted to jump 14% in 2026
The National Association of Realtors predicts a 14% jump in home sales in 2026 due to falling mortgage rates, especially in cities like Houston. There has been a slowdown in the housing market in 2025 with high prices and low inventory, but mortgage applications have been increasing. Affordability remains a challenge, particularly for first-time buyers, while baby boomers are retiring and moving n... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.