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News for: Mortgage Rates
Showing 49 - 72 of 1061 results
Dec 5, 2025 9:31 AM
— Mortgage Rates
Mortgage Rates Mostly Flat | Today, December 5, 2025
The article discusses slight mixed movements in mortgage rates, potential upward pressure on interest rates due to economic indicators, options for refinancing or tapping into home equity, average fixed mortgage rates reaching 6.27%, and insights on 15-year fixed rates and adjustable-rate mortgages. It also mentions upcoming economic reports and forecasts by Freddie Mac, Fannie Mae, and the Mortga... more
Dec 5, 2025 6:16 AM
— Mortgage Rates
Mortgage Applications Decrease in Latest MBA Weekly Survey
Mortgage applications decreased by 1.4% from the previous week, with the Refinance Index decreasing by 4% and the Purchase Index increasing by 3%. Mortgage rates decreased to 6.32% for 30-year fixed-rate mortgages. The overall economic outlook remains uncertain, with lower rates driving some activity.
Dec 5, 2025 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, December 5, 2025: A half-point lower than one year ago
Mortgage rates have decreased since last year, making it a more favorable environment for homebuyers and homeowners. Rates for both home purchase and refinancing vary, but generally tend to be higher for refinance options. Understanding the difference between fixed-rate mortgages and adjustable-rate mortgages is crucial in deciding which option is better for individual financial situations.
Dec 5, 2025 12:30 AM
— Mortgage Rates
Current mortgage rates report for Dec. 5, 2025: Rates remain relatively stable
The article discusses the average interest rate for a 30-year fixed-rate conforming mortgage loan in the U.S., which is currently at 6.170%. It explores historical perspective on mortgage rates and the factors that influence them, such as economic conditions, government actions, and the Federal Reserve's policies. It also provides tips on how applicants can impact the mortgage rate they are offere... more
Dec 4, 2025 7:57 PM
— Mortgage Rates
Mortgage Rates Move Down for a Second Week
Mortgage rates decreased this week, with the average rate for a 30-year mortgage falling to 6.19% from 6.23% the previous week. This marks the second consecutive week of decreases. Compared to last year, mortgage rates are half a percent lower, providing a more favorable environment for homebuyers and homeowners. The average rate for a 15-year fixed-rate mortgage also decreased to 5.44% this week.
Dec 4, 2025 12:30 PM
— Mortgage Rates
Mortgage Rates Are Actually Higher This Week
Today's mortgage rates are slightly higher compared to yesterday's rates, which were already higher than last Friday's rates. This is in contrast to some media coverage claiming rates are lower. Freddie Mac's weekly mortgage rate survey is released every Thursday, but by then the data may be outdated due to rate volatility during the week. Rates moved higher on Monday and Tuesday, and although the... more
Dec 4, 2025 10:31 AM
— Mortgage Rates
Mortgage rates dip to 6.19% in second week of easing
Mortgage rates in the US have decreased, with the 30-year fixed-rate mortgage averaging 6.19% as of Dec. 4, 2025. This is a 0.04% decrease from the previous week. The rates for shorter-term loans also saw a decline. Industry experts point to a more favorable borrowing environment compared to the previous year, with rates being half a percent lower.
Dec 4, 2025 10:30 AM
— Mortgage Rates
Mortgage rates dip, Amazon reportedly may drop USPS partnership
US mortgage rates decreased this week even with bond market volatility before the Federal Reserve's expected rate cut. Meta stock rose due to reports of budget cuts for its Metaverse project. Amazon is contemplating ending its partnership with the US Postal Service.
Dec 4, 2025 9:31 AM
— Mortgage Rates
Mortgage rates move lower in advance of FOMC meeting
Mortgage rates have been fluctuating but remained within a 13 basis point band since mid-September. Despite expectations of a federal rate cut, other economic trends may be influencing mortgage lending. A mortgage lender in Michigan is facing lawsuits over a hack. The 30-year fixed-rate mortgage rose, but then dropped after three consecutive weeks of increases.
Dec 4, 2025 9:30 AM
— Mortgage Rates
Average US long-term mortgage rate falls to 6.19%, near its low for the year
The average rate on a 30-year U.S. mortgage fell to 6.19% from 6.23% last week, the second weekly decline after three straight increases. Borrowing costs for 15-year fixed-rate mortgages also fell to 5.44% from 5.51%. Mortgage rates are influenced by various factors including the Federal Reserve's interest rate policy, bond market expectations, and the trajectory of the 10-year Treasury yield. Dec... more
Dec 4, 2025 9:30 AM
— Mortgage Rates
Mortgage rates dip back toward year-to-date lows
Mortgage rates slightly dropped this week despite volatility in Treasury yields. Global bond yields spiked but then moderated due to mixed signals about the US job market. The Federal Reserve is expected to cut interest rates, potentially keeping mortgage rates low. Economists expect rates to remain around 6.2-6.3% next year. Mortgage applications remain slow at the end of the year due to affordab... more
Dec 4, 2025 9:30 AM
— Mortgage Rates
Average US long-term mortgage rate falls to 6.19%, near its low for the year
The average rate on a 30-year U.S. mortgage fell to 6.19%, close to the lowest point so far this year. Borrowing costs on 15-year fixed-rate mortgages also decreased. Mortgage rates are influenced by various factors including the Federal Reserve's interest rate decisions and bond market investors' expectations. Declining mortgage rates have boosted homebuyers' purchasing power and helped increase ... more
Dec 4, 2025 8:22 AM
— Mortgage Rates
Mortgage Rates Inch Up | Today, December 4, 2025
Mortgage rates rose a few basis points in the morning, erasing previous declines. Economic indicators suggest upward pressure on interest rates in the short term. The article advises on refinancing, tapping into home equity, negotiating rates, and exploring financial assistance programs to lower barriers to entry. Various mortgage rates for 30-year fixed, 15-year fixed, and 5/1 adjustable-rate mor... more
Dec 4, 2025 2:59 AM
— Mortgage Rates
Mortgage and refinance interest rates today, December 4, 2025: An outlook for rates to remain stable through 2026
The article discusses the current average mortgage rates, expected trends, and the types of mortgages available, such as fixed-rate and adjustable-rate mortgages. It also provides tips on finding the best mortgage lenders and ways to secure lower rates. The impact of the economy on mortgage rates is highlighted, along with advice on refinancing and choosing between different mortgage terms.
