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News for: Mortgage Rates
Showing 121 - 144 of 1072 results
Nov 25, 2025 9:30 AM
— Mortgage Rates
Builders Are Dangling Super-Low Mortgage Rates — But There’s A Catch
Homebuilders are offering lower mortgage rates to entice buyers of new homes, with rates for new construction buyers averaging 5.27% compared to 6.26% for existing home buyers. Builders are reluctant to discount sale prices, so they are instead reducing mortgage rates to attract buyers. This tactic poses the risk of homeowners owing more than the house is worth. Builders typically have their own l... more
Nov 25, 2025 7:27 AM
— Mortgage Rates
Homebuyers seized on lower mortgage rates in October, sending contract activity higher
Home contract signings increased by 1.9% in October, with the biggest jump seen in the Midwest. This increase is attributed to lower mortgage rates, which reached their lowest level of the year. Despite the increase in contract signings, they are still down 0.4% from a year earlier, and experts predict slow home sales activity through the end of 2025.
Nov 25, 2025 6:31 AM
— Mortgage Rates
Fannie Mae sees volume near $2.5T by 2027
Fannie Mae projects a rebound in origination levels to 2021 levels by 2026. The Federal Housing Finance Agency uses annual price changes to calculate conforming loan limits. Mortgage rates are projected to reach 6.3% in 2025 and 5.9% in 2026. The Mortgage Bankers Association reports a 7.6% increase in the index of home-purchase applications. There is concern that HUD's program cut could lead 170,0... more
Nov 25, 2025 4:33 AM
— Mortgage Rates
Mortgage Rates Rise, ARMs Come Down | Today, November 24, 2025
Mortgage rates slightly increased over the weekend, with the 30-year fixed rate at 6.33%. The article discusses refinancing, tapping into home equity, negotiating for better rates, and qualifying for assistance programs. It also mentions trends in mortgage rates and speculations on future rates. The piece ends with a mention of various economic indicators and forecasts by Freddie Mac, Fannie Mae, ... more
Nov 25, 2025 4:30 AM
— Mortgage Rates
30-year mortgage rates increase - Should you wait? | Today's mortgage and refinance rates, November 24, 2025
Mortgage rates have risen but could potentially head downward as bond yields respond to New York Fed President John Williams' speech. The Fed is weighing a cooling job market against the risk of sparking higher inflation, with growing disagreement on whether to cut rates. The average rates for 30-year fixed, 5/1 ARMs, and jumbo loans have all increased slightly. Rates are lower than historical ave... more
Nov 25, 2025 4:30 AM
— Mortgage Rates
3 mortgage interest rate scenarios to know for 2026, according to experts
Mortgage rates remained steady in 2025, but two consecutive Federal Reserve rate cuts indicate a cooling housing market. Experts predict different scenarios for mortgage rates in 2026 based on factors like inflation, economic growth, and unemployment rates. Homeowners and homebuyers are advised to monitor the market closely for potential rate changes and consider locking in rates early.
Nov 25, 2025 3:27 AM
— Mortgage Rates
Mortgage and refinance interest rates today, November 25, 2025: Lowest 30-year rate this year
The average 30-year fixed mortgage rate has decreased to 6.06%, which is the lowest of 2025. National averages for different types of mortgages and refinance rates are provided. A mortgage calculator is recommended to compare term lengths and interest rates. Economists do not expect significant mortgage rate drops by the end of 2025 but predict a potential rate cut by the Federal Reserve. Mortgage... more
Nov 25, 2025 2:30 AM
— Mortgage Rates
October's prepay speeds at highest in over three years
Low mortgage rates in October led to the highest prepayment speeds in approximately three-and-a-half years. FHA loans contributed to a significant portion of the rise in foreclosure starts and active foreclosures. Mortgage rates have remained stable within a 13 basis point range since mid-September, with industry experts predicting they will continue to stay in this range.
Nov 24, 2025 7:28 PM
— Mortgage Rates
Here's How Much You Can Save by Refinancing Your Mortgage When Rates Drop 1 Point
Mortgage rates have been climbing since 2021, reaching 8.01% by late 2023, making it difficult for many buyers. However, as rates start to decrease, homeowners are considering refinancing to save money on their monthly payments and overall loan costs. A drop of 1 percentage point can lead to significant savings, such as $333 per month or over $4,000 per year in the example provided. Refinancing of... more
Nov 24, 2025 1:30 PM
— Mortgage Rates
Mortgage Rates Slightly Lower to Start Holiday-Shortened Week
Thanksgiving weeks can be strange for mortgage rates due to lower participation levels in the bond market. However, on Monday, rates slightly improved, leading to modest decreases in mortgage rates. Economic data in the next few days combined with holiday week volatility may increase risk through Wednesday.
Nov 24, 2025 7:30 AM
— Mortgage Rates
What are today's mortgage interest rates: November 24, 2025?
