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News for: Mortgage Rates
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May 15, 2025 11:01 AM
— Mortgage Rates
Mortgage rates rise for second-straight week. Is the spring selling season sunk?
Mortgage rates for 30-year fixed-rate mortgages increased to 6.81% in the week ending May 15. Despite the stability in rates, the spring selling season is showing signs of slowdown in activity as some buyers are backing off due to uncertainties about the U.S. economy. However, in Austin, Texas, the market is more stable with a good balance of inventory and demand.
May 15, 2025 10:01 AM
— Mortgage Rates
Inflation news helps to push mortgage rates higher
The 30-year fixed rate mortgage remained under 7% for the 17th consecutive week but increased 5 basis points due to volatile bond markets over the U.S. economy. Economic news caused pricing on the mortgage to retreat, and the rate is currently in the 6.6% range.
May 15, 2025 10:00 AM
— Mortgage Rates
Mortgage rates rise for 1st time in weeks, Freddie Mac says
Mortgage rates have increased for the first time in a month, with the average rate on a 30-year fixed mortgage rising to 6.81%. Despite the increase, rates remain below 7%, attracting homebuyers into the market. Housing affordability and supply continue to be challenges for many Americans looking to buy homes.
May 15, 2025 9:00 AM
— Mortgage Rates
Mortgage rates move higher on positive economic news
Mortgage rates increased slightly this week as easing trade tensions between the US and China brought confidence to Wall Street that a recession could be avoided. The 30-year mortgage rate reached 6.81% from 6.76% the previous week. The rise in rates was influenced by positive economic news, a decrease in fears of a recession, and expectations that the Fed will not cut interest rates in the near f... more
May 15, 2025 4:00 AM
— Mortgage Rates
Majority of rates rise as inflation steadies | Current mortgage and refinance rates, May 14, 2025
Bankrate data shows that average mortgage rates for 30-year fixed, 15-year fixed, and jumbo mortgages increased, while 5/1 ARM rates decreased. The Fed decided to hold its benchmark rate steady, focusing on inflation concerns. Experts predict rates to stay in a narrow range in 2025 with a slight downward trend in mortgage rates. It is advised to monitor economic indicators like inflation and unemp... more
May 14, 2025 12:56 PM
— Mortgage Rates
Mortgage Rates Rising Closer to 7%
Mortgage rates saw a significant increase in early April, reaching over 7% for a single day, but gradually decreasing to just over 6.8% by the end of the month. However, in May, rates have been steadily rising, with the average lender now close to 7% for conventional 30yr fixed mortgage rates. This increase is due to a second wave of weakness in the bond market. Economic reports set to be released... more
May 14, 2025 9:00 AM
— Mortgage Rates
Conventional-Conforming Denial Rate Steady in 2024
The article discusses the current state of mortgage rates and their impact on home buyers. It notes that mortgage rates are currently on the rise, which is causing concern among potential home buyers who may be worried about the affordability of purchasing a new home. The increase in mortgage rates means that buyers will have to pay more in interest over the life of their loan, potentially making ... more
May 14, 2025 5:00 AM
— Mortgage Rates
Mortgage rates haven’t frozen the spring housing market
Mortgage rates have not significantly decreased, but lenders are seeing an increase in demand for home purchase loans. Factors impacting mortgage rates include President Trump's deal with China and inflation data. The Federal Reserve is unlikely to make any rate cuts in the near future. Mortgage activity has picked up, with increased demand for FHA loans and adjustable-rate mortgages. Homeowners s... more
May 14, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, May 14, 2025: Rates are unstable after inflation report
The article explains that mortgage interest rates are currently fluctuating, with some rates increasing and others decreasing. This can be attributed to the April Consumer Price Index showing slower inflation, potentially leading to the Federal Reserve cutting rates. Housing costs have played a significant role in inflation. The article provides current average mortgage rates for various types of ... more
May 14, 2025 1:00 AM
— Mortgage Rates
Today's Refinance Rates for May 14, 2025: 30-Year Fixed Refi Rate Dips Slightly
Mortgage refinance rates are currently between 6.5% and 7%, making it difficult for homeowners to save money through refinancing. The Federal Reserve has not changed interest rates in 2025, but is expected to resume lowering rates in the summer. However, experts predict that a major refinancing boom is unlikely unless rates fall below 6%. Despite some brief dips, mortgage rates have remained high ... more
May 13, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, May 13, 2025: Rates inch up in response to tariff pause
The article discusses the current mortgage interest rates, which have increased slightly. The 30-year fixed mortgage rate is at 6.76% and the 15-year fixed rate is at 6.07%. The article attributes the increase to the uncertainty of President Trump's politics. It explains the difference between 15-year and 30-year mortgage rates in terms of total interest paid and monthly payments. The article also... more
May 12, 2025 11:00 AM
— Mortgage Rates
Most rates increase as Fed keeps rates unchanged - Mortgage and refinance rates for May 12, 2025
Average mortgage rates increased compared to a week ago, with rates for 30-year fixed, 15-year fixed, and jumbo loans going up while 5/1 ARM rates remained flat. The Federal Reserve's decision to keep its benchmark rate steady at the latest meeting on May 7 indicates concerns about inflation. Despite economic uncertainty due to trade wars and tariffs, consumer spending and employment data remain s... more
May 12, 2025 10:00 AM
— Mortgage Rates
What happens to mortgage rates with more trade deals?
