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News for: Mortgage Rates
Showing 97 - 120 of 1065 results
Nov 27, 2025 7:30 AM
— Mortgage Rates
30-year mortgage rates fall - How long will rates stay here? | Today's mortgage and refinance rates, November 27, 2025
Mortgage interest rates have mostly decreased, with the 30-year fixed, 15-year fixed, and 5/1 ARM rates moving lower, while jumbo loan rates rose. Bond yields have decreased due to a declining jobs report and consumer confidence in the economy also dropped. The Federal Open Market Committee announcement on Dec. 10 may impact mortgage rates. Average mortgage rates are currently lower than the histo... more
Nov 27, 2025 6:31 AM
— Mortgage Rates
Home purchase applications surge as mortgage rates approach 6%
Home purchase applications increased by 20% year over year as mortgage rates approached 6%, leading to 17 consecutive weeks of positive demand trends amid normalizing inventory. The Mortgage Bankers Association report for 2025 showed a year-to-date high just before Thanksgiving despite some negative headlines about the housing market.
Nov 27, 2025 4:32 AM
— Mortgage Rates
Mortgage Rates Drop Before Thanksgiving | Today, November 26, 2025
Mortgage rates fell before the holiday, but economic indicators point to potential increases. Refinancing or tapping into home equity could still be viable options. Average 30-year fixed rate mortgage is 6.28%, 15-year fixed is 5.62%, and 5/1 adjustable rate mortgage is 5.48%. Various economic reports and forecasts influence mortgage rates.
Nov 27, 2025 4:30 AM
— Mortgage Rates
Mortgage Rates Fall—and Could See Another Cut Before 2026
Mortgage rates have fallen to 6.23 percent, slightly improving housing affordability for Americans in anticipation of a rate cut by the Federal Reserve in December. Experts predict a further cut by the Fed which could bring rates near 2025 lows and potentially boost the housing market.
Nov 27, 2025 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, November 27, 2025: Lowest since October 2024
The article discusses the current mortgage rates as of October 2024, mentioning that the rates are at their lowest point in a while. It provides information on the average 30-year fixed mortgage rate, the 15-year fixed rate, and current rates for different types of mortgages. Additionally, it explains the difference between fixed and adjustable rate mortgages, factors that influence mortgage rates... more
Nov 26, 2025 11:30 AM
— Mortgage Rates
Mortgage Rates Slightly Higher, But Remain Near Long-Term Lows
Mortgage rates saw a slight increase on Wednesday, but are still at some of the lowest levels in a month and close to the lowest levels in over 3 years. Bond markets and mortgage lenders will be closed for Thanksgiving, and the Friday after Thanksgiving usually does not see significant movement in rates or the bond market.
Nov 26, 2025 10:31 AM
— Mortgage Rates
Mortgage rates tick down for first time this month
Mortgage rates have slightly decreased and are expected to remain stable for the rest of the year. The rates have been influenced by various economic trends, including the government shutdown and lack of data, as well as Federal Reserve Chair Jerome Powell's recent comments.
Nov 26, 2025 10:30 AM
— Mortgage Rates
Average US long-term mortgage rate falls to 6.23%, ending a three-week climb
The average rate on a 30-year U.S. mortgage dropped to 6.23% from 6.26% last week, influenced by a decrease in long-term U.S. Treasury bond yields. Mortgage rates are impacted by factors such as Federal Reserve interest rate decisions and inflation expectations. The easing mortgage rates have boosted homebuyers' purchasing power and led to an increase in sales of previously occupied U.S. homes. Th... more
Nov 26, 2025 9:53 AM
— Mortgage Rates
Mortgage rates dropped this week amid fresh signs of job market weakness
Mortgage rates dropped slightly this week as signals of a weakening labor market and potential Federal Reserve interest rate cuts next month emerged. The 30-year mortgage rate was 6.23%, down from 6.26%, and the 15-year rate was 5.51%, down from 5.54%. Expectations of a December rate cut are growing due to weakening job market data, with traders predicting an 83% chance of a 25-basis point cut. Th... more
Nov 26, 2025 9:30 AM
— Mortgage Rates
Average US long-term mortgage rate falls to 6.23%, ending a three-week climb
The average rate on a 30-year U.S. mortgage decreased after three weeks of increases, falling to 6.23% from 6.26%. Mortgage rates are influenced by factors like the Federal Reserve’s interest rate policies and bond market investors’ expectations. Lower mortgage rates have boosted homebuyers' purchasing power, leading to an increase in home sales.
Nov 26, 2025 7:30 AM
— Mortgage Rates
30-year mortgage rates decline - When should you lock? | Today's mortgage and refinance rates, November 26, 2025
National mortgage rates showed a mixed trend with 30-year fixed, 15-year fixed, and 5/1 ARM rates declining, while jumbo loan rates increased. There is a possibility of rates going lower due to New York Fed President John Williams hinting at rate cuts in December. The 10-year Treasury bond yield dropped in response. Federal Reserve officials are divided on future rate cuts based on concerns about ... more
Nov 26, 2025 7:30 AM
— Mortgage Rates
What are today's mortgage interest rates: November 26, 2025?
Mortgage interest rates have decreased significantly in 2025 after being high for a long time. Rates are currently at 5.99% for a 30-year mortgage and 5.50% for a 15-year mortgage. Homebuyers and owners are encouraged to take advantage of the lower rates by refinancing or purchasing a home before the Federal Reserve potentially cuts interest rates further.
