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News for: Mortgage Rates
Showing 505 - 528 of 1103 results
Sep 16, 2025 3:24 AM
— Mortgage Rates
30-year mortgage rates decline ahead of Fed meeting | Today's mortgage and refinance rates, September 15, 2025
National mortgage rates were mostly lower compared to a week ago, with rates for 30-year fixed, 15-year fixed, and 5/1 ARM decreasing. This trend is attributed to growing odds of a Federal Reserve cut, a weaker August jobs report, and the latest inflation reading. The key influencer of mortgage rates is the 10-year Treasury yield. The average rates for various types of mortgages are provided, with... more
Sep 16, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, September 16, 2025: Falling before the Fed rate cut
Current mortgage rates are dropping ahead of an expected Fed rate cut. The national average for a 30-year fixed mortgage is 6.16%, with 15-year rates at 5.46%. Refinance rates are higher than purchase rates. Economists don't anticipate significant drops in mortgage rates through 2025, with rates expected to remain relatively steady.
Sep 15, 2025 2:22 PM
— Mortgage Rates
Fed Meeting Preview: Rate Cuts Are Back, But Stagflation Risks Cloud Powell’s Path
The U.S. economy may see a rate cut due to a weak job market and rising inflation. Fed officials are concerned about the Fed's ability to stimulate the economy with inflation on the rise. A rate cut is expected, but it may not have a significant impact on consumers. The Fed's decision to cut rates has implications for borrowing costs, including mortgage rates.
Sep 15, 2025 12:24 PM
— Mortgage Rates
Mortgage Rates Start Week at Another Long-Term Low
Mortgage rates have been consistently moving lower over the past 4 months, with significant drops occurring after weaker job reports in August and September. Rates have remained steady in a slightly lower range since the September 5th jobs report, resulting in multiple instances of hitting new lows. Today's rates are at an 11+ month low, with no significant change compared to last Friday. There is... more
Sep 15, 2025 11:35 AM
— Mortgage Rates
Will mortgage interest rates drop again this week?
Mortgage interest rates have been consistently declining throughout 2025, reaching an 11-month low in September. The Federal Reserve meeting in September could potentially lead to a rate cut, causing further declines in mortgage rates. Lenders may reduce rates preemptively to remain competitive, and buyers with good credit scores have the opportunity to take advantage of lower rates. However, the ... more
Sep 15, 2025 11:23 AM
— Mortgage Rates
Mortgage rates drop to lowest level in nearly a year
Mortgage rates are currently at their lowest levels in nearly a year, with a 30-year fixed rate at 6.35%. Economists predict rates may drop below 6% by the second quarter of next year. More people are considering refinancing options, but there may be a lag for new buyers to take advantage of the improved rates. It is recommended to meet with a loan officer before looking for homes, understand the ... more
Sep 15, 2025 8:24 AM
— Mortgage Rates
Mortgage Rate Scenarios To Watch Following A Likely Fed Rate Cut
The article discusses the anticipation of a Federal Reserve interest rate cut and how it has resulted in falling mortgage rates. It also examines the historical relationship between Fed rate cuts and mortgage rates, suggesting that mortgage rates may not necessarily decline further if the Fed cuts rates. Various scenarios are explored, including the possibility of mortgage rates settling around 6.... more
Sep 15, 2025 8:23 AM
— Mortgage Rates
When will mortgage rates go down? They're edging down now, and buyers are noticing.
Mortgage rates have recently dropped by 15 basis points, leading to potential buyers wondering if it's a good time to purchase a house. Despite the drop, rates are still above where they were last year, and it's unlikely they will substantially decrease in 2025 based on Federal Reserve data and other economic factors. The housing market currently faces high demand and low supply, with home prices ... more
Sep 15, 2025 8:23 AM
— Mortgage Rates
Federal Reserve may cut rates for the first time since 2024 — here are four key money moves to consider now
The Federal Reserve is expected to lower its benchmark rate despite inflation data. The market predicts a 25 basis-point rate cut. This could provide relief for those with high-interest debt and lead to lower interest rates on credit cards and savings accounts. Mortgage rates are already down but could benefit from further rate cuts. Having good credit can help secure the best loan terms, even mor... more
Sep 15, 2025 4:24 AM
— Mortgage Rates
What a Fed Rate Cut Could Mean for Mortgage Rates
The Federal Reserve is expected to cut the Federal Funds Rate, with markets already anticipating a small cut. Mortgage rates tend to respond to what the financial markets predict the Fed will do before the Fed officially acts. If the Fed cuts by 25 basis points, it may already be factored into current mortgage rates. Multiple rate cuts could lead to further easing of mortgage rates in the future, ... more
Sep 15, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today for September 15, 2025: An interesting week ahead for mortgage rates
The article discusses the current mortgage rates, which are 6.28% for a 30-year fixed mortgage and 5.49% for a 15-year fixed mortgage. It also covers the rates for different types of loans, such as the 5/1 ARM and 30-year VA loans, and explains the differences between fixed and adjustable-rate mortgages. The article offers advice on getting lower rates through down payments, credit scores, and deb... more
Sep 14, 2025 9:23 AM
— Mortgage Rates
Have Fed rate cuts already been priced into mortgage rates?
