Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
News for: Mortgage Rates
Showing 145 - 168 of 1072 results
Nov 21, 2025 6:30 PM
— Mortgage Rates
The Race to Refinance Makes Mortgages More Expensive for Everyone Else
The recent decrease in mortgage rates has led to an increase in the number of people looking to refinance home loans they took out when rates were higher. The Mortgage Bankers Association's weekly refinance application activity index has more than doubled compared to a year ago.
Nov 21, 2025 1:30 PM
— Mortgage Rates
The Race to Refinance Makes Mortgages More Expensive for Everyone Else
Americans are taking advantage of decreased mortgage rates to refinance and save money on their monthly mortgage payments. The Mortgage Bankers Association's weekly refinance application activity index in mid-November was more than double what it was a year prior.
Nov 21, 2025 11:30 AM
— Mortgage Rates
How much will a $550,000 mortgage cost per month after the October Fed rate cut?
After recent 25-basis-point rate cuts by the Federal Reserve, mortgage rates have started to decrease, offering some relief to borrowers. The average 30-year mortgage rate is now in the low-6% range, down from the low-7% range earlier in the year. The decrease in rates can result in significant savings for buyers, especially those looking at larger loan amounts like $550,000. Comparing current rat... more
Nov 21, 2025 7:30 AM
— Mortgage Rates
Mortgage Rates Today, Friday, November 21: Noticeably Lower
The president of the New York Fed's comments caused mortgage rates to drop significantly, leading to potential opportunities for refinancing. Analysts are closely watching economic data to predict the Federal Reserve's next move on interest rates. Refinancing may be a good option for those with rates higher than 6.54%. It's important to lock in rates when you're satisfied with the deal, as rates c... more
Nov 21, 2025 6:30 AM
— Mortgage Rates
What are today's mortgage interest rates: November 21, 2025?
Mortgage interest rates have declined substantially since January 2025, with rates reaching their lowest levels since 2022. Currently, the average mortgage purchase interest rate for a 30-year term is 6.12%, and for a 15-year term is 5.37%. Refinance rates have also decreased, with the average rate for a 30-year term at 6.75% and for a 15-year term at 5.73%. These lower rates may make purchasing o... more
Nov 21, 2025 4:31 AM
— Mortgage Rates
Mortgage rates steady near 6.4%
Mortgage rates are stable around 6.38%, with pending home sales up by 15% compared to the previous year. The Federal Reserve is expected to cut rates by 25 bps, but experts predict minimal impact on home loans.
Nov 20, 2025 8:30 PM
— Mortgage Rates
Will mortgage rates drop this December? Here's what lending experts predict.
Mortgage interest rates have settled into the low-6% range, sparking interest from homebuyers and homeowners looking to refinance. The Federal Reserve has reduced rates twice this year, but uncertainty remains about whether rates will drop further. Factors such as inflation, the Fed's December decision, and the 10-year Treasury yield will influence mortgage rates in the coming weeks. Experts recom... more
Nov 20, 2025 12:30 PM
— Mortgage Rates
Mortgage Rates Hold Steady Thanks to Jobs Report
Mortgage rates were at a disadvantage heading into Thursday due to bond market movement, with lenders considering raising rates. However, after a bond market rally following the morning's jobs report, rates remained the same as the previous day.
Nov 20, 2025 9:31 AM
— Mortgage Rates
Mortgage rates likely to remain stable for the rest of 2025
Mortgage rates rose after the federal government shutdown ended, giving investors access to economic data. Homebuilders are offering subsidized mortgage rates on unsold inventory. Application errors in mortgage findings rose over 15%. There are expectations of a federal rate cut, but other economic trends may be impacting mortgage lending. A new platform with embedded lenders is being rolled out a... more
Nov 20, 2025 9:30 AM
— Mortgage Rates
Cisco & IBM's quantum internet, mortgage rates tick higher
Bitcoin is declining, mortgage rates are rising this week with the 30-year fixed rate at 6.26%, and Cisco and IBM are partnering on a quantum internet project.
Nov 20, 2025 9:30 AM
— Mortgage Rates
Mortgage rates were nearly flat for another week
Mortgage rates slightly increased this week but remained within a narrow range. Despite being near year-long lows, affordability is still a concern. The government shutdown impacted closings but lower rates in October boosted existing home sales. However, there are signs of slowing demand as both refinancing and purchase applications fell due to slightly higher rates.
Nov 20, 2025 9:01 AM
— Mortgage Rates
Mortgage and refinance interest rates today, November 20, 2025: Running in place
Mortgage rates remain relatively stable with minor movement up or down. The average 30-year fixed rate is 6.26%, up two basis points from last week. The 15-year fixed rate sits at 5.54%. Freddie Mac's chief economist notes that this stability is a positive sign for both buyers and sellers in the housing market. Refinance rates can sometimes be higher than purchase mortgage rates. Factors influenci... more
Nov 20, 2025 8:31 AM
— Mortgage Rates
Homebuyer affordability improves for fifth straight month
Despite increasing home prices, homebuyer affordability improved in October due to year-low mortgage rates. New-home mortgage applications dropped, but annual sales pace was strongest in over a year. Rate-and-term refinances decreased month over month but were still up significantly from last year. Builders have been cutting prices and using sales incentives. Mortgage loan application volume decre... more
Nov 20, 2025 8:30 AM
— Mortgage Rates
Mortgage Rates Rise Amid Post-Fed Volatility
The article discusses the current mortgage rates, the national median family income, housing prices, and the impact of Federal Reserve rate decisions on mortgage rates. It also mentions the impact of economic factors like inflation, job market weakness, and political climate on the housing market.