Dec 3, 2025 7:02 PM
— Mortgage Rates
Mortgage Applications Fell 1.4 Percent as 30-Year Dipped
Mortgage application volume decreased 1.4% as mortgage rates fell. Refinance applications decreased 4% compared to the previous week but were up 109% compared to the previous year. Purchase applications increased 3% compared to the previous week and were up 17% compared to the previous year. The 30-year fixed mortgage rate declined to 6.32% after steadily increasing over the past month.
Dec 3, 2025 1:30 PM
— Mortgage Rates
Mortgage Rates Back Down Near Recent Lows
Mortgage rates improved today, although not as low as last week. Rates are influenced by bond market movement, which in turn responds to economic reports. Most bond market improvement occurred overnight before today's economic data release.
Dec 3, 2025 12:30 PM
— Mortgage Rates
Mortgage Rates Fall Amid Hopes Of Fresh Fed Cut
The article discusses the current mortgage rates, housing market conditions, and the impact of the Federal Reserve's actions on mortgage rates. It mentions the average mortgage rate, national median family income, median home price, the effect of the Fed's rate cut, and the uncertainty in the market regarding future rate cuts. It also touches on factors influencing mortgage rates like inflation, T... more
Dec 3, 2025 8:21 AM
— Mortgage Rates
Mortgage Rates Drop, Employment Craters | Today, December 3, 2025
Mortgage rates have decreased due to a big decline in private sector jobs, possibly leading to more downward pressure on interest rates. The article discusses the current average rates for 30-year fixed mortgages, 15-year fixed mortgages, and 5/1 adjustable-rate mortgages. It also mentions the uncertainty in the market and how economic indicators impact mortgage rates.
Dec 3, 2025 6:30 AM
— Mortgage Rates
What are today's mortgage interest rates: December 3, 2025?
Mortgage rates have been steadily declining with a possibility of further drop if the Federal Reserve cuts interest rates. It is advised for homebuyers and owners looking to refinance to start shopping around now to find the most affordable options. The average mortgage interest rate on a 30-year term is 5.99% and 5.37% for a 15-year option as of December 3, 2025. The refinance rates are 6.70% for... more
Dec 3, 2025 5:30 AM
— Mortgage Rates
Mortgage Rates Hold Steady in December: Will 2026 Finally Bring Relief?
Mortgage rates are stable at the beginning of December, with the average 30-year fixed rate at 6.11%. Realtor.com predicts rates to hover around 6.3% in 2026, lower than 2025's average of 6.6%. The Federal Reserve's expected rate cuts may bring mortgage rates below 6% by late next year. Different loan types have varying rates, with jumbo rates at 6.421%, FHA loans at 5.992%, and VA loans at 5.825%... more
Dec 3, 2025 4:34 AM
— Mortgage Rates
Test Post
The article discusses the daily fluctuations in mortgage rates, indicating that they have both risen and fallen recently. It also mentions the impact of economic indicators on interest rates.
Dec 3, 2025 3:30 AM
— Mortgage Rates
Mortgage rates finally moved lower last week, but that didn't do much for demand
Mortgage rates decreased slightly, but mortgage application volume fell overall. Applications to refinance dropped while applications to purchase a home increased. The adjustable-rate mortgage share of activity increased as consumers search for savings. Interest rates were mixed, with a slight rise followed by a pullback. Economic data could impact rates in the coming days.
Dec 3, 2025 2:31 AM
— Mortgage Rates
How GSE changes in LLPAs, MBS could shift rates
Bill Pulte, the director of the oversight agency for government-sponsored enterprises, is urging Federal Reserve Chair Jerome Powell to lower mortgage rates. There is also a push for GSEs to resume buying MBS to lower rates, but some experts warn against the plan. The FHFA director hinted at a partnership and criticized homebuilders and the Fed chair in a recent interview.
Dec 3, 2025 2:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, December 3, 2025: Forecast says rates to be slightly lower in 2026
The article discusses the current mortgage rates, forecasts for the future rates, how mortgage rates are determined, and the pros and cons of different types of mortgages. It also provides information on where to find the lowest mortgage rates and tips on securing low rates.
DISCLAIMER: mortgage-rates.ai is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. mortgage-rates.ai is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.