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News for: Mortgage Rates
Showing 529 - 552 of 786 results
Jun 25, 2025 12:01 PM
— Mortgage Rates
Uptick in refinancing leads to higher mortgage applications
Mortgage rates rose slightly last week, but refinancing demand continued to drive overall applications up. Both purchase and refinance activity declined despite rates falling to a two-month low due to market concerns over geopolitical and tariff issues. The average 30-year fixed-rate mortgage increased slightly to 6.86%, calming economic volatility after the Federal Reserve's recent inaction. Howe... more
Jun 25, 2025 12:00 PM
— Mortgage Rates
Lowest Rates in Over 2 Months
The average top tier 30yr fixed mortgage rate has dropped to the lowest levels since April 4th due to two days of modest improvement. April 4th marked a significant point as rates had sharply increased after that date due to a strong jobs report and tariff concerns. Yesterday's bond market strength led to further improvement in mortgage rates, with lenders issuing mid-day reprices in response.
Jun 25, 2025 4:00 AM
— Mortgage Rates
Mortgage rates today drop to 6.81% for 30-year loans
Mortgage rates decreased slightly this week, with the average 30-year fixed rate dropping to 6.81%. Rates have shifted slightly across different loan types. Borrowers with excellent credit and a 20% down payment are seeing these averages. Factors influencing rates include the current market conditions and the potential benefits of locking in a loan below 7%.
Jun 25, 2025 4:00 AM
— Mortgage Rates
Mortgage rates and demand are stuck in a holding pattern
Despite economic uncertainty and military conflicts, mortgage rates have not been significantly impacted. Rates for 30-year fixed-rate mortgages increased slightly, remaining in a narrow range just below 7%. Purchase applications for homes dropped, while applications to refinance rose. The average loan size for purchase applications decreased.
Jun 25, 2025 3:00 AM
— Mortgage Rates
When will mortgage rates go back down to 6%?
The article discusses how mortgage rates have been high recently, hovering between 6% and 7%. It explains the impact of these rates on home prices and provides predictions for future rates, with expectations that rates may not drop below 6% until 2026. Various factors such as inflation and Federal Reserve actions influence the direction of mortgage rates.
Jun 25, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, June 25, 2025: Dropping as deficit concerns grow
The article discusses how mortgage interest rates have dropped with the 30-year fixed rate at 6.62% and the 15-year rate at 5.85%. It mentions the impact of the 10-year Treasury yield on mortgage rates as well. It compares different types of mortgage rates like 30-year fixed, 15-year fixed, ARMs, and VA mortgages, and how they affect monthly payments. Pros and cons of each type of mortgage are exp... more
Jun 24, 2025 12:00 PM
— Mortgage Rates
Mortgage Rates Lowest Since April
Mortgage rates fell to the best levels since early May, reaching even lower rates than the end of April. The improvement in rates was due to the weak labor market conditions highlighted by the Consumer Confidence Index and Fed Chair Powell's testimony indicating a softer tone on potential rate cuts.
Jun 24, 2025 8:00 AM
— Mortgage Rates
Homebuyers See Small Weekly Dips in Rates: Current Mortgage Rates for June 24, 2025
The article discusses how mortgage rates are slowly decreasing, but are still high, with 30-year fixed rates remaining above 6.5%. The Federal Reserve has kept interest rates steady due to inflation, trade war threats, and policy turbulence. While there is hope for lower rates if inflation cools or the labor market softens, homebuyers should not expect immediate relief. The housing market remains ... more
Jun 24, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, June 24, 2025: Rates take a small dip lower
The article discusses current mortgage rates and provides information on how to strategize when purchasing a home. It compares different mortgage rates, including 15-year and 30-year fixed rates, as well as adjustable-rate mortgages (ARMs). The article also talks about the impact of the Federal Reserve's decisions on mortgage rates and advice on mortgage refinancing.
Jun 24, 2025 1:00 AM
— Mortgage Rates
Refinance Rates Slide Down Again: Mortgage Refinance Rates for June 24, 2025
Mortgage refinance rates have been elevated between 6.5% and 7% in 2025 due to economic uncertainty. A modest decline in mortgage rates is expected by the end of the year, but a significant increase in refinance activity would occur if rates fell below 6%. The Federal Reserve's interest rate decisions impact borrowing costs but not directly mortgage rates, which are set in the bond market. It is r... more
Jun 23, 2025 2:00 PM
— Mortgage Rates
Best Closing Levels in More Than a Month
Mortgage rates have decreased to the best levels since the first week of May. The improvement is attributed to the shift in Fed Funds Rate expectations after comments from Bowman, increasing anticipation for Fed Chair Powell's congressional testimony.
Jun 23, 2025 8:00 AM
— Mortgage Rates
May home sales barely move as high mortgage rates, prices, weigh on housing market
Sales of previously owned U.S. homes increased slightly in May, with a seasonally adjusted annual rate of 4.03 million units. However, sales fell compared to the previous year due to affordability issues caused by high mortgage rates and rising home prices. The median sales price for homes reached an all-time high in May, and while price growth has slowed, prospective homebuyers still face challen... more
Jun 23, 2025 7:00 AM
— Mortgage Rates
NAR Existing-Home Sales Report Shows 0.8% Increase in May
Existing-home sales rose in May in the Northeast, Midwest, and South but decreased in the West. The rise in sales is attributed to persistently high mortgage rates, and lower rates are expected to attract more buyers and sellers. The National Association of REALTORS(R) is optimistic that reducing mortgage rates will lead to increased home sales across the country.
