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News for: Mortgage Rates
Showing 481 - 504 of 1103 results
Sep 19, 2025 7:25 AM
— Mortgage Rates
Mortgage and refinance interest rates today, September 19, 2025: Lowest rates since last October
Mortgage rates have decreased to new lows, with both the 30-year and 15-year fixed rates dropping. This has led to a surge in homeowners refinancing their mortgages. The national averages for various mortgage rates are provided, as well as the importance of mortgage rates in determining monthly payments, types of mortgage rates (fixed or adjustable), and the impact on interest over time. Different... more
Sep 19, 2025 4:23 AM
— Mortgage Rates
Now that the Fed cut rates, should you refinance? Experts weigh in
The Federal Reserve announced a rate cut, potentially lowering consumer rates like mortgage rates. Refinancing may bring relief from budgetary pressures, but it may take a series of rate cuts for costs to significantly decrease. Refinancing makes sense with a 1% spread between current and refi rate. Refinancing a mortgage too frequently is discouraged due to added costs. Paying attention to APR on... more
Sep 19, 2025 3:23 AM
— Mortgage Rates
How much does a $500,000 mortgage cost monthly now that interest rates were cut?
The Federal Reserve cut its benchmark interest rate by 25 basis points, leading to a drop in mortgage rates. Specifically, the average 30-year fixed mortgage rate decreased to 6.13%, resulting in significant monthly savings for borrowers. This rate cut offers opportunities for both new buyers and existing homeowners to save money either on purchasing a new home or refinancing their current mortgag... more
Sep 18, 2025 12:24 PM
— Mortgage Rates
If You're One of Those People Asking How Much Lower Your Mortgage Rate Quote is After Fed Day, This is Required Reading
Mortgage rates have surged higher, reaching the highest levels in 2 weeks after the Fed rate cut. Some news articles may claim rates are lower, but this is misleading due to the way the data is calculated. In reality, rates have increased sharply in the past two days.
Sep 18, 2025 10:23 AM
— Mortgage Rates
Mortgage rates tick up following Fed move, though they’re still near 2025 lows
After the Federal Reserve cut benchmark interest rates, mortgage rates began to rise, with the average 30-year fixed rate reaching 6.37%. The Fed's decision impacts mortgage rates indirectly, and despite expectations of lower rates, they may not fall much further due to market anticipation. Refinancing demand has surged in response to the recent rate movements.
Sep 18, 2025 10:05 AM
— Mortgage Rates
Mortgage rates lower but full impact of FOMC not felt yet
After the Federal Open Market Committee's actions, mortgage rates did not decrease as expected. Housing finance firms anticipate a 25 basis point move and companies are making efforts to meet market needs. Lenders have priced in the decision to cut short-term rates for 30-year home loans.
Sep 18, 2025 9:27 AM
— Mortgage Rates
Mortgage rates fall again, refinances jump to highest level since 2022
Mortgage rates fell again this week, prompting many homeowners to refinance. The average rate on the benchmark 30-year fixed mortgage decreased to 6.26%. The share of mortgage applications that were refinances reached nearly 60%, the highest since January 2022.
Sep 18, 2025 9:23 AM
— Mortgage Rates
Average rate on a 30-year mortgage falls again, dips to lowest level since early October
The average rate on a 30-year U.S. mortgage fell to 6.26% from 6.35% last week, following a decline in long-term U.S. Treasury bond yields ahead of the Federal Reserve's first rate cut this year. Mortgage rates have been declining since late July in anticipation of rate cuts by the Fed, leading to an increase in mortgage applications, especially for refinancing loans.
Sep 18, 2025 9:23 AM
— Mortgage Rates
Average rate on a 30-year mortgage falls again, dips to lowest level since early October
The average rate on a 30-year U.S. mortgage decreased to 6.26% from 6.35%. Mortgage rates have been declining due to the expectations of the Federal Reserve cutting rates, which they did by a quarter-point. This has led to an increase in mortgage applications, with a significant portion being for refinancing loans.
Sep 18, 2025 8:25 AM
— Mortgage Rates
What to know about the Fed’s rate cut and mortgage rates
The Federal Reserve recently cut interest rates by a quarter-point, with projections for two more cuts this year due to concerns over the job market. Mortgage rates have been falling since late July on expectations of the rate cut, but there is uncertainty whether rates will continue to decline. Factors influencing mortgage rates include the Fed's interest rate policy decisions, bond market invest... more
Sep 18, 2025 7:23 AM
— Mortgage Rates
The Fed cut interest rates. How quickly will you notice changes?
After a quarter percentage point cut to the benchmark interest rate, the Federal Reserve is expected to continue reducing rates to make borrowing more accessible. The Fed's concerns over the labor market led to the rate cut, but projections on future cuts vary widely among officials. The impact of rate cuts on consumers includes a negligible effect on borrowing initially, with more significant ben... more
Sep 18, 2025 4:37 AM
— Mortgage Rates
In some markets, even a 0% mortgage wouldn’t make homes affordable
The article discussing mortgage rates and the Federal Reserve on Zillow's website may no longer be available.
