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News for: Mortgage Rates
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Jun 11, 2025 10:00 AM
— Mortgage Rates
Mortgage Rates Dip Again: Is Now the Time to Lock in Your Loan?
Mortgage rates have continued to decrease, with the national average for a 30-year fixed mortgage falling to 6.93%. This offers a good opportunity for homebuyers and those looking to refinance to lock in lower monthly payments. Rates are down 3 basis points from the previous day and have been declining throughout the week. Understanding these rate shifts is crucial for making wise financial decisi... more
Jun 11, 2025 7:01 AM
— Mortgage Rates
30-Year Mortgage Rates Ease Lower - June 10, 2025
After rising for two days, 30-year mortgage rates fell to a 7.00% average, along with declines in rates for other mortgage types. Rates vary widely across lenders, so it's important to shop around. Freddie Mac provides a weekly average of rates, which was 6.85% last week. The Fed's bond-buying policy and rate adjustments have influenced mortgage rates over the past few years.
Jun 11, 2025 4:00 AM
— Mortgage Rates
Mortgage demand rises to the highest level in over a month, after holiday adjustment
Mortgage interest rates remained relatively stable last week, but there was an increase in both homebuyers and those looking to refinance. Total mortgage application volume rose by 12.5%. Rates for 30-year fixed-rate mortgages slightly increased, while rates for 15-year fixed loans and FHA loans decreased. Applications for refinancing and home purchases both saw significant increases compared to t... more
Jun 11, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, June 11, 2025: Most rates lower as Fed meeting countdown begins
The article discusses how mortgage interest rates have slightly decreased, with various types of mortgages having different rates. It also explores the pros and cons of different mortgage options like 30-year fixed, 15-year fixed, and adjustable-rate mortgages. Additionally, it provides information on factors impacting mortgage rates, the potential future of mortgage rates, and considerations for ... more
Jun 10, 2025 1:00 PM
— Mortgage Rates
Mortgage Rates Inch Slightly Lower
Mortgage rates have been relatively stable with a small drop in the top tier 30-year fixed rate for lenders. The upcoming release of the Consumer Price Index (CPI) may potentially impact mortgage rates, but the market is currently waiting to see the effects of tariffs and trade deals before drawing any firm conclusions on inflation.
Jun 10, 2025 12:09 PM
— Mortgage Rates
Mortgage credit offerings at loosest in over two years
Mortgage credit has become the loosest in over two-and-a-half years due to increased loan products in anticipation of the annual home purchase season. The average 30-year fixed-rate mortgage rose slightly to 6.86% last week, and there is a growing supply of unsold inventory putting pressure on prices.
Jun 10, 2025 4:00 AM
— Mortgage Rates
Rates Hold Steady Just Below 7%: Today's Mortgage Interest Rates for June 9, 2025
Mortgage rates are currently at 6.87% for a 30-year fixed mortgage and 6.09% for a 15-year fixed mortgage. The Federal Reserve is holding interest rates steady due to economic uncertainty. If President Trump eases tariff measures or labor market worsens, the Fed may cut rates. Bond yields, inflation, labor data, and global factors impact mortgage rates. Fixed-rate mortgages are stable, while adjus... more
Jun 10, 2025 3:00 AM
— Mortgage Rates
30-Year Mortgage Rates Shoot Up - June 9, 2025
After dropping almost a quarter percentage point over two weeks, rates on new 30-year mortgages have now returned to 7% territory, jumping Friday to a 7.02% average. Rates for many other mortgage types also saw increases. The trigger for the increase was a better-than-expected jobs report released that morning, causing bond prices to drop and mortgage rates to increase. Freddie Mac's average for 3... more
Jun 10, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, June 10, 2025: Rates slip ever so slightly lower
Mortgage interest rates have recently decreased, with the 30-year fixed rate at 6.83% and the 15-year fixed rate at 6.06%. The bond market yields fell due to various factors, motivating new positions in bonds, causing the 10-year Treasury to fall. Rates for mortgage refinancing may be higher than purchase rates. Economists do not expect drastic mortgage rate drops before the end of 2025. Refinanci... more
Jun 9, 2025 12:50 PM
— Mortgage Rates
Mortgage Rates a Hair Lower to Start The Week
Despite a rate spike on Friday, mortgage rates did not see additional momentum at the start of the new week. Rates showed a modest bounce at slightly higher levels, with a 0.02% improvement in the 30yr fixed rate index. Afternoon headlines on trade talks with China caused bonds to lose ground, but the losses were not significant enough to impact mortgage rates.
Jun 9, 2025 4:10 AM
— Mortgage Rates
Rates down: Will they keep falling? - Today's mortgage and refinance rates for June 9, 2025
Mortgage rates decreased across all terms compared to the previous week due to data showing slowing job growth. The Federal Reserve is not expected to slash rates at the upcoming meeting. Average rates for 30-year fixed, 15-year fixed, 5/1 ARMs, and jumbo loans are provided. Concerns about the economic effects of tariffs and the tax bill could impact mortgage rates in the future.
