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News for: Mortgage Rates
Showing 457 - 480 of 1101 results
Sep 23, 2025 12:24 PM
— Mortgage Rates
Mortgage Rates Little Changed on Tuesday
Mortgage rates are influenced by bonds, which in turn are impacted by economic reports and speeches from Federal Reserve officials. Fed Chair Powell's recent comments did not significantly affect rates, leading to a slight increase in average 30yr fixed mortgage rates compared to yesterday, but rates have remained mostly stable since last week.
Sep 23, 2025 7:23 AM
— Mortgage Rates
Mortgage Rates Expected to Move Below 6 Percent by End of 2026
The Fannie Mae Economic and Strategic Research Group forecasts mortgage rates to end 2025 at 6.4 percent and 2026 at 5.9 percent. They also project new and existing home sales to increase in 2026 compared to 2025, along with higher single-family mortgage originations activity and a rise in the refinance share.
Sep 23, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, September 23, 2025: Small moves but no trend
The article discusses current mortgage rates, the difference between fixed-rate and adjustable-rate mortgages, as well as options for 15-year versus 30-year mortgages. It also mentions the likelihood of mortgage rate decreases before the end of 2025 and factors influencing these changes.
Sep 22, 2025 12:24 PM
— Mortgage Rates
Summer clocks in strongest buyer's market in years
This summer saw a strong buyer's market in housing, but there was a drop in refinance application submissions due to increasing conventional rates. Mortgage rates fell significantly in the recent weeks, leading to an increase in refinancing activity. Contract closings fell slightly, and there is ongoing debate about the potential public offering tied to government-sponsored enterprises.
Sep 22, 2025 12:24 PM
— Mortgage Rates
Mortgage Rates Roughly Unchanged to Start New Week
Mortgage rates initially dropped to nearly the lowest levels in 3 years after the Fed's rate cut announcement but spiked sharply due to Powell's guidance and negative economic data. Rates eventually calmed down, with Friday's rates slightly lower and remaining steady today. The 30yr fixed rate is now around 6.375% after briefly hitting 6.125% last week. The market is now waiting for the next sourc... more
Sep 22, 2025 8:37 AM
— Mortgage Rates
Mortgage and refinance interest rates today for September 22, 2025: Rates are unsteady since Fed meeting
The article discusses current mortgage rates and compares the rates for different types of mortgages like 30-year fixed, 15-year fixed, and adjustable-rate mortgages. It also explains the factors affecting mortgage rates like inflation, tariffs, and recent decisions by the Federal Reserve. The article gives advice on how to choose between mortgage terms and mentions the importance of factors like ... more
Sep 22, 2025 8:30 AM
— Mortgage Rates
What are the monthly payments on a $1 million mortgage now that the Fed has cut rates?
The Federal Reserve cut its benchmark rate by a quarter-point to a range of 4.00% to 4.25%, the first rate cut since late last year. This led to a drop in 30-year fixed mortgage rates to 6.13%, resulting in significant savings for borrowers. Calculations show that borrowers could save about $600 per month and over $200,000 in total interest costs on a $1 million mortgage compared to rates earlier ... more
Sep 22, 2025 7:23 AM
— Mortgage Rates
When will mortgage rates go down? They’ve started decreasing, but it’s unclear if they will continue to do so.
Mortgage rates have been gradually decreasing, with the Federal Reserve cutting the federal funds rate by 25 basis points, driving anticipation for further decreases. However, rates are still higher than last year. While it is uncertain if mortgage rates will continue to trend downward, it is advised not to wait for significant drops to buy a home due to the current housing market imbalance. Buyer... more
Sep 22, 2025 6:29 AM
— Mortgage Rates
Will mortgage interest rates drop further this fall? Lending experts weigh in
Average mortgage interest rates have recently declined to a new three-year low, which is a positive sign for homebuyers. The Federal Reserve made its first rate cut of the year in September, leading to a possibility of further rate cuts in the future. Experts predict that mortgage rates may continue to go down slightly, potentially settling around 6.0-6.2% by the end of 2025. A drop in mortgage in... more
Sep 22, 2025 5:23 AM
— Mortgage Rates
🏠 Why rate cuts won’t fix your mortgage
The Federal Reserve recently cut interest rates, sparking hopes for cheaper mortgages. However, the article explains that Fed rate cuts do not directly control mortgage rates, as they are influenced by various factors like the 10-year Treasury yield and the mortgage spread. While mortgage rates have dropped slightly, they are still high and may not see a significant decrease due to current economi... more
Sep 22, 2025 4:25 AM
— Mortgage Rates
Rate gets mortgage benefit of Compass-Anywhere deal
Compass' purchase of Anywhere Real Estate has had a big impact on mortgage rates. The purchase was fueled in part by a $3.6 billion infusion to REITs. Additionally, Equifax is holding costs for scores from FICO rival Vantagescore through 2027 to drive adoption of alternative metrics. Some lenders have found workarounds for the Federal Housing Administration's suspension of reverse mortgage endorse... more
Sep 22, 2025 3:24 AM
— Mortgage Rates
Mortgage and refinance interest rates today for September 22, 2025: A gap between market and Fed expectations
The article discusses the current mortgage rates for various types of mortgages such as 30-year fixed, 20-year fixed, and 15-year fixed, as well as refinancing rates. It explains how different loan terms and interest rates can impact monthly payments and overall interest paid over the life of the loan. It also touches on adjustable-rate mortgages and factors that can influence mortgage rates, such... more
Sep 21, 2025 10:33 AM
— Mortgage Rates
Mortgage applications soar, led by refinancing spike
Mortgage applications have been increasing due to the lowest rates in almost a year. Washington, D.C. and Denver have the largest share of mortgaged households, leading to a potential shift in buyer demand. Refinances have increased, while purchases have slightly decreased in the run-up to Labor Day.
