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News for: Mortgage Rates
Showing 577 - 600 of 1103 results
Sep 3, 2025 3:24 AM
— Mortgage Rates
Don’t shortchange investments to buy a house — even at today’s rates
The article discusses how many Americans are cashing in stock holdings to buy homes due to the combination of the stock market setting records, rising home prices, and mortgage rates above 6.5 percent. It explains the benefits of taking out a mortgage instead of paying cash for a home, even with higher interest rates. The article also highlights the importance of balancing mortgage payments with i... more
Sep 3, 2025 3:24 AM
— Mortgage Rates
30-year mortgage rates decrease: When will rates retreat? | Today's mortgage and refinance rates, September 2, 2025
Average mortgage rates for 30-year fixed, 15-year fixed, and 5/1 ARM have decreased. The likelihood of a Federal Reserve rate cut has caused these changes, but the correlation between Fed rate cuts and mortgage rate changes is not always consistent. The current average rates for various mortgage types have been listed, and the Mortgage Rate Variability Index indicates more stability in mortgage of... more
Sep 2, 2025 1:27 PM
— Mortgage Rates
Mortgage Rates Slightly Higher to Start September
Mortgage rates experienced some market movement on the first and last trading days of the month due to a variety of reasons, including European bond performance and speculation about legal challenges to Trump tariffs. Despite the movement, rates only increased by 0.03%, keeping them at the lowest levels since October 2024.
Sep 2, 2025 7:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, September 2, 2025: Good time of year to buy a house
Mortgage rates are relatively flat today, but they've been decreasing over the last month. According to Zillow, the current 30-year mortgage...
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2 hours ago
Yahoo Finance
The article discusses current mortgage rates, the best time of year to buy a home, different types of mortgages, the impact of different term lengths on payments and interest, and provides information on adjustable-rate mortgages and fixed-rate mortgages. It also touches on the expected trajectory of mortgage rates through the end of 2025.
Aug 30, 2025 8:23 AM
— Mortgage Rates
Homebuyers Are 'Sitting Tight,' Waiting for Lower Mortgage Rates—Why One Agent Says They Should Act Now
The weekly average 30-year fixed mortgage rate dropped to 6.58%, the lowest level in 10 months, prompting some buyers to enter the market. However, there are still more sellers than buyers, making it a buyer's market. Experts predict that mortgage rates will continue to decrease, especially if the Federal Reserve cuts interest rates in September.
Aug 29, 2025 12:26 PM
— Mortgage Rates
Rates End Week at Best Levels; Next Week Could be Huge
Mortgage rates remained stable throughout the week, with most changes leading to slightly lower rates. This stability is beneficial for borrowers and mortgage professionals. However, the upcoming week is expected to bring more volatility due to important economic reports being released.
Aug 29, 2025 12:14 PM
— Mortgage Rates
30-year mortgage rates fall: How long should buyers wait? | Today's mortgage and refinance rates, August 29, 2025
Average mortgage rates were mostly lower compared to last week, with rates for 30-year fixed, 15-year fixed, and 5/1 ARM moving lower. The Federal Reserve is expected to cut interest rates next month, but it may not lead to a significant drop in mortgage rates. Mortgage rates are predicted to remain in the mid- to high-6 percent range through the end of the year. The current average rate for a 30-... more
Aug 29, 2025 3:26 AM
— Mortgage Rates
30yr Fixed Rates Officially Back to 6.50%
There is no singular official primary source for mortgage rate levels, so we rely on surveys and data aggregations. The Freddie Mac survey showed rates at 6.56%, but other sources like MND are tracking lower rates. The current index level is at 6.50%, the lowest since October 3rd, and it represents a best-case-scenario rate for borrowers with excellent credit and a large down payment.
Aug 29, 2025 3:26 AM
— Mortgage Rates
Average rate on a 30-year mortgage slips to 10-month low
The average rate on a 30-year U.S. mortgage dropped to its lowest level in 10 months, but remains close to recent weeks. The rate eased to 6.56% from 6.58% last week, with 15-year fixed-rate mortgages staying unchanged at 5.69%. Elevated mortgage rates have contributed to a slowdown in the U.S. housing market that started in early 2022.
Aug 29, 2025 3:25 AM
— Mortgage Rates
Average rate on a 30-year mortgage slips to 10-month low
The average rate on a 30-year U.S. mortgage has decreased to its lowest level in 10 months, but remains relatively high. Mortgage rates are influenced by various factors, with the 10-year Treasury yield being a key indicator. Despite the recent decrease in rates, home sales continue to be sluggish, with economists predicting rates to remain near the mid-6% range for the year.
Aug 29, 2025 3:23 AM
— Mortgage Rates
Mortgage rates fall to 10-month low
Mortgage rates have fallen to a 10-month low, with the average rate on a 30-year fixed mortgage dropping to 6.56%. However, only 28% of homes in the U.S. housing market are now affordable for the average household due to higher interest rates, reducing homebuying activity to its lowest level since the mid-1990s.
Aug 28, 2025 12:14 PM
— Mortgage Rates
Mortgage Rates Hit Another 2025 Low
Average mortgage rates continue to see very small day-to-day changes, with today hitting a technical 'record low' for 2025. The current average rate is 6.51%, the lowest since October 3rd, 2024. The recent rate improvement has been following the August 1st jobs report, with rates remaining in a narrow range since August 4th. Today's improvement was simply a random drift in rates favoring borrowers... more
Aug 28, 2025 3:31 AM
— Mortgage Rates
Higher mortgage rates slow refi application volume
Mortgage application volume declined for the second week in a row due to a small rise in rates affecting refinance activity. Real estate investor sentiment has improved, but concerns over tariffs and interest rates linger. The Mortgage Bankers Association downgraded its yearly origination forecast, and there is hope for lower mortgage rates following talk of a Fed rate cut.
