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News for: Mortgage Rates
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May 17, 2025 5:02 AM
— Mortgage Rates
Mortgage rates have been volatile recently, and no one knows where they'll go next
The article discusses how tariffs can affect mortgage rates as markets anticipate the impact on economic growth and inflation. If the labor market weakens, mortgage rates may drop, but concerns about inflation could lead to rate hikes. It also covers different types of mortgages like the 30-year fixed-rate and 15-year fixed-rate options, as well as factors affecting mortgage rates such as Federal ... more
May 17, 2025 5:01 AM
— Mortgage Rates
Mortgage and refinance interest rates today, May 17, 2025: It's a good weekend to lock in your rate
Mortgage rates have decreased for two consecutive days, making it a good weekend to start shopping for homes and mortgage lenders. Locking in a mortgage rate is recommended in this volatile rate environment. The article discusses the current mortgage rates and refinance rates, as well as the pros and cons of different mortgage types like 30-year fixed, 15-year fixed, and adjustable-rate mortgages.... more
May 17, 2025 4:01 AM
— Mortgage Rates
Pulte wants Freddie AU savings passed on to consumers
Freddie Mac has made enhancements to its Loan Product Advisor automated underwriting system and is urging lenders to pass on the cost savings to consumers. The Federal Housing Finance Agency Director Bill Pulte has made various initiatives and changes, including a fee-based resolution for certain loan flaws and renaming the agency. Freddie Mac reported a slight drop in mortgage rates, but some mea... more
May 16, 2025 7:01 AM
— Mortgage Rates
Today's Mortgage Rates | Rates Up as Hopes for Fed Cuts Shrink
Mortgage rates have been volatile due to unpredictable tariff rollouts and expectations of tariffs raising inflation. If tariffs cause inflation, the Fed may not lower rates, but if economic growth slows, rates may go down. Current rates are around 6.80% for 30-year mortgages and 6.10% for 15-year mortgages. Refinance rates are similar. Fed rate cuts are uncertain, and forecasts expect rates to ea... more
May 16, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, May 16, 2025: Year-over-year rates have decreased
Mortgage rates have increased slightly this week according to Freddie Mac, with the 30-year fixed interest rate up to 6.81% and the 15-year fixed rate at 5.92%. Despite the increase, rates are still lower than they were last year. The article discusses types of mortgage rates, including fixed and adjustable, as well as the impact of rates on monthly payments and long-term costs. Mortgage refinance... more
May 15, 2025 2:00 PM
— Mortgage Rates
Average rate on a US 30-year mortgage rises to 6.81%, its highest level since late April
The average rate on a 30-year mortgage in the U.S. rose to 6.81% from 6.76% last week, returning to where it was three weeks ago. Borrowing costs on 15-year fixed-rate mortgages also increased slightly. Mortgage rates are influenced by factors such as global demand for U.S. Treasurys, the Federal Reserve's interest rate policy decisions, and investors' expectations about the economy and inflation.
May 15, 2025 1:00 PM
— Mortgage Rates
Mortgage Rates Catch a Break
Mortgage rates have been consistently increasing in May, with the average top tier 30yr fixed rate reaching 6.99%. However, there was a slight improvement today, preventing rates from breaking above 7.0%. The bond market improved after economic data and a speech from Fed Chair Powell. As a result, the average lender's rates are slightly lower compared to yesterday.
May 15, 2025 11:01 AM
— Mortgage Rates
Mortgage rates rise for second-straight week. Is the spring selling season sunk?
Mortgage rates for 30-year fixed-rate mortgages increased to 6.81% in the week ending May 15. Despite the stability in rates, the spring selling season is showing signs of slowdown in activity as some buyers are backing off due to uncertainties about the U.S. economy. However, in Austin, Texas, the market is more stable with a good balance of inventory and demand.
May 15, 2025 10:01 AM
— Mortgage Rates
Inflation news helps to push mortgage rates higher
The 30-year fixed rate mortgage remained under 7% for the 17th consecutive week but increased 5 basis points due to volatile bond markets over the U.S. economy. Economic news caused pricing on the mortgage to retreat, and the rate is currently in the 6.6% range.
May 15, 2025 10:00 AM
— Mortgage Rates
Mortgage rates rise for 1st time in weeks, Freddie Mac says
Mortgage rates have increased for the first time in a month, with the average rate on a 30-year fixed mortgage rising to 6.81%. Despite the increase, rates remain below 7%, attracting homebuyers into the market. Housing affordability and supply continue to be challenges for many Americans looking to buy homes.
