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News for: Mortgage Rates
Showing 601 - 624 of 786 results
Jun 8, 2025 3:01 AM
— Mortgage Rates
Mortgage and refinance interest rates today, June 7, 2025: Unchanged, and that's a good thing
The article discusses the current unchanged mortgage rates, along with the slight rise in bond market yields due to a solid jobs report. It provides insight into various mortgage rates, including national averages for different types of mortgages such as fixed and adjustable-rate mortgages. The pros and cons of 30-year fixed-rate mortgages, 15-year fixed-rate mortgages, and adjustable-rate mortgag... more
Jun 8, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, June 8, 2025: A sharp turn higher
Mortgage rates are currently on the rise, with average 30-year fixed rates at 6.85% and 15-year fixed rates at 6.16%. The Mortgage Bankers Association predicts these rates to remain mostly unchanged through the year. When considering mortgage options, factors like term length, interest rates, and your personal financial situation play a significant role. Mortgage lenders offer the lowest rates to ... more
Jun 7, 2025 9:00 AM
— Mortgage Rates
China may make a ‘retaliatory’ move that experts say will ‘hit' US homeowners 'hard.' Here's what's happening
The article discusses the impact of the sell-off of U.S. Treasury bonds and mortgage-backed securities due to the trade war between the U.S. and China on mortgage rates. It explains that if foreign countries like China decide to dump U.S. Treasuries and MBS in response to tariffs and trade policies, it could lead to higher mortgage rates and negatively impact the housing market. The possibility of... more
Jun 7, 2025 3:03 AM
— Mortgage Rates
Why High Mortgage Rates Mean It’s Time to Save, Not Buy
The article discusses how high mortgage rates can create an opportunity for savers by connecting mortgage rates and savings rates. It advises potential buyers to pause their home search, put money into high-yield savings accounts, and wait for better borrowing conditions. By increasing their down payment and saving for a smarter purchase down the road, consumers can benefit from higher yields on s... more
Jun 7, 2025 3:01 AM
— Mortgage Rates
Why Mortgage Rates Drop Won't Help Housing Market
Mortgage rates have dropped slightly according to Freddie Mac, but the decline has not provided much relief to homebuyers facing affordability issues due to historically high rates and rising home prices. Experts do not expect significant changes in mortgage rates this year, so potential buyers may need to focus on other factors such as rising inventory to improve their position in the market.
Jun 6, 2025 12:00 PM
— Mortgage Rates
Mortgage Rate Predictions for June: Can Rates Fall Without Fed Cuts?
Mortgage rates have been high, impacting homebuyers, and are expected to stay around 6.8% for the rest of the year. Economic uncertainty, inflation concerns, and the possibility of rising unemployment rates are all factors influencing mortgage rates. The Federal Reserve's decisions indirectly impact mortgage rates, with financial markets not expecting interest rate cuts until September at the earl... more
Jun 6, 2025 12:00 PM
— Mortgage Rates
Mortgage Rates Jump Back Toward 7% After Jobs Report
Mortgage rates have recently decreased from 7.08% to 6.87% but went back up to 6.97% due to the release of the jobs report, which was as expected. This brings rates back to a middle-of-the-road level over the past month and a half, indicating a holding pattern until significant economic changes occur.
Jun 6, 2025 11:00 AM
— Mortgage Rates
Application Demand Ebbs For Both Purchases and Refis
The Mortgage Bankers Association reported a decrease in mortgage applications and rates following a three-week increase, partly influenced by the Memorial Day holiday. Despite this, purchase demand remains strong compared to last year, with FHA activity experiencing a modest rise. Refinance activity has decreased, with borrowers possibly waiting for better rates. The average refinance loan size ha... more
Jun 6, 2025 7:00 AM
— Mortgage Rates
Jobs numbers dash hopes for rate cut, mortgage hiring rises
May's slightly stronger employment data led to a little increase in payrolls, reducing hopes for further decline in rates. Industry representatives suggest changes to requirements to aid moderate-sized companies. Home equity volume increased with homeowners opting for loans instead of buying new houses due to rising mortgage rates.
Jun 5, 2025 1:01 PM
— Mortgage Rates
Mortgage Rates Little Changed, But Friday Could See a Bigger Move
Mortgage rates started the day unchanged but slightly increased in the afternoon due to the bond market weakening. Different factors contributed to this, including the reaction to the European Central Bank's policy announcement and headlines about a potential improvement in trade relations between the US and China. Tomorrow's big jobs report could cause significant volatility in rates depending on... more
Jun 5, 2025 12:00 PM
— Mortgage Rates
Average mortgage rate falls for first time in a month
The average rate on a 30-year mortgage in the U.S. fell slightly this week, but borrowing costs for homebuyers are still elevated. Mortgage rates are influenced by various factors, including the Federal Reserve's interest rate policy decisions and bond market trends. The 10-year Treasury yield is a key factor used by lenders to price home loans. High mortgage rates have reduced purchasing power fo... more
Jun 5, 2025 11:16 AM
— Mortgage Rates
Mortgage rates drop for first time in weeks, still hover near 7%
UBS Global Wealth Management portfolio manager Angie Newman discusses market reaction amid trade tensions and advises clients and investors. Mortgage rates declined for the first time in weeks, hovering near 7%. The average rate on the 30-year fixed mortgage decreased to 6.85% from the previous week's 6.89%. Potential homebuyers are benefiting from the lower rates as inventory improves and house p... more
Jun 5, 2025 10:17 AM
— Mortgage Rates
Mortgage rates move lower for first time in four weeks
Mortgage rates have decreased for the first time in four weeks as the 10-year Treasury yield had a volatile week. Economic news, including a GDP contraction, contributed to this trend. The 30-year fixed rate mortgage is currently 14 basis points lower than it was last year. Loan originators discuss their success in maintaining deals amid market fluctuations.
