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News for: Mortgage Rates
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Jun 13, 2025 9:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, June 13, 2025: Rates inch down
Mortgage rates were virtually unchanged this week, with the 30-year fixed interest rate at 6.84% and the 15-year fixed rate at 5.97%. Some uncertainty surrounds the Federal Reserve's upcoming meeting, where they are expected to keep short-term interest rates unchanged. The article also discusses how mortgage rates impact monthly payments, the difference between fixed and adjustable-rate mortgages,... more
Jun 13, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, June 13, 2025: Rates inch down — but just barely
Mortgage rates remained steady, with the 30-year fixed rate at 6.84% and the 15-year fixed rate at 5.97%. President Trump expressed dissatisfaction with the Federal Reserve maintaining current rates. Refinance rates are slightly higher than purchase rates, with the 30-year fixed refinancing at 6.81%. Mortgage rates are expected to remain stable through the third quarter of 2025.
Jun 12, 2025 1:01 PM
— Mortgage Rates
Lowest Mortgage Rates in More Than a Month
Mortgage rates are currently slightly lower, with today's average rate being the lowest in just over a month. The decrease in rates is due to the underlying bond market's response to recent economic data, leading to speculation about a potential rate cut by the Fed. However, even if the Fed were to cut rates, it may not necessarily translate to lower mortgage rates as they are based on longer-dura... more
Jun 12, 2025 1:01 PM
— Mortgage Rates
Mortgage rates are stuck in a rut. What could break them out?
Leading fixed mortgage rates have remained stable for the past three months, with potential for change depending on catalysts like trade breakthroughs, inflation, war, or deficit panic. While the market is currently quiet, there was a slight drop in the lowest insured 10-year fixed rate. Despite warnings of a bond market collapse, it is rare for a 10-year fixed mortgage to save more money than a s... more
Jun 12, 2025 9:55 AM
— Mortgage Rates
Mortgage rates move lower for second week: Freddie Mac
Mortgage rates have remained steady in the low 6.8% range for the past two months after a slight increase in mid-April. The top five banks had a significant wholesale volume at the end of the first quarter. A settlement between two parties involved in a complaint was not detailed, with one party seeking damages. A non-bank lender is noted for offering flexible underwriting and faster origination t... more
Jun 12, 2025 9:04 AM
— Mortgage Rates
Average long-term US mortgage rate ticks down to 6.84% this week, a second straight small decline
The average rate on a 30-year U.S. mortgage decreased slightly for the second consecutive week, but remains at 6.84%. Mortgage rates are influenced by various factors, with the 10-year Treasury yield being a key guide for lenders. Rising mortgage rates have led to a slowdown in home sales, with pending home sales falling. Economists expect mortgage rates to remain stable in the near future. Other ... more
Jun 12, 2025 9:00 AM
— Mortgage Rates
Mortgage rates under 7% as housing leans into buyer's market
US mortgage rates have slightly decreased but are still above 7%, making affordability challenging for many people. However, there is evidence of an improving buyer's market, with fewer homes selling above asking price. Buyers may have more negotiating power. While there is speculation about the Fed potentially cutting interest rates, mortgage rates are currently not directly affected. Buyers are ... more
Jun 12, 2025 9:00 AM
— Mortgage Rates
When will mortgage rates go down? The outlook as rates gradually inch lower.
Mortgage interest rates have decreased slightly according to Freddie Mac, but not significantly enough to make a big impact on potential home buyers. The 30-year fixed-rate mortgage is at 6.84% and the 15-year fixed-rate mortgage is at 5.97%. However, with various financial factors at play, including inflation and tariffs, waiting for significant rate drops may not be fruitful. It is advised to fo... more
Jun 12, 2025 9:00 AM
— Mortgage Rates
Mortgage rates hold steady for another week
Mortgage rates remained stable this week, with the average 30-year rate at 6.84% and the 15-year rate at 5.97%. Despite little movement in rates, an increase in inventory and slower house price growth are seen as positive signs. Traders are expecting a Fed rate cut later this year, which could influence mortgage rates. Mortgage applications for home purchases and refinancing have increased, partly... more
Jun 12, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, June 12, 2025: Decreases following favorable inflation report
Mortgage interest rates have dropped following a positive inflation report, with the average 30-year fixed rate at 6.76% and the 15-year rate at 5.96%. The Federal Reserve may delay rate cuts until September due to inflation remaining low. Mortgage rates are waiting for a significant reason to move up or down. Different types of mortgage rates are outlined, such as fixed and adjustable rates, with... more
Jun 11, 2025 2:03 PM
— Mortgage Rates
Mortgage applications rise for first time in a month
Mortgage applications increased last week, providing hope for the real estate market. The average 30-year fixed-rate mortgage rose slightly to 6.86%. An index of applications for home purchases and refinancing both showed significant increases. The Mortgage Bankers Association reported a drop in their measure of refinancing. The Consumer Financial Protection Bureau identified five rules to review ... more
Jun 11, 2025 10:00 AM
— Mortgage Rates
Mortgage Rates Dip Again: Is Now the Time to Lock in Your Loan?
