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News for: Mortgage Rates
Showing 73 - 96 of 1065 results
Dec 3, 2025 4:34 AM
— Mortgage Rates
Test Post
The article discusses the daily fluctuations in mortgage rates, indicating that they have both risen and fallen recently. It also mentions the impact of economic indicators on interest rates.
Dec 3, 2025 3:30 AM
— Mortgage Rates
Mortgage rates finally moved lower last week, but that didn't do much for demand
Mortgage rates decreased slightly, but mortgage application volume fell overall. Applications to refinance dropped while applications to purchase a home increased. The adjustable-rate mortgage share of activity increased as consumers search for savings. Interest rates were mixed, with a slight rise followed by a pullback. Economic data could impact rates in the coming days.
Dec 3, 2025 2:31 AM
— Mortgage Rates
How GSE changes in LLPAs, MBS could shift rates
Bill Pulte, the director of the oversight agency for government-sponsored enterprises, is urging Federal Reserve Chair Jerome Powell to lower mortgage rates. There is also a push for GSEs to resume buying MBS to lower rates, but some experts warn against the plan. The FHFA director hinted at a partnership and criticized homebuilders and the Fed chair in a recent interview.
Dec 3, 2025 2:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, December 3, 2025: Forecast says rates to be slightly lower in 2026
The article discusses the current mortgage rates, forecasts for the future rates, how mortgage rates are determined, and the pros and cons of different types of mortgages. It also provides information on where to find the lowest mortgage rates and tips on securing low rates.
Dec 2, 2025 4:30 PM
— Mortgage Rates
30-year mortgage rates decline - How often do rates change? | Today's mortgage and refinance rates, December 2, 2025
Average mortgage rates showed mixed movement with some loan products increasing and others decreasing. The decrease in bond yields, driven by a declining jobs report and consumer confidence in the economy, resulted in fluctuations in mortgage rates. The upcoming Federal Open Market Committee announcement may further impact mortgage rates. Currently, the average rates for various mortgage products ... more
Dec 2, 2025 1:30 PM
— Mortgage Rates
Falling Mortgage Rates Are Near a 2025 Low—Should You Lock In Now or Wait for the Fed?
30-year new-purchase mortgage rates have fallen to almost their lowest level since October 2024, currently standing at 6.39%. The Federal Reserve is expected to announce another rate cut next week, but it's important to note that mortgage rates are influenced by various factors such as inflation trends, housing demand, and the bond market, and may not necessarily drop after a Fed cut.
Dec 2, 2025 12:30 PM
— Mortgage Rates
Mortgage Rates Move Slightly Lower
On Tuesday, mortgage rates barely changed and actually slightly decreased compared to the previous day. However, starting tomorrow, there is expected to be higher volatility due to upcoming economic reports that could impact rates.
Dec 2, 2025 9:26 AM
— Mortgage Rates
Will Rates Get Cut at the December Fed Meeting?
The article discusses the possibility of a rate cut during the Federal Reserve's next Open Market Committee meeting in December and how it may impact mortgage rates. It mentions the history of rate adjustments by the Federal Reserve, the inflation rate, uncertainty due to political factors, the impact of the Fed's actions on mortgage rates, and strategies for borrowers to consider. It also highlig... more
Dec 2, 2025 7:37 AM
— Mortgage Rates
Mortgage Rates Grow, Bowman Testifies | Today, December 2, 2025
Mortgage rates rose after recent lows, with the average 30-year fixed rate at 6.28%. Negotiating can help lower rates for buyers, and various assistance programs can ease entry barriers. Data from Freddie Mac shows historical highs and lows for different mortgage types. The market remains volatile, and experts caution on relying solely on market data for rate predictions. Various organizations pro... more
Dec 2, 2025 7:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, December 2, 2025: A low 30-year rate vs. an even lower 15-year
Mortgage rates have slightly increased, with average 30-year rates at 6.11%. The 15-year rate decreased to 5.48%. Refinance rates are typically higher than purchase rates. Economists don't anticipate significant mortgage rate drops before the end of 2025, with rates holding steady or possibly decreasing slightly in 2026.
Dec 2, 2025 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, December 2, 2025: A low 30-year rate or even lower 15-year? We do the math
The article discusses current mortgage rates, refinance rates, the difference between 15-year and 30-year mortgages, the impact of fixed-rate versus adjustable-rate mortgages, and predictions for future mortgage rate trends. It also provides information on how the Federal Reserve's rate decisions can influence mortgage rates.
Dec 1, 2025 4:32 PM
— Mortgage Rates
Tuesday: Vehicle Sales
Mortgage rates have decreased, erasing the gains from the previous week.
Dec 1, 2025 12:30 PM
— Mortgage Rates
Mortgage Rates Erase Last Week's Gains
Mortgage rates are affected by the bond market, which can behave erratically during major holiday weeks. Rates took a noticeable departure last week dropping to 6.20% but are now back up to 6.31%. Economic data is expected to have a bigger impact on rates in the coming days.
