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News for: Housing Market
Showing 97 - 120 of 308 results
Oct 7, 2025 3:24 AM
— Housing Market
New data shows where refinance incentives are growing
Market conditions for home loans have improved, with a notable increase in rate-and-term transactions, cash-outs, and purchase loans. Falling interest rates led to a rush in refinancing, but slowing purchase activity caused a decline in overall lock volumes. Washington, D.C. and Denver have the largest share of mortgaged households, leading to a potential shift in buyer demand.
Oct 6, 2025 9:23 PM
— Housing Market
How some Utah families are trying to find an affordable home
With mortgage rates above 6% and high home prices in Utah, many families are turning to multi-generational housing as a solution. This trend allows three generations to live under one roof, helping with affordability and creating more living space for each family member. The Terraine community in West Jordan is an example where families are building homes to accommodate multiple generations.
Oct 4, 2025 11:31 AM
— Housing Market
4% Gain in Pending Home Sales Isn't Exactly What it Seems
The National Association of Realtors' Pending Home Sales Index increased by 4.0% in August, reaching its highest level since March and showing a 3.8% increase from the same month last year. However, the overall trend remains flat and unchanged over the past two years.
Oct 4, 2025 11:30 AM
— Housing Market
Home Price Growth May be The Lowest in Years, But Home Prices Remain Near All-Time Highs
Both the FHFA and the S&P CoreLogic Case-Shiller indices show that home prices are still higher than a year ago, but the pace of growth is slowing. The FHFA remains near the lowest growth since 2012, while Case-Shiller is at its weakest year-over-year level in more than 2 years. Despite the moderation in prices, they remain near all-time highs, with only slight declines recently. Both indices conf... more
Oct 2, 2025 7:27 AM
— Housing Market
Agencies issue shutdown-related guidance for lenders
A government shutdown due to a partisan budget divide has prompted bond investor activity that could lower mortgage rates and challenge the housing market. Various legal actions, including lawsuits, against lenders and homebuilders are also mentioned.
Sep 30, 2025 12:24 PM
— Housing Market
Survey: 1 in 6 Aspiring Homeowners Have Given Up
Home prices are near record highs and mortgage rates have increased, leading to discouragement among homebuyers. A Bankrate survey found that 16 percent of aspiring homebuyers have given up on purchasing a home due to affordability challenges. Younger generations feel they have fewer financial opportunities compared to older generations. Despite the difficulties, buyers are encouraged to expand th... more
Sep 29, 2025 5:23 AM
— Housing Market
Peso crisis drives mortgage rates to 15%, upending Milei agenda
Argentina's housing market, which has struggled due to inflation and economic instability, faced a setback after President Javier Milei's election defeat. This led to a run on the currency, resulting in higher interest rates and credit drying up. The crisis impacted mortgage lending, causing major lenders to increase rates and tighten credit standards, leading to a credit crunch. The turmoil in th... more
Sep 28, 2025 3:23 AM
— Housing Market
A gauge of future home sales just turned negative—despite 9 straight weeks of falling mortgage rates
Despite a decline in mortgage rates, pending home sales fell for the first time in nearly three months, indicating a stagnant housing market. While mortgage refinance applications surged, mortgage-purchase applications only increased slightly. Factors weighing on housing demand include high home prices, buyers waiting for lower mortgage rates, limited supply of listings, and economic uncertainty. ... more
Sep 27, 2025 2:23 PM
— Housing Market
A gauge of future home sales just turned negative—despite 9 straight weeks of falling mortgage rates
Despite a decrease in mortgage rates, pending home sales have fallen, indicating a stagnant housing market. Refinancing applications saw a surge, but purchase applications only increased slightly. Factors affecting housing demand include high home prices, waiting for rates to drop further, low supply, and economic uncertainty. Mortgage rates have started to rise again as Treasury yields rebounded ... more
Sep 27, 2025 4:24 AM
— Housing Market
Panel eyes GSEs' guarantee as public offering talks progress
Experts at a Bipartisan Policy Center event discussed the importance of preserving Fannie Mae and Freddie Mac's role in the mortgage market amid reform. Trump is considering bringing Fannie Mae and Freddie Mac back to the market in a potential IPO exceeding $1 trillion. Housing finance firms are anticipating a 25 basis point move, with potential actions going beyond that outcome.
Sep 27, 2025 3:23 AM
— Housing Market
Did Rates Have Anything to do With Big Surge in Home Sales?
