Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
News for: Housing Market
Showing 121 - 144 of 317 results
Sep 24, 2025 8:23 AM
— Housing Market
New home sales surge over 20% to 3-year high as lower mortgage rates spurred demand
Sales of new US single-family homes surged in August to the highest level in more than 3-1/2 years, driven by falling mortgage rates. However, economists are skeptical about the sustainability of this spike, citing volatility in new housing data, subdued homebuilder sentiment, and a weakening labor market. Despite the increase in sales, the housing market has been in a slump due to higher mortgage... more
Sep 23, 2025 1:25 PM
— Housing Market
Where Fannie Mae anticipates rates will head next
Fannie Mae revised their mortgage rate forecasts downward and projected higher volumes for next year. The government-sponsored enterprise also extended Michael Hutchins' term as interim CEO. A New Jersey-based bank plans to eliminate over 100 employees from its mortgage lending operations. Stakeholders are being urged to base decisions on data rather than politics related to a proposed repeal. A b... more
Sep 22, 2025 2:23 AM
— Housing Market
America's High Mortgage Rates Aren't Deterring Foreign Buyers
The housing market in the United States has seen a decrease in domestic buyers due to high mortgage rates and rising home prices, but an increase in foreign buyers taking advantage of the situation. Foreign buyers are able to pay in all cash, purchase more expensive properties, and even refinance their properties to adapt to changing interest rates. Foreign buyers are particularly interested in st... more
Sep 20, 2025 3:24 AM
— Housing Market
Big Drop in Building Permits, But Construction Pace is Still Fairly Steady
The Census Bureau's report for August showed a decrease in total housing starts, led by a decline in single-family starts. Multifamily activity slightly decreased but continues to trend higher. The most significant shift was a sharp drop in building permits, bringing permits and starts into closer alignment.
Sep 19, 2025 10:23 AM
— Housing Market
Builders Counting on Lower Rates to Break the Traffic Jam
Builder confidence levels remained below the key 50 mark, with the September NAHB/Wells Fargo HMI at 32 for the 17th consecutive month. However, the component index focusing on sales expectations for the next 6 months saw improvement, helping to prevent further decline in overall confidence. Affordability concerns persist, but recent drops in mortgage rates may help increase buyer traffic. Pricing... more
Sep 19, 2025 8:24 AM
— Housing Market
Appraisal, Borrower Mining, Reverse Mortgage Tools; Conv. Conforming News; Rates Creeping Up
The article discusses various topics related to mortgage lending and the housing market, including issues surrounding fraud, credit challenges, improving loan approval rates, technology innovations in the industry, and updates from Freddie Mac and Fannie Mae. It also touches on investor sentiment in relation to the Federal Reserve's policies.
Sep 16, 2025 7:25 AM
— Housing Market
The housing market could be turning around for buyers, NAHB says
The largest group of homebuilders in America is optimistic about the direction of the housing market.
Sep 16, 2025 5:26 AM
— Housing Market
If you had invested $1,000 in the S&P 500 10 years ago, here’s how much you’d have now
The S&P 500 index has steadily grown over the past decade, delivering reliable returns for investors. While the index has experienced ups and downs, staying invested through market fluctuations is key to capturing long-term gains. Index funds like SPDR S&P 500 ETF Trust offer an easy way to invest in the index and benefit from diversification. Despite concerns about concentration in certain tech c... more
Sep 14, 2025 8:23 PM
— Housing Market
Metro Detroit homebuyers face higher prices but more inventory, lower mortgage rates
Eric Vance, a 54-year-old contractor from Southfield who flips homes, recently visited a property in Redford Township that stood out to him because of the fireplace and kitchen, which made him feel at home.
Sep 12, 2025 5:24 AM
— Housing Market
Can The Fed Save The Housing Market?
The U.S. housing market is currently experiencing low sales numbers due to the unaffordability of homes. Affordability is being impacted by the high median home price, rising mortgage payments, and lack of housing availability. The Federal Reserve's actions, such as driving real interest rates negative and purchasing mortgage-backed securities, have played a significant role in the housing market'... more
Sep 11, 2025 3:07 AM
— Housing Market
Monthly mortgage payments are highest in decades, Census Bureau says
The webpage about mortgage and rent costs from the Census may be temporarily down or have moved to a new address.
