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News for: Mortgage Rates
Showing 73 - 96 of 786 results
Oct 9, 2025 2:24 PM
— Mortgage Rates
Shutdown hampers rates, rural, HECM and niche condo loans
The ongoing government shutdown has created rate uncertainty, caused disruption in specialized mortgages, and slowed down mainstream mortgage business. Lenders are adapting their tactics to keep loans moving despite the challenges presented by the shutdown.
Oct 9, 2025 12:27 PM
— Mortgage Rates
Mortgage Rates Ease to Yearly Low
The average rate on 30-year mortgages decreased to 6.3% from 6.34% last week, while rates on 15-year mortgages dropped to 5.53% from 5.55% last week.
Oct 9, 2025 12:25 PM
— Mortgage Rates
Mortgage Rates Move Slightly Higher
Mortgage rates have remained relatively stable over the past 3 weeks, with little change for the average lender. Today saw a slight increase in rates due to weaker bond performance, but rates still remain within a narrow range.
Oct 9, 2025 11:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 9, 2025: Rates finally inch down
The national average mortgage rates have dropped slightly this week, with the 30-year fixed rate at 6.30% and the 15-year fixed rate at 5.53%. Refinance rates can be higher than purchase rates. Factors affecting mortgage rates are both controllable, like credit scores and down payments, and uncontrollable, like the economy. The article also discusses different mortgage types like fixed and adjusta... more
Oct 9, 2025 11:06 AM
— Mortgage Rates
Mortgage rates fall for first time in 3 weeks
Jeff Sica warns that the Fed's small rate cut won’t help the housing affordability crisis and recommends gold as a hedge against inflation. Mortgage rates fell for the first time in three weeks, with the average rate on the benchmark 30-year fixed mortgage decreasing to 6.3%. Homebuyers are gradually moving forward with buying homes due to lower rates, but many are still hesitant due to economic u... more
Oct 9, 2025 10:24 AM
— Mortgage Rates
What's a good mortgage interest rate now that the Fed's cutting rates again?
The article discusses the recent changes in the mortgage interest rate climate. It mentions how rates had surged in 2023 but are now expected to decline further due to rate cuts by the Federal Reserve. It provides insights into what is considered a good mortgage interest rate currently, suggesting rates in the low 6% range are favorable. The article also mentions alternative options like adjustabl... more
Oct 9, 2025 9:58 AM
— Mortgage Rates
How mortgage rate have been affected by federal shutdown
The federal government shutdown and delay in the monthly employment report caused a small movement in mortgage rates. President Trump requested help from Fannie Mae and Freddie Mac to restore the American Dream. Antitrust lawsuit alleges over two dozen mortgage companies shared sensitive loan origination information.
Oct 9, 2025 9:10 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 9, 2025: Rates finally tick down
Mortgage rates have decreased, with the national average 30-year fixed rate dropping to 6.30%. Interest rates are not expected to change significantly by the end of the year. Various mortgage rates and terms are listed, including strategies for getting the lowest mortgage rate and details about buying vs. refinancing. Additionally, factors that control mortgage rates are discussed, as well as the ... more
Oct 9, 2025 9:09 AM
— Mortgage Rates
When will mortgage rates go down? Rates decreased this week — but just barely.
The article discusses the recent slight decrease in mortgage rates, but questions when rates will go down further.
Oct 9, 2025 9:09 AM
— Mortgage Rates
Average long-term US mortgage rate eases to 6.3%, back to its lowest level in about a year
The average rate on a 30-year U.S. mortgage dropped slightly this week to 6.3%, returning to its lowest level in about a year. Mortgage rates are influenced by various factors such as Federal Reserve's interest rate policy decisions and bond market expectations. Despite potential future interest rate cuts by the Fed, it does not guarantee further declines in mortgage rates.
Oct 8, 2025 4:23 PM
— Mortgage Rates
Delta earnings, Fed commentary, mortgage rates: What to Watch
The article previews several upcoming events for Thursday, October 9, including corporate earnings results from PepsiCo, Delta Air Lines, and Levi Strauss, commentary from Federal Reserve chair Jerome Powell and other officials, and weekly mortgage rate readings.
Oct 8, 2025 12:28 PM
— Mortgage Rates
Mortgage Rates Hold Steady For Third Straight Week
The article discusses the current state of mortgage rates, with expectations of further drops to improve housing affordability. It mentions the recent trends in mortgage rates following the Federal Reserve decisions, as well as the impact of the job market and inflation on the economy.
Oct 8, 2025 12:27 PM
— Mortgage Rates
Mortgage Rates Remain Steady
Mortgage rates were mostly unchanged today, with some lenders issuing slight rate increases in the afternoon due to weakness in the bond market. The bond market was influenced by a weaker than expected auction of 10yr Treasuries and slightly less rate-friendly minutes released by the Fed from their last meeting.