Jun 23, 2025 7:00 AM
— Mortgage Rates
Mortgage Rates Continue Downward Dip: Mortgage Rates on June 23, 2025
Mortgage rates have slightly decreased over the last week, but home affordability remains a challenge. Factors like Fed rate cuts, labor data, inflation, trade wars, and policy turbulence contribute to economic uncertainty. The Federal Reserve is adopting a 'wait-and-see' approach, and the housing market is not looking promising for the summer. Homebuyers are advised to be patient, compare offers,... more
Jun 23, 2025 7:00 AM
— Mortgage Rates
May home sales barely move as high mortgage rates, prices, weigh on housing market
Sales of existing U.S. homes increased slightly in May, but the pace was still slow due to high mortgage rates and rising prices. The national median sales price rose to an all-time high, but the rate of growth slowed. Mortgage rates have remained relatively high, impacting affordability for potential buyers. Affordability constraints are limiting home purchases, particularly for first-time buyers... more
Jun 23, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today for June 23, 2025: Lower as international tensions escalate
The article discusses the current mortgage rate trends, including a decrease in rates today. It also highlights factors to consider when choosing between a 15-year and 30-year mortgage, adjustable-rate mortgages, and how mortgage lenders determine rates based on factors like down payments, credit scores, and debt-to-income ratio. Information on mortgage buydowns and refinancing options is also pro... more
Jun 22, 2025 9:00 AM
— Mortgage Rates
How will mortgage rates react to US bombing of Iran?
The U.S. bombed Iranian nuclear sites, causing uncertainty in the market. However, the mortgage market has been calmer this year. The article discusses how recent global events may impact oil prices, the U.S. dollar, and the 10-year yield, but also notes that reactions in the market have been unusual this year.
Jun 22, 2025 5:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, June 22, 2025: Rates move noticeably lower
Mortgage rates have decreased, with a 30-year fixed rate at 6.68% and a 15-year fixed rate at 5.90%. The Mortgage Bankers Association predicts that rates will stay near these levels through September. It is recommended to focus on personal finances rather than waiting for rate drops to secure the lowest mortgage rate. The article also discusses the differences between 15-year and 30-year mortgages... more
Jun 21, 2025 5:02 AM
— Mortgage Rates
Mortgage Applications Slip Despite Lower Rates
Mortgage application activity decreased despite lower rates, with refinance applications falling 2% but still higher than last year. Purchase applications also declined, showing the fragile sentiment in the housing market. Average 30-year fixed rates dropped to 6.84%, the lowest since April, with minimal volatility recently. Refinance share increased slightly to 37.3% of total applications, while ... more
Jun 21, 2025 5:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, June 21, 2025: 30-year home loan rates dip slightly
Mortgage rates are currently fluctuating, with 30-year fixed rates at 6.77% and 15-year fixed rates at 6.05%. The Federal Reserve holding off on a rate cut is expected to result in little change in mortgage rates. There are advantages and disadvantages to different mortgage terms like 30-year fixed and 15-year fixed, as well as adjustable-rate mortgages. Current mortgage rates are expected to rema... more
Jun 20, 2025 10:00 AM
— Mortgage Rates
Rates decline as Fed stays the course | Current mortgage and refinance rates, June 20, 2025
National mortgage rates decreased across the board for 30-year fixed, 15-year fixed, 5/1 ARMs, and jumbo loans compared to a week ago. The Federal Reserve opted to keep the benchmark federal funds rate unchanged. The rates are still impacting by factors like inflation, employment, tariffs, and political pressures. The average rates for different types of mortgages were provided along with the impa... more
Jun 20, 2025 10:00 AM
— Mortgage Rates
Mortgage Rates Hold Steady
Banks and mortgage bond markets were closed on a federal holiday, so mortgage lenders were unable to update rates, though rates have remained steady. Over the past 3 days, average rates have fallen slightly, keeping them close to the lowest levels since April 4th.
Jun 20, 2025 5:02 AM
— Mortgage Rates
Mortgage Rates Dip Down: Mortgage Rates on June 20, 2025
Mortgage rates have slightly decreased, but are still close to 7%. Federal Reserve has left interest rates unchanged in response to an uncertain economic outlook with lingering inflation and threats of a global trade war. Mortgage rates are influenced by inflation, labor data, policy changes, and global measures like tariffs. Potential homebuyers are advised to shop around and compare offers as mo... more
Jun 20, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, June 20, 2025: Rates trending lower
Mortgage rates slightly decreased this week, with the 30-year fixed rate dropping to 6.81% and the 15-year fixed rate averaging 5.96%. The Federal Reserve left short-term interest rates unchanged. Mortgage refinance rates are higher than those for purchasing a house. Fixed-rate mortgages lock in interest rates for the entire loan term, while adjustable-rate mortgages change periodically. Mortgage ... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.