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News for: Mortgage Rates
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Jun 19, 2025 3:00 AM
— Mortgage Rates
Homebuyers See Lower Mortgage Rates: Current Mortgage Rates for June 19, 2025
The article discusses how mortgage rates have slightly decreased, making it less expensive to buy a house. Economic uncertainty, trade wars, and global factors affect mortgage rates. The housing market remains unaffordable despite the slight decrease in rates, with experts warning of future volatility. Prospective homebuyers are advised to compare multiple offers and be prepared to take advantage ... more
Jun 19, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, June 19, 2025: Rates fall to a 4-week low
Mortgage interest rates fell to a four-week low, with the average 30-year fixed mortgage rate at 6.81% and the 15-year fixed rate at 5.96%. Mortgage rates dropped due to more available inventory and should encourage potential homebuyers. The current national average mortgage rates are provided, and it explains the difference between fixed-rate and adjustable-rate mortgages.
Jun 19, 2025 2:00 AM
— Mortgage Rates
What Fed Decision Means for Mortgage Rates
The Federal Reserve held its key interest rate steady, leaving mortgage rates around 7 percent for the future. Tariffs are expected to impact inflation and slow down growth. Mortgage rates are likely to remain stable. High mortgage rates, together with rising costs, have made it difficult for many Americans to buy homes. Despite this, the housing market is stabilizing, with steady mortgage rates p... more
Jun 19, 2025 1:00 AM
— Mortgage Rates
The Federal Reserve’s Latest Dot Plot, Explained – And What It Says About Interest Rate Cuts
The Federal Reserve's dot plot shows projections for future interest rates, providing insight into the committee's reaction to economic data and predicted growth. However, these projections are not set in stone and can change as more information becomes available. The dot plot helps guide market expectations for Fed moves, impacting borrowing costs like mortgage rates.
Jun 18, 2025 2:00 PM
— Mortgage Rates
Remarkable Absence of Mortgage Rate Volatility
Mortgage rates remained almost unchanged after a recent Fed 'dot plot' day, indicating indecision in the market and among Fed members. The dot plot shows where each Fed member sees the Fed Funds Rate in the next few years and can cause volatility in financial markets. Despite the Fed not cutting rates, the dots had no harmful effect on rates, and the bond market was flat to slightly stronger on th... more
Jun 18, 2025 11:00 AM
— Mortgage Rates
Fed holds interest rates steady: What that means for your credit cards, auto loans, mortgage and more
The Federal Reserve decided to keep interest rates unchanged despite pressure from President Trump to lower them. Consumer borrowing rates, including credit cards and auto loans, remain high. Mortgage rates are tied to Treasury yields and have stayed relatively steady. Federal student loan rates are set annually and are not directly impacted by Fed moves.
Jun 18, 2025 9:01 AM
— Mortgage Rates
Average long-term US mortgage rate eases to 6.81%, the third consecutive weekly decline
The average rate on a 30-year U.S. mortgage fell to 6.81% from 6.84% last week, with borrowing costs on 15-year fixed-rate mortgages also decreasing. Mortgage rates are influenced by factors like the Federal Reserve's interest rate policy and bond market yields. Higher mortgage rates have been affecting the housing market, keeping sales low and impacting both existing and new homes.
Jun 18, 2025 9:00 AM
— Mortgage Rates
Mortgage rates are still stuck north of 6.8%
Mortgage rates remained above 6.8% for another week, with the average 30-year rate at 6.81% and the 15-year rate at 5.96%. Despite being the lowest in four weeks, rates have stayed within a narrow range between 6.8% and 7% since April. Mortgage application activity declined, with refinancing applications down 2% and home purchase applications down 3%. The Federal Reserve is expected to keep benchm... more
Jun 18, 2025 9:00 AM
— Mortgage Rates
Average long-term US mortgage rate eases to 6.81%, the third consecutive weekly decline
The average rate on a 30-year U.S. mortgage has eased for the third week in a row, providing relief to prospective homebuyers. The long-term rate fell to 6.81% from 6.84%, while borrowing costs on 15-year fixed-rate mortgages also decreased. Mortgage rates are influenced by factors such as the Federal Reserve's interest rate decisions and bond market expectations. High mortgage rates have been a d... more
Jun 18, 2025 6:00 AM
— Mortgage Rates
Mortgage Rates Drop on Fed Day: Today's Rates for June 18, 2025
The Federal Reserve is expected to hold interest rates steady, which has implications for homebuyers. Mortgage rates are slowly going down, but are still too expensive for most people due to high housing costs. The housing market is facing challenges with rising home prices, tight inventory, and the potential impact of an economic slowdown. Mortgage rates are influenced by various factors, and it ... more
Jun 18, 2025 5:00 AM
— Mortgage Rates
Mortgage Rates See Third Weekly Decline
The average rate on a 30-year U.S. mortgage fell to 6.81% from 6.84% last week, while the 15-year mortgage rate eased to 5.96% from 5.97%. Borrowing costs are declining, making it a more favorable time for potential homebuyers.