Sep 18, 2025 1:23 AM
— Mortgage Rates
How the Fed’s rate cut impacts mortgage rates
The Federal Reserve has cut rates, but this doesn't guarantee a continuous drop in mortgage rates. Mortgage rates are influenced by multiple factors, with the trajectory of the 10-year Treasury yield being a significant one. The housing market has been in a slump, and while lower rates help, they might not be enough to make homes more affordable. Predicting mortgage rate changes is challenging due... more
Sep 17, 2025 4:23 PM
— Mortgage Rates
Could the Federal Reserve interest rate cut boost the US housing market?
Aileen Barrameda is planning to buy a house in Los Angeles despite high mortgage rates. The average rate on the 30-year mortgage fell to 6.35% last week, but may not come down much more. Fed's interest rate decisions influence mortgage rates indirectly, but banks had already cut rates in anticipation of the Fed rate cut. The risk of rising inflation could push mortgage rates up. Many homeowners wi... more
Sep 17, 2025 3:24 PM
— Mortgage Rates
Fed cuts, mortgage rates fall to lowest levels in nearly a year
Mortgage rates have dropped to their lowest level in nearly a year following expectations that the Federal Reserve would cut interest rates. However, experts believe that further drops in mortgage rates and slower home price growth are needed to improve affordability in the housing market.
Sep 17, 2025 2:27 PM
— Mortgage Rates
Fed cuts but only some mortgage rates are moving lower
The Federal Open Market Committee's decision to cut rates by 25 basis points may not have the expected impact on home loan rates. Housing finance firms were expecting the cut, and other factors beyond this decision may have a greater impact on mortgage rates.
Sep 17, 2025 11:29 AM
— Mortgage Rates
30-year mortgage rates decrease as Fed decision nears | Today's mortgage and refinance rates, September 17, 2025
National mortgage rates have mostly decreased compared to the previous week, with rates for 30-year fixed, 15-year fixed, and 5/1 ARM seeing declines. The decrease in rates is attributed to the anticipation of a Federal Reserve rate cut and a weaker August jobs report. Mortgage rates are primarily influenced by the 10-year Treasury yield, which has been decreasing since January. Current rates are ... more
Sep 17, 2025 9:24 AM
— Mortgage Rates
ICYMI: Mortgage Rates Fall to Three-Year Low
Mortgage rates have decreased to a three-year low, marking the third consecutive week of declines. The average rate on a 30-year fixed mortgage has dropped to 6.13%, the lowest level since late 2022.
Sep 17, 2025 9:24 AM
— Mortgage Rates
Mortgage interest rates just fell to a 3-year low. Here's why (and what to do now).
Mortgage interest rates have dropped to an average of 6.13%, the lowest level in three years, sparking increased activity in both mortgage loan applications and refinancing. The drop is attributed to the Federal Reserve's rate cut and the bond market's reaction, pulling mortgage costs down. Borrowers are advised to shop around for the best rates, improve credit scores, get preapproved for loans, c... more
Sep 17, 2025 5:25 AM
— Mortgage Rates
Mortgage refinance demand spikes nearly 60%, as interest rates drop sharply
Mortgage rates dropped to the lowest level since October of last year, leading to a surge in refinances as consumers seek savings in an uncertain economy. Refinance applications jumped 58% compared to the previous week, with the average contract interest rate for 30-year fixed-rate mortgages decreasing to 6.39%. Homebuyers were not as motivated by the drop in rates, with applications for purchasin... more
Sep 16, 2025 2:23 PM
— Mortgage Rates
Big Shift Toward 5.0 Coupons Continues
Mortgage rates have rapidly decreased in September, with 5.0 UMBS outperforming 5.5 UMBS. The spread between the two coupons is now at the tightest levels since early October 2024, leading to a decrease in rates. Near-term volatility risks are present surrounding the Fed dot plot and upcoming jobs report.
Sep 16, 2025 1:23 PM
— Mortgage Rates
Mortgage rates drop to 3-year low ahead of Fed meeting
Mortgage rates dropped sharply ahead of an expected rate cut by the Federal Reserve. The average rate on the 30-year fixed mortgage reached its lowest level since late 2022. Historical trends suggest that Fed rate cuts in a recessionary environment pull down long-term rates, while cuts in a non-recession environment have less impact on long-term rates.
Sep 16, 2025 12:23 PM
— Mortgage Rates
Mortgage Rates Near 3 Year Lows Ahead of Fed
Mortgage rates decreased significantly today, reaching the lowest levels since late 2022 due to the movement in the underlying bond market. The correlation between bond prices and mortgage rates is usually strong, but occasional discrepancies can occur. The recent shift in interest rates within mortgage-backed securities is influencing the current rate trends. However, upcoming economic data will ... more
Sep 16, 2025 7:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, September 16, 2025: Decreases before the Fed rate cut
Mortgage rates are expected to decrease following a potential rate cut by the Federal Reserve. The current national averages for various mortgage types are provided, along with an explanation of how different term lengths and interest rates impact monthly payments and total interest paid. The article also explains the difference between fixed-rate and adjustable-rate mortgages, and the predictions... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.