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News for: Housing Market
Showing 73 - 96 of 225 results
Aug 2, 2025 3:24 AM
— Housing Market
Fresh tariffs from Trump target homebuilding costs
President Trump's latest tariff announcements, including a 35% levy on goods from Canada, are impacting the housing market. New residential construction has increased, but US purchases of new homes fell. Consumers are uncertain due to potential job loss. Great success in loan originators who kept deals flowing last year.
Aug 1, 2025 10:54 AM
— Housing Market
Pending Home Sales Slip Again, Underscoring Market Stagnation
The National Association of Realtors' Pending Home Sales Index has been rangebound for over two years due to affordability pressures and elevated mortgage rates. Pending home sales fell by 0.8% in June, continuing a trend of small declines despite increasing inventory. The drop in June reflects a sluggish, rate-constrained housing market, with all regions except the Northeast posting declines mont... more
Aug 1, 2025 10:23 AM
— Housing Market
Home Prices Still Rising Year-Over-Year, But Momentum Is Fading
Both the FHFA and Case‑Shiller released data showing monthly declines in home price appreciation, indicating a deceleration in the housing market. The decline was most significant in the Middle Atlantic region, while other regions saw modest gains. Despite year-over-year price increases, the pace of growth is slowing down. Seasonally adjusted data reveals underlying weaknesses in the market.
Aug 1, 2025 9:53 AM
— Housing Market
The world’s largest stock exchanges: 10 biggest by market capitalization
The article discusses the world's largest stock exchanges, including the New York Stock Exchange (NYSE) and Nasdaq. It explains how exchanges are measured by market capitalization and the number of listings they offer. It also mentions how stocks may have primary listings on one exchange and secondary listings on others.
Jul 31, 2025 3:23 AM
— Housing Market
Trump wants to 'unleash’ America's housing market — and is throwing his support behind MTG's big plan for US real estate
President Trump is considering eliminating capital gains tax on home sales to boost the housing market, which has seen soaring prices in recent years. Currently, homeowners can exclude up to $250,000 ($500,000 for joint filers) of the taxable gain on their primary home if they have owned it for at least two years. Trump's comment came after U.S. Rep. Marjorie Taylor Greene introduced the 'No Tax o... more
Jul 30, 2025 9:25 PM
— Housing Market
Underwater mortgages post uptick from year-ago levels
Attom's recent quarterly numbers show that while the share of underwater mortgages has improved in the near term, the percentage is still higher than it was a year ago, revealing regions with stress. Additionally, one mortgage firm went out of business months after a cybersecurity incident that compromised the personal information of over 30,000 clients.
Jul 30, 2025 7:37 AM
— Housing Market
Cruel summer continues as rates, applications barely budge
Mortgage lenders are facing challenges during the summer months as state rates are keeping buyers away. Purchase and refinance activity declined despite rates falling to a two-month low due to market concerns over geopolitical and tariff issues. Mortgage applications increased last week, with a focus on FHA loans and refinancing. Additionally, US purchases of new homes decreased significantly in M... more
Jul 30, 2025 3:25 AM
— Housing Market
HUD ordered to resume fair housing funds distribution
A federal judge ordered the Department of Housing and Urban Development to resume distributing Fair Housing Initiatives Program funds. The leading lenders hint at serious accusations in a lawsuit related to the departure of nearly two dozen employees. Plaintiffs accuse the company of making fraud accusations to cover up unlawful terminations. Trump's campaign to transform the federal workforce is ... more
Jul 29, 2025 10:23 AM
— Housing Market
The U.S. median home price hit a record high—here's what it would cost you per month
Home prices in the U.S. have reached record highs, with the median price for an existing home hitting $435,300 in June. Rising prices, combined with mortgage rates above 6.5%, have made it difficult for buyers to afford homes. Limited inventory and demand from affluent buyers are keeping prices climbing, resulting in lower home sales levels. Mortgage rates are not expected to decrease significantl... more
Jul 29, 2025 8:24 AM
— Housing Market
Hedging, Borrower Experience; LOs Controlling Their Funnel; Housing and Inflation Numbers
ICE Mortgage Technology estimated that U.S. mortgage borrowers had $11.5 trillion in 'tappable' home equity in the second quarter of 2025, with refinance applications making up 40%. The housing market inventory has increased, but fewer homes have been built in the past decade compared to previous ones, leading to concerns about overpopulation. Additionally, there are record numbers of down payment... more
Jul 28, 2025 6:00 PM
— Housing Market
Spreading housing market softness sees this $23 billion builder offer $50k incentives per sale
The article discusses how homebuilder PulteGroup has increased its incentive spending, particularly on mortgage rate buydowns, due to housing market softening and strained affordability. The company's gross profit has been compressed, but they continue to focus on attracting priced-out homebuyers through incentives and adjusting their sales strategies accordingly.