Aug 28, 2025 3:27 AM
— Mortgage Rates
Mixed Mortgage Demand, But Lower Rates Should Help Next Week's Refi Numbers
Mortgage application activity remained relatively stable, with a slight decrease in overall volume. Refinance applications decreased due to a slight increase in mortgage rates, while purchase applications increased. The average loan size also saw an increase. Refinance applications are still higher compared to the same time last year. Mortgage rates hit new lows for the year, which may stimulate r... more
Aug 27, 2025 12:13 PM
— Mortgage Rates
Even A Small Drop in Mortgage Rates Could Mean Relief for Homeowners, Report Says
A recent report suggests that even a modest drop in mortgage rates could provide relief for homeowners. The report predicts that the average 30-year fixed mortgage rate could fall to 6.3% by January 2026, potentially allowing millions of homeowners to refinance their homes and reduce their monthly mortgage payments. Many younger homeowners are especially counting on refinancing in the future.
Aug 27, 2025 3:30 AM
— Mortgage Rates
Mortgage-Treasury spread at narrowest point in three years
Mortgage spreads reached a three-year low on August 22 but were still wider than the historic average. The 30-year fixed rate mortgage fluctuated throughout July, influenced by Treasury yields and job reports. Real estate investor sentiment improved but concerns about tariffs and interest rates remained.
Aug 27, 2025 3:26 AM
— Mortgage Rates
Mortgage Rates Back in Line With Long-Term Lows
Mortgage rates have been relatively stable recently, with the most significant recent changes occurring after the August 1st jobs report and Fed Chair Powell's speech at Jackson Hole. This week's movements have been minimal and could be classified as incidental random drift. The next major event that could impact rates is the upcoming jobs report.
Aug 26, 2025 3:31 AM
— Mortgage Rates
Gen Z, millennials struggle with housing costs
A Redfin survey found that over 40% of millennial and Gen Z homeowners struggle to afford their housing payments, although this number is less compared to the amount who struggle with rent payments. Real estate investor sentiment has improved, but concerns remain over tariffs and interest rates. Additionally, Gen Z and Millennial homeowners face unexpected expenses post-closing, highlighting the n... more
Aug 25, 2025 5:25 AM
— Mortgage Rates
30-year mortgage rates decrease: Should homebuyers wait? | Today's mortgage and refinance rates, August 27, 2025
Mortgage rates were mostly lower compared to the previous week, with rates for 30-year fixed, 15-year fixed, and 5/1 ARM decreasing. The Federal Reserve is expected to cut interest rates next month, but this might not lead to a significant drop in mortgage rates. Rates are projected to remain in the mid- to high-6 percent range for the rest of the year. The article provides current average rates f... more
Aug 25, 2025 3:23 AM
— Mortgage Rates
Should I lock in a mortgage rate now — or wait for further falls?
The author has been on a tracker mortgage, which has resulted in decreasing payments as rates have fallen. However, they are unsure whether to fix the rate now or wait for further potential decreases. Market experts expect the base rate to settle at about 3.75% in 2026, but mortgage rates are not likely to fall much below the mid-4s due to lenders' margins. It is suggested to consider locking in c... more
Aug 25, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today for August 25, 2025: Rates shouldn't move much in 2025
The article provides information on current mortgage rates, including the decrease in rates for the 30-year and 15-year fixed mortgages. It also discusses different mortgage options, such as ARM rates, VA rates, and refinancing rates. Additionally, the article highlights factors to consider when choosing between a 15-year and 30-year mortgage, as well as the benefits of adjustable-rate mortgages a... more
Aug 24, 2025 1:23 PM
— Mortgage Rates
Mortgage and refinance interest rates today, August 24, 2025: Rates have dropped over the last month
Mortgage interest rates have fallen by a few basis points since last month. The rates provided by Zillow for today include a 30-year fixed rate of 6.53% and a 15-year fixed rate of 5.67%. Refinance rates are higher than rates when you buy a house. The difference in monthly payments and interest paid over the life of a loan can vary significantly between 15-year and 30-year mortgages. Fixed-rate mo... more
Aug 23, 2025 3:28 AM
— Mortgage Rates
Mortgage rates rise slightly, still near lowest levels in 10 months
Mortgage rates have reached their lowest levels in nearly a year, with a 30-year fixed mortgage rate at 6.61 percent. Despite this drop, affordability remains a challenge for many buyers due to the high median home prices. The Federal Reserve's decision to leave the federal funds rate unchanged has not necessarily impacted mortgage rates, as they are more influenced by investor appetite for 10-yea... more
Aug 22, 2025 12:23 PM
— Mortgage Rates
Mortgage rates hit year-to-date lows after Powell comments
Jerome Powell's speech at the Jackson Hole Economic Summit suggested that the labor market is more important than inflation, leading to fresh new year-to-date lows in mortgage rates. Despite bond yields increasing, mortgage spreads have kept rates low. Powell's prioritization of labor over inflation has stirred cautious optimism for the housing market.
DISCLAIMER: mortgage-rates.ai is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. mortgage-rates.ai is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.