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News for: Mortgage Rates
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Jun 4, 2025 2:23 PM
— Mortgage Rates
Biggest Daily Drop For Mortgage Rates in Over a Month
Mortgage rates have dropped, with the average lender now offering rates that are about an eighth of a percent lower in just over a week. Today's average top tier 30yr fixed rate is down to 6.87% from 6.96% yesterday, marking the best single day drop since mid April. Economic data, particularly concerning the labor market and service sector, are influencing these rate changes.
Jun 4, 2025 2:00 PM
— Mortgage Rates
Mortgage rates dip again, still near 7%
The article discusses the current mortgage rates, the factors influencing them, and the impact of inflation on mortgage rates. It also mentions that mortgage rates are likely to stay in the 6.5 percent to 7 percent range for the near future.
Jun 4, 2025 8:23 AM
— Mortgage Rates
Will mortgage rates fall after the Fed's June meeting?
The article discusses the current interest rate climate in 2025, with inflation declining and potential relief from high mortgage rates. It explains that mortgage rates don't directly correlate with Federal Reserve policy changes but track closer to the 10-year Treasury yield. Experts predict that rates will likely stay in the mid-to-upper 6% range through mid-2025, despite potential Fed rate cuts... more
Jun 4, 2025 8:22 AM
— Mortgage Rates
Understanding Today’s Mortgage Rates: Is 3% Coming Back?
The article discusses how buyers are waiting for mortgage rates to come down to historic lows of 3%, but experts believe rates will settle in the mid-6% range by the end of the year. It emphasizes the importance of not waiting indefinitely for lower rates and instead working with real estate agents and lenders to navigate the current market.
Jun 4, 2025 6:00 AM
— Mortgage Rates
One year of mortgage rates: See how often they change
Mortgage rates fluctuate daily and are influenced by market conditions, with the most movement seen on Wednesdays and Fridays. The rates are impacted by various factors including the federal funds rate and the 10-year Treasury yield. Other factors affecting mortgage rates include credit score, down payment amount, loan term, and type of loan. Locking in a mortgage rate for 30 to 60 days can help s... more
Jun 4, 2025 4:00 AM
— Mortgage Rates
Mortgage demand drops for the third straight week, even as interest rates ease
Mortgage rates fell slightly last week, but mortgage demand dropped. Refinance activity declined while applications to purchase a home also fell. However, purchase demand was higher than last year due to increased supply in the housing market. Mortgage rates have been relatively stable for the past two months.
Jun 4, 2025 3:03 AM
— Mortgage Rates
Mortgage Rate News
Bankrate's experts provide the latest mortgage news, rates, and insights supported by data and personal experience.
Jun 4, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, June 4, 2025: Rates drop across the board
Mortgage interest rates have decreased, with the 30-year fixed rate falling to 6.79%, the 20-year fixed rate to 6.46%, and the 15-year mortgage rate to 5.94%. The lower rates are attributed to bond yields dropping since May. Mortgage refinance rates are typically higher than rates for buying a house. The advantages and disadvantages of different loan terms like 30-year fixed, 15-year fixed, and ad... more
Jun 4, 2025 1:00 AM
— Mortgage Rates
Mortgage Rates Are Trapped in 'Groundhog Day'
Mortgage rates have been stuck at high levels due to the back and forth on tariffs between the Trump administration and the courts. The uncertainty caused by tariffs has hindered the Fed from lowering interest rates and has kept the mortgage market in a standstill. The potential impact of Trump's tariffs on inflation and the economy has left experts predicting that mortgage rates are unlikely to d... more
Jun 3, 2025 8:24 AM
— Mortgage Rates
Rates go down: Will it continue? - Current mortgage and refinance rates for June 3, 2025
Average mortgage rates for various terms have decreased compared to a week ago, but 30-year borrowing costs are still near 7 percent. Despite the high rates, there is pent-up housing demand, and any significant decrease in mortgage rates could help release this demand. The article also mentions concerns about the economic effects of tariffs and the tax bill on mortgage rates in the future.
Jun 3, 2025 3:03 AM
— Mortgage Rates
Most rates decline: Will it continue? | Current mortgage and refinance rates for June 2, 2025
National mortgage rates for 30-year fixed, 15-year fixed, and jumbo mortgages have mostly decreased, while rates for ARM loans have risen. The median national existing-home price is at a record high of $414,000. The 30-year fixed mortgage rate is currently at 6.93 percent, with other rates for different loan types also listed. There are concerns about the economic effects of tariffs and the tax bi... more
Jun 3, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, June 3, 2025: Rates hold steady on the most popular loan terms
The article discusses the current mortgage interest rates, the potential impact of homeowners upgrading or downsizing due to lifestyle factors, and the difference between 15-year and 30-year mortgages. It also touches on adjustable-rate mortgages versus fixed-rate mortgages and offers insights into the future trajectory of mortgage rates until the end of 2025.
Jun 2, 2025 1:01 PM
— Mortgage Rates
Mortgage Rates Edge Higher to Start Busy Week
Mortgage rates have remained stable around just under 7% since last Tuesday. The average lender saw a slight increase from last Friday, but rates are still hovering around 7%. Economic data, such as the Manufacturing report from ISM, has had a minimal effect on rates so far.