May 15, 2025 9:00 AM
— Mortgage Rates
Mortgage rates move higher on positive economic news
Mortgage rates increased slightly this week as easing trade tensions between the US and China brought confidence to Wall Street that a recession could be avoided. The 30-year mortgage rate reached 6.81% from 6.76% the previous week. The rise in rates was influenced by positive economic news, a decrease in fears of a recession, and expectations that the Fed will not cut interest rates in the near f... more
May 15, 2025 4:00 AM
— Mortgage Rates
Majority of rates rise as inflation steadies | Current mortgage and refinance rates, May 14, 2025
Bankrate data shows that average mortgage rates for 30-year fixed, 15-year fixed, and jumbo mortgages increased, while 5/1 ARM rates decreased. The Fed decided to hold its benchmark rate steady, focusing on inflation concerns. Experts predict rates to stay in a narrow range in 2025 with a slight downward trend in mortgage rates. It is advised to monitor economic indicators like inflation and unemp... more
May 14, 2025 12:56 PM
— Mortgage Rates
Mortgage Rates Rising Closer to 7%
Mortgage rates saw a significant increase in early April, reaching over 7% for a single day, but gradually decreasing to just over 6.8% by the end of the month. However, in May, rates have been steadily rising, with the average lender now close to 7% for conventional 30yr fixed mortgage rates. This increase is due to a second wave of weakness in the bond market. Economic reports set to be released... more
May 14, 2025 9:00 AM
— Mortgage Rates
Conventional-Conforming Denial Rate Steady in 2024
The article discusses the current state of mortgage rates and their impact on home buyers. It notes that mortgage rates are currently on the rise, which is causing concern among potential home buyers who may be worried about the affordability of purchasing a new home. The increase in mortgage rates means that buyers will have to pay more in interest over the life of their loan, potentially making ... more
May 14, 2025 5:00 AM
— Mortgage Rates
Mortgage rates haven’t frozen the spring housing market
Mortgage rates have not significantly decreased, but lenders are seeing an increase in demand for home purchase loans. Factors impacting mortgage rates include President Trump's deal with China and inflation data. The Federal Reserve is unlikely to make any rate cuts in the near future. Mortgage activity has picked up, with increased demand for FHA loans and adjustable-rate mortgages. Homeowners s... more
May 14, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, May 14, 2025: Rates are unstable after inflation report
The article explains that mortgage interest rates are currently fluctuating, with some rates increasing and others decreasing. This can be attributed to the April Consumer Price Index showing slower inflation, potentially leading to the Federal Reserve cutting rates. Housing costs have played a significant role in inflation. The article provides current average mortgage rates for various types of ... more
May 14, 2025 1:00 AM
— Mortgage Rates
Today's Refinance Rates for May 14, 2025: 30-Year Fixed Refi Rate Dips Slightly
Mortgage refinance rates are currently between 6.5% and 7%, making it difficult for homeowners to save money through refinancing. The Federal Reserve has not changed interest rates in 2025, but is expected to resume lowering rates in the summer. However, experts predict that a major refinancing boom is unlikely unless rates fall below 6%. Despite some brief dips, mortgage rates have remained high ... more
May 13, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, May 13, 2025: Rates inch up in response to tariff pause
The article discusses the current mortgage interest rates, which have increased slightly. The 30-year fixed mortgage rate is at 6.76% and the 15-year fixed rate is at 6.07%. The article attributes the increase to the uncertainty of President Trump's politics. It explains the difference between 15-year and 30-year mortgage rates in terms of total interest paid and monthly payments. The article also... more
May 12, 2025 11:00 AM
— Mortgage Rates
Most rates increase as Fed keeps rates unchanged - Mortgage and refinance rates for May 12, 2025
Average mortgage rates increased compared to a week ago, with rates for 30-year fixed, 15-year fixed, and jumbo loans going up while 5/1 ARM rates remained flat. The Federal Reserve's decision to keep its benchmark rate steady at the latest meeting on May 7 indicates concerns about inflation. Despite economic uncertainty due to trade wars and tariffs, consumer spending and employment data remain s... more
May 12, 2025 10:00 AM
— Mortgage Rates
What happens to mortgage rates with more trade deals?
The article discusses the impact of progress in the trade war between China and the U.S. on mortgage rates. The author provides three possible scenarios for mortgage rates in a more stable economic environment. If the economy remains strong and avoids a recession, mortgage rates could stay elevated. However, if the economy weakens and trade deals are made, the Federal Reserve may cut rates further... more
May 12, 2025 7:00 AM
— Mortgage Rates
1 in 4 potential buyers waiting for rates to fall — below 3%
The article discusses how mortgage rates are impacting home buying decisions, with younger buyers being eager to transition from renting to owning a home. Despite stable rates, they are still considered too high for many potential buyers, leading to affordability challenges. The report from BMO Economics reveals that 67% of U.S. adults are influenced by mortgage rates when considering a purchase, ... more
May 12, 2025 5:00 AM
— Mortgage Rates
Best CD rates today, May 12, 2025 (Lock in up to 4.40% APY)
The article discusses current CD rates, highlighting some of the highest rates available and advising consumers to consider locking in these rates before they decrease. It also emphasizes the importance of shopping around for the best rates, considering online banks for competitive rates, and reviewing account terms before opening a CD. The article acknowledges that current CD rates are some of th... more
May 12, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance rates today, May 12, 2025: These rates are the new normal
The article discusses how mortgage interest rates have increased, with the average 30-year fixed rate at 6.72% and the 15-year fixed rate at 6.03%. It suggests that these rates are likely to stay in the mid-to-upper 6% range for a while. The article advises that if potential home buyers are financially ready, they should not wait for rates to fall before buying a house. It also provides informatio... more
May 11, 2025 11:00 AM
— Mortgage Rates
Today's Mortgage Rates | With So Much Up in the Air, It's Hard to Say Where Rates Will Go
The article discusses the uncertainty surrounding mortgage rates amid ongoing trade negotiations and economic trends. The Federal Reserve's response to potential impacts on inflation and growth will determine whether rates remain elevated or decrease. Home buyers can choose between 30-year and 15-year fixed-rate mortgages, with 30-year rates averaging around 6.70% and 15-year rates around 6%. Refi... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.