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News for: Mortgage Rates
Showing 49 - 72 of 786 results
Oct 16, 2025 9:24 AM
— Mortgage Rates
Mortgage rates moved lower this week but remain stuck in a narrow range
Mortgage rates slightly decreased this week due to fresh trade tensions affecting global bond markets. The 30-year rate was at 6.27% and the 15-year rate at 5.52%. The 10-year Treasury yield, closely tracked with mortgage rates, has been volatile due to the US-China trade dispute. Economic data releases influencing mortgage rates have been delayed because of the government shutdown. Although rates... more
Oct 16, 2025 9:23 AM
— Mortgage Rates
Average long-term US mortgage rate slips to 6.27%, nearing a low for 2025
The average rate on a 30-year U.S. mortgage declined to 6.27% from 6.3% last week, just above its lowest level this year. Mortgage rates are influenced by factors such as the Federal Reserve's decisions and the bond market. Sales of previously occupied U.S. homes have been in a slump since mortgage rates began climbing from historic lows in 2022.
Oct 16, 2025 6:26 AM
— Mortgage Rates
Mortgage Apps Dip, But Demand Still Running Strong After September Surge
Mortgage application activity decreased slightly last week, with total volume falling 1.8% on a seasonally adjusted basis. Refinance activity remains high compared to the previous year, with the Refinance Index slipping 1%. Mortgage rates were mixed, with the 30-year fixed rate decreasing slightly to 6.42 percent. Purchase applications also declined but remained stronger than last year. Refinance ... more
Oct 16, 2025 6:25 AM
— Mortgage Rates
Mortgage Rates Slip to Another Multi-Week Low
Mortgage rates are currently at their lowest levels since September 17th, thanks to the improvement in bonds tied to mortgages. Even though the bond market was flat compared to yesterday, a rally in bonds late yesterday afternoon led to the lower rates today as mortgage lenders adjusted their offerings.
Oct 16, 2025 6:25 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 15, 2025: Lowest 30-year rate in more than a month
Mortgage rates have decreased today, with the 30-year fixed-rate mortgage dropping to 6.20%. The article provides information on average rates, refinance rates, advantages and disadvantages of different loan terms, such as 30-year and 15-year fixed mortgages, as well as adjustable-rate mortgages. It also emphasizes the importance of credit score and debt-to-income ratio when securing low mortgage ... more
Oct 15, 2025 6:27 AM
— Mortgage Rates
30-year mortgage rates decline - How often do rates change? | Today's mortgage and refinance rates, October 14, 2025
Average mortgage rates have been mostly lower since the Fed's September rate cut, staying above the average rate the day of the announcement. Yields on 10-Year Treasury bonds have been falling due to tension from tariffs and the government shutdown, leading to expected lower mortgage rates. Bankrate's Mortgage Rate Variability Index suggests below-average deviation in mortgage offers. Overall, 202... more
Oct 15, 2025 6:26 AM
— Mortgage Rates
Mortgage Rates Maintain Last Week's Gains
Mortgage rates dropped to their best levels since September 17th, with most lenders setting rates at multi-week lows. The range has been relatively narrow for the past 4 weeks. There were no major sources of volatility in the market, but a speech from Fed Chair Powell had the potential to cause some. The event calendar will remain quiet during the government shutdown.
Oct 15, 2025 6:24 AM
— Mortgage Rates
Why Mortgage Rates Might Not Keep Going Down
The Federal Reserve is cutting interest rates, but analysts predict that mortgage rates will remain relatively steady around 6% in 2026. Mortgage rates have fallen from their peak above 7% earlier in the year and are now at 6.3%, with expectations for them to stay at current levels due to influences from the bond market. Factors like inflation, the strength of the economy, and Fed policy impact lo... more
Oct 14, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 14, 2025: Rates drop alongside the 10-year Treasury yield
Mortgage rates across the board have decreased, with the 30-year fixed rate falling to 6.24% and the 15-year fixed rate at 5.52%. The rates follow the 10-year Treasury yield, which has been dropping lately. Refinance rates are higher than purchase rates. 15-year mortgages generally have lower rates than 30-year ones. Economists do not foresee significant decreases in mortgage rates until the end o... more
Oct 14, 2025 12:23 AM
— Mortgage Rates
Mortgage Rates Forecast 2025-2026: What It Means for Homebuyers and Investors
Experts are predicting that mortgage rates in 2025 and 2026 will remain relatively high, with small declines possible in 2026. The average rate is expected to be around 6-7% in 2025, gradually decreasing in 2026. It is recommended to lock in your rate to avoid potential delays caused by rate volatility.
Oct 13, 2025 6:23 PM
— Mortgage Rates
Report: Trump administration to lay off CDFI Fund staff
The Trump administration plans to lay off Community Development Financial Institutions Fund staff in December due to federal workforce reductions resulting from the government shutdown. The administration's budget request includes stripping the CDFI Fund's ability to allocate discretionary awards and instead proposing a Rural Financial Award Program. The future of banking may be defined by how wis... more
Oct 13, 2025 7:23 AM
— Mortgage Rates
Refinancing Surges as Mortgage Rates Dip
A small drop in mortgage rates has led to an 80% increase in refinancing activity among homeowners looking to reduce their monthly payments. Most of the recent refinances have involved loans from 2023 and 2024. If rates reach 6%, around 5.9 million homeowners could save an average of $399 per month.