New home sales in August saw a significant increase, breaking a two-year trend of stable activity. Sales surged to a seasonally adjusted annual rate of 800,000, up 20.5% from July. For-sale inventory decreased, leading to higher prices, with the median price reaching $413,500 and the average price hitting $534,100. There is speculation about the impact of interest rates on this sales surge, althou... more
Sep 26, 2025 12:24 PM
— Housing Market
Nothing New For Existing Home Sales
Existing-home sales remained steady in August, with a seasonally adjusted annual rate of 4.0 million, down slightly from July but up 1.8% from a year ago. Sales have been around 75% of pre-pandemic levels for three years. NAR Chief Economist Lawrence Yun noted that mortgage rates are easing and inventory is improving, which may bolster future sales. The market is characterized by stable demand, sl... more
Sep 25, 2025 10:46 AM
— Housing Market
Mortgage payment levels see fourth straight monthly drop
Home buyers experienced some relief in affordability during the summer as mortgage payment levels dropped, but challenges remain with high prices and low inventory. Refinancing showed slight improvements, but home sales continue to be difficult. Fannie Mae predicts a decrease in home sales and mortgage origination volume. Mortgage rates increased with the rise in 10-year Treasury yield. Washington... more
Sep 25, 2025 7:24 AM
— Housing Market
US home sales remained sluggish in August despite late-summer mortgage rate slide
Sales of previously occupied U.S. homes remained sluggish in August, despite a late-summer slide in mortgage rates. Existing home sales slipped 0.2% last month to a seasonally adjusted annual rate of 4 million units. The national median sales price increased 2% in August to $422,600.
Sep 25, 2025 6:49 AM
— Housing Market
Existing home sales stall in August amid higher mortgage rates
Sales of previously owned homes were flat in August at 4 million units. The upper end of the market saw an increase in sales, while more affordable homes saw a decline. Supply in the housing market decreased slightly, leading to a 2% increase in median home prices from a year ago.
Sep 24, 2025 8:23 AM
— Housing Market
New home sales surge over 20% to 3-year high as lower mortgage rates spurred demand
Sales of new US single-family homes surged in August to the highest level in more than 3-1/2 years, driven by falling mortgage rates. However, economists are skeptical about the sustainability of this spike, citing volatility in new housing data, subdued homebuilder sentiment, and a weakening labor market. Despite the increase in sales, the housing market has been in a slump due to higher mortgage... more
Sep 23, 2025 1:25 PM
— Housing Market
Where Fannie Mae anticipates rates will head next
Fannie Mae revised their mortgage rate forecasts downward and projected higher volumes for next year. The government-sponsored enterprise also extended Michael Hutchins' term as interim CEO. A New Jersey-based bank plans to eliminate over 100 employees from its mortgage lending operations. Stakeholders are being urged to base decisions on data rather than politics related to a proposed repeal. A b... more
Sep 22, 2025 2:23 AM
— Housing Market
America's High Mortgage Rates Aren't Deterring Foreign Buyers
The housing market in the United States has seen a decrease in domestic buyers due to high mortgage rates and rising home prices, but an increase in foreign buyers taking advantage of the situation. Foreign buyers are able to pay in all cash, purchase more expensive properties, and even refinance their properties to adapt to changing interest rates. Foreign buyers are particularly interested in st... more
Sep 20, 2025 3:24 AM
— Housing Market
Big Drop in Building Permits, But Construction Pace is Still Fairly Steady
The Census Bureau's report for August showed a decrease in total housing starts, led by a decline in single-family starts. Multifamily activity slightly decreased but continues to trend higher. The most significant shift was a sharp drop in building permits, bringing permits and starts into closer alignment.
Sep 19, 2025 10:23 AM
— Housing Market
Builders Counting on Lower Rates to Break the Traffic Jam
Builder confidence levels remained below the key 50 mark, with the September NAHB/Wells Fargo HMI at 32 for the 17th consecutive month. However, the component index focusing on sales expectations for the next 6 months saw improvement, helping to prevent further decline in overall confidence. Affordability concerns persist, but recent drops in mortgage rates may help increase buyer traffic. Pricing... more
Sep 19, 2025 8:24 AM
— Housing Market
Appraisal, Borrower Mining, Reverse Mortgage Tools; Conv. Conforming News; Rates Creeping Up
The article discusses various topics related to mortgage lending and the housing market, including issues surrounding fraud, credit challenges, improving loan approval rates, technology innovations in the industry, and updates from Freddie Mac and Fannie Mae. It also touches on investor sentiment in relation to the Federal Reserve's policies.
Sep 16, 2025 7:25 AM
— Housing Market
The housing market could be turning around for buyers, NAHB says
The largest group of homebuilders in America is optimistic about the direction of the housing market.
Sep 16, 2025 5:26 AM
— Housing Market
If you had invested $1,000 in the S&P 500 10 years ago, here’s how much you’d have now
The S&P 500 index has steadily grown over the past decade, delivering reliable returns for investors. While the index has experienced ups and downs, staying invested through market fluctuations is key to capturing long-term gains. Index funds like SPDR S&P 500 ETF Trust offer an easy way to invest in the index and benefit from diversification. Despite concerns about concentration in certain tech c... more
Sep 14, 2025 8:23 PM
— Housing Market
Metro Detroit homebuyers face higher prices but more inventory, lower mortgage rates
Eric Vance, a 54-year-old contractor from Southfield who flips homes, recently visited a property in Redford Township that stood out to him because of the fireplace and kitchen, which made him feel at home.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.