Jun 9, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today for June 9, 2025: Steady on the 30-year, slightly lower on the 15-year
The article provides information about current mortgage interest rates as of June 9, 2025, which are unchanged on the long term and slightly lower on the short term. It discusses how mortgage rates have been influenced by bond market sell-off trends and provides various mortgage rates for different terms like fixed and adjustable rates, as well as for refinancing options. Additionally, it mentions... more
Jun 8, 2025 4:00 AM
— Mortgage Rates
HELOC rates today, June 8, 2025: Interest rates on home equity lines of credit sharply higher
The article discussing HELOC rates on Sunday, June 8, 2025, is no longer accessible on the provided webpage.
Jun 8, 2025 3:01 AM
— Mortgage Rates
Mortgage and refinance interest rates today, June 7, 2025: Unchanged, and that's a good thing
The article discusses the current unchanged mortgage rates, along with the slight rise in bond market yields due to a solid jobs report. It provides insight into various mortgage rates, including national averages for different types of mortgages such as fixed and adjustable-rate mortgages. The pros and cons of 30-year fixed-rate mortgages, 15-year fixed-rate mortgages, and adjustable-rate mortgag... more
Jun 8, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, June 8, 2025: A sharp turn higher
Mortgage rates are currently on the rise, with average 30-year fixed rates at 6.85% and 15-year fixed rates at 6.16%. The Mortgage Bankers Association predicts these rates to remain mostly unchanged through the year. When considering mortgage options, factors like term length, interest rates, and your personal financial situation play a significant role. Mortgage lenders offer the lowest rates to ... more
Jun 7, 2025 9:00 AM
— Mortgage Rates
China may make a ‘retaliatory’ move that experts say will ‘hit' US homeowners 'hard.' Here's what's happening
The article discusses the impact of the sell-off of U.S. Treasury bonds and mortgage-backed securities due to the trade war between the U.S. and China on mortgage rates. It explains that if foreign countries like China decide to dump U.S. Treasuries and MBS in response to tariffs and trade policies, it could lead to higher mortgage rates and negatively impact the housing market. The possibility of... more
Jun 7, 2025 3:03 AM
— Mortgage Rates
Why High Mortgage Rates Mean It’s Time to Save, Not Buy
The article discusses how high mortgage rates can create an opportunity for savers by connecting mortgage rates and savings rates. It advises potential buyers to pause their home search, put money into high-yield savings accounts, and wait for better borrowing conditions. By increasing their down payment and saving for a smarter purchase down the road, consumers can benefit from higher yields on s... more
Jun 7, 2025 3:01 AM
— Mortgage Rates
Why Mortgage Rates Drop Won't Help Housing Market
Mortgage rates have dropped slightly according to Freddie Mac, but the decline has not provided much relief to homebuyers facing affordability issues due to historically high rates and rising home prices. Experts do not expect significant changes in mortgage rates this year, so potential buyers may need to focus on other factors such as rising inventory to improve their position in the market.
Jun 6, 2025 12:00 PM
— Mortgage Rates
Mortgage Rate Predictions for June: Can Rates Fall Without Fed Cuts?
Mortgage rates have been high, impacting homebuyers, and are expected to stay around 6.8% for the rest of the year. Economic uncertainty, inflation concerns, and the possibility of rising unemployment rates are all factors influencing mortgage rates. The Federal Reserve's decisions indirectly impact mortgage rates, with financial markets not expecting interest rate cuts until September at the earl... more
Jun 6, 2025 12:00 PM
— Mortgage Rates
Mortgage Rates Jump Back Toward 7% After Jobs Report
Mortgage rates have recently decreased from 7.08% to 6.87% but went back up to 6.97% due to the release of the jobs report, which was as expected. This brings rates back to a middle-of-the-road level over the past month and a half, indicating a holding pattern until significant economic changes occur.
Jun 6, 2025 11:00 AM
— Mortgage Rates
Application Demand Ebbs For Both Purchases and Refis
The Mortgage Bankers Association reported a decrease in mortgage applications and rates following a three-week increase, partly influenced by the Memorial Day holiday. Despite this, purchase demand remains strong compared to last year, with FHA activity experiencing a modest rise. Refinance activity has decreased, with borrowers possibly waiting for better rates. The average refinance loan size ha... more
Jun 6, 2025 7:00 AM
— Mortgage Rates
Jobs numbers dash hopes for rate cut, mortgage hiring rises
May's slightly stronger employment data led to a little increase in payrolls, reducing hopes for further decline in rates. Industry representatives suggest changes to requirements to aid moderate-sized companies. Home equity volume increased with homeowners opting for loans instead of buying new houses due to rising mortgage rates.
Jun 5, 2025 1:01 PM
— Mortgage Rates
Mortgage Rates Little Changed, But Friday Could See a Bigger Move
Mortgage rates started the day unchanged but slightly increased in the afternoon due to the bond market weakening. Different factors contributed to this, including the reaction to the European Central Bank's policy announcement and headlines about a potential improvement in trade relations between the US and China. Tomorrow's big jobs report could cause significant volatility in rates depending on... more
Jun 5, 2025 12:00 PM
— Mortgage Rates
Average mortgage rate falls for first time in a month
The average rate on a 30-year mortgage in the U.S. fell slightly this week, but borrowing costs for homebuyers are still elevated. Mortgage rates are influenced by various factors, including the Federal Reserve's interest rate policy decisions and bond market trends. The 10-year Treasury yield is a key factor used by lenders to price home loans. High mortgage rates have reduced purchasing power fo... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.