Nov 20, 2025 2:31 AM
— Mortgage Rates
What's behind homebuilders' ultra-low rate deals
Homebuilders in the US are offering mortgage rates so low that they sometimes match the record lows seen during the Covid-19 pandemic. Lenders are finding workarounds for issues such as the suspension of reverse mortgage endorsements. Mortgage rates have remained within a narrow range due to government shutdown and lack of data. Mortgage rates are expected to stay within a 13 basis point band acco... more
Nov 20, 2025 12:30 AM
— Mortgage Rates
Current refi mortgage rates report for Nov. 20, 2025
The article discusses current average refinance rates for different types of loans, the process of mortgage refinancing, the impact of Federal Reserve rate cuts on mortgage rates, and factors to consider before refinancing such as upfront costs and potential benefits. It also mentions different types of mortgage refinance loans and the importance of shopping around for the best rates and incentive... more
Nov 19, 2025 7:30 PM
— Mortgage Rates
30-year mortgage rates rise - Should you wait? | Today's mortgage and refinance rates, November 20, 2025
Mortgage rates have remained stable with minimal movement following a quarter of a percentage point rate cut by the Federal Reserve Board. The market awaits delayed economic reports to gauge the economy's state, and weaker economic data could result in dropping mortgage rates. Fluctuations in the stock market are also likely to impact rates, with investors showing interest in 10-year Treasury bond... more
Nov 19, 2025 12:30 PM
— Mortgage Rates
Rates Mostly Steady, But Some Signs of Trouble in The Afternoon
Mortgage rates were initially slightly lower, but bonds are indicating higher rates following the release of recent Fed meeting minutes. The timing of the bond market losses may not affect rates until the next day. The upcoming September jobs report may introduce further volatility that could impact mortgage rates.
Nov 19, 2025 12:30 PM
— Mortgage Rates
What are the monthly payments on a $900,000 mortgage after the recent Fed rate cut?
After the Federal Reserve's back-to-back rate cuts, mortgage rates have eased, with the average 30-year mortgage loan rate dipping into the low-6% range. Affordability remains strained for many homebuyers, especially for those with large mortgage loans. The monthly payments on a $900,000 mortgage loan have decreased significantly at today's rates compared to earlier in the year and the previous ye... more
Nov 19, 2025 9:31 AM
— Mortgage Rates
Mortgage activity falls as rates tick up again
Consecutive weeks of mortgage rate increases led to a fall in mortgage applications, although there was a 7.1% increase in loan application volume last week. Purchase volume was up from last year, but down from the previous week. Refinance activity increased by 4%, helping make up for the drop in purchase volume. New-home mortgage applications decreased, but annual sales were strong. Mortgage rate... more
Nov 19, 2025 7:31 AM
— Mortgage Rates
30-year mortgage rates rise - To buy or wait? | Today's mortgage and refinance rates, November 19, 2025
Average mortgage rates increased for 30-year fixed, 15-year fixed, and jumbo loans, while 5/1 ARM rates decreased. The Federal Reserve lowered their benchmark rate by a quarter of a percentage point. Market anticipated this with lower rates. Recent fluctuations in the stock market impact rates. 10-year Treasury bond yields are tied to fixed mortgage rates. Fed's December meeting and economic proje... more
Nov 19, 2025 7:30 AM
— Mortgage Rates
11 ways Southern California homebuyers are reacting to lower mortgage rates
The article discusses how mortgage rates have reached historic lows, making it a great time for potential homebuyers to secure a low-interest rate mortgage. The low rates are attributed to various factors including economic uncertainty and actions taken by the Federal Reserve.
Nov 19, 2025 7:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, November 19, 2025: Fluctuating but about where they were 2 weeks ago
The article discusses the current national average mortgage rates provided by Zillow for various types of mortgages, including 30-year, 20-year, 15-year, and VA loans. It also highlights the benefits and drawbacks of different mortgage terms like 30-year fixed-rate mortgages and 15-year fixed-rate mortgages, as well as adjustable-rate mortgages. Additionally, it provides insights on potential futu... more
Nov 19, 2025 6:30 AM
— Mortgage Rates
What are today's mortgage interest rates: November 19, 2025?
Mortgage interest rates have been on the decline due to Federal Reserve rate cuts, offering buyers a more affordable way to enter the market. As of November 19, 2025, the average mortgage interest rate for a 30-year term is 6.12% and for a 15-year term is 5.37%. Refinance rates are also lower, with a 30-year term at 6.78% and a 15-year term at 5.76%. It is recommended to start shopping for lenders... more
DISCLAIMER: mortgage-rates.ai is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. mortgage-rates.ai is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.