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News for: Housing Market
Showing 97 - 120 of 225 results
Jul 21, 2025 7:17 AM
— Housing Market
America’s best states to retire in 2025: New Hampshire takes the top spot
Bankrate's 2025 Best and Worst States to Retire Study revealed that New Hampshire is the top state for retirees in 2025, followed by Maine, Wyoming, Vermont, and Idaho. The study considered factors like affordability, health care, neighborhood safety, access to healthcare, air quality, and recreational opportunities in ranking the states. New England and Western states dominated the top 10, while ... more
Jul 21, 2025 7:00 AM
— Housing Market
Goldman's Mid-Year Housing Outlook
Goldman Sachs Senior economist Ronnie Walker predicts slowing construction and price growth in the housing market due to sustained high mortgage rates affecting housing turnover and homeowners' ability to sell and buy new homes. Existing home sales are forecasted to be 23% below 2019 levels. Single-family housing starts are expected to decline by 11% this year. House prices are projected to rise b... more
Jul 20, 2025 2:00 PM
— Housing Market
Top economist sounds the alarm even louder on the housing market and says homebuilders are ‘giving up’
Moody's Analytics chief economist Mark Zandi warns that the housing market outlook is rapidly deteriorating, with home sales, homebuilding, and prices set to slump unless mortgage rates drop significantly from their current near 7%. Existing home sales rose in May but marked the slowest sales pace for any May since 2009. Sales of new single-family homes and housing starts have decreased as well. H... more
Jul 20, 2025 2:00 PM
— Housing Market
Top economist sounds the alarm even louder on the housing market and says homebuilders are 'giving up'
Moody's Analytics chief economist Mark Zandi warns that the housing market is weakening and will likely become a significant drag on overall economic growth. Home sales, homebuilding, and house prices are all expected to decline unless mortgage rates drop significantly from their current near 7% level, which seems unlikely. Builders are cutting prices, and increased supply is putting further press... more
Jul 19, 2025 3:01 AM
— Housing Market
Builder Outlook Ticks Up Despite More Price Cuts and Less Buyer Traffic
The National Association of Homebuilders (NAHB) and Wells Fargo's latest Housing Market Index (HMI) shows that builders are placing their hopes on the future, as builder confidence rose slightly but remained below the key threshold of 50. Factors like high mortgage rates, construction costs, and affordability challenges are still weighing on builders. Many builders are offering price reductions an... more
Jul 18, 2025 9:00 AM
— Housing Market
Map Shows Where Homeowners Are Behind on Mortgage Payments
Serious mortgage delinquencies in the United States have been increasing due to rising property taxes, surging home insurance premiums, and other factors. States like Louisiana, Florida, and Georgia saw significant increases in delinquency rates. Homeowners are at risk of losing their properties if they fall behind on payments. The increase in delinquencies is partly attributed to the higher cost ... more
Jul 17, 2025 1:09 PM
— Housing Market
June sees uptick in new-home loan demand
Homebuyers were focused on purchasing newly constructed homes last month despite high mortgage rates, which is a positive sign in the housing market.
Jul 15, 2025 8:01 AM
— Housing Market
Jerome Powell has more housing problems now, including the Fed's
The article discusses the intense scrutiny the Fed's headquarters is under due to mismanagement of renovation projects. It also mentions fresh inflation figures for June, showing rising costs for consumers, particularly in housing. Home prices have outstripped earnings growth for decades, exacerbated by low interest rates during the pandemic years.
Jul 15, 2025 7:00 AM
— Housing Market
Economist Issues 'Red Flare' Warning for US Housing Market
Moody's Chief Economist Mark Zandi has issued a warning about major instability in the U.S. housing market, citing issues in construction and sales. He believes these issues could negatively impact the wider economy and lead to a recession unless mortgage rates decline from their current high levels. New home sales have already dropped, and homebuilders are giving up on incentives to lower mortgag... more
Jul 14, 2025 1:00 PM
— Housing Market
No Fed cut in July, nearly all economists surveyed say
Economists do not predict the Federal Reserve will cut rates at upcoming meetings, despite speculation. A Wells Fargo customer received compensation for float fees from over a decade ago, leading to a lawsuit. Additionally, an Indiana loan officer was sued for fraudulent originations estimated to cost over $1 million to repurchase.
Jul 13, 2025 1:24 PM
— Housing Market
KBW cuts ratings on mortgage insurers
Keefe, Bruyette & Woods downgraded stock ratings on three of the five private mortgage insurers they cover but are still relatively bullish on the segment. Mortgage rates are expected to remain elevated and stable for longer, with some industry participants viewing this as positive for the housing market. Uncertainty in the mortgage and capital markets is unprecedented this year, but some aspects ... more
Jul 11, 2025 4:00 AM
— Housing Market
Over 30 million homeowners don't have a mortgage right now. Here's why that's a big warning sign about the housing market
The article discusses how high mortgage rates and home prices are blocking many would-be homeowners from entering the housing market. Older generations are not downsizing due to fear of high mortgage rates, leading to lower supply and higher prices. Many Americans own their homes outright, making it difficult for younger generations to buy homes. Homeowners with limited equity or behind on student... more
Jul 11, 2025 3:03 AM
— Housing Market
The housing market is flashing warning signs about high mortgage rates and Gen Z and millennial first-time buyers, Capital Economics says
The U.S. housing market is facing multiple challenges, including high mortgage rates, lack of affordability, and a decrease in first-time home buyers. Capital Economics sees no clear path to recovery, with the market stuck in a slump since 2023. Affordability issues and a freeze in for-sale activity are leading to a slow and grinding recovery.
