Mortgage News
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News for: Mortgage Lenders
Showing 25 - 48 of 226 results
Nov 29, 2025 6:30 PM
— Mortgage Lenders
Republicans are hating on Trump's 50-year mortgage idea. Here's why some think it will 'ultimately reward the banks'
President Trump proposed introducing a 50-year mortgage to address America's housing crisis, similar to FDR's introduction of the 30-year mortgage during the Great Depression. However, the proposal faced backlash from mortgage brokers, economists, and even some Republicans, who believed it could actually worsen the problem by costing homebuyers tens of thousands more in interest while building equ... more
Nov 24, 2025 8:33 AM
— Mortgage Lenders
Credit report costs for mortgage lenders to rise up to 50% in 2026
Mortgage lenders can expect credit report costs to increase by up to 50% in 2026 due to various factors including FICO's new model, the ban on trigger leads, and the upcoming acceptance of VantageScore 4.0. This will be the fourth consecutive year of higher costs for lenders.
Nov 21, 2025 9:30 AM
— Mortgage Lenders
Trump needs to tackle housing supply, not mortgage rates
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Nov 20, 2025 1:31 PM
— Mortgage Lenders
Rocket latest lender to add debt service coverage mortgages
Rocket Mortgage has introduced a debt service coverage ratio product in its wholesale and retail channels to serve investors looking to finance rental properties. The platform already has two lenders as partners and is being rolled out amidst rising demand for DSCR loans.
Nov 20, 2025 9:30 AM
— Mortgage Lenders
Laid off with a monthly mortgage payment. How do you manage? |
Many homeowners are facing financial difficulties due to job loss and high homeownership costs. Mortgage servicers can provide assistance and options to help homeowners stay in their homes and manage their mortgage payments. Some homeowners have had to tap into savings, retirement funds, and take on credit card debt to make ends meet. It's important for homeowners to contact their mortgage service... more
Nov 20, 2025 9:30 AM
— Mortgage Lenders
Mortgage Interest Rates Today: Mortgage Rates Rise to 6.26% as Overdue Jobs Report Is Finally Released
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Nov 19, 2025 12:30 AM
— Mortgage Lenders
Mortgage Applications Today: Home Loan Demand Falls 5.2% as Mortgage Rates Edge Up
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Nov 17, 2025 6:17 AM
— Mortgage Lenders
Mortgage Applications Decrease in Latest MBA Weekly Survey
The article provides contact information for Falen Pitts at the Mortgage Bankers Association. The contact details include a phone number and email address.
Nov 15, 2025 5:31 AM
— Mortgage Lenders
HELOC, Meeting Software, MSR Valuation Tools; M&A for Servicing; Extension Cost Primer; Freddie and Fannie Price Fixing?
A confidant of Bill Pulte, the Trump administration's top housing regulator, provided confidential mortgage pricing data from Fannie Mae to Freddie Mac, causing concern about collusion to fix mortgage rates. Mortgage lenders are using new tools and technologies to improve processes and offers, such as Black Lake's READY Valuation Engine and Roam, an AI-powered Virtual HQ. Additionally, mergers and... more
Nov 14, 2025 8:30 AM
— Mortgage Lenders
Trump administration is 'evaluating' portable mortgages. What that means for homeowners.
A portable mortgage allows homeowners in Canada and the UK to keep their existing loan terms and interest rates when buying another house. In the U.S., portable mortgages are not available due to the structure of the housing industry and the reliance on mortgage-backed securities. Efforts have been made in Maine and at the federal level to consider portable mortgages, but changes in legislation an... more
Nov 13, 2025 4:30 PM
— Mortgage Lenders
Portable Mortgages Could Break the Housing Market Lock-In—but Do Little for Affordability
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Nov 13, 2025 8:30 AM
— Mortgage Lenders
Data Intelligence, CTP Products; Compliance Warning About Thanksgiving; Another Fed President to Leave
Banks and underwriters are considering requiring applicants' grandkids to co-sign on a 50-year mortgage as a security measure. The October Market Advantage report shows a strong mortgage market with total lock volume decreasing slightly from September, but increasing year over year, driven by improving affordability and tighter rate spreads. Lenders are focusing on rate-and-term refis and agency M... more
Nov 12, 2025 7:31 PM
— Mortgage Lenders
Citi tops J.D. Power mortgage satisfaction rankings
A shift towards building relationships over transactions has increased customer satisfaction and brand loyalty in the mortgage industry. There has been a rise in application error findings for the second consecutive quarter. While Rocket Mortgage's satisfaction score improved, the industry as a whole saw a slight drop. Mortgage companies are looking towards artificial intelligence for the future o... more
Nov 12, 2025 8:32 AM
— Mortgage Lenders
Non-QM, Broker, AMC, LO Survey Results; Warehouse Tools; Webinars and Training
The article discusses recent probes by Fannie Mae watchdogs into how Trump appointee Bill Pulte obtained mortgage records of key Democratic officials, including New York Attorney General Letitia James. The lack of affordability in the mortgage market is mentioned as a concern, along with the extension of loan amortization past QM guidelines. The article also includes information on OptiFunder's re... more
Nov 12, 2025 4:35 AM
— Mortgage Lenders
Fannie, Freddie eyeing assumable or portable loans: Pulte
Fannie Mae and Freddie Mac, under conservatorship in the US, are exploring more opportunities with loans transferred between buyers and sellers, with the goal of speeding up lower-cost home creation. Federal Housing Finance Agency Director Bill Pulte is working towards a partnership to achieve this goal and has been critical of homebuilders and the Fed chair in a recent interview.
