Mortgage News
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News for: Mortgage Lenders
Showing 73 - 96 of 226 results
Sep 18, 2025 11:48 AM
— Mortgage Lenders
UWM first to raise its conforming limits for 2026
United Wholesale Mortgage has raised its conforming loan limits ahead of the official announcement by the Federal Housing Finance Agency. This move has led the New Jersey-based bank to lay off over 100 employees in its mortgage lending operations. Other lenders like Pennymac have followed suit by increasing their conforming loan limits as well.
Sep 18, 2025 8:29 AM
— Mortgage Lenders
Internal Audit, Servicing Risk, Rate Reset, Market Analysis Products; Rate's Spanish Program; Fed Cut, Now What?
JPMorgan Chase, Citigroup, Wells Fargo, Bank of America, PNC Bank, and others have decreased their prime lending rate to 7.25 percent following a .250 cut in the U.S. Federal Reserve overnight Fed Funds rate. The Federal Open Market Committee participants favoring a 50-basis-point reduction, echoing President Trump's call for cheaper borrowing rates. Mortgage market research shows that minority ho... more
Sep 17, 2025 1:24 PM
— Mortgage Lenders
Union Home Mortgage to acquire Sierra Pacific assets
Union Home Mortgage is acquiring the origination assets of Sierra Pacific Mortgage, including the retail and wholesale production channels. Optimal Blue has rebranded after being sold by Black Knight to Constellation Software. Finance of America and Hilltop Holdings are also joining an exchange that has been relocated by Intercontinental Exchange. Anniemac, a company based in New Jersey, is expand... more
Sep 17, 2025 8:26 AM
— Mortgage Lenders
TBA, DPA Tools; HELOC, 2nd, Jumbo, Non-QM News; Union Home/Sierra Pacific Deal
The article discusses how artificial intelligence is becoming more prevalent in the mortgage industry, with new hires relying on AI for various tasks. It also covers various mortgage-related services, software, and tools for lenders and brokers, as well as an acquisition announcement between Union Home Mortgage and Sierra Pacific Mortgage Corporation.
Sep 16, 2025 8:30 AM
— Mortgage Lenders
Broker, QC Products; Bank M&A; LOs - Know Your Borrower; Figure's IPO star Mike Cagney Interview
The article discusses various updates and changes in the mortgage industry, including servicers facing new guidelines from HUD, the end of operations for Accurate Quality Control, Early Access Soft Check from TransUnion, MQMR's Monthly Compliance Support program, extending Encompass workflows into the POS, new products at Click n' Close, and technology enhancements at American Financial Resources,... more
Sep 15, 2025 9:24 AM
— Mortgage Lenders
Insurance Co. Investor, UAD 3.6, RON, Personal Branding Tools; TPO Product; Disaster News
The article discusses various topics related to mortgages, including the Federal Reserve's interest rate decision, the importance of building relationships with Hispanic homebuyers, and strategies for mortgage originators to think and operate like a CEO. It also mentions tools and platforms available to lenders for simplifying mortgage closings and transitioning to UAD 3.6 standards.
Sep 14, 2025 5:24 AM
— Mortgage Lenders
Desperate sellers are slashing prices and offering perks. Here are 4 deals home buyers can ask for.
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Sep 12, 2025 8:24 AM
— Mortgage Lenders
2nd, Database Mining, Manufactured Housing Products; Weak Job Market Impacting Rates?
Lenders at the Mississippi Mortgage Banker’s Fall Conference are discussing expansion possibilities, early payoff penalties, and strategies to avoid them. They are also talking about demographics, income, government news on income inequality and fewer people moving, and the attributes of top loan originators. Additionally, there is a focus on servicing, technology solutions for lenders, the Innova... more
Sep 12, 2025 3:24 AM
— Mortgage Lenders
Recapture, Compliance, Marketing, Warehouse Mgt. Tools; Webinars and Training This Week; 10-Year Yield Hits 4.00
The article discusses various companies in the mortgage industry and their recent developments. It talks about Mutual of Omaha Mortgage investing in technology to streamline post-closing processes, Newrez Correspondent adding new features to their programs, and Total Expert helping credit unions modernize their mortgage strategies. It also mentions a recapture strategy for lenders to retain custom... more
Sep 11, 2025 9:23 AM
— Mortgage Lenders
Mortgage Rates Post Biggest Drop in a Year, Spurring Refi Rush
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Sep 10, 2025 12:24 PM
— Mortgage Lenders
Non-QM, Post-Closing, QC, Warehouse Products; Pulte vs. Bessent; Conventional Conforming Updates; Nice Jump in Apps
The article discusses various issues related to mortgages and housing finance, including potential fraud by FHFA Director Pulte's relatives, a limited-time mortgage rate refinance sale by Chase, and various tools and services offered by different companies in the mortgage industry to combat occupancy fraud, improve efficiency, and streamline post-closing processes.
Sep 10, 2025 7:23 AM
— Mortgage Lenders
Mortgage Applications Today: New Homeowner Loan Demand Climbs to 3-Year High as Interest Rates Fall
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Sep 10, 2025 7:23 AM
— Mortgage Lenders
The housing market just flashed a key signal that it's finally thawing
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Sep 9, 2025 8:23 AM
— Mortgage Lenders
HELOC, DPA, Non-QM, Merge Assistance Tools; Pennymac/Vesta Deal; LOs and Consistency; Fannie Issuance Dropping
The article discusses various topics related to the mortgage industry, such as Freddie and Fannie's market share, ARM demand and pricing, hedging strategies during Fed easing cycles, refinances and purchase indices, integration of Freddie Mac's Loan Product Advisor into Encompass, M&A activity in 2025, services for mortgage lenders, and down payment assistance programs. It also mentions upcoming w... more
Sep 8, 2025 1:24 PM
— Mortgage Lenders
filo-mortage Mortgage Reviews & Ratings
Bankrate is explaining how they make money through partnerships with various financial institutions and advertisement placements on their site. They emphasize their editorial integrity and the importance of user reviews for lenders like Filo Mortgage.
Sep 8, 2025 10:26 AM
— Mortgage Lenders
Property insurance nears 10% of mortgage costs
Property insurance portion of the average mortgage payment is almost 10% of the monthly expense. Mortgage experts suggest government interventions like tweaking closing costs, offering tax incentives, and reducing interest rates. Fannie Mae's sentiment index saw a decline except for views on buying conditions and rates. Homeowners are increasingly turning to cash-out refis as mortgage rates drop. ... more
Sep 8, 2025 8:24 AM
— Mortgage Lenders
LOS, Title, Social Media Tools; Financial Literacy; What the Employment Data Portends
The article discusses various topics related to the mortgage industry, including the impact of the economy on drinking habits, technology for mortgage lenders, company-sponsored webinars, social media training for brokers, hedging strategies, leadership promotions in mortgage technology companies, and the importance of borrower experience and automation. It also mentions a centralized hub for vend... more
Sep 8, 2025 6:23 AM
— Mortgage Lenders
Chase launches a limited-time mortgage rate refinance sale
Chase Home Loans is offering an interest rate discount for refinances from Monday, Sept. 8, through Sunday, Sept. 21. The discount varies by mortgage product and location, and can be combined with a relationship pricing discount for even more savings. Customers can choose between rate-and-term refinances or cash-out refinances during this promotion.
Sep 8, 2025 3:24 AM
— Mortgage Lenders
How a trigger leads crackdown could lift retention rates
Legislation known as the Homeowners Privacy Protection Act will prohibit credit companies from sharing consumer data with third-party lenders, a move seen as a win for consumer privacy in the mortgage industry. This legislation will go into effect in March of next year. Additionally, recent changes in policy by Fannie Mae and Freddie Mac aim to improve disclosures and retention rules for valuation... more
Sep 6, 2025 7:23 AM
— Mortgage Lenders
Bridge Loan, Investment Property, Default Tools; Training and Webinars; Job Data Solidifies Fed Rate Cut?
The article discusses various topics such as the Federal Reserve looking at Twitter to gauge financial sentiment, specific individuals in the mortgage industry, and events related to mortgage lending technology, conferences, and webinars.
Sep 6, 2025 5:24 AM
— Mortgage Lenders
Lenders lift mortgage rates as worries mount over public finances
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Sep 5, 2025 3:24 AM
— Mortgage Lenders
Corresp. and Wholesale, Credit, AI Asst., Warehouse Products; Events and Training
The article discusses various topics related to mortgages, including data breaches at TransUnion, legal matters involving mortgage fraud, specialized mortgage services, AI Sales Assistant for lenders, compliance and risk management solutions, new home sales, and product news from various companies such as SmartBuy and Sierra Pacific Wholesale, as well as promotions from Carrington Mortgage Service... more
Sep 4, 2025 11:30 AM
— Mortgage Lenders
How Fannie Mae, Freddie Mac release could change mortgage costs
The article discusses the potential impact of the release of Fannie Mae and Freddie Mac from government conservatorship on the residential mortgage market and mortgage loan costs. It highlights key issues such as credit ratings, funding costs, the cost of mortgage insurance, and the possibility of higher interest rates if the conservatorship ends. It also touches upon the implications for conventi... more
Sep 4, 2025 10:24 AM
— Mortgage Lenders
Mortgage Rates in the US Drop, Sending 30-Year Loans to 6.5%
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Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.