Oct 13, 2025 6:23 AM
— Mortgage Rates
Mortgage Rates Today, Monday, October 13: Noticeably Lower
Mortgage rates have dropped significantly today, catching the attention of potential home buyers. Other factors such as inflation reports, job numbers, and global news can influence mortgage rates. With the upcoming CPI report delayed due to the government shutdown, the Federal Reserve's next meeting could bring changes. Refinancing may be a good option for those with rates higher than 6.64%. Cust... more
Oct 13, 2025 5:26 AM
— Mortgage Rates
Mortgage fraud risk rising as housing market struggles
Mortgage fraud risk at its highest level in over three years due to undisclosed real estate debt and transaction misrepresentations. The contract rate on a 30-year mortgage fell to 6.49% in the week ended Sept. 5, leading to a rush in refinancing but a decline in overall lock volumes. Total mortgage origination volume is forecasted to barely eclipse $2 trillion by the end of the year for the first... more
Oct 13, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today for October 13, 2025: Rates are holding steady
This article discusses the current mortgage rates provided by Zillow for different types of mortgages, such as 30-year fixed, 15-year fixed, 5/1 ARM, etc. It also mentions strategies for getting the lowest mortgage rates, refinancing rates, and the impact these rates have on monthly payments based on different loan terms. Additionally, it explains adjustable-rate mortgages, factors affecting mortg... more
Oct 13, 2025 3:23 AM
— Mortgage Rates
Mortgage rates creep back up as lenders show caution
Average mortgage rates have risen slightly for the first time in several months, with the two and five-year fixed rates standing at around 5%. This increase may disappoint borrowers as lenders approach the winter cautiously. More than 80% of mortgage customers have fixed-rate deals, and potential first-time buyers are hoping for low rates. The slight increase in rates is attributed to uncertain sw... more
Oct 12, 2025 2:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 12, 2025: Best week of the year to buy a house
Mortgage rates are down today according to Zillow, with the national average 30-year fixed rate at 6.28% and the 15-year fixed rate at 5.56%. It's considered the best week of the year to buy a house according to new data from Realtor.com. There is information provided on current mortgage rates, including refinancing rates, and the differences between fixed-rate and adjustable-rate mortgages. Advic... more
Oct 11, 2025 10:31 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 11, 2025: Rates tick down
Today's mortgage rates have slightly decreased, with the average 30-year fixed rate at 6.28% and the 15-year fixed rate at 5.56%. It's mentioned that any possible rate cuts by the Federal Reserve have already been accounted for in the current mortgage rates. The article discusses the advantages of different mortgage terms such as the 30-year fixed-rate mortgage offering lower and predictable payme... more
Oct 11, 2025 4:23 AM
— Mortgage Rates
Time to buy? 30-year mortgage rate slips back to lowest level in about a year
The average rate on a 30-year U.S. mortgage decreased slightly this week, returning to its lowest level in about a year. Factors influencing mortgage rates include the Federal Reserve's interest rate policy decisions, bond market investors' expectations, and the trajectory of the 10-year Treasury yield. Mortgage rates are expected to remain near the mid-6% range this year. Refinancing is becoming ... more
Oct 10, 2025 3:23 PM
— Mortgage Rates
Report: Mass. sees second-biggest dip in monthly mortgage payments in the U.S.
Mortgage rates in Massachusetts have dropped significantly, leading to substantial savings for homebuyers. The average APR for a 30-year fixed-rate mortgage decreased by three-quarters of a percentage point, resulting in a $210.42 drop in monthly payments and around $75,752.61 in savings over the life of the loan. Nationally, the average mortgage rate also dropped, potentially saving borrowers ove... more
Oct 10, 2025 12:23 PM
— Mortgage Rates
Mortgage Rates Lowest Since Fed Day
Mortgage rates experienced a significant decline due to unexpected news on additional tariffs on China announced by Trump, leading to a rally in bonds and a drop in interest rates. Mortgage lenders are now able to offer lower rates as a result of the bond rally, resulting in the average 30yr fixed rate being the lowest since the September 17th Fed meeting.
Oct 10, 2025 11:23 AM
— Mortgage Rates
Refi Demand Ebbs Gradually As Rates Remain Rangebound
Mortgage application activity decreased overall, with refinance applications experiencing an 8% drop from the previous week. Refinance activity remains higher than the same time last year but has decreased significantly from the surge in mid-September when rates were at lows. Purchase applications also declined by 1% but are still showing growth compared to the previous year.
Oct 10, 2025 6:27 AM
— Mortgage Rates
30-year mortgage rates increase - When should you lock? | Today's mortgage and refinance rates, October 7, 2025
Average mortgage rates were mostly higher compared to last week, with 30-year fixed, 5/1 ARM, and jumbo loans increasing while 15-year fixed rates decreased. Despite the Federal Reserve lowering the federal funds rate, 30-year mortgage rates rose. Treasury yields and mortgage rates are expected to trend downward due to high demand for Treasuries during government shutdowns. Current rates for 30-ye... more
Oct 10, 2025 3:25 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 10, 2025: Rates are well below the 52-week average
The article discusses how mortgage rates have decreased recently, making it a good time to buy a house. It provides details on current mortgage rates and explains the difference between fixed-rate and adjustable-rate mortgages. It also mentions that mortgage rates are expected to stay relatively stable for the rest of the year.
DISCLAIMER: mortgage-rates.ai is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. mortgage-rates.ai is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.