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News for: Mortgage Rates
Showing 169 - 192 of 1073 results
Nov 19, 2025 6:30 AM
— Mortgage Rates
What are today's mortgage interest rates: November 19, 2025?
Mortgage interest rates have been on the decline due to Federal Reserve rate cuts, offering buyers a more affordable way to enter the market. As of November 19, 2025, the average mortgage interest rate for a 30-year term is 6.12% and for a 15-year term is 5.37%. Refinance rates are also lower, with a 30-year term at 6.78% and a 15-year term at 5.76%. It is recommended to start shopping for lenders... more
Nov 19, 2025 4:31 AM
— Mortgage Rates
Good for mortgages, bad for food prices - how inflation dip affects you
Inflation in the UK has fallen to 3.6%, which means prices are rising more slowly. This could lead to a potential interest rate cut by the Bank of England, resulting in lower mortgage rates. Major lenders have already lowered rates for new fixed-rate mortgages or renewals. Average rates for first-time buyers with smaller deposits are the lowest in the past few years. The housing market is quiet du... more
Nov 19, 2025 4:30 AM
— Mortgage Rates
Current mortgage rates report for Nov. 19, 2025: Rates continue inching higher
The average interest rate for a 30-year, fixed-rate conforming mortgage loan in the U.S. is 6.249%, with rates fluctuating over time. Experts predict that mortgage rates in the 2% to 3% range are unlikely to return. Various factors such as economic conditions, government policies, and lender decisions influence mortgage rates. Comparing rates and exploring options with different lenders can help b... more
Nov 19, 2025 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, November 19, 2025: Up and down but about where they were two weeks ago
The article discusses how mortgage rates have slightly risen with the average 30-year fixed rate at 6.15%. It also provides current rates for different types of mortgages and highlights the advantages and disadvantages of 30-year and 15-year fixed mortgages as well as adjustable-rate mortgages.
Nov 19, 2025 3:30 AM
— Mortgage Rates
Mortgage rates hit highest level in a month, pushing loan demand down 5%
Mortgage rates rose for the third consecutive week, causing a 5.2% drop in total mortgage application volume. The average contract interest rate for 30-year fixed-rate mortgages increased to 6.37%. Refinance applications fell 7% but were still 125% higher than the same week last year. Purchase applications fell 2% but were 26% higher than the same week last year. Overall average loan size fell to ... more
Nov 18, 2025 2:30 PM
— Mortgage Rates
Why San Diegans aren’t jumping to buy homes, even with lower mortgage rates
The article discusses the importance of comparing mortgage rates from different lenders before choosing a loan. It emphasizes the potential savings that can be achieved by shopping around for the best rate, as even a small difference in interest rates can result in significant savings over the life of the loan.
Nov 18, 2025 7:30 AM
— Mortgage Rates
30-year mortgage rates rise - When will they fall? | Today's mortgage and refinance rates, November 18, 2025
Mortgage interest rates showed mixed movement, reflecting uncertainty in the market. The Fed's rate cut, delayed economic reports, stock market fluctuations, and upcoming meetings could further impact rates. Current average rates for 30-year fixed, 15-year fixed, ARMs, jumbo mortgages, and refinance rates are provided. Mortgage rates are lower than historical averages and down from last year, but ... more
Nov 18, 2025 7:30 AM
— Mortgage Rates
What are today's mortgage interest rates: November 18, 2025?
Mortgage interest rates steadily increased after reaching near record lows during the pandemic, but have recently softened due to rate cuts by the Federal Reserve. As of November 18, 2025, the average mortgage interest rate for a 30-year mortgage is 6.12% and 5.50% for a 15-year mortgage, offering potential savings opportunities for buyers. Refinancing rates are slightly higher than purchase rates... more
Nov 18, 2025 4:31 AM
— Mortgage Rates
30-year mortgage rates increase - When should you lock? | Today's mortgage and refinance rates, November 17, 2025
National mortgage rates were mostly higher compared to last week, with 30-year fixed, 15-year fixed, and 5/1 ARM rates increasing, while jumbo loan rates declined. The Federal Reserve Board cut their benchmark rate by a quarter of a percentage point. Uncertainty around future rate cuts remains, with implications for mortgage rates. Recent fluctuations in the stock market suggest a potential opport... more
Nov 18, 2025 2:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, November 18, 2025: Drifting, lacking a defined trend
The article provides information on current mortgage rates, both for home purchases and refinances, as well as details on different types of mortgages such as fixed-rate and adjustable-rate mortgages. It also discusses the differences between 15-year and 30-year mortgages, along with the impact of extra mortgage payments. The Federal Reserve's interest rate decisions and their effects on mortgage ... more
Nov 17, 2025 7:30 PM
— Mortgage Rates
When will mortgage rates go down? Rates are barely moving.