Jul 28, 2025 11:00 AM
— Housing Market
A Warning Sign: Homeownership Rate Declines to Lowest Level Since 2019
The article discusses the decline in the homeownership rate to 65% in the second quarter of 2025, which is the lowest level since late 2019. Housing affordability is at a multidecade low due to elevated mortgage interest rates and tight housing supply. Homeownership rates dropped among almost all age groups, with renters increasing and owner-occupied households declining.
Jul 28, 2025 9:00 AM
— Housing Market
Warehouse, MSR Financing, Productivity Tools; Training and Webinars; ABA Interview
The article discusses the varied impacts of weather on different regions of the United States, leading to challenges for lenders and servicers in the real estate market. It also highlights how real estate values in areas like Florida, Phoenix, and Las Vegas can be subject to significant fluctuations, affecting Loan-to-Value ratios. Moreover, it mentions the increasing share of U.S. homes being pur... more
Jul 28, 2025 9:00 AM
— Housing Market
Housing market ‘purgatory’ for existing home sales as activity falls to lowest level in 9 months
U.S. existing home sales fell sharply in June 2025 to their lowest level in nine months due to elevated mortgage rates and record-high prices. Sales declined 2.7% from May, reflecting affordability challenges. Despite weak sales, home prices reached an all-time high, leading to an affordability squeeze. Inventory is slowly rebuilding, but undersupply persists, causing price cuts. NAR chief economi... more
Jul 26, 2025 3:01 AM
— Housing Market
FHFA set to end equitable housing finance plans for GSEs
The Federal Housing Finance Agency is proposing to repeal its fair lending, fair housing and equitable housing finance rule to comply with Pres. Trump's executive orders. They believe the rule is redundant as other agencies already administer similar laws. Additionally, there are discussions about potential plans regarding Fannie Mae and Freddie Mac's future.
Jul 26, 2025 2:00 AM
— Housing Market
Home sales are down. So why are prices at an all-time high?
The housing market has slowed down this year due to high prices and elevated mortgage rates. Home prices hit an all-time high in June, with sales numbers decreasing. The market is currently divided between those who can afford high-priced homes and those who are being shut out. Sales are strongest in the high-end market, with homes priced over $1 million seeing a sales spike. The market is discour... more
Jul 25, 2025 11:00 AM
— Housing Market
GSEs could exit conservatorship fast, experts say
The article discusses the potential unexpected and quick exit of government-sponsored enterprises from conservatorship. It also mentions the Community Investment and Prosperity Act that could unlock billions in capital for affordable housing. Additionally, it talks about a repeal of a Biden-era fair housing policy and repositioning of Common Securitization Solutions by government-sponsored enterpr... more
Jul 25, 2025 3:00 AM
— Housing Market
Trump lifts tariff baseline rate to 15%, US mortgage rates hold steady, White House unveils AI plans
The article discusses a new streaming service that offers free content with ads but targets a PG-13 audience.
Jul 24, 2025 6:00 AM
— Housing Market
U.S. Homes Are Not Selling, and Prices Continue to Rise
In June, sales of existing homes in the U.S. dropped from the previous month, according to the National Association of Realtors.
Jul 24, 2025 3:00 AM
— Housing Market
Buyers See More Choices, Lower Prices in New Home Market
The latest New Home Sales report for June shows a slight increase in sales compared to May, but a decrease from the previous year. The housing market is experiencing some cooling with median prices dropping, providing relief for buyers. However, elevated mortgage rates and excess inventory continue to constrain demand.
Jul 23, 2025 9:00 AM
— Housing Market
High Prices and Rates Keep Home Sales Near Cycle Lows
Existing home sales declined by 2.7% in June to a seasonally adjusted annual rate of 3.93 million, leaving activity just above recent lows and still 25% below long-term norms. Year-over-year sales remained unchanged nationally. The housing market continues to struggle, with sales levels remaining well below historic norms and affordability remaining a major issue. High mortgage rates are cited as ... more
Jul 23, 2025 8:00 AM
— Housing Market
US home sales fade in June as prices soar to record levels
Sales of previously owned U.S. homes dropped in June to the slowest pace since last September due to high mortgage rates and record-high national median prices. Despite an increase in homes for sale, prices continue to rise as sales slow. First-time homebuyers are struggling with affordability, while those able to afford current rates or pay in cash are benefiting from more available properties. T... more
Jul 23, 2025 7:00 AM
— Housing Market
June home sales drop as prices hit a record high
Sales of previously owned homes in June fell 2.7% from May to 3.93 million units, with high mortgage rates being a major factor. The average rate on the 30-year fixed mortgage remained above 6.8%. Supply of homes for sale increased by 15.9% year over year, while the median home price reached a record high of $435,300. Sales are stronger in higher-end markets, with homes priced above $1 million see... more
Jul 22, 2025 12:00 PM
— Housing Market
U.S. Home Prices Edge Down 0.1% in June, Falling in Most Major Metros
The article discusses the current trends in the housing market, noting a decrease in home sales and an increase in prices in certain regions. It also mentions the impact of low inventory levels on the market and how this is creating a competitive environment for buyers.
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All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.