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News for: Mortgage Rates
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Jun 28, 2025 5:02 AM
— Mortgage Rates
Mortgage and refinance interest rates today, June 28, 2025: Rates nosedive since last weekend
The article discusses the current mortgage rates, which have dropped since last weekend. The average 30-year fixed mortgage rate is 6.53%, while the 15-year fixed rate is 5.71%. Economists predict that rates will remain above 6% through 2026. The piece also explains the advantages and disadvantages of 30-year fixed mortgages versus 15-year fixed mortgages and adjustable-rate mortgages (ARMs). It m... more
Jun 28, 2025 3:01 AM
— Mortgage Rates
Rates decrease as home sales slightly up - Current mortgage and refinance rates, June 27, 2025
Mortgage interest rates have decreased across all loan terms compared to a week ago. The Federal Reserve opted to keep the benchmark federal funds rate unchanged due to factors like inflation and employment uncertainty. The current average rates for a 30-year fixed mortgage, 15-year fixed mortgage, 5/1 adjustable rate mortgage (ARM), and jumbo loans have all dropped. Dr. Selma Hepp predicts that t... more
Jun 27, 2025 10:02 AM
— Mortgage Rates
Mortgage Rates Not Too Far From 8 Month Lows
Friday's mortgage rates held steady, with an average rate of 6.72%, which is close to the lowest it has been since early April. Mortgage lenders tend to offer rates in 0.125% increments, so there is only a small difference from the lows in April. Recent improvement in rates is attributed to softer economic data and inflation. However, rates could increase suddenly if there is a surge in employment... more
Jun 27, 2025 2:38 AM
— Mortgage Rates
Mortgage and refinance interest rates today, June 27, 2025: Slowly easing lower again this week
Mortgage rates have decreased slightly, with the 30-year fixed rate at 6.77% and the 15-year fixed rate at 5.89%. Different types of mortgages, such as fixed-rate and adjustable-rate, are discussed along with information on mortgage refinancing options and the impact of mortgage rates on monthly payments. Mortgage rates are expected to remain relatively stable through 2025 and 2026, with slight de... more
Jun 26, 2025 2:00 PM
— Mortgage Rates
Average long-term US mortgage rate drops to 6.77%, the lowest level since early May
The average rate on a 30-year U.S. mortgage fell to its lowest level since early May, offering hope for homebuyers as high borrowing costs and rising prices have impacted the housing market. Sales of both existing and new homes have been sluggish, but there is optimism that sales could pick up in the future due to rising for-sale inventory. Mortgage rates are influenced by factors such as the Fede... more
Jun 26, 2025 1:00 PM
— Mortgage Rates
What happens if mortgage rates go up to 8%?
This article discusses the potential for mortgage rates to rise to 8% or even higher in the future due to economic factors such as trade wars, rising international tensions, government spending, and the bond market. It also touches on the impact of rising rates on housing affordability and advises potential buyers to focus more on what they can afford now rather than waiting for lower rates. The a... more
Jun 26, 2025 12:01 PM
— Mortgage Rates
Mortgage Rate Winning Streak Continues
Mortgage rates have been dropping since June 6th, with the 30yr fixed index moving down almost 0.25%. Today's gains further contributed to the drop of 0.07%. The market is shifting to expect a lower path for the Fed Funds Rate, benefiting both rates and stocks. The winning streak for mortgage rates is currently at 5 days, with potential for a bounce in the future.
Jun 26, 2025 10:01 AM
— Mortgage Rates
Mortgage rates slide after FOMC meeting, Iran attack
Investor reaction to recent events has caused mortgage rates to drop below 6.8% for the first time in over a month, with the 30-year fixed rate mortgage remaining steady. Yields on the 10-year Treasury are climbing due to various factors, and regulatory changes post the Surfside collapse are affecting mortgage access.
Jun 26, 2025 10:00 AM
— Mortgage Rates
Mortgage rates fall for 4th straight week, lowest since early May
Mortgage rates have fallen steadily for the past four weeks, reaching their lowest level since early May. Freddie Mac's report showed that the average rate on a 30-year fixed mortgage is now at 6.77%, down from 6.81% the previous week. Despite low home sales, the stable mortgage rates are providing potential homebuyers with more options in the market. Affordability is a concern, with only three ma... more
Jun 26, 2025 9:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, June 26, 2025: Lower for the week and remaining in a narrow range
Mortgage rates decreased this week, with the average 30-year fixed rate falling to 6.81%. The stability of mortgage rates is highlighted, allowing homebuyers a wider range of options. Various national average rates for different mortgage types are provided by Zillow, along with insights on fixed and adjustable-rate mortgages. Factors affecting rates, such as the economy, are discussed. The article... more
Jun 26, 2025 9:00 AM
— Mortgage Rates
Mortgage rates fall below 6.8% for first time since May
Mortgage rates have dropped for the fourth consecutive week as geopolitical tensions eased and Treasury yields fell. The rates for a 30-year fixed mortgage decreased to 6.77%, and a 15-year mortgage fell to 5.89%. Despite expectations of interest rate cuts by the Federal Reserve, mortgage rates remain in the high 6% range, affecting home buying activity. The housing market is showing some improvem... more
Jun 26, 2025 9:00 AM
— Mortgage Rates
Average long-term US mortgage rate drops to 6.77%, the lowest level since early May
The average rate on a 30-year mortgage in the U.S. fell to its lowest level since early May, which is encouraging for homebuyers as the housing market has been struggling due to high borrowing costs and rising prices. Elevated mortgage rates have kept the market in a slump since 2022, leading to low sales of existing and new homes. However, pending home sales have increased, suggesting potential i... more
Jun 26, 2025 1:00 AM
— Mortgage Rates
Mortgage Rates Dip Down: Mortgage Interest Rates Today for June 26, 2025
The article discusses how key mortgage rates have slightly decreased, potentially bringing positive news to the housing market in 2025. Despite the decrease in rates, buying a home is still unaffordable for many due to high prices and monthly payments. Various factors such as inflation, global trade war threats, and policy turbulence have caused uncertainty in the economic outlook. Mortgage rates ... more
Jun 25, 2025 1:00 PM
— Mortgage Rates
Mortgage rates big banks advertise are higher than what most people can actually get
The article emphasizes the importance of asking a specific question before signing a mortgage. It also mentions the complexity of navigating credit scores when shopping for mortgages. Additionally, it discusses the potential unsustainability of 7 per cent mortgage rates.