Dec 1, 2025 7:30 AM
— Mortgage Rates
When will mortgage rates go down significantly? This week’s decreases are relatively small.
Mortgage rates have slightly decreased this week but are still higher than this time last year. The Federal Reserve has lowered the fed funds rate twice in 2025, but mortgage rates don't necessarily follow the fed funds rate trends. Mortgage rates more closely follow the 10-year Treasury yield, which has decreased from the previous year. Buying a home solely based on mortgage rates dropping to a c... more
Dec 1, 2025 7:16 AM
— Mortgage Rates
Mortgage Rates Drift Down | Today, December 1, 2025
Mortgage rates decreased slightly over Thanksgiving Weekend and are expected to face upward pressure in the short term due to economic indicators. Refinancing or tapping into home equity is still a viable option. Negotiating for a lower rate, qualifying for assistance programs, or opting for shorter mortgages can help lower barriers to entry for buyers. Various rates for 30-year fixed mortgages an... more
Dec 1, 2025 6:30 AM
— Mortgage Rates
Chase launches refinance mortgage rate sale
Chase Home Lending is offering a limited-time mortgage rate discount for refinancing from Dec. 1 through Dec. 14. The discount varies by loan product and location, and can be combined with other offers to potentially reduce rates by up to 1%. This sale applies to rate-and-term and cash-out refinancing, providing options for homeowners looking to save money, access equity, or lower monthly payments... more
Dec 1, 2025 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today for December 1, 2025: Waiting for a dip under 6%
The average 30-year fixed mortgage rate is around 6.00%, while the 15-year fixed rate is 5.50% according to Zillow. Mortgage rates are subject to variation depending on the lender. Different strategies can help secure the lowest mortgage rates, and adjustable-rate mortgages might be worth considering. Rates for refinancing a mortgage are typically higher than for buying a house. Factors such as do... more
Nov 30, 2025 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, November 30, 2025: The 6% 30-year mortgage is back, could 5% be next?
The article discusses current mortgage rates, including both purchase and refinance rates. It emphasizes the importance of shopping around for lenders to find the best rates. It provides examples of how different loan terms and interest rates impact monthly payments and total interest paid over the life of the loan. Additionally, it explains the difference between fixed-rate and adjustable-rate mo... more
Nov 30, 2025 12:30 AM
— Mortgage Rates
Mortgage Rates Are Not Too High. What’s too High Are Home Prices that Exploded by 40-70% in 2 Years, Creating the “Affordability Crisis”
The article discusses how mortgage rates have recently been in a normal range in relationship to inflation, which has been steadily increasing. It highlights the impact of historically low mortgage rates, driven by QE policies, on the housing market, causing significant home price explosions. The article argues that lower mortgage rates are the problem, not the solution to the affordability crisis... more
Nov 29, 2025 4:30 AM
— Mortgage Rates
30-year mortgage rates decline - When will rates change? | Today's mortgage and refinance rates, November 28, 2025
Mortgage interest rates have mostly decreased compared to last week, with average rates for 30-year fixed, 15-year fixed, and 5/1 ARM mortgages moving lower. The decline in bond yields, driven by negative job reports and consumer confidence, has influenced these rate changes. The Mortgage Rate Variability Index was at 5 out of 10, showing an average deviation in mortgage offers. The average rate f... more
Nov 29, 2025 4:30 AM
— Mortgage Rates
Variable-rate mortgages have surged. Are the upfront savings worth the risk?
Many people are considering variable mortgage rates over fixed rates due to a modest spread in rates. There is uncertainty about future economic conditions, with some believing that taking a variable rate may offer a small win upfront. However, borrowers need to weigh the risks and benefits of variable rates versus fixed rates, considering factors such as flexibility and timing. Using a hybrid mor... more
Nov 29, 2025 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, November 29, 2025: Could the next move be below 6%?
Mortgage rates have fallen to around 6.00% for 30-year fixed mortgages, just at the edge of the 5% range. Rates for 15-year fixed and adjustable-rate mortgages are also provided. The article discusses the pros and cons of different mortgage terms, emphasizing that while 30-year terms have lower monthly payments, they result in higher total interest payments compared to shorter terms. It also menti... more
Nov 28, 2025 10:30 AM
— Mortgage Rates
Mortgage Rates Unchanged Versus Wednesday
Mortgage rates remained unchanged on the Friday after Thanksgiving, staying at the same level as Wednesday. The bond market closed early but will reopen fully next week, potentially bringing volatility depending on economic reports.
Nov 28, 2025 6:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, November 28, 2025: Some lenders are offering 6%, or lower, on 30-year loans
Mortgage rates are currently around 6% for 30-year fixed mortgages, with some lenders offering lower rates. The article provides a breakdown of mortgage rates for various types of loans. It also explains the difference between fixed-rate and adjustable-rate mortgages, as well as how these rates impact monthly payments. Additionally, the article discusses the forecasted future trends in mortgage ra... more
DISCLAIMER: mortgage-rates.ai is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. mortgage-rates.ai is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.