Sep 20, 2025 11:23 AM
— Mortgage Rates
Fed cuts rates as mortgage rates fall to 2025 low
The Federal Reserve cut the federal funds rate by 25 basis points, causing mortgage rates to fall below 6.5% for the first time in 2025. Despite rising inflation and a weakening job market, analysts predict that rates could continue to ease through late fall and winter. The Fed may cut rates again in October and December, potentially leading to a 50 basis point drop in mortgage rates by the end of... more
Sep 20, 2025 6:23 AM
— Mortgage Rates
Mortgage rates ticked up after the Fed cut, following a familiar path
After the Federal Reserve cut benchmark interest rates, mortgage rates inched higher, which is a common occurrence. The 30-year fixed mortgage rate increased from 6.13% to 6.35% following the rate cut. The Fed's interest rate decisions can influence mortgage rates, with recent data showing an uptick in rates following new data on unemployment claims. Despite expectations for more rate cuts by the ... more
Sep 20, 2025 6:23 AM
— Mortgage Rates
The Fed cut its interest rate, but long-term rates — including those on mortgages — went higher
Longer-term Treasury yields increased after the Federal Reserve's interest rate cut, disappointing bond investors. The rise in yields can impact mortgage loans and credit card costs. Despite the rate cut, mortgage rates rose this week. Investors are trying to assess the long-term impact of the rate cuts and economic conditions.
Sep 19, 2025 12:23 PM
— Mortgage Rates
Mortgage Rates Finally Level Off After 2-Day Rout
Overall, daily mortgage rates are slightly lower today compared to yesterday, although individual lenders may vary. It is considered a 'sideways' day, indicating a pause in the 2-day losing streak that previously raised rates by 0.25%. Despite recent increases, today's rates are still the best in 11 months. The direction of mortgage rates will depend on upcoming economic data in early October and ... more
Sep 19, 2025 10:23 AM
— Mortgage Rates
What are the monthly payments on a $750,000 mortgage now that the Fed has cut rates?
The article discusses the Federal Reserve's recent interest rate cut and how it has impacted mortgage rates, specifically the 30-year fixed rate. It highlights the significant decrease in monthly payments for a $750,000 mortgage due to the recent rate cut, emphasizing the potential savings for borrowers and the opportunities it creates for both homebuyers and existing homeowners looking to refinan... more
Sep 19, 2025 9:33 AM
— Mortgage Rates
Biggest Jump in Mortgage Applications Since 2021
Mortgage application demand has significantly increased, especially for refinances which saw a 58% jump compared to the previous week and a 70% increase from the same time last year. Purchase applications also rose by 3%. However, rates started moving higher in response to the Fed announcement and economic data, reaching the highest levels since before the September 5th jobs report. Refinances are... more
Sep 19, 2025 9:23 AM
— Mortgage Rates
Here's what mortgage interest rates could look like by the end of 2025
Mortgage rates have dropped to their lowest point in three years at 6.13%, offering potential homebuyers more affordability and energizing existing homeowners. There is anticipation for further rate drops with the likelihood of additional Fed rate cuts ahead, potentially bringing the 30-year fixed mortgage rate to the high 5% range by the end of 2025. Even modest rate cuts can result in significan... more
Sep 19, 2025 8:23 AM
— Mortgage Rates
Here’s what the Fed rate cut means for your mortgage and the housing market
The Federal Reserve cut its benchmark rate, but this does not guarantee a further drop in mortgage rates. Mortgage rates have fluctuated in response to a variety of economic factors, including inflation, the job market, and bond market yields. While lower rates benefit home buyers, prices remain high and more drops are needed for significant affordability improvements.
Sep 19, 2025 8:23 AM
— Mortgage Rates
It's Not as Bad as it Seems
Despite some recent fluctuations, 10yr yields are currently at their lowest since April and mortgage rates are the lowest since October. The market is waiting for early October economic data to see if there is cause for concern. Overall, the reaction to recent events seems logical, although it feels quick compared to previous bond and rate trends.
Sep 19, 2025 7:25 AM
— Mortgage Rates
Mortgage and refinance interest rates today, September 19, 2025: Lowest rates since last October
Mortgage rates have decreased to new lows, with both the 30-year and 15-year fixed rates dropping. This has led to a surge in homeowners refinancing their mortgages. The national averages for various mortgage rates are provided, as well as the importance of mortgage rates in determining monthly payments, types of mortgage rates (fixed or adjustable), and the impact on interest over time. Different... more
Sep 19, 2025 4:23 AM
— Mortgage Rates
Now that the Fed cut rates, should you refinance? Experts weigh in
The Federal Reserve announced a rate cut, potentially lowering consumer rates like mortgage rates. Refinancing may bring relief from budgetary pressures, but it may take a series of rate cuts for costs to significantly decrease. Refinancing makes sense with a 1% spread between current and refi rate. Refinancing a mortgage too frequently is discouraged due to added costs. Paying attention to APR on... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.