Jun 25, 2025 12:01 PM
— Mortgage Rates
Uptick in refinancing leads to higher mortgage applications
Mortgage rates rose slightly last week, but refinancing demand continued to drive overall applications up. Both purchase and refinance activity declined despite rates falling to a two-month low due to market concerns over geopolitical and tariff issues. The average 30-year fixed-rate mortgage increased slightly to 6.86%, calming economic volatility after the Federal Reserve's recent inaction. Howe... more
Jun 25, 2025 12:00 PM
— Mortgage Rates
Lowest Rates in Over 2 Months
The average top tier 30yr fixed mortgage rate has dropped to the lowest levels since April 4th due to two days of modest improvement. April 4th marked a significant point as rates had sharply increased after that date due to a strong jobs report and tariff concerns. Yesterday's bond market strength led to further improvement in mortgage rates, with lenders issuing mid-day reprices in response.
Jun 25, 2025 4:00 AM
— Mortgage Rates
Mortgage rates today drop to 6.81% for 30-year loans
Mortgage rates decreased slightly this week, with the average 30-year fixed rate dropping to 6.81%. Rates have shifted slightly across different loan types. Borrowers with excellent credit and a 20% down payment are seeing these averages. Factors influencing rates include the current market conditions and the potential benefits of locking in a loan below 7%.
Jun 25, 2025 4:00 AM
— Mortgage Rates
Mortgage rates and demand are stuck in a holding pattern
Despite economic uncertainty and military conflicts, mortgage rates have not been significantly impacted. Rates for 30-year fixed-rate mortgages increased slightly, remaining in a narrow range just below 7%. Purchase applications for homes dropped, while applications to refinance rose. The average loan size for purchase applications decreased.
Jun 25, 2025 3:00 AM
— Mortgage Rates
When will mortgage rates go back down to 6%?
The article discusses how mortgage rates have been high recently, hovering between 6% and 7%. It explains the impact of these rates on home prices and provides predictions for future rates, with expectations that rates may not drop below 6% until 2026. Various factors such as inflation and Federal Reserve actions influence the direction of mortgage rates.
Jun 25, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, June 25, 2025: Dropping as deficit concerns grow
The article discusses how mortgage interest rates have dropped with the 30-year fixed rate at 6.62% and the 15-year rate at 5.85%. It mentions the impact of the 10-year Treasury yield on mortgage rates as well. It compares different types of mortgage rates like 30-year fixed, 15-year fixed, ARMs, and VA mortgages, and how they affect monthly payments. Pros and cons of each type of mortgage are exp... more
Jun 24, 2025 12:00 PM
— Mortgage Rates
Mortgage Rates Lowest Since April
Mortgage rates fell to the best levels since early May, reaching even lower rates than the end of April. The improvement in rates was due to the weak labor market conditions highlighted by the Consumer Confidence Index and Fed Chair Powell's testimony indicating a softer tone on potential rate cuts.
Jun 24, 2025 8:00 AM
— Mortgage Rates
Homebuyers See Small Weekly Dips in Rates: Current Mortgage Rates for June 24, 2025
The article discusses how mortgage rates are slowly decreasing, but are still high, with 30-year fixed rates remaining above 6.5%. The Federal Reserve has kept interest rates steady due to inflation, trade war threats, and policy turbulence. While there is hope for lower rates if inflation cools or the labor market softens, homebuyers should not expect immediate relief. The housing market remains ... more
Jun 24, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, June 24, 2025: Rates take a small dip lower
The article discusses current mortgage rates and provides information on how to strategize when purchasing a home. It compares different mortgage rates, including 15-year and 30-year fixed rates, as well as adjustable-rate mortgages (ARMs). The article also talks about the impact of the Federal Reserve's decisions on mortgage rates and advice on mortgage refinancing.
Jun 24, 2025 1:00 AM
— Mortgage Rates
Refinance Rates Slide Down Again: Mortgage Refinance Rates for June 24, 2025
Mortgage refinance rates have been elevated between 6.5% and 7% in 2025 due to economic uncertainty. A modest decline in mortgage rates is expected by the end of the year, but a significant increase in refinance activity would occur if rates fell below 6%. The Federal Reserve's interest rate decisions impact borrowing costs but not directly mortgage rates, which are set in the bond market. It is r... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.