The article discusses the impact of progress in the trade war between China and the U.S. on mortgage rates. The author provides three possible scenarios for mortgage rates in a more stable economic environment. If the economy remains strong and avoids a recession, mortgage rates could stay elevated. However, if the economy weakens and trade deals are made, the Federal Reserve may cut rates further... more
May 12, 2025 7:00 AM
— Mortgage Rates
1 in 4 potential buyers waiting for rates to fall — below 3%
The article discusses how mortgage rates are impacting home buying decisions, with younger buyers being eager to transition from renting to owning a home. Despite stable rates, they are still considered too high for many potential buyers, leading to affordability challenges. The report from BMO Economics reveals that 67% of U.S. adults are influenced by mortgage rates when considering a purchase, ... more
May 12, 2025 5:00 AM
— Mortgage Rates
Best CD rates today, May 12, 2025 (Lock in up to 4.40% APY)
The article discusses current CD rates, highlighting some of the highest rates available and advising consumers to consider locking in these rates before they decrease. It also emphasizes the importance of shopping around for the best rates, considering online banks for competitive rates, and reviewing account terms before opening a CD. The article acknowledges that current CD rates are some of th... more
May 12, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance rates today, May 12, 2025: These rates are the new normal
The article discusses how mortgage interest rates have increased, with the average 30-year fixed rate at 6.72% and the 15-year fixed rate at 6.03%. It suggests that these rates are likely to stay in the mid-to-upper 6% range for a while. The article advises that if potential home buyers are financially ready, they should not wait for rates to fall before buying a house. It also provides informatio... more
May 11, 2025 11:00 AM
— Mortgage Rates
Today's Mortgage Rates | With So Much Up in the Air, It's Hard to Say Where Rates Will Go
The article discusses the uncertainty surrounding mortgage rates amid ongoing trade negotiations and economic trends. The Federal Reserve's response to potential impacts on inflation and growth will determine whether rates remain elevated or decrease. Home buyers can choose between 30-year and 15-year fixed-rate mortgages, with 30-year rates averaging around 6.70% and 15-year rates around 6%. Refi... more
May 11, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance rates today, May 10, 2025: Rates down over the last month
The article discusses current mortgage rates, stating that while rates have inched up today, they have decreased since the previous month. It mentions specific rates for different types of mortgages and emphasizes that now is a relatively good time to buy a house compared to previous years. However, it also notes that mortgage rates are unpredictable due to the political and economic climate. The ... more
May 11, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance rates today, May 11, 2025: Economic data could shift mortgage rates
The article discusses the current mortgage rates, with the 30-year fixed rate at 6.72% and the 15-year fixed rate at 6.03%. It explains that mortgage rates tend to increase when the U.S. economy is doing well and decrease when it is struggling. Home buyers are advised to focus on their personal finances, such as saving for a higher down payment, improving credit scores, and reducing debt, to secur... more
May 10, 2025 6:00 AM
— Mortgage Rates
Pulte Explains Actions, Details FHFA Priorities
The article discusses current trends in mortgage rates and how they are impacting home buyers. It notes that mortgage rates have been rising steadily, reaching the highest levels in several years. This increase in rates has caused some home buyers to reconsider their purchasing plans, as higher rates mean higher monthly payments and potentially less affordable homes. The article suggests that pros... more
May 10, 2025 3:00 AM
— Mortgage Rates
Today's Mortgage Rates - Daily Index
The article discusses how mortgage rates for top tier 30-year fixed mortgages are slightly lower today compared to yesterday or the end of last week. The decrease in rates may be influenced by trade-related headlines. Despite other news headlines, the overall movement in rates is minimal. The article also mentions that next Tuesday's inflation data and any updates from the weekend's trade negotiat... more
May 10, 2025 3:00 AM
— Mortgage Rates
Today's Mortgage Rates | Tariff Uncertainty Likely to Keep Rates High for Now
Mortgage rates have been increasing due to news of new trade agreements and uncertainty surrounding the economy. Average 30-year mortgage rates are around 6.70%, while 15-year rates are approximately 6%. Refinance rates are similar to purchase rates, with 30-year refinance rates at 6.74% and 15-year refinance rates at 6.10%. It is recommended to refinance only if you can reduce your rate by a perc... more
May 10, 2025 3:00 AM
— Mortgage Rates
10-year Treasury Yield Back at 4.39%, Yield Curve Steepens at Long End, Mortgage-Rate Spread Remains Historically Wide
The article discusses the recent fluctuations in the 10-year Treasury yield and its impact on mortgage rates. The average 30-year fixed mortgage rate has been above 6% since September 2022, with the spread between the 10-year Treasury yield and mortgage rates remaining relatively wide. The article also touches on the Federal Reserve's stance on rate cuts, the impact of foreign buyers on Treasury a... more
May 9, 2025 3:01 AM
— Mortgage Rates
Grapevine: Fed Steady Amid Uncertainty on Tariffs; CFPB Budget
The article discusses how mortgage rates have been rising steadily in recent months, reaching the highest levels seen in years. This increase in rates has had a significant impact on home buyers, making it more expensive to finance a home purchase. As a result, some potential buyers are being priced out of the market or are reconsidering their home buying plans. The article suggests that home buye... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.