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News for: Mortgage Rates
Showing 529 - 552 of 1103 results
Sep 11, 2025 7:23 AM
— Mortgage Rates
Mortgage Rates Fall to Lowest Point in Nearly a Year: What to Know
Mortgage rates are currently at their lowest point in nearly a year, which could lead to significant savings for homebuyers. The potential interest rate cuts from the Federal Reserve are also impacting mortgages. The article discusses whether now is a good time for buyers to enter the market and whether it is advisable to refinance an existing loan.
Sep 11, 2025 6:23 AM
— Mortgage Rates
Mortgage Rate Trends And Predictions For June 26 - July 2, 2025
Experts predict that mortgage rates will drop in the upcoming week due to negative factors in the economy such as a weak labor market and poor consumer spending. Various experts anticipate a decline in rates, with some expecting them to stay flat. This trend is driven by factors like cooling inflation, softening consumer confidence, and expected Federal Reserve policy changes.
Sep 11, 2025 5:23 AM
— Mortgage Rates
A Michigan credit union offers a 4.99% mortgage to turn heads but what will Fed do next?
Michigan Legacy Credit Union is offering a low 4.99% interest rate for new 30-year, fixed mortgages in order to increase loan demand and lending activity. This rate is significantly lower than the average mortgage rates being promoted by other lenders. The credit union hopes to make more money on its cash reserves while offering members a lower-cost loan option. The offer includes caveats like sub... more
Sep 10, 2025 4:24 PM
— Mortgage Rates
August CPI, Adobe earnings, mortgage rates: What to Watch
The article discusses upcoming events and headlines expected tomorrow, including August's Consumer Price Index (CPI) data, earnings results from companies like Kroger and Adobe, and the latest reading on US mortgage rates.
Sep 10, 2025 11:24 AM
— Mortgage Rates
Rate-and-term refi activity hits 2025 high mark
Homeowners showed a desire to refinance as mortgage rates fell in August, leading to a high number of rate-and-term transactions. However, the increase in purchase volume was not enough to offset the drop in refinance application submissions, and purchases declined year over year despite borrowers taking advantage of rate dips.
Sep 10, 2025 8:23 AM
— Mortgage Rates
Obvious Signs of Life in Mortgage Apps Thanks to Rate Rally
Mortgage applications increased by 9.2% last week following a decline in mortgage rates for the second consecutive week. The 30-year fixed rate decreased to 6.49%, leading to the strongest week of borrower demand since 2022. Purchase applications are at their highest level since July and running more than 20% ahead of last year's pace. Refinance applications increased by 12% compared to the previo... more
Sep 10, 2025 5:23 AM
— Mortgage Rates
Mortgage Rates Just Saw Their Biggest Drop in a Year
Mortgage rates dropped to the lowest level since October 2024 due to a weaker-than-expected August jobs report. This drop in rates can save home buyers almost $200 per month compared to rates in May, resulting in potential savings of $2,400 a year. It is suggested to stay connected with a good agent and trusted lender to monitor inflation indicators, job market updates, and reactions to Fed policy... more
Sep 10, 2025 4:24 AM
— Mortgage Rates
30-year mortgage rates fall on jobs slowdown | Today's mortgage and refinance rates, September 10, 2025
Mortgage rates have mostly decreased compared to last week, with 30-year fixed, 15-year fixed, and 5/1 ARM rates going down. This trend is influenced by the Federal Reserve's potential rate cut and a weaker August jobs report. The Fed's decision impacts 10-year Treasury yields, which in turn affect mortgage rates. Current average rates for different types of mortgages are provided, along with tips... more
Sep 10, 2025 4:23 AM
— Mortgage Rates
Mortgage demand jumps to the highest level in three years, as interest rates drop sharply
Mortgage application volume increased significantly due to a drop in mortgage interest rates. Refinance applications jumped 12% and purchases rose 7% compared to the previous week. ARM applications also increased as rates were lower than fixed-rate loans.
Sep 10, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, September 10, 2025: A bump slightly higher
The article discusses the current mortgage interest rates, including 30-year fixed, 15-year fixed, and ARM rates. It explains the advantages and disadvantages of different mortgage terms such as 30-year fixed, 15-year fixed, and adjustable-rate mortgages. It also mentions that mortgage rates are slightly higher than a year ago and provides tips for securing a low mortgage refinance rate.
Sep 9, 2025 1:23 PM
— Mortgage Rates
Mortgage rates have been coming down — and are likely to fall further
Mortgage rates are decreasing as the economy weakens, leading to more affordable homes hitting the market. Real estate brokers are seeing prices being cut to attract buyers, with the expectation that rates will continue to fall as the economy slows down further.
Sep 9, 2025 12:23 PM
— Mortgage Rates
Mortgage Rates Finally Tick Slightly Higher
After 4 days of setting new 11-month lows, mortgage rates finally moved slightly higher today, but the increase was minimal at 0.01%. This comes after a significant drop in rates last Friday due to a downbeat jobs report. The focus now shifts to important inflation updates scheduled for Wednesday and Thursday, which will impact the Fed's decision on rate cuts expected to start in 2 weeks.
Sep 9, 2025 7:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, September 9, 2025: Why rates are falling before the Fed meeting
Mortgage rates are on a decline, with the 30-year rate currently at 6.12% and the 15-year rate at 5.34%. The Federal Reserve is expected to cut interest rates next week, but mortgage rates have already started dropping. The best mortgage lenders and refinance rates are also provided, along with a comparison of 15-year and 30-year mortgage rates and the benefits of each. Economists do not foresee s... more
Sep 9, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, September 9, 2025: Why rates are on a deep slide before the Fed meeting
Mortgage rates have seen a substantial decline, with the 30-year rate at 6.12% and the 15-year rate at 5.34%. The Federal Reserve is expected to cut interest rates soon, but mortgage rates are already showing a downward trend. There are slight differences in rates based on mortgage term lengths and types. Economists predict that mortgage rates won't see drastic drops before the end of 2025, and an... more
Sep 9, 2025 3:00 AM
— Mortgage Rates
Buyers gain hope on rates, sellers turn cautious
Consumers are more inclined to become home buyers due to potential declines in mortgage rates. However, views on selling took a hit last month according to Fannie Mae. Americans are more confident in their own finances, but expect home prices and mortgage rates to rise over the next year. The increase in purchase volume was not enough to offset the drop in refinance application submissions as conv... more
Sep 8, 2025 1:24 PM
— Mortgage Rates
Another 11-Month Low For Rates, But Just Barely
Mortgage lenders aggressively priced-in the bond market rally following a strong jobs report, leading to a small improvement in rates. Despite the gains, the drop in rates was not as significant compared to previous Mondays following weak jobs report numbers.
Sep 8, 2025 1:23 PM
— Mortgage Rates
Mortgage Market Awaits Fed’s Next Move
Mortgage rates are expected to remain mostly unchanged in the first half of September, with changes after that depending on the Federal Reserve's decisions. Home shoppers struggle to afford homes with current prices and mortgage rates. Few homeowners have the opportunity to refinance into lower rates. The Federal Reserve faces challenges with high inflation and slowing job growth, with potential r... more
Sep 8, 2025 12:55 PM
— Mortgage Rates
Mortgage rates drop near lowest level in a year after jobs disappointment
Mortgage rates have dropped to their lowest levels in nearly a year after a weak jobs report indicated possible interest rate cuts by the Federal Reserve. 10-year Treasury yields, which track mortgage rates, also dropped. Economists expect revisions in jobs data and inflation data will further impact yields. However, there is uncertainty whether mortgage rates will continue to drop or start increa... more
Sep 8, 2025 12:24 PM
— Mortgage Rates
Mortgage Rates Plummet to 11-Month Low on Fragile Labor Market, Falling Yields
The 30-year fixed rate mortgage (FRM) is currently at 6.28%, the lowest level since October 2024. The rate fell following a weak jobs update, leading to expectations of a rate cut. Despite falling rates, potential homebuyers are hesitant as housing prices remain high and rate cuts don't always result in lower mortgage rates. The outlook depends on economic data, Treasury yields, and the Fed's deci... more
Sep 8, 2025 10:27 AM
— Mortgage Rates
Here's how to get a better mortgage rate as the 30-year fixed nears a 1-year low
The average rate on the 30-year fixed mortgage dropped significantly, but is still high compared to pre-pandemic levels. Experts suggest ways to secure better terms on a home loan, including improving credit scores, increasing down payments, and considering adjustable-rate mortgages.
Sep 8, 2025 5:23 AM
— Mortgage Rates
Rising mortgage rates signal fresh battle for homeowners ahead of Reeves’ Budget
Interest rates on some competitive high street mortgage deals have increased due to the uncertain political and economic climate. Lenders like HSBC and Halifax have raised rates, and more are expected to follow. Homeowners are advised to secure deals before rates rise further. Data also shows that wage growth has slowed, impacting overall spending and inflation.
Sep 8, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today for September 8, 2025: A big drop — but will it hold?
The article discusses the current mortgage rates provided by Zillow, which have seen a decrease, making it a good time for potential buyers to lock in a low rate. It explains the differences between fixed and adjustable-rate mortgages and provides examples of monthly payments based on different loan terms. The article also touches on considerations when deciding between a 15-year and 30-year mortg... more
Sep 7, 2025 6:23 AM
— Mortgage Rates
Mortgage rates plunge to 11-month low on Fed rate cut hopes, and many lenders may quote in the high 5% range
The weaker-than-expected jobs report led to a drop in bond yields, causing the average rate on the 30-year fixed mortgage to hit its lowest level since October 2024. This decrease in mortgage rates could potentially boost the housing market, which has been slow due to high home prices and borrowing costs.
Sep 7, 2025 3:23 AM
— Mortgage Rates
Mortgage rates plunge to 11-month low on Fed rate cut hopes, and many lenders may quote in the high 5% range
The housing market is expected to improve with the decline in mortgage rates after a weaker-than-expected jobs report raised expectations for rate cuts from the Federal Reserve. Bond yields dropped, leading to a decrease in mortgage rates, which could spur more activity in the housing market.
DISCLAIMER: mortgage-rates.ai is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. mortgage-rates.ai is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.