Mortgage News
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News for: Mortgage Lenders
Showing 25 - 48 of 291 results
Jan 9, 2026 11:30 AM
— Mortgage Lenders
Trump’s $200 Billion MBS Order Asserts New Power Over Markets
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Jan 9, 2026 7:31 AM
— Mortgage Lenders
FHFA director: Trump to decide on Fannie and Freddie IPO in a ‘month or two’
Federal Housing Finance Agency (FHFA) Director Bill Pulte stated that President Trump is expected to make a decision within the next month or two regarding a potential stock offering for Fannie Mae and Freddie Mac through an initial public offering process. The IPOs are part of a broader strategy to address housing affordability challenges. Fannie and Freddie play a crucial role in providing liqui... more
Jan 8, 2026 3:30 PM
— Mortgage Lenders
Trump announces $200B bond purchase in bid to lower mortgage rates
The article discusses the importance of verifying human identity in online mortgage applications to prevent fraud. It highlights the increasing use of identity verification technology by mortgage lenders to ensure that applicants are who they claim to be.
Jan 8, 2026 2:30 PM
— Mortgage Lenders
Trump says US housing agencies to launch $200bn mortgage bond-buying spree
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Jan 8, 2026 11:30 AM
— Mortgage Lenders
Hedging, PPE, Commercial, ATM Products; Trump vs. Institutional SFH Buyers; Prepayment Numbers
The article discusses various updates related to technology, artificial intelligence, mortgage industry innovations, and a proposed ban on large institutional investors from buying single-family homes. It mentions new AI-driven mortgage underwriting platforms, weekly market briefs for mortgage professionals, commercial lending opportunities, and the potential impacts of banning institutional owner... more
Jan 8, 2026 9:31 AM
— Mortgage Lenders
Mortgage credit slips from peak as conforming products retreat
Loan credit availability increased from a year earlier but finished 2025 at its tightest in three months, with conforming products taking a notable dive. Fannie Mae and Freddie Mac portfolio growth contributed to the narrower spreads, along with lower volatility. The Mortgage Credit Availability Index rose 0.7% in November due to an influx of adjustable-rate and cash-out refinance mortgage program... more
Jan 7, 2026 8:30 PM
— Mortgage Lenders
Bank of America Personal Loan Alternatives
Bank of America does not offer personal loans but offers credit card options and small loans. Online lenders like LightStream, SoFi, Discover, Best Egg, and Happy Money are good alternatives for personal loans, each with its own features. Bank of America also offers other loan options including the Balance Assist loan, HELOCs, cash-out refinancing, and auto loans. If none of these options work, th... more
Jan 7, 2026 8:32 AM
— Mortgage Lenders
Mortgage Applications Decreased Over a Two-Week Period in Latest MBA Weekly Survey
The article discusses the importance of verifying human identity for security purposes. It emphasizes the need for human verification to prevent fraudulent activities online.
Jan 7, 2026 6:30 AM
— Mortgage Lenders
How much is the monthly payment on a $700,000 mortgage?
The article discusses the various costs and factors associated with taking out a $700,000 mortgage loan, including down payments, closing costs, interest rates, repayment terms, and additional monthly costs like insurance and property taxes. It also provides tips for qualifying for such a large loan, such as saving for a significant down payment, improving credit score, lowering debt-to-income rat... more
Jan 3, 2026 4:34 AM
— Mortgage Lenders
Fannie Mae fending off discrimination, defamation lawsuits
Fannie Mae is facing lawsuits from workers it fired last spring, accusing the company of discrimination and defamation. There have been allegations against Federal Housing Finance Agency Director Bill Pulte for privacy law violations and the misuse of personal mortgage records of a lawmaker. There have also been issues with loan originators not being able to operate in certain cities due to court ... more
Jan 1, 2026 10:30 AM
— Mortgage Lenders
Resolve To Own: 5 Steps for First-Time Buyers To Get Mortgage-Ready in 2026
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Dec 31, 2025 10:23 AM
— Mortgage Lenders
30-year conforming mortgage rate ends year at low point
The 30-year fixed rate mortgage is ending 2025 at its lowest point for the year, but still in the same flat range it occupied since late October. Trusted American Mortgage is under new operational control after the resignation of the CEO. AI technology in the mortgage industry has the potential to greatly benefit companies. Some professionals are unable to originate loans in their local cities due... more
Dec 30, 2025 9:31 AM
— Mortgage Lenders
The debt crisis among younger Americans: How it is shaping homeownership — and what lenders can do
The article discusses how the median age of first-time homebuyers in the U.S. is now 40 years old, a record high, due to millennials and Gen Z facing financial challenges like rising student loan debt and high credit card debt. The holiday season adds to the financial strain, leading to a spike in demand for financial counseling services. Lenders have the opportunity to build trust and offer flexi... more
Dec 30, 2025 5:30 AM
— Mortgage Lenders
As Mortgage Rates Remain High, This 1 Stock Has Been a Big Winner in 2025
Mortgage rates remain high despite the Federal Reserve cutting interest rates, impacting the housing market. Rocket Companies, a residential mortgage finance provider, has outperformed its peers by creating a vertically integrated platform through strategic acquisitions. Rocket Companies operates through brands like Rocket Mortgage, offering efficient and transparent home purchasing solutions.
Dec 29, 2025 2:42 PM
— Mortgage Lenders
HUD says 50-year still on table, industry eyes challenges
Industry experts are reiterating suggestions for things to consider before committing to the beleaguered 50-year mortgage, which is one of many housing initiatives under consideration for the new year. Patrick Terrance Donlon settled allegations from 21 states related to industry education courses, Fannie Mae predicts growth in refinance activity but flattening purchases may temper lender momentum... more
Dec 29, 2025 7:30 AM
— Mortgage Lenders
US Pending-Home Sales Jump to Highest Level Since Early 2023
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Dec 29, 2025 6:02 AM
— Mortgage Lenders
Innovations in reverse mortgage lending will drive growth in 2026
The reverse mortgage market is expected to grow in 2026 as lenders adapt to higher interest rates. Key players are focusing on proprietary products and strategic partnerships to reach more borrowers. Changes in HECM mortgage insurance premiums may further boost demand.
Dec 26, 2025 4:30 AM
— Mortgage Lenders
Mortgage Calculator: Here’s How Much You Need To Buy a $415,000 Home at a 6.18% Rate
The article is about a request not being processed on the Realtor.com website and provides a reference ID for further assistance.
Dec 24, 2025 10:33 AM
— Mortgage Lenders
Daily Mortgage News & Commentary – Page 5 – Daily Mortgage News & Commentary
The article discusses how worldwide holidays impact bank schedules, as well as job opportunities in lending and broker services. It also highlights the importance of transparent and efficient servicer performance for lenders. Additionally, it mentions resources available for evaluating AI-powered Point of Sale solutions in the mortgage industry.
Dec 24, 2025 6:04 AM
— Mortgage Lenders
HECM Occupancy Requirements & the 12-Month Absence Rule
A Home Equity Conversion Mortgage (HECM) allows older homeowners to access funds, but failure to meet the occupancy requirement can result in the loan becoming due and payable. The property must be the borrower's primary residence, with short trips and temporary absences generally allowed. Extended absences of more than 12 months without intent to return can trigger repayment. Servicers verify occ... more
Dec 23, 2025 10:30 PM
— Mortgage Lenders
Mortgage Applications Today: Home Loan Demand Falls 5% Despite Lower Mortgage Rates
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Dec 23, 2025 4:32 PM
— Mortgage Lenders
Wednesday: Unemployment Claims
On Wednesday, the Mortgage Bankers Association will release the results for the mortgage purchase applications index. Additionally, the initial weekly unemployment claims report will be released with a consensus for 225,000 initial claims, up from 224,000 last week. The NYSE and NASDAQ will close early at 1:00 PM ET.
Dec 23, 2025 4:30 AM
— Mortgage Lenders
Transitions; Broker, HELOC Products; loanDepot LO Comp Case Ethics Question; Dive Into Data
The article discusses various updates and announcements in the mortgage industry, including new sessions at ICE Experience 2026, the launch of a new product by Rhyze, a program by Asset Based Lending for mortgage brokers, and a bank statement analysis tool by Newfi Wholesale. There is also mention of a legal case involving loanDepot and the confirmation of new leadership for financial regulators.
Dec 22, 2025 7:30 AM
— Mortgage Lenders
Why DSCR demand ramped up in 2025 and will continue into 2026
In 2025, the demand for DSCR loans increased due to tight housing inventory and a rise in nontraditional wage earners. Rocket Pro launched its first DSCR product, catering to the needs of borrowers looking for alternative options based on rental income rather than personal income.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.