Jun 2, 2025 12:00 PM
— Mortgage Rates
Mortgage and refinance interest rates today for June 2, 2025: Slightly higher for the 30-year; unchanged on the 15-year term
Current mortgage interest rates on June 2, 2025, show an increase in the average 30-year fixed mortgage rate to 6.81% while the 15-year fixed interest rate remains unchanged at 6.02%. Global unrest may impact bond markets, including the 10-year Treasury, affecting mortgage rates. Different mortgage rate options are provided, and factors influencing mortgage rates such as fixed-rate mortgages, adju... more
Jun 2, 2025 10:00 AM
— Mortgage Rates
30-Year Mortgage Rates Continue to Fall
The average mortgage rate for new 30-year mortgages has dropped below 7% for the first time in three weeks. Rates have also decreased for other types of mortgages. Mortgage rates fluctuate based on various factors, including macroeconomic conditions and the Federal Reserve's bond-buying policies. While the fed funds rate indirectly influences mortgage rates, the Fed's aggressive rate increases in ... more
Jun 2, 2025 9:01 AM
— Mortgage Rates
POS, Borrower Interface, Ops, Verification Tools; Conv. Conforming News
The article discusses various factors affecting mortgage rates, such as inflation, wage increases, potential privatization of Freddie Mac and Fannie Mae, and the impact on mortgage rates. It also covers upcoming webinars, product offerings for lenders, and a proposal to make Common Securitization Solutions a regulated public utility to enhance efficiency in the housing finance system.
Jun 2, 2025 2:00 AM
— Mortgage Rates
Rising Mortgage Rates and Recession Fears Stall a Fragile Housing Market
The article discusses the latest increase in mortgage rates, leading to higher borrowing costs for homebuyers. This rise in rates is attributed to the strengthening economy and inflation concerns, prompting lenders to adjust their rates accordingly.
Jun 1, 2025 3:01 AM
— Mortgage Rates
Average rate on a US 30-year mortgage rises to highest level in months
The average rate on a 30-year mortgage in the U.S. increased to 6.89%, the highest level since early February. Borrowing costs on 15-year fixed-rate mortgages also rose. Mortgage rates are influenced by various factors, including the 10-year Treasury yield. Rising mortgage rates have reduced purchasing power for potential homebuyers, contributing to a sales slump in the housing market.
Jun 1, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, May 31, 2025: Lower, with 15-year rates back under 6%
The article discusses how mortgage rates have decreased, with the 30-year fixed rate at 6.84% and the 15-year fixed rate at 5.99%. The Federal Reserve's preferred inflation measure has influenced interest rate expectations. It also compares the pros and cons of different mortgage types, such as 30-year fixed, 15-year fixed, and adjustable-rate mortgages. Furthermore, it provides insights on the ho... more
Jun 1, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, June 1, 2025: The 30-year drops while the 15-year edges higher
The article discusses how mortgage rates are currently lower on the long end but slightly higher on the short end. It provides information on various mortgage rates, like 30-year fixed, 20-year fixed, 15-year fixed, and ARM rates. It explains the difference between a fixed-rate and an adjustable-rate mortgage, as well as the factors that can influence mortgage rates, such as credit score, down pay... more
May 31, 2025 3:03 AM
— Mortgage Rates
Rates remain elevated - Current mortgage and refinance rates for May 30, 2025
Mortgage rates have varied compared to last week, with the 30-year fixed rate at 6.94%. The housing market remains in a mild seller's market, although inventory levels are increasing, benefiting buyers. Experts predict rates to stay relatively stable in 2025, but small economic shifts could create opportunities. Home sales have been strong, but pent-up housing demand continues to grow. Mortgage ra... more
May 31, 2025 3:02 AM
— Mortgage Rates
Purchase and Refi Demand Diverge Again
Mortgage rates reached their highest level since January, with the 30-year fixed rate increasing to 6.98%. Refinance demand dropped by 7%, while purchase applications rose by 3%. Overall, purchases are up 18% compared to the same time last year, while refis are up 37%, although the year-over-year gap is narrowing. There was a welcome drop in daily rates at the start of the new week.
May 30, 2025 12:00 PM
— Mortgage Rates
Another Small Victory For Mortgage Rates
Mortgage rates have remained relatively stable this week, with a slight decrease in the average top tier 30yr fixed rate. Most movement occurred on Tuesday morning after the holiday weekend, with minimal changes since then. Economic data did not have a significant impact on rates, with inflation data being in line with expectations.
May 29, 2025 3:00 PM
— Mortgage Rates
Average rate on a US 30-year mortgage rises to 6.89%, its highest level since early February
The average rate on a 30-year mortgage in the U.S. rose to 6.89%, the highest level since early February, impacting borrowing costs for homebuyers. Mortgage rates are influenced by various factors such as the Federal Reserve's interest rate policy, bond market expectations, and the 10-year Treasury yield. Rising mortgage rates have reduced purchasing power for potential homebuyers, leading to a sa... more
DISCLAIMER: mortgage-rates.ai is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. mortgage-rates.ai is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.