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News for: Housing Market
Showing 49 - 72 of 462 results
Jan 12, 2026 9:30 AM
— Housing Market
'Something big' just happened in the U.S. housing market, real estate CEO says
During the pandemic-era housing market, homebuyers enjoyed low mortgage rates, but now rates have risen. More homeowners have rates higher than 6%, reducing the lock-in effect. This may lead to more inventory as owners feel comfortable selling. However, many homes are unaffordable due to high prices and mortgage rates, causing aspiring homeowners to give up. Mortgage rates are unlikely to drop sig... more
Jan 12, 2026 6:32 AM
— Housing Market
More ‘For Sale’ Signs Sparks Cautious Optimism for Existing-Home Sales in 2026
The article discusses the current state of the housing market, highlighting factors both positively and negatively impacting sales activity. It mentions that affordability is improving, inventory is on the rise, and demographic trends are driving demand. However, the lock-in effect of low mortgage rates and uncertainty around the economy are constraints. It concludes that a gradual thaw in the mar... more
Jan 12, 2026 4:32 AM
— Housing Market
The 2–4% mortgage trap is freezing housing: Defeasance may be the way out
The U.S. housing market has a lack of sellers due to homeowners holding mortgages with low interest rates from 2020-2022. Defeasance, a concept from commercial real estate finance, offers a potential solution by substituting the loan's payment stream with highly secure assets. This could help homeowners unlock equity trapped within their mortgages and encourage more mobility in the housing market.
Jan 11, 2026 12:32 PM
— Housing Market
The impact of lower mortgage rates on housing inventory
The U.S. housing inventory growth has slowed to 9.99% year-over-year with mortgage rates near 6%. Price cuts have increased to 34.7% and new listings are below normal, indicating a shift in supply and demand dynamics in the housing market.
Jan 11, 2026 7:32 AM
— Housing Market
Real Estate Newsletter Articles this Week:Housing Starts Decreased to 1.246 million Annual Rate
The Calculated Risk Real Estate Newsletter for the week includes information on housing starts decreasing, the 'home ATM' mostly closing in Q3, updates on local housing markets in December, declining asking rents, and analysis on the housing bubble and mortgage debt as a percent of GDP.
Jan 10, 2026 2:32 PM
— Housing Market
Schedule for Week of January 11, 2026
Key economic reports scheduled for release this week include December CPI, Existing Home Sales, November Retail Sales, New Home Sales for September and October, December Industrial Production report, and January New York and Philly Fed manufacturing surveys.
Jan 10, 2026 12:32 PM
— Housing Market
Jan. 10: What keeps the California MBA up at night; economic news originators should know about
Lotus Bakeries, the company responsible for Biscoff cookies, has seen revenue over $700 million. Meanwhile, President Trump posted jobs data early, revealing slower employment growth but a decline in unemployment rate. Trump's actions to push down mortgage rates may have only a modest impact and could worsen inventory shortages. the National Association of Local Housing Finance Agencies has releas... more
Jan 9, 2026 10:32 PM
— Housing Market
MCT: December Sees Monthly Decline in Mortgage Lock Activity
Mortgage Capital Trading reported that total lock volume decreased by 18.74% month-over-month in December, with borrowers being cautious due to uncertainty after the government shutdown and challenging rate environment. Purchase lock volume, rate-and-term refinance lock volume, and cash-out refinance lock volume all experienced decreases. Despite the drop in December, volume was higher compared to... more
Jan 9, 2026 6:32 PM
— Housing Market
Advocacy Update: MBA Shares Housing Affordability Recommendations to Trump Administration Ahead of Upcoming Announcement
President Donald Trump is planning to announce housing affordability policy actions, including banning large institutional investors from buying single-family homes. In addition, the White House is drafting an executive order to allow people to use retirement and college savings for down payments. Trump also instructed the GSEs to buy $200 billion in mortgage bonds to lower mortgage rates. The Mor... more
Jan 9, 2026 1:32 PM
— Housing Market
WSJ: DOJ leadership halted antitrust review of Compass–Anywhere deal
DOJ senior officials allowed the Compass-Anywhere merger to close despite antitrust staff wanting further investigation, leading to warnings of market concentration. Many were surprised by the quick closure of the merger, with news outlets reporting that antitrust regulators were blocked from a deeper investigation by higher-ups in the Justice Department.
Jan 9, 2026 12:30 PM
— Housing Market
PHH Webinar Series; Agencies to Buy One Month's Worth of Production - Similar to 2020; In-Person Events for 2026
The article discusses how the affordability issue in the housing market is affected by insurance costs and mentions Trump's order to buy $200 billion in mortgage bonds to lower housing costs. It also touches on upcoming mortgage-related events such as conferences and webinars.
Jan 9, 2026 11:22 AM
— Housing Market
Monthly housing payments hit two-year low as mortgage rates slide
U.S. housing payments have dropped to their lowest level in two years due to a decline in mortgage rates, but this hasn't led to a significant increase in homebuyer activity. Pending home sales have decreased, possibly affected by a holiday lull and winter weather. Despite lower mortgage rates, new listings are down, keeping supply tight. However, real estate professionals are seeing early signs o... more
Jan 9, 2026 9:32 AM
— Housing Market
Why the fix-and-flip sector is poised for a breakout in 2026
The fix-and-flip sector, where investors rehabilitate residential properties, is expected to see growth in 2026 due to factors like improving capital availability, interest rate easing, potential inventory growth, and cost efficiencies. The industry is becoming more mainstream, with more accessible capital drawing new participants and housing inventory beginning to loosen. Renovation projects are ... more
Jan 9, 2026 6:32 AM
— Housing Market
Compass closes $1.6B Anywhere merger, forms industry giant
Compass and Anywhere have closed their $1.6B merger ahead of schedule after shareholder approval, creating a new real estate industry giant. Trump instructed GSEs to buy $200 billion in mortgage-backed securities to lower rates.
Jan 8, 2026 7:32 PM
— Housing Market
Compass-Anywhere merger forces brokers to adjust competitive playbooks
The Compass-Anywhere merger, which was initially expected to close in the summer or fall of 2026, may now close as soon as Friday. This merger will give the combined firm over 50% market share in several metropolitan areas across the U.S. Shareholders at both companies have already approved the merger, and upon closing, Compass will have about 340,000 real estate professionals across the U.S. and ... more
Jan 8, 2026 5:32 PM
— Housing Market
Friday: Employment Report, Housing Starts, Flow of Funds
On Friday, there will be various economic reports released including the Employment Report for December, Housing Starts for September and October, University of Michigan's Consumer sentiment index for January, and the Q3 Flow of Funds Accounts of the United States.
Jan 8, 2026 4:30 PM
— Housing Market
Trump says he wants government to buy $200 billion in mortgage bonds in a push to bring down mortgage rates
President Trump announced a plan to direct the federal government to buy $200 billion in mortgage bonds to reduce mortgage rates and make homeownership more affordable. This move is in response to concerns about rising home prices and housing affordability. The plan involves Fannie Mae and Freddie Mac using their cash reserves to make the purchases. While the plan could temporarily lower mortgage ... more
Jan 8, 2026 2:32 PM
— Housing Market
Trump’s plan to ban institutional homebuyers faces high hurdles, limited impact
President Trump's plan to ban large institutional homebuyers is not expected to have a significant impact on the housing market in the short term due to legislative barriers. Analysts are skeptical of the proposal and believe it will not change housing market forecasts or affordability for the time being. Finance of America hires a new CMO to focus on home equity products for seniors, and the Dece... more
Jan 8, 2026 2:16 PM
— Housing Market
Trump vows to slash mortgage rates, revive 'American Dream' after Biden housing failures
President Donald Trump announced a $200 billion mortgage bond purchase plan to lower rates, blaming the Biden Administration for a broken economy. He emphasized restoring the American Dream and highlighted past decisions regarding key housing institutions. Trump also proposed banning large institutional investors from purchasing single-family homes and criticized a top housing official in New York... more
Jan 8, 2026 10:30 AM
— Housing Market
Americans flee mortgage market despite lower rates as lenders tighten grip on credit nationwide
Despite lower mortgage rates, fewer Americans are applying for mortgages, as lending standards tighten and high prices and financial pressures outweigh rate relief. Mortgage applications fell by 9.7% from two weeks earlier, marking a new low. It's getting harder to secure a mortgage even for qualified borrowers, with credit availability at its lowest level in three months. Home prices are expected... more
Jan 8, 2026 9:31 AM
— Housing Market
Google appears to pull embedded home listings from mobile search results
Google's experiment with embedding home listings in mobile search has been halted due to licensing disputes with MLSs. Listings in cities like Chicago, Denver, and Los Angeles have been removed. The search results were powered by a partnership between Google and HouseCanary's ComeHome subsidiary.
Jan 8, 2026 6:32 AM
— Housing Market
First-Time Home Buyer Advice and Preparation for 2026
Experts advise potential home buyers to prepare themselves by organizing their finances, evaluating their budget, and understanding current market conditions in order to make informed decisions in purchasing a property. Recommendations include starting the home buying process in the first quarter when competition is lower, but prices may be more affordable, and utilizing the expertise of real esta... more
Jan 8, 2026 4:31 AM
— Housing Market
CoStar forecasts Homes.com profitability in 2030
CoStar Group projects significant revenue growth and stock buyback in 2026 while reducing investment in Homes.com. The company's financial initiatives for the year include a focus on capital allocation and governance following a leadership shakeup.
Jan 7, 2026 4:31 PM
— Housing Market
Trump’s proposed institutional investor ban for single-family homes sparks debate
President Donald Trump announced plans to ban large institutional investors from buying more single-family homes, leading to mixed reactions within the housing industry. Some feel that private capital plays a crucial role in increasing housing supply, while others believe the ban could help alleviate the affordability crisis. Experts like Rick Sharga argue that the root cause of affordability issu... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.