Mortgage rates hit a new low for 2025 last week due to the labor market's impact on the bond market. The article questions if rates will rise again after the Fed cuts rates, citing a similar situation from the previous year.
Sep 14, 2025 5:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, September 14, 2025: Waiting on a Fed move Wednesday
The article provides information on current mortgage interest rates, emphasizing the importance of shopping around with multiple lenders to find the best deal. It compares the rates for different types of mortgages and provides an overview of the difference between fixed-rate and adjustable-rate mortgages. It also highlights the impact of mortgage term length on monthly payments and total interest... more
Sep 13, 2025 2:23 AM
— Mortgage Rates
Mortgage rates are falling fast. Is it a good time to buy a home?
The average interest rate on a 30-year fixed mortgage stands at 6.35%, which dropped from 6.5% in a week, marking the largest one-week drop in mortgage rates this year. The decline in mortgage rates is attributed to a significant decline in hiring, fueling expectations of an interest rate cut by the Federal Reserve. However, experts caution that trying to time the market or predict future rate mov... more
Sep 12, 2025 10:23 AM
— Mortgage Rates
What's next? Mortgage rate predictions for the next 5 years
The article discusses how mortgage interest rates are determined by various factors, with a major one being the 10-year Treasury yield. It provides insights from various economists on the expected movement of Treasury yields over the next five years and how it relates to mortgage rates. The article also highlights the historical spread between Treasury and mortgage rates and uses this information ... more
Sep 12, 2025 4:23 AM
— Mortgage Rates
Video Interest rate on housing mortgages drops
The article discusses how mortgage rates have recently increased, causing concern for potential homebuyers. Experts believe that this trend may continue as the economy improves and inflation rises.
Sep 12, 2025 3:24 AM
— Mortgage Rates
Mortgage and refinance interest rates today, September 12, 2025: New low sparks big application demand
The article discusses the current trend of decreasing mortgage rates in the market, providing statistics from Freddie Mac and Zillow. It explains the difference between fixed-rate and adjustable-rate mortgages, as well as the impact of mortgage rates on monthly payments. Various mortgage rate options and forecasts for the future are also provided.
Sep 11, 2025 3:23 PM
— Mortgage Rates
Average rate on a 30-year mortgage falls to lowest level in nearly a year
The average rate on a 30-year U.S. mortgage fell to its lowest level in nearly a year as Treasury yields pulled back ahead of an expected interest rate cut from the Federal Reserve. Mortgage rates are influenced by various factors, including the Fed's interest rate decisions and bond market expectations. The recent decline in rates has led to an increase in mortgage applications, with many homeown... more
Sep 11, 2025 1:23 PM
— Mortgage Rates
Mortgage rates just fell to their lowest level in almost a year. Here are 3 questions to ask now.
Mortgage interest rates have continued to decline, reaching an average of 6.35% for 30-year terms, the lowest level in nearly a year. The decline is attributed to the assumption that the Federal Reserve will reduce rates and a cooling 10-year Treasury yield. Buyers and owners considering a refinance should carefully consider the current rates and their own financial situation before making a decis... more
Sep 11, 2025 10:08 AM
— Mortgage Rates
Mortgage rates drop further as the odds of a Fed cut rises
Mortgage rates dropped significantly by 15 basis points, reaching their lowest point in nearly a year. This decrease is attributed to the anticipation of a short-term rate cut by the Federal Reserve.
Sep 11, 2025 9:24 AM
— Mortgage Rates
Average rate on a 30-year mortgage falls to lowest level in nearly a year
The average rate on a 30-year U.S. mortgage fell to its lowest level in nearly a year due to a pullback in Treasury yields ahead of an expected interest rate cut from the Federal Reserve next week. Mortgage rates are influenced by several factors, including the Fed's interest rate policy decisions and bond market expectations. Recent job market data have fueled speculation that the central bank ma... more
Sep 11, 2025 9:23 AM
— Mortgage Rates
Average rate on a 30-year mortgage falls to lowest level in nearly a year
The average rate on a 30-year U.S. mortgage has fallen to its lowest level in nearly a year, influenced by factors such as expected interest rate cuts from the Federal Reserve. Borrowing costs on 15-year fixed-rate mortgages also decreased. The Fed's actions can impact bond investors' appetite for long-term U.S. government bonds, which in turn influence home loan pricing. The housing market has be... more
Sep 11, 2025 9:23 AM
— Mortgage Rates
Mortgage rates drop again, hitting 11-month low
Mortgage rates are near a yearly low due to weak job market data and anticipation of a Fed rate cut. The 30-year fixed mortgage rate is at 6.35% and the 15-year loan rate is at 5.5%, both the lowest since October 2024. Lower rates have led to a surge in loan applications for home purchases and refinancing.
Sep 11, 2025 9:23 AM
— Mortgage Rates
Mortgage rates tumble, marking largest weekly drop in a year
Mortgage rates saw a significant drop, with the average rate on the benchmark 30-year fixed mortgage falling to 6.35%. Purchase applications have increased, and refinance applications reached the highest level in nearly a year. The housing market, previously impacted by high borrowing costs and limited supply, is showing signs of improvement.
DISCLAIMER: mortgage-rates.ai is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. mortgage-rates.ai is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.