Mortgage rates have continued to decrease, with the national average for a 30-year fixed mortgage falling to 6.93%. This offers a good opportunity for homebuyers and those looking to refinance to lock in lower monthly payments. Rates are down 3 basis points from the previous day and have been declining throughout the week. Understanding these rate shifts is crucial for making wise financial decisi... more
Jun 11, 2025 7:01 AM
— Mortgage Rates
30-Year Mortgage Rates Ease Lower - June 10, 2025
After rising for two days, 30-year mortgage rates fell to a 7.00% average, along with declines in rates for other mortgage types. Rates vary widely across lenders, so it's important to shop around. Freddie Mac provides a weekly average of rates, which was 6.85% last week. The Fed's bond-buying policy and rate adjustments have influenced mortgage rates over the past few years.
Jun 11, 2025 4:00 AM
— Mortgage Rates
Mortgage demand rises to the highest level in over a month, after holiday adjustment
Mortgage interest rates remained relatively stable last week, but there was an increase in both homebuyers and those looking to refinance. Total mortgage application volume rose by 12.5%. Rates for 30-year fixed-rate mortgages slightly increased, while rates for 15-year fixed loans and FHA loans decreased. Applications for refinancing and home purchases both saw significant increases compared to t... more
Jun 11, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, June 11, 2025: Most rates lower as Fed meeting countdown begins
The article discusses how mortgage interest rates have slightly decreased, with various types of mortgages having different rates. It also explores the pros and cons of different mortgage options like 30-year fixed, 15-year fixed, and adjustable-rate mortgages. Additionally, it provides information on factors impacting mortgage rates, the potential future of mortgage rates, and considerations for ... more
Jun 10, 2025 1:00 PM
— Mortgage Rates
Mortgage Rates Inch Slightly Lower
Mortgage rates have been relatively stable with a small drop in the top tier 30-year fixed rate for lenders. The upcoming release of the Consumer Price Index (CPI) may potentially impact mortgage rates, but the market is currently waiting to see the effects of tariffs and trade deals before drawing any firm conclusions on inflation.
Jun 10, 2025 12:09 PM
— Mortgage Rates
Mortgage credit offerings at loosest in over two years
Mortgage credit has become the loosest in over two-and-a-half years due to increased loan products in anticipation of the annual home purchase season. The average 30-year fixed-rate mortgage rose slightly to 6.86% last week, and there is a growing supply of unsold inventory putting pressure on prices.
Jun 10, 2025 4:00 AM
— Mortgage Rates
Rates Hold Steady Just Below 7%: Today's Mortgage Interest Rates for June 9, 2025
Mortgage rates are currently at 6.87% for a 30-year fixed mortgage and 6.09% for a 15-year fixed mortgage. The Federal Reserve is holding interest rates steady due to economic uncertainty. If President Trump eases tariff measures or labor market worsens, the Fed may cut rates. Bond yields, inflation, labor data, and global factors impact mortgage rates. Fixed-rate mortgages are stable, while adjus... more
Jun 10, 2025 3:00 AM
— Mortgage Rates
30-Year Mortgage Rates Shoot Up - June 9, 2025
After dropping almost a quarter percentage point over two weeks, rates on new 30-year mortgages have now returned to 7% territory, jumping Friday to a 7.02% average. Rates for many other mortgage types also saw increases. The trigger for the increase was a better-than-expected jobs report released that morning, causing bond prices to drop and mortgage rates to increase. Freddie Mac's average for 3... more
Jun 10, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, June 10, 2025: Rates slip ever so slightly lower
Mortgage interest rates have recently decreased, with the 30-year fixed rate at 6.83% and the 15-year fixed rate at 6.06%. The bond market yields fell due to various factors, motivating new positions in bonds, causing the 10-year Treasury to fall. Rates for mortgage refinancing may be higher than purchase rates. Economists do not expect drastic mortgage rate drops before the end of 2025. Refinanci... more
Jun 9, 2025 12:50 PM
— Mortgage Rates
Mortgage Rates a Hair Lower to Start The Week
Despite a rate spike on Friday, mortgage rates did not see additional momentum at the start of the new week. Rates showed a modest bounce at slightly higher levels, with a 0.02% improvement in the 30yr fixed rate index. Afternoon headlines on trade talks with China caused bonds to lose ground, but the losses were not significant enough to impact mortgage rates.
Jun 9, 2025 4:10 AM
— Mortgage Rates
Rates down: Will they keep falling? - Today's mortgage and refinance rates for June 9, 2025
Mortgage rates decreased across all terms compared to the previous week due to data showing slowing job growth. The Federal Reserve is not expected to slash rates at the upcoming meeting. Average rates for 30-year fixed, 15-year fixed, 5/1 ARMs, and jumbo loans are provided. Concerns about the economic effects of tariffs and the tax bill could impact mortgage rates in the future.
Jun 9, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today for June 9, 2025: Steady on the 30-year, slightly lower on the 15-year
The article provides information about current mortgage interest rates as of June 9, 2025, which are unchanged on the long term and slightly lower on the short term. It discusses how mortgage rates have been influenced by bond market sell-off trends and provides various mortgage rates for different terms like fixed and adjustable rates, as well as for refinancing options. Additionally, it mentions... more
Jun 8, 2025 4:00 AM
— Mortgage Rates
HELOC rates today, June 8, 2025: Interest rates on home equity lines of credit sharply higher
The article discussing HELOC rates on Sunday, June 8, 2025, is no longer accessible on the provided webpage.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.