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News for: Mortgage Rates
Showing 457 - 480 of 790 results
Jul 15, 2025 3:00 AM
— Mortgage Rates
‘US housing market is in a strange place’: Survey finds more Americans are reluctant to sell their homes
Many American homeowners are not willing to sell their homes due to the rising mortgage rates, with over half saying they would need a mortgage rate lower than 5% to feel comfortable buying a new home. The recent increase in mortgage rates is attributed to the strong economic recovery following the pandemic.
Jul 15, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, July 15, 2025: A little higher or lower based on your loan term
The article discusses the current mortgage interest rates, the difference between various loan terms, and the factors influencing mortgage rates such as bond yields, currency rates, and Federal Reserve decisions. It also provides information on mortgage calculators, the effects of different loan terms on monthly payments and total interest paid, and the differences between fixed-rate and adjustabl... more
Jul 14, 2025 9:00 AM
— Mortgage Rates
Rates remain elevated - Mortgage and refinance rates for today, July 16, 2025
Average rates for 30-year and 15-year fixed mortgages rose, while jumbo and ARM rates declined. Borrower demand increased after rates reached three-month lows. Current rates for a 30-year fixed mortgage is 6.75%, 15-year fixed mortgage is 6.00%, 5/1 ARM is 5.89%, and jumbo mortgage is 6.81%. Federal Reserve may cut rates, affecting mortgage rates, and locking in rates can provide certainty in unce... more
Jul 14, 2025 3:00 AM
— Mortgage Rates
Most homeowners won't even consider selling this year, thanks to mortgage rates
More than half of homeowners in the U.S. are not comfortable selling or buying a home this year, regardless of low mortgage rates. Prospective buyers are discouraged by elevated mortgage rates and climbing home prices. The majority of those open to buying a home this year would need a mortgage rate lower than 5%. High mortgage rates can significantly increase costs for borrowers and reduce their p... more
Jul 13, 2025 7:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, July 13, 2025: Rates waver up and down
The article provides an overview of current mortgage rates, including the rates for 30-year fixed, 20-year fixed, and 15-year fixed mortgages, as well as other types of loans. It discusses the pros and cons of choosing different mortgage term lengths, the impact of fixed-rate versus adjustable-rate mortgages, and factors that can influence mortgage rates such as credit scores and down payments. Th... more
Jul 11, 2025 11:04 AM
— Mortgage Rates
Highest Mortgage Rates of The Week, Just Barely
Mortgage rates have been mostly sideways but are slightly higher this week compared to last week. The movement in rates is attributed to last week's strong jobs report and anticipation of the upcoming Consumer Price Index report. If inflation increases, rates are likely to move higher. If inflation remains low, market expectations of a lower Fed Funds Rate could lead to lower mortgage rates.
Jul 11, 2025 8:02 AM
— Mortgage Rates
Majority of rates rise: Should you wait to lock? - Mortgage and refinance rates for July 11, 2025
Mortgage interest rates have mostly increased compared to last week. Borrower demand spiked due to rates falling to their lowest level in three months. The Federal Reserve meeting in July may result in a rate cut. Locking in a mortgage rate provides certainty in the unpredictable market. Refinancing might still make sense for some even with elevated rates.
Jul 11, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, July 11, 2025: Rates are still down since last July
The article discusses the current mortgage rates, including the national average rates for 30-year fixed mortgages and 15-year fixed mortgages. It also provides information on the difference between fixed-rate and adjustable-rate mortgages, as well as tips on choosing the right mortgage term based on financial goals. The article also touches on the forecast for mortgage rates, indicating that they... more
Jul 10, 2025 2:03 PM
— Mortgage Rates
Mortgage Rates Broadly Sideways
This week's mortgage rate movement has been influenced by last week's jobs report, with rates initially rising before gradually fading. Yesterday saw a slight improvement, but today rates are mostly unchanged. Overall, rates have been mostly flat since Monday due to the lack of significant economic news this week.
Jul 10, 2025 1:02 PM
— Mortgage Rates
Mortgage rates are on a knife edge and will follow bond yields one way or the other
Mortgage rates remain mostly unchanged with very little movement among national lenders. The article mentions that the five-year bond yield could impact fixed mortgage rates in the near future. There are still good deals available for fixed rates near or below 4 percent from certain lenders.
Jul 10, 2025 10:00 AM
— Mortgage Rates
Mortgage rates move higher, ending six straight weeks of declines
Mortgage rates have increased, ending a six-week decline. Rates are now on the rise after weeks of decreases.