Jun 18, 2025 4:00 AM
— Mortgage Rates
Majority of rates decline as Fed meets this week | Mortgage and refinance rates for today, June 18, 2025
Bankrate data shows that mortgage interest rates for 30-year fixed, 15-year fixed, and jumbo mortgages decreased, while rates for ARM loans increased. The latest Consumer Price Index indicates slight inflation, with the Federal Reserve expected to keep rates steady. Current average rates for a 30-year fixed mortgage is 6.86%, a 15-year fixed mortgage is 6.08%, and a 5/1 ARM is 6.07%. There are con... more
Jun 18, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, June 18, 2025: 15- and 30-year terms sneak lower as Fed decides
The article discusses the current mortgage interest rates, including information on 30-year fixed rates, 20-year fixed rates, and 15-year fixed rates, as well as ARM rates. It also covers the advantages and disadvantages of different mortgage terms such as the 30-year, 15-year, and adjustable-rate mortgages. The national average 30-year mortgage rate is around 6.73%, with expectations of rates rem... more
Jun 17, 2025 2:00 PM
— Mortgage Rates
Will the Fed cut rates Wednesday? Not likely, but here's when they might.
The Federal Reserve is expected to keep interest rates steady between 4.25% and 4.5%. There's little chance of a rate cut until September. The Fed is uncertain about how tariffs will impact prices and is trying to balance inflation and employment concerns. The Fed's previous three rate cuts have led to lower payments on credit cards and auto loans, but mortgage rates have risen. Homebuyers are now... more
Jun 17, 2025 12:01 PM
— Mortgage Rates
Mortgage Rates Slightly Lower Ahead of Fed Day
Mortgage rates have been stable between 6.8 and 7.0% for the past two months. Today's average rate fell slightly after a small increase in mid-June. Geopolitical headlines, such as war in the Middle East, contributed to market anxiety but did not have a significant impact. The bond market gained ground, allowing mortgage lenders to offer lower rates. Tomorrow's Fed announcement may introduce more ... more
Jun 17, 2025 12:00 PM
— Mortgage Rates
Fed Rate Cuts Unlikely This Summer. Are Lower Mortgage Rates Still Possible?
The Federal Reserve's interest rate decisions can impact mortgage rates indirectly, and uncertainty in the economy may cause mortgage rates to remain higher. The Fed's policies regarding inflation, the job market, tariff impacts, and interest rates will affect mortgage rates in the long term. Multiple factors such as policy changes, inflation, supply and demand, bond market activity, and key econo... more
Jun 17, 2025 3:16 AM
— Mortgage Rates
Mortgage and refinance interest rates today, June 17, 2025: A small change as the Fed meeting looms
Mortgage interest rates inched higher today, with the 30-year fixed rate at 6.75% and the 15-year fixed rate at 5.99%. Wall Street isn't expecting an interest rate cut from the Federal Reserve. 15-year mortgage rates are typically lower than 30-year rates and save money on interest in the long run. Economists don't foresee significant mortgage rate drops before the end of 2025. Refinancing options... more
Jun 17, 2025 3:00 AM
— Mortgage Rates
3 mortgage interest rate scenarios lenders say are possible this summer
Despite inflation declining from its recent peak, it still remains higher than the Federal Reserve's target, keeping mortgage rates in the high 6% range. Experts predict limited movement in mortgage rates over the summer, with scenarios for rates to stay the same, rise, or decline depending on economic conditions. Locking in rates may be advisable if economic shifts indicate rising rates, while a ... more
Jun 16, 2025 8:00 AM
— Mortgage Rates
Today's Mortgage Rates for June 16, 2025: Mortgage Rates Remain Mostly Steady Before Fed Decision
Mortgage rates are hovering close to 7%, making it unaffordable for most people to buy a home. Homeownership expenses are rising, and households are struggling to keep up due to stagnant incomes. The housing market is influenced by economic factors such as inflation, trade policies, and recession fears as the Fed maintains its current borrowing costs. There are expectations of some relief for home... more
Jun 16, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today for June 16, 2025: A tiny move lower (The 15-year down to 5.98%)
The article discusses the current mortgage interest rates, the upcoming decision by the Federal Reserve on short-term interest rates, and provides information on different mortgage options such as fixed and adjustable rates, as well as the impact of mortgage refinance. It advises on factors to consider when deciding on a mortgage term and rate, as well as how to potentially lower interest rates th... more
Jun 16, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, June 15, 2025: Rates hardly move
The article discusses current mortgage rates, mortgage refinance rates, different types of mortgages, the impact of mortgage terms on monthly payments and the importance of factors like credit score, down payment, and debt-to-income ratio in determining mortgage rates. It also provides information on choosing the right lender, the difference between fixed-rate and adjustable-rate mortgages, and ho... more
Jun 15, 2025 6:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, June 14, 2025: Small increases as international tensions roil markets
Mortgage rates took a small step higher, with 30-year fixed rate now at 6.72% and 15-year fixed rate at 5.96%. The uncertainty in the market, with Israeli strikes on Iran affecting Wall Street, led to an increase in Treasury yields. The article explains the pros and cons of different mortgage options like 30-year fixed, 15-year fixed, and adjustable-rate mortgages. It also discusses the current st... more
Jun 13, 2025 12:00 PM
— Mortgage Rates
Mortgage Rates Bounce But Remain Lower on The Week
The top tier 30yr fixed mortgage rate index rose 0.04% on Friday, but rates are still 0.08% lower than last Friday overall. The increase was not directly related to any specific economic data but rather a general market adjustment.
Jun 13, 2025 10:00 AM
— Mortgage Rates
Mortgage rates tick lower for second week in a row
Mortgage rates in the U.S. have declined slightly but are still hovering around 7%. Despite this, U.S. home listing prices have reached an all-time high, leading to a surplus of sellers and a potential shift towards a buyers' market in the coming months.
DISCLAIMER: mortgage-rates.ai is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. mortgage-rates.ai is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.