Mortgage rates increased slightly last week, but have dropped compared to the previous year. Short-term rates are not moving significantly, but annual rates have seen a decline. Mortgage rates follow the 10-year Treasury yield rather than the federal funds rate. The housing market remains competitive, with buyers outnumbering available homes, leading to higher prices. Prospective buyers are encour... more
Nov 17, 2025 5:32 PM
— Mortgage Rates
Mortgage Applications Increased Slightly Last Week Driven by a Bump in Purchase Apps
Total mortgage application volume increased slightly by 0.2% as rates rose. Refinance applications decreased by 6% from the previous week, but were up significantly compared to a year ago. Purchase applications increased by 8% from the previous week and were up 20% compared to the same week last year. The increase in purchase applications is attributed to factors like lack of affordability, low in... more
Nov 17, 2025 4:30 PM
— Mortgage Rates
New-home sales pace hits 2025 high despite dip in apps
New-home mortgage applications fell in October, but the annual sales pace increased. Mortgage loan application volume fluctuated due to consecutive weeks of mortgage rate increases. While purchase volume increased from last year, there was a slight decrease from the previous week.
Nov 17, 2025 8:30 AM
— Mortgage Rates
What are the monthly payments on a $650,000 mortgage following the October Fed interest rate cut?
Mortgage rates have dropped significantly compared to earlier in the year, making homeownership more feasible. For a $650,000 mortgage, monthly payments are now lower than before, resulting in substantial annual savings for buyers. Refinancing may also be a good option for existing homeowners, though they should consider closing costs and extended repayment periods if opting for a longer-term loan... more
Nov 17, 2025 6:30 AM
— Mortgage Rates
What are today's mortgage interest rates: November 17, 2025?
Homebuying requires prequalification, research, and the help of a real estate agent. Mortgage rates have fluctuated due to economic changes, with rates now lower than at the beginning of the year. The average mortgage interest rate on a 30-year term is 6.12% as of November 17, 2025, and 5.50% for a 15-year term.
Nov 17, 2025 4:33 AM
— Mortgage Rates
Mortgage Rates Rise, ARMs Fall | Today, November 17, 2025
Fixed mortgage rates slightly increased over the weekend, while the 5/1 adjustable rate decreased. Today's market data indicates potential upward pressure on interest rates in the near-term. Despite being higher than recent lows, refinancing or tapping into home equity could still be beneficial. Negotiating could lower rates for buyers, along with qualifying for financial assistance programs.
Nov 17, 2025 4:33 AM
— Mortgage Rates
Mortgage Rates Up | Today, November 18, 2025
Mortgage rates saw a slight increase, reaching a two-month high, but are expected to fall due to narrowing Treasury yields and tumbling stocks. Refinancing, tapping into home equity, negotiating rates, and utilizing financial assistance programs can be beneficial for homeowners. The article also provides insights into different types of mortgage rates like 30-year fixed rate, 15-year fixed rate, a... more
Nov 17, 2025 4:33 AM
— Mortgage Rates
Mortgage Rates Flat Heading into Weekend | Today, November 14, 2025
Mortgage rates have been mostly moving sideways with slight fluctuations. It could still be a good time to refinance or tap into home equity. The average 30-year fixed mortgage rate is at 6.26%, while the 15-year fixed rate is at 5.58%. Adjustable-rate mortgages have lower initial rates but then adjust. Mortgage rates are expected to remain in a narrow range due to a lack of key economic data. Fed... more
Nov 17, 2025 4:32 AM
— Mortgage Rates
Mortgage Rates Decrease | Today, November 19, 2025
Mortgage rates have drifted back downwards, but economic indicators may add upward pressure in the near-term. It could still make sense to refinance or tap into home equity. Negotiations can lower rates for hopeful buyers, and accessing financial assistance programs makes entry easier. The average 30-year fixed mortgage rate reached 6.32%, while the 15-year fixed mortgage rate went to 5.67%. Adjus... more
Nov 17, 2025 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today for November 17, 2025: With rates this low, will you go with a 30- or 15-year term?
The article discusses the current mortgage rates, including fixed rates and adjustable rates for various loan terms. It also highlights the considerations between choosing a 30-year or 15-year mortgage and provides strategies for getting the lowest rates. Additionally, it mentions the use of mortgage calculators and factors impacting rates, such as credit scores and down payments.
Nov 16, 2025 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, November 16, 2025: With a downward trend, refinancing is up 150%
Mortgage rates are generally trending lower, with the current 30-year fixed rate at 6.07%. Refinancing has increased by 150% year over year. Refinancing rates are typically higher than buying rates. Fixed-rate mortgages lock in your rate, while adjustable-rate mortgages rates change after an initial period. Mortgage lenders offer lower rates to those with higher down payments, great credit scores,... more
Nov 15, 2025 2:30 PM
— Mortgage Rates
30-year mortgage rates remain unchanged - How often do rates change? | Today's mortgage and refinance rates, November 14, 2025
Mortgage interest rates remained stable after the Federal Reserve voted to lower their benchmark rate, but rates have risen slightly since then. Rates are influenced by the 10-year Treasury bond yield, which has increased. The government shutdown is causing delays in key economic reports that the Fed relies on to inform their decisions. Average rates for different types of mortgages have fluctuate... more
Nov 15, 2025 6:32 AM
— Mortgage Rates
FOMC Cuts Rate 25 Basis Points; MBA Economist Weighs In
The Federal Reserve's Federal Open Market Committee cut the federal funds rate target by 25 basis points on Dec. 10, making it the third rate cut of the year. Despite some dissent within the committee, there is division on future rate cuts. Mortgage rates have decreased by almost 1% since January, but they rose after previous Fed cuts in September and October. The Fed announced the end to quantita... