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News for: Housing Market
Showing 49 - 72 of 306 results
Nov 17, 2025 1:30 PM
— Housing Market
Despite economic uncertainty, weekly housing demand up double digits over 2024
Weekly pending home sales increased 15.36% year over year and purchase applications rose 31%, supported by mortgage rates under 6.64% for 15 weeks.
Nov 17, 2025 10:30 AM
— Housing Market
The Housing Market Is Turning a Corner Going into 2026
The housing market is showing signs of recovery, with sellers reappearing, buyers re-engaging, and mortgage rates trending down. Lower rates are allowing homebuyers to afford more, leading to increased buyer activity. The market is approaching more normal inventory levels, giving buyers more options. Economists forecast moderate sales growth in 2026.
Nov 17, 2025 6:17 AM
— Housing Market
October New Home Purchase Mortgage Applications Decrease 2.6%
The Mortgage Bankers Association's Builder Application Survey for October 2025 shows a decrease in mortgage applications for new home purchases compared to the previous year. Lower mortgage rates and increased usage of ARM loans contributed to an increase in new home sales, with the average loan size also slightly increasing. The data reflects a positive trend in the housing market.
Nov 17, 2025 6:16 AM
— Housing Market
Mortgage Delinquencies Increase in the Third Quarter of 2025
MBA's Third Quarter of 2025 National Delinquency Survey results were not impacted by the ending of COVID-era FHA loss mitigation options and the recent government shutdown, but these events may affect future quarters according to Walsh.
Nov 17, 2025 5:31 AM
— Housing Market
Housing Market Set for 2026 Comeback
NAR economists predict a 14% increase in home sales for 2026, with new-home sales projected to rise 5%. Despite uneven market conditions, rising sales will not lead to declining prices. Mortgage rates are currently around 6.24% and expected to average around 6% in 2026, providing a modest decline to improve affordability. First-time home buyers face obstacles like high rent and student loan debt w... more
Nov 15, 2025 4:30 AM
— Housing Market
Trump blames 'Too Late Powell' for a housing crisis—but top analysts say low rates 'snapped the trap shut' on Millennial and Gen Z homeowners in the first place
The article discusses how the Federal Reserve's actions, particularly regarding interest rates, impact the housing market. It explains how the Fed's past and current policies have affected mortgage rates and housing affordability, with experts stating that lower rates alone may not solve the issue of unaffordability due to various factors such as limited housing stock, tight lending conditions, an... more
Nov 14, 2025 11:31 AM
— Housing Market
Fitch flags cooling housing market through 2027
The U.S. residential housing economy growth is expected to slow down this year due to various factors including higher tariffs on builder supplies, labor issues, and weaker sentiment in the sector. Two government-sponsored enterprises are considering expanding mortgage transfers. Foreclosures have increased for the eighth consecutive month, refinancing has increased as rates eased, and rising deli... more
Nov 14, 2025 7:30 AM
— Housing Market
Mortgage rates tick higher for second straight week
Federal housing official Bill Pulte suggested 'portable mortgages' to boost the declining housing market. Mortgage rates increased slightly for the second consecutive week, with the 30-year fixed rate rising to 6.24%. The 10-year Treasury yield remained stable at around 4.11%. The 15-year fixed mortgage rate decreased to 5.49%. Challenges persist in the housing market due to the slow recovery post... more
Nov 13, 2025 12:30 PM
— Housing Market
Trump administration is 'evaluating' portable mortgages. What that means for homeowners.
A portable mortgage allows you to keep your existing loan terms and interest rate when buying a new house, instead of getting a new loan with a potentially higher interest rate. Portable mortgages are currently available in Canada and the United Kingdom, where borrowers typically have shorter loan terms. In the U.S., the housing industry structure does not currently allow for portable mortgages du... more
Nov 13, 2025 6:30 AM
— Housing Market
The Job Hunt Feels Broken. These 6 Charts Show It’s Not Just You
The job market has split into two worlds - one for the employed where the risk of losing a job remains low, and one for the unemployed where job searches are dragging on. Hiring is sharply falling compared to the increase in unemployment. Workers are facing longer job searches with small business owners struggling. The current economic environment is described as a 'jobless boom' where companies a... more
Nov 13, 2025 5:31 AM
— Housing Market
Car Repossessions Are Up 43%. Here’s What To Do if It Happens to You |
The article discusses the emotions following a car repossession, the rise in repossessions leading up to the current economy, steps to take after a repossession, and considerations for insurance, license plates, tax requirements, and rebuilding financially and emotionally. It emphasizes the importance of taking swift action, working with a credit counselor, and carefully considering financial deci... more
Nov 13, 2025 2:30 AM
— Housing Market
The Trump administration is ‘actively evaluating’ portable mortgages. What you need to know
The Fear & Greed Index is a tool used by investors to gauge the sentiment in the market. It calculates a score based on various indicators like stock price strength, market momentum, and market volatility to determine whether investors are feeling more fearful or greedy.
Nov 12, 2025 3:30 PM
— Housing Market
3 questions about Trump's 50-year mortgage plan
The Trump administration is proposing a 50-year mortgage option to help prospective buyers get into a home, although there is skepticism about the idea due to concerns about higher interest payments and the prolonged time to build equity. Critics worry that the plan will benefit lenders more than buyers and question if it will gain traction among borrowers. There are concerns about the potential l... more
Nov 12, 2025 4:30 AM
— Housing Market
White House officials unhappy about 50-year mortgage idea released by top housing official, sources say
There was a proposal for a 50-year mortgage that was not fully vetted by top Trump administration officials. The idea was floated by federal housing official Bill Pulte and was approved by President Trump, despite some officials expressing frustration. The Trump administration has been working on other ideas to promote housing affordability as well, but no final decisions have been made on longer-... more
Nov 12, 2025 4:30 AM
— Housing Market
The 50-year mortgage would cost you nearly $400k more than the standard, AP analysis says
The White House is considering backing a 50-year mortgage to address home affordability, but it has faced criticism for not addressing core housing market issues. Extending the mortgage term would lower monthly payments but significantly increase the amount of interest paid and slow equity accumulation. Analysts believe that introducing a 50-year mortgage could worsen home price inflation due to i... more
Nov 11, 2025 4:31 AM
— Housing Market
Why Trump's push for a 50-year mortgage could backfire
President Trump has suggested a 50-year fixed-rate mortgage to boost the US housing market, aiming to make home ownership more accessible by spreading out payment periods and reducing monthly installments. However, economists are skeptical, stating that longer mortgages are riskier and may lead to a potential increase in home prices, ultimately affecting wealth accumulation for homeowners. They ar... more
Nov 10, 2025 7:32 PM
— Housing Market
1st Look at Local Housing Markets in October
The article discusses the first look at local housing markets in October, as featured in the Calculated Risk Real Estate Newsletter.
Nov 9, 2025 11:19 AM
— Housing Market
Donald Trump's 50-year mortgage proposal. What to know about long-term loans.
President Trump proposed the idea of 50-year mortgages, which faced criticism from various leaders and researchers. While a longer mortgage term can lower monthly payments, it could lead to higher interest rates and less equity accrued. Research shows that having equity in a home is crucial to prevent defaults, especially during times of economic downturn. Ultimately, the housing affordability cri... more
Nov 8, 2025 4:35 AM
— Housing Market
Pulte suggests new Fannie Mae, Freddie Mac business deals
Bill Pulte sees potential partnerships emerging with government-sponsored enterprises to increase profits. President Trump urges Fannie Mae and Freddie Mac to assist in lower-cost home creation and help with vacant lots. The head of the oversight agency is implementing changes and urging investors to review risk factors.
Nov 5, 2025 5:52 AM
— Housing Market
Fannie Mae, Freddie Mac housing goals need revisions: MBA
The Mortgage Bankers Association supports the reduction of low-income single-family finance goals for Fannie Mae and Freddie Mac. The number of qualified refinance candidates has increased as mortgage rates ease. There is consideration of introducing a 50-year fixed-rate mortgage. The debate on who should be the MBS buyer of last resort is ongoing.
Nov 5, 2025 4:31 AM
— Housing Market
How Mamdani's win is roiling New York's real estate market
Zohran Mamdani is causing disruptions in New York's real estate market. Two major companies, Compass Inc. and Zillow Inc., are involved in a legal battle that could impact how homes are marketed and sold. Despite international hesitancy, interest in investment properties in the U.S. remains strong. Mortgage rates have remained relatively stable, with predictions that they will stay within a narrow... more
Nov 5, 2025 3:06 AM
— Housing Market
First-time Homebuyers Keep Getting Older, And That Means They're Missing Out
The median age of first-time homebuyers has risen to 40, the highest ever recorded. This is due to high home prices, lack of affordable inventory, and the shift of builders towards higher-priced new homes. Many young adults are delaying home purchases due to soaring prices and entry-level homes scarcity. Millennials and younger generations value homeownership but are hindered by affordability chal... more
Nov 4, 2025 9:59 AM
— Housing Market
Prospects for Improving Housing Affordability
There is growing concern about the affordability of homeownership in the U.S., especially for first-time homebuyers. The rise in house prices during the pandemic has been followed by a steep increase in borrowing costs in 2022. Other costs like construction materials and homeowner insurance premiums have also risen. The housing market is expected to see the 30-year fixed mortgage rate fall slightl... more
Nov 3, 2025 4:34 AM
— Housing Market
MBA: Homebuyer Affordability Improved in September
In September, homebuyer affordability improved with the national median payment decreasing to $2,067 from $2,100. The Mortgage Bankers Association's index score decreased to 155.0, indicating better affordability conditions. Affordability has been improving due to lower mortgage rates and a growing housing supply. The index is expected to strengthen in 2025 and 2026 with stable mortgage rates and ... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.