Sep 8, 2025 4:23 AM
— Housing Market
Shortage of homebuyers forces many sellers to lower prices or walk away as sales slump drags on
The housing market is becoming more buyer-friendly as prices have started to decline in some areas. Sellers are facing pressure to offer better deals, including lower prices, funds to lower mortgage rates, and money for closing costs. More homes are going on sale and remaining unsold for longer periods of time due to reduced buyer interest. Some sellers have resorted to multiple price reductions, ... more
Sep 3, 2025 1:25 PM
— Housing Market
Seller beware: Homebuyers are canceling more real estate deals than ever
Due to rising mortgage rates, higher costs of ownership, and increased inventory in the housing market, homebuyers are hesitating and backing out of deals more frequently. Buyers are taking advantage of the current market conditions by being more selective, negotiating lower prices, and requesting concessions. The trend of canceled home purchase agreements is expected to continue into the rest of ... more
Sep 3, 2025 9:24 AM
— Housing Market
KBW lowers its Fannie Mae, Freddie Mac profit projections
Keefe, Bruyette & Woods expects decreased earnings per share potential for Fannie Mae and Freddie Mac as the possibility of a release from conservatorship rises. Analysts are uncertain about the reality of a public offering from President Trump's social media, which could value the mortgage giants at $500 billion or more. Both companies have updated their policy on disclosures and retention rules.... more
Sep 2, 2025 5:23 AM
— Housing Market
Trump May Declare National Housing Emergency—but What Is It?
President Donald Trump is considering declaring a national housing emergency to address the affordability crisis in the U.S. housing market, caused by high home prices, elevated mortgage rates, and rising costs. Limited inventory during the pandemic led to a surge in demand and a significant increase in home prices. Mortgage rates remain high, and Americans are struggling to buy homes. Property ta... more
Aug 30, 2025 4:12 PM
— Housing Market
The housing market is no longer a wealth-building engine as home prices continue to slump
High home prices and mortgage rates are creating unaffordable conditions for many Americans. The housing market's ability to create wealth has declined as home prices are failing to keep pace with inflation. Housing demand remains muted, and the selling season has been disappointing. Analysts predict that home prices will turn negative by year-end due to low demand and rising inventories.
Aug 29, 2025 12:14 PM
— Housing Market
Loan Calculator and Verification Tools; Event Calendar; Insurance Costs; Mortgage Banking Bound Interview
The article discusses the increase in the share of adjustable-rate mortgages due to short-term rates dropping relative to long-term rates. It mentions that renting is cheaper than buying in most MSAs, and the homeownership rate has hit the lowest level since 2019. The text also includes advertisements for various mortgage-related products, services, and events.
Aug 29, 2025 3:24 AM
— Housing Market
How did monthly mortgage payments shrink this summer?
The article discusses how the softening housing market is resulting in slightly smaller mortgage payments. It also highlights the strategies used by loan originators to maintain deal flow during this time.
Aug 28, 2025 3:27 AM
— Housing Market
Home Prices Still Growing, But at The Slowest Pace Since 2012
Both the FHFA and Case-Shiller indices show that home prices are rising year-over-year, but at a slower rate. FHFA data indicates positive year-over-year gains in all nine census divisions, while Case-Shiller shows a slight decline in the 20-City Composite index. Both indices suggest a trend of decelerating price gains.
Aug 28, 2025 3:27 AM
— Housing Market
New Home Market Remains Stuck in Neutral
The July New Home Sales report showed a slight decrease in sales compared to June, with the seasonally-adjusted annual sales rate being 652,000. Sales are down 8.2% compared to July 2024. The market remains stable with little change in sales over the past 2+ years, indicating steady demand but not acceleration. Inventory levels are high, leading to elevated housing costs that limit the benefits to... more
Aug 28, 2025 3:24 AM
— Housing Market
Waiting for Mortgage Rates to Fall Before You Buy? Don’t Bother.
Even if mortgage rates dropped to zero, homes would still be unaffordable for median earners in some major metro areas.
Aug 28, 2025 3:24 AM
— Housing Market
Rates or prices? Which need to drop to make buying a house more affordable?
The article discusses the current state of the housing market with a focus on affordability for potential homebuyers. It highlights the impact of mortgage rates and home prices on monthly payments, as well as the predictions for future rate drops. It also touches on factors influencing housing affordability, such as supply and demand, income levels, and budget considerations.
Aug 25, 2025 12:24 PM
— Housing Market
M&A Reducing the Number of Warehouse Clients
The warehouse lending business seems to be holding its own these days thanks to a decent second quarter for originations and lower mortgage...
.
Inside Mortgage Finance
·
1 week ago
The article discusses the current state of the mortgage market in 2025.
Aug 25, 2025 3:28 AM
— Housing Market
The True Cost of Home Insurance in 2025
The cost of home insurance is rising for many Americans due to extreme weather and increasing rebuilding costs. Factors like credit history, deductible level, and filed claims impact insurance premiums. The average annual cost of home insurance is $2,470, representing 3.18% of median household income. Home insurance costs have increased nationally by 9% since 2023, with the highest increases seen ... more
DISCLAIMER: mortgage-rates.ai is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. mortgage-rates.ai is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.