Interest rates may continue to decline in the final weeks of 2025 due to the potential of another rate cut by the Federal Reserve in their upcoming meeting. Mortgage rates have been dropping throughout the year, providing homebuyers and owners looking to refinance with more affordable opportunities. As of November 24, 2025, the average mortgage interest rate for a 30-year term is 5.99% and 5.37% f... more
Nov 24, 2025 7:30 AM
— Mortgage Rates
Mortgage Rates Today, Monday, November 24: A Little Lower
Mortgage interest rates fell slightly, but not significantly enough to make a big impact on mortgage math. Rates are lower than a month ago, but not much different from Friday. Speculation regarding the Federal Reserve meeting next week and a possible rate cut is pushing rates down. Refinancing may make sense for those with higher current rates to save money. It's advised to focus on getting preap... more
Nov 24, 2025 6:16 AM
— Mortgage Rates
Mortgage Applications Increase in Latest MBA Weekly Survey
Mortgage applications increased by 0.2% from the previous week, with the 30-year fixed rate reaching 6.4%. Despite the higher rates, purchase applications rose and government purchase applications, including FHA, VA, and USDA, saw a 9% increase. Refinance applications decreased, the refinance share of mortgage activity went down to 53.4%, and ARM share of activity increased to 7.9%. Average contra... more
Nov 24, 2025 4:34 AM
— Mortgage Rates
Mortgage Rates Still Stuck in the Same Narrow Range
Mortgage rates remained stable this week, with the average rate for a 30-year mortgage at 6.26%, slightly up from the previous week. The 15-year fixed-rate mortgage was at 5.54%, showing a small increase from last week but a decrease from a year ago. The stability in rates is providing certainty in the housing market, boosting confidence among buyers and sellers. Market observers are focusing on t... more
Nov 24, 2025 4:33 AM
— Mortgage Rates
Mortgage Rates Hold | Today, November 21, 2025
Mortgage rates mostly held steady, but the 5/1 ARM rate increased. Various economic indicators suggest downward pressure on rates for potential homebuyers. Refinancing or negotiating for lower rates is advisable. Different mortgage types offer different terms and interest rates. The article also discusses various economic reports and Fed speeches impacting mortgage rates.
Nov 24, 2025 4:33 AM
— Mortgage Rates
Mortgage Rates Tick Down | Today, November 20, 2025
Mortgage rates have slightly decreased, with most economic indicators suggesting upward pressure on interest rates in the near-term. Refinancing or tapping into home equity could still be advantageous. Rates for 30-year and 15-year fixed mortgages, as well as 5/1 adjustable-rate mortgages, are provided. Various economic reports and Federal Reserve speeches are mentioned as factors influencing mort... more
Nov 24, 2025 4:31 AM
— Mortgage Rates
Purchase mortgage application payments continue steady decline in October
In October, the national median monthly payment applied for by homebuyers seeking a mortgage decreased to $2,039, marking the fifth consecutive monthly decline. The Purchase Applications Payment Index (PAPI) reached its lowest level since March 2022, indicating improving borrower affordability conditions influenced by lower mortgage rates, higher household earnings, and cooling home price growth.
Nov 24, 2025 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today for November 24, 2025: Fluctuating slightly without momentum
Mortgage rates have been fluctuating with the 30-year fixed rate at 6.11% and the 15-year fixed rate at 5.62%. The article provides strategies for getting the lowest rates, discusses refinancing rates compared to house purchase rates, and explains different mortgage options like adjustable-rate mortgages. It also highlights factors influencing rates, such as credit score and down payment.
Nov 23, 2025 4:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, November 23, 2025: Fractional moves
The current mortgage rates provided by Zillow show that the average 30-year fixed mortgage rate is 6.11%, while the 15-year fixed rate is 5.62%. The article explains the differences between 30-year and 15-year mortgages, the impact of interest rates on monthly payments and total interest paid, as well as the importance of comparing different mortgage lenders and understanding annual percentage rat... more
Nov 22, 2025 4:32 AM
— Mortgage Rates
Friday: No Major Economic Releases
On Friday, the University of Michigan's Consumer sentiment index for November will be released at 10:00 AM ET. This data could have implications for mortgage rates.
Nov 22, 2025 4:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, November 22, 2025: Stuck in a range for 6 weeks
Mortgage rates have remained relatively stable in recent weeks, with 30-year fixed rates at 6.11% and 15-year fixed rates at 5.62%. The article also discusses the pros and cons of 30-year and 15-year fixed rate mortgages, as well as adjustable-rate mortgages. Additionally, it provides insights into the current housing market conditions and recommends factors to consider when buying a home, emphasi... more
Nov 21, 2025 8:30 PM
— Mortgage Rates
Mortgage and refinance interest rates today, November 21, 2025: Rates are still near 2025 lows
The national average 30-year fixed mortgage rate rose slightly to 6.26% this week, while the 15-year rate increased to 5.54%. Mortgage rates for 30-year fixed, 20-year fixed, and 15-year fixed loans are around 6.10%, 5.86%, and 5.57% respectively. Mortgage refinance rates are slightly higher than purchase rates. Mortgage interest rates are expected to fluctuate but remain close to current levels i... more
Nov 21, 2025 8:30 PM
— Mortgage Rates
The Race to Refinance Makes Mortgages More Expensive for Everyone Else
Recent decrease in mortgage rates has led to a surge in the number of people looking to refinance their home loans. The Mortgage Bankers Association's weekly refinance application activity index in mid-November was more than double compared to the previous year.
Nov 21, 2025 7:30 PM
— Mortgage Rates
The Race to Refinance Makes Mortgages More Expensive for Everyone Else
The recent decrease in mortgage rates has led to an increase in the number of people looking to refinance home loans. The Mortgage Bankers Association's weekly refinance application activity index in mid-November was more than double compared to the previous year.
DISCLAIMER: mortgage-rates.ai is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. mortgage-rates.ai is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.