Jul 10, 2025 9:48 AM
— Mortgage Rates
Mortgage rates turn upward on strong jobs data
The article discusses how a stronger-than-expected employment report has caused an end to a streak of declining mortgage rates. The 30-year fixed rate mortgage has moved one basis point lower, remaining in the same range since mid-April. Additionally, it mentions a team of 16 joining Union Home Mortgage's Cincinnati branch with impressive closing and funding numbers, as well as the use of AI by cr... more
Jul 10, 2025 9:05 AM
— Mortgage Rates
Mortgage and refinance interest rates today, July 10, 2025: Rates increase for the first time in weeks
After five straight weeks of decreases, mortgage interest rates have slightly increased this week, with the average 30-year fixed rate rising to 6.72% and the 15-year fixed rate going up to 5.86%. Rates are fluctuating daily, and there is little momentum for a consistent move in either direction. Factors affecting mortgage rates include the state of the economy and housing market. The article also... more
Jul 10, 2025 9:02 AM
— Mortgage Rates
Mortgage rates tick higher for first time in weeks
Freddie Mac's latest report showed a slight increase in mortgage rates, with the average rate for a 30-year fixed mortgage rising to 6.72%. This change was attributed to a stronger than expected jobs report, leading to an increase in home purchase and refinance applications compared to the previous year. The housing market continues to face affordability challenges, with some major metro areas now... more
Jul 9, 2025 4:00 PM
— Mortgage Rates
Earnings, Fed talk, mortgage rates, jobless claims: What to Watch
On July 10, Delta, ConAgra, and Levi's are reporting earnings. Fed commentary from St. Louis Fed President Musalem and San Francisco Fed President Daly is expected. Freddie Mac is publishing weekly mortgage rate data for July 3. Initial jobless claims data for the week ending July 5 will also be released. The Treasury market rallied after an auction of 10-year notes, easing concerns about financin... more
Jul 9, 2025 1:02 PM
— Mortgage Rates
Mortgage Rate Losing Streak Ends With Moderate Victory
Mortgage rates have been consistently moving upward since last Wednesday, but the movement hasn't been too drastic. However, today the bond market showed signs of tiredness pushing rates higher. Bonds improved throughout the trading session, erasing the damage from yesterday and Monday. There's no guarantee for the future, but today's improvement could signal a positive trend if rate-friendly econ... more
Jul 9, 2025 7:03 AM
— Mortgage Rates
First Time Home Buyers
More borrowers between 21 and 40 are taking advantage of historically low mortgage rates to buy their first homes or lower their monthly payments. Millennials continue to lock in the lowest average mortgage rates on record, driving lenders' business. Mortgage rates remained flat, with some areas, like Salt Lake City, experiencing increased competition in the housing market.
Jul 9, 2025 6:02 AM
— Mortgage Rates
Big Jump in Mortgage Demand, But Rates Are Already Rising Again
Mortgage application activity increased by 9.4% following a drop in rates to the lowest levels in 3 months. Refinance applications were up 9% from the previous week and purchase applications rose 9% as well. The average 30-year fixed rate fell to 6.77%. Despite the recent surge in activity, there are concerns about rates bouncing back to previous levels.
Jul 9, 2025 4:01 AM
— Mortgage Rates
Rates remain elevated on mixed jobs report - Today's mortgage and refinance rates for July 8, 2025
Mortgage interest rates have fluctuated compared to last week, with the average rate for a 30-year fixed mortgage decreasing slightly. The job market is holding up well despite some signs of softening in the private sector. The Federal Reserve is not expected to issue a cut this month, but there may be two cuts forecasted for this year. Mortgage rates for various loan types are listed, including 1... more
Jul 9, 2025 4:00 AM
— Mortgage Rates
Homebuyers finally responded, after mortgage rates hit lowest level in three months
A drop in interest rates led to a significant increase in mortgage demand, with both refinance and purchase applications rising. The average loan size for purchase applications decreased, potentially due to increasing housing inventory and moderating home-price growth. Mortgage rates have started climbing again after hitting their lowest levels in several months.
Jul 9, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, July 9, 2025: Higher on longer-term loans, unchanged on shorter
Mortgage interest rates are mixed, with the average 30-year fixed rate rising while the 15-year rate remains steady. Bond traders have been adjusting positions following a positive jobs report, leading to higher yields on benchmark rates. Mortgage rates are expected to be choppy amidst mixed sentiment on possible future interest rate cuts. The article also discusses the advantages and disadvantage... more
Jul 8, 2025 12:05 PM
— Mortgage Rates
Mortgage Rates Still Lower Than May/June Despite Drifting Higher
Mortgage rates have increased steadily in July, with the average top tier 30yr fixed scenario rising from 6.67% to 6.81% in just 4 days. Despite this, rates are still the lowest since late April.
Jul 8, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, July 8, 2025: A small move higher as Trump presses on tariffs
The article discusses the current fluctuation in mortgage interest rates, attributed to factors such as the stock market, Treasury yields, and Federal Reserve decisions. It provides information on current mortgage rates, refinancing rates, potential impacts of mortgage term lengths, and the differences between fixed-rate and adjustable-rate mortgages. It also touches on future trends in mortgage r... more
Jul 7, 2025 2:01 PM
— Mortgage Rates
This map compares average mortgage rates by state
The article discusses how mortgage rates vary by state, factors influencing rates, and how borrowers can qualify for lower rates by improving their credit scores and other financial aspects. It also mentions the impact of laws, competition among lenders, and the type of mortgage on interest rates.
DISCLAIMER: mortgage-rates.ai is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. mortgage-rates.ai is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.