Jun 5, 2025 9:00 AM
— Mortgage Rates
Mortgage rates ease for the first time in a month
Mortgage rates fell slightly this week as Treasury yields also dropped. The rates have been relatively high, leading to a decrease in mortgage application activity. 10-year Treasury yields went down after economic data showed weakness in the service sector and private job creation. Expectations of a possible Federal Reserve rate cut in September have influenced the discussion surrounding mortgage ... more
Jun 5, 2025 3:21 AM
— Mortgage Rates
Mortgage and refinance interest rates today, June 5, 2025: Bond rally sparks lower mortgage rates
The article discusses the current mortgage interest rates, including the national averages for 30-year fixed, 20-year fixed, 15-year fixed, and ARM rates, according to Zillow data. It explains the differences between fixed-rate and adjustable-rate mortgages, as well as factors that impact mortgage rates such as economic conditions. It also mentions the best mortgage lenders for lowest rates, the i... more
Jun 4, 2025 3:00 PM
— Mortgage Rates
When will mortgage rates go down to 5%?
The article discusses the likelihood of mortgage rates falling into the 5% range due to possible economic triggers, such as a recession. It explains that the Federal Reserve's rate cuts do not directly correlate with lower mortgage rates. Realtor.com's chief economist, Danielle Hale, mentions that lower mortgage rates could attract both buyers and sellers back into the market, potentially causing ... more
Jun 4, 2025 2:23 PM
— Mortgage Rates
Biggest Daily Drop For Mortgage Rates in Over a Month
Mortgage rates have dropped, with the average lender now offering rates that are about an eighth of a percent lower in just over a week. Today's average top tier 30yr fixed rate is down to 6.87% from 6.96% yesterday, marking the best single day drop since mid April. Economic data, particularly concerning the labor market and service sector, are influencing these rate changes.
Jun 4, 2025 2:00 PM
— Mortgage Rates
Mortgage rates dip again, still near 7%
The article discusses the current mortgage rates, the factors influencing them, and the impact of inflation on mortgage rates. It also mentions that mortgage rates are likely to stay in the 6.5 percent to 7 percent range for the near future.
Jun 4, 2025 8:23 AM
— Mortgage Rates
Will mortgage rates fall after the Fed's June meeting?
The article discusses the current interest rate climate in 2025, with inflation declining and potential relief from high mortgage rates. It explains that mortgage rates don't directly correlate with Federal Reserve policy changes but track closer to the 10-year Treasury yield. Experts predict that rates will likely stay in the mid-to-upper 6% range through mid-2025, despite potential Fed rate cuts... more
Jun 4, 2025 8:22 AM
— Mortgage Rates
Understanding Today’s Mortgage Rates: Is 3% Coming Back?
The article discusses how buyers are waiting for mortgage rates to come down to historic lows of 3%, but experts believe rates will settle in the mid-6% range by the end of the year. It emphasizes the importance of not waiting indefinitely for lower rates and instead working with real estate agents and lenders to navigate the current market.
Jun 4, 2025 6:00 AM
— Mortgage Rates
One year of mortgage rates: See how often they change
Mortgage rates fluctuate daily and are influenced by market conditions, with the most movement seen on Wednesdays and Fridays. The rates are impacted by various factors including the federal funds rate and the 10-year Treasury yield. Other factors affecting mortgage rates include credit score, down payment amount, loan term, and type of loan. Locking in a mortgage rate for 30 to 60 days can help s... more
Jun 4, 2025 4:00 AM
— Mortgage Rates
Mortgage demand drops for the third straight week, even as interest rates ease
Mortgage rates fell slightly last week, but mortgage demand dropped. Refinance activity declined while applications to purchase a home also fell. However, purchase demand was higher than last year due to increased supply in the housing market. Mortgage rates have been relatively stable for the past two months.
Jun 4, 2025 3:03 AM
— Mortgage Rates
Mortgage Rate News
Bankrate's experts provide the latest mortgage news, rates, and insights supported by data and personal experience.
Jun 4, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, June 4, 2025: Rates drop across the board
Mortgage interest rates have decreased, with the 30-year fixed rate falling to 6.79%, the 20-year fixed rate to 6.46%, and the 15-year mortgage rate to 5.94%. The lower rates are attributed to bond yields dropping since May. Mortgage refinance rates are typically higher than rates for buying a house. The advantages and disadvantages of different loan terms like 30-year fixed, 15-year fixed, and ad... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.