Nov 12, 2025 4:31 AM
— Mortgage Lenders
What a 50-Year Mortgage Would Mean for Home Buyers
The Trump Administration is working on introducing 50-year mortgages for home buyers, generating criticism from various experts and lawmakers. The proposed mortgage would have lower monthly payments but could lead to significant drawbacks such as taking longer to pay off the debt, slower equity building, and greater risk of negative equity. Although the administration claims it would make homeowne... more
Nov 11, 2025 4:31 AM
— Mortgage Lenders
A 50-Year Mortgage? It’s Not a Terrible Idea
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Nov 10, 2025 6:17 AM
— Mortgage Lenders
Mortgage Applications Increase in Latest MBA Weekly Survey
The article provides contact information for Falen Pitts at the Mortgage Bankers Association.
Nov 8, 2025 6:18 AM
— Mortgage Lenders
Nov. 1: Thoughts on GSE privatization, owing their own securities, and watching lender/vendor collaboration; vendor updates – Daily Mortgage News & Commentary
The article discusses the potential for Freddie Mac and Fannie Mae to buy back their mortgage-backed securities to help the mortgage market. Some groups believe this could reduce mortgage rates, while others, like Alex Pollock, believe the government should not be buying MBS. There are concerns about the operational constraints and costs associated with the GSEs growing their balance sheets furthe... more
Nov 6, 2025 9:07 AM
— Mortgage Lenders
AI Processing, Borrower Experience and Targeting Tools; Labor Market is Being Pummeled
The article discusses job cuts in various industries, including layoffs announced by companies like Amazon, American Airlines, and Frito Lay. It also touches on the importance of monitoring default rates for Federal Housing Administration (FHA) loans. Additionally, it highlights technology solutions and advancements in the mortgage industry, such as AI-driven tools for lenders, dynamic AI platform... more
Nov 5, 2025 6:11 AM
— Mortgage Lenders
Correspondent and Wholesale News; CUs and Realtors, Borrower Engagement Tools; Regulatory Readiness
The article discusses various topics related to the mortgage industry, such as the impact of the government shutdown on lending, the use of AI and automation by big players in the mortgage landscape, strategies for lenders to stay competitive, the importance of mastering SOC reports, and updates on mortgage rates. It also includes announcements from companies like Western Alliance Bank, Servbank, ... more
Nov 4, 2025 12:05 PM
— Mortgage Lenders
A Brokerage Just Rolled Out a New Mortgage-Rate Deal. Here's How it Works.
Robinhood is offering some of its Gold subscribers the opportunity to apply for a mortgage at least 0.75% below the national average rates through partner Sage Home Loans. This initiative is an attempt to lower barriers to owning a home and deepen the financial relationship with customers. Borrowers would need a FICO score of at least 780 and the home has to be a primary residence and a detached s... more
Nov 1, 2025 7:31 PM
— Mortgage Lenders
Carrington to Acquire Reliance First Capital
Carrington Holding Company is acquiring Reliance First Capital, a mortgage banking firm offering various loan programs, to strengthen its mortgage platform. Reliance brings a direct-to-consumer retail channel, loan officers, sales managers, and a servicing portfolio to Carrington's platform.
Nov 1, 2025 4:35 AM
— Mortgage Lenders
PartnerOne to Acquire Mortgage Cadence From Accenture
Software firm PartnerOne has acquired Mortgage Cadence, a provider of digital lending solutions, in a deal with undisclosed financial terms. PartnerOne plans to provide Mortgage Cadence with a supportive environment for growth and innovation, aiming to enhance customer relationships and develop new capabilities to meet the needs of financial institutions, credit unions, and independent mortgage ba... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.