Jul 10, 2025 9:01 AM
— Housing Market
Tax Law Might Not Spell Instant Relief For Homebuyers
Despite a new tax law being in effect, it may take time for its effects to reach the housing market. Factors such as stubbornly high mortgage rates and home prices are currently affecting homebuyers. The law makes provisions from the 2017 tax law permanent, which could have some positive impacts on the economy. The bill is expected to increase interest rates on credit, potentially impacting mortga... more
Jul 9, 2025 12:04 PM
— Housing Market
ARMs tripled at banks over past decade
Adjustable-rate mortgages surged this decade, increasing their share of the market at the nation's largest banks. US purchases of new homes fell in May due to affordability constraints, but improved for-sale supply is providing more options for buyers. Pending sales of existing homes also fell due to high asking prices and borrowing costs.
Jul 9, 2025 7:02 AM
— Housing Market
Roughly one in four American adults have a side hustle. Here’s why that number might change soon.
Bankrate conducted a survey that found that fewer Americans are side hustling this year compared to last year. Gen Z is leading the pack with side hustles, with 34% of them having an extra job. Many side hustlers are using the extra income for discretionary expenses, while others are using it for living expenses, savings, or debt repayment. Side hustle participation is down overall, but side hustl... more
Jul 8, 2025 3:00 PM
— Housing Market
3 Key Changes in The 'Big Beautiful Bill' That Could Affect Housing
The tax and spending bill signed by President Trump has provisions that could benefit the housing market. Some of these provisions include restoring the deduction for mortgage insurance, increasing the standard taxpayer deduction, expanding the low-income housing tax credit, making Opportunity Zones permanent, and increasing the state and local taxes (SALT) deduction. These changes are expected to... more
Jul 8, 2025 3:02 AM
— Housing Market
For The Housing Market This Year, It All Comes Down to Mortgage Rates
The housing market has remained frozen in 2025 with an affordability crisis, high mortgage rates, and low inventory contributing to the stagnation. However, there are signs of small improvements such as increased listings and slower price increases in certain areas. Economists predict that a real estate thaw may occur in 2026, especially if interest rates decrease.
Jul 7, 2025 1:08 PM
— Housing Market
Tariffs, jobs, rates: What's sinking buyer mood most?
Consumer homebuying sentiment decreased in June due to fears over job cuts and tariff fallout. Confidence among US homebuilders also fell in June, with potential buyers concerned about high mortgage rates and the economy. Despite this, more consumers believe that home prices will rise in the coming year.
Jul 7, 2025 10:01 AM
— Housing Market
Why mortgage purchase apps are on a 22-week growth streak
Purchase applications for the existing home sales market have shown 22 weeks of year-over-year growth, including nine consecutive weeks of double-digit growth. The data has been overlooked due to confusion, but with mortgage rates easing, the summer housing market may heat up.
Jul 5, 2025 3:24 PM
— Housing Market
FHA borrowers face mounting mortgage pressure
Americans are generally keeping up with their mortgage payments, but there are concerns about cracks forming beneath the surface. Consumer distress in auto and personal loans is also increasing, but mortgage growth is atypical, raising red flags for borrowers and lenders. There is uncertainty in Sunbelt markets, with property values softening, while the Northeast continues to see growth. Credit av... more
Jul 5, 2025 2:45 PM
— Housing Market
3% mortgage rates aren't dead: Housing market sees 127% increase in buyers taking over old loans
The article discusses how in the current housing market, mortgage rates are not dead as originally predicted. Instead, there is an increase in buyers taking over old loans through assumptions.
Jul 3, 2025 11:02 AM
— Housing Market
NAHB's top economist weighs tariffs, immigration, economics
Home builders are currently facing economic uncertainty due to tariff negotiations, high mortgage rates, labor shortages, and trade negotiations. However, there is a potential for stabilization in the industry with anticipated interest rate cuts and tariff certainty. The housing market is short around 1.5 million homes, creating opportunities for builders. The expansion of a low-income housing cre... more
Jul 3, 2025 9:01 AM
— Housing Market
HELOC Products; Bank Builder JV; Customer Service and Compliance; Employment Data
The article discusses various topics related to mortgages, including the impact of inflation on hot dog prices, the strength of the economy affecting Fed rate cuts, new mortgage divisions launched by banks and builders, the importance of customer service in compliance strategy, developments in the capital markets, and the role of MISMO standards for mortgage loan officers.
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All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.