Nov 26, 2025 4:33 AM
— Mortgage Rates
Mortgage Rates Trot Toward Thanksgiving | Today, November 25, 2025
Mortgage rates are holding steady as indicators point to downward pressure. The average rates for 30-year fixed, 15-year fixed, and 5/1 adjustable-rate mortgages are provided, with the possibility of refinancing or tapping into home equity discussed. Economic reports and forecasts from various organizations are also mentioned, along with a general outlook on mortgage rates and market fluctuations.
Nov 26, 2025 4:31 AM
— Mortgage Rates
30-year mortgage rates decrease - When will they fall? | Today's mortgage and refinance rates, November 25, 2025
National mortgage rates remained stable, with minimal movement in most loan products indicating stability in the market. Bond yields responded to New York Fed President John Williams' speech by sliding, potentially leading to a decrease in rates. There is growing disagreement among the Federal Reserve on whether to cut rates. Mortgage rates could continue trending downward before the next Fed meet... more
Nov 26, 2025 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, November 26, 2025: 30-year rates are a one-day move to being sub-6%
Mortgage rates are close to dropping below 6%, which could spark a wave of purchase and refinance applications. The average 30-year fixed rate is 6.04%, and the 15-year fixed home loan rate is 5.47%. The article discusses the current mortgage rates, including 30-year fixed, 20-year fixed, and more, along with advantages and disadvantages of different loan terms. It touches on adjustable-rate mortg... more
Nov 25, 2025 3:31 PM
— Mortgage Rates
Mortgage Rates Fall Amid Economic Volatility
The article discusses the current mortgage rates, national median family income, home prices, and the impact of the Federal Reserve's decisions on mortgage rates. It also mentions the uncertainty in the market due to factors like President Trump's tariff policies.
Nov 25, 2025 2:30 PM
— Mortgage Rates
A December Fed Cut Is in Play Again—But What Would It Really Mean for Mortgage Rates?
Financial markets are predicting that the Federal Reserve will cut its benchmark interest rate by a quarter point at its December 10 meeting, with odds suddenly shifting after a key Fed policymaker's comments. However, the impact on mortgage rates is uncertain, as they are influenced by broader market forces, specifically the bond market, and not directly by the Fed's rate cuts. Mortgage rates are... more
Nov 25, 2025 1:29 PM
— Mortgage Rates
Lowest Mortgage Rates Since 10/28 And Very Close to 3-Year Lows
Mortgage rates decreased significantly on Tuesday, nearing the lows seen in late October and matching those from late 2022. The drop was larger than expected based on the bond market, and it was influenced by idiosyncratic trading conditions and recent data, such as weekly employment numbers and rumors about the next Fed Chair.
Nov 25, 2025 9:30 AM
— Mortgage Rates
Builders Are Dangling Super-Low Mortgage Rates — But There’s A Catch
Homebuilders are offering lower mortgage rates to entice buyers of new homes, with rates for new construction buyers averaging 5.27% compared to 6.26% for existing home buyers. Builders are reluctant to discount sale prices, so they are instead reducing mortgage rates to attract buyers. This tactic poses the risk of homeowners owing more than the house is worth. Builders typically have their own l... more
Nov 25, 2025 7:27 AM
— Mortgage Rates
Homebuyers seized on lower mortgage rates in October, sending contract activity higher
Home contract signings increased by 1.9% in October, with the biggest jump seen in the Midwest. This increase is attributed to lower mortgage rates, which reached their lowest level of the year. Despite the increase in contract signings, they are still down 0.4% from a year earlier, and experts predict slow home sales activity through the end of 2025.
Nov 25, 2025 6:31 AM
— Mortgage Rates
Fannie Mae sees volume near $2.5T by 2027
Fannie Mae projects a rebound in origination levels to 2021 levels by 2026. The Federal Housing Finance Agency uses annual price changes to calculate conforming loan limits. Mortgage rates are projected to reach 6.3% in 2025 and 5.9% in 2026. The Mortgage Bankers Association reports a 7.6% increase in the index of home-purchase applications. There is concern that HUD's program cut could lead 170,0... more
Nov 25, 2025 4:33 AM
— Mortgage Rates
Mortgage Rates Rise, ARMs Come Down | Today, November 24, 2025
Mortgage rates slightly increased over the weekend, with the 30-year fixed rate at 6.33%. The article discusses refinancing, tapping into home equity, negotiating for better rates, and qualifying for assistance programs. It also mentions trends in mortgage rates and speculations on future rates. The piece ends with a mention of various economic indicators and forecasts by Freddie Mac, Fannie Mae, ... more
Nov 25, 2025 4:30 AM
— Mortgage Rates
30-year mortgage rates increase - Should you wait? | Today's mortgage and refinance rates, November 24, 2025
Mortgage rates have risen but could potentially head downward as bond yields respond to New York Fed President John Williams' speech. The Fed is weighing a cooling job market against the risk of sparking higher inflation, with growing disagreement on whether to cut rates. The average rates for 30-year fixed, 5/1 ARMs, and jumbo loans have all increased slightly. Rates are lower than historical ave... more
Nov 25, 2025 4:30 AM
— Mortgage Rates
3 mortgage interest rate scenarios to know for 2026, according to experts
Mortgage rates remained steady in 2025, but two consecutive Federal Reserve rate cuts indicate a cooling housing market. Experts predict different scenarios for mortgage rates in 2026 based on factors like inflation, economic growth, and unemployment rates. Homeowners and homebuyers are advised to monitor the market closely for potential rate changes and consider locking in rates early.
DISCLAIMER: mortgage-rates.ai is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. mortgage-rates.ai is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.