Oct 8, 2025 8:28 AM
— Mortgage Rates
30-year mortgage rates remain the same - Should you wait? | Today's mortgage and refinance rates, October 8, 2025
Mortgage rates remained stable after the Federal Reserve lowered the federal funds rate by 0.25 percent. The average rate for a 30-year fixed mortgage is 6.33 percent currently, with 15-year fixed and 5/1 ARM rates staying unchanged and increasing slightly, respectively. The article discusses how 10-year Treasury yields and mortgage rates may trend downward in the long term due to high demand for ... more
Oct 8, 2025 7:24 AM
— Mortgage Rates
Here’s What To Know About Decreasing Mortgage Rates in 2025
Mortgage rates for 30-year fixed loans hit a three-year low in September and are expected to drop further by the end of the year if the Federal Reserve cuts interest rates. NBC's Vicky Nguyen shares tips on planning ahead for changing rates and finding a new home with the best rates from lenders.
Oct 8, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 8, 2025: The 30-year fixed rate keeps inching down
Mortgage rates have decreased for some terms and increased for others. The 30-year fixed rate dropped by one basis point to 6.26%. Refinance rates are generally higher than purchase rates. Different mortgage types have different advantages and disadvantages, such as lower monthly payments but higher overall interest for longer-term loans, or higher monthly payments but less overall interest for sh... more
Oct 7, 2025 2:26 PM
— Mortgage Rates
U.S. Considers IPO Path for Fannie Mae and Freddie Mac
The U.S. government is considering initial public offerings (IPOs) for Fannie Mae and Freddie Mac, top U.S. banks have been approached to advise on the potential IPOs. President Trump has urged Fannie Mae and Freddie Mac to help jumpstart new home construction. Privatizing the GSEs could reshape the housing finance system and potentially impact mortgage rates for homebuyers.
Oct 7, 2025 1:24 PM
— Mortgage Rates
Mortgage Rates Hold Steady in Tight Range
Mortgage rates have remained stable for almost three weeks, with the last significant movement occurring after the Fed rate cut in mid-September. Despite the Fed's actions, rates actually increased. Economic data, particularly the jobs report, has a greater impact on rates than Fed policy changes. The recent government shutdown has limited the release of important economic data, leading to the cur... more
Oct 7, 2025 12:24 PM
— Mortgage Rates
Will Mortgage Rates Fall—or Rise—Because of the Government Shutdown?
The article discusses how the U.S. government shutdown can impact the cost of mortgages by affecting demand for mortgages due to federal employees not getting paid and delayed issuance of government-funded mortgages. Shutdowns can lead to lower mortgage rates but also result in credit worries and uncertainty, making it hard to predict future rates. Economists expect mortgage rates to remain stable... more
Oct 7, 2025 10:23 AM
— Mortgage Rates
Lower mortgage rates are here, thanks to Wall Street bond investors
Borrowers are experiencing relief in recent weeks as mortgage rates have dropped from nearly 7% at the start of 2025 to around 6.34%. This decrease is attributed to investors' positive outlook on the housing market, despite ongoing economic uncertainties. Spreads between mortgage rates and Treasury note rates remain higher than the long-term average, signaling lingering investor concerns about the... more
Oct 7, 2025 3:26 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 7, 2025: The 30-year rate hovers above 6.25%
The article discusses the current mortgage rates as of now, both for home purchases and refinancing, along with providing data on different types of mortgages and rates. It also explains the difference between fixed-rate and adjustable-rate mortgages, and how they impact interest rates and payments over time. Additionally, it touches on the expectations for mortgage rates until the end of 2025 and... more
Oct 6, 2025 1:29 PM
— Mortgage Rates
Mortgage Rates Start The Week Near Recent Highs
Mortgage rates started the week at their highest levels in the past 30 days, but they are still within a narrow range seen in the past 2.5 weeks. Overseas developments caused bond market weakness, leading to slightly higher rates. Rate movement is expected to remain limited until the end of the government shutdown, allowing for the release of major economic reports impacting rates.
Oct 6, 2025 11:27 AM
— Mortgage Rates
Mortgage and refinance interest rates today for October 6, 2025: Down a half point since the end of May
The 30-year mortgage rate has dropped more than half a point since the end of May, with the current 30-year fixed rate sitting at 6.28%. Mortgage refinance rates are higher than rates when buying a house. The article discusses the impact of different mortgage terms and rates on monthly payments, emphasizing the importance of considering factors like property taxes and homeowners insurance.
Oct 6, 2025 11:26 AM
— Mortgage Rates
What's the mortgage interest rate forecast for October 2025?
Mortgage interest rates dropped to a three-year low before the Federal Reserve's rate cut, but have started to increase slightly. The Federal Reserve is expected to make further rate cuts, but there are uncertainties regarding economic factors like inflation and employment which could impact mortgage rates. Experts believe that mortgage rates will likely stay the same in October, with minimal fluc... more
DISCLAIMER: mortgage-rates.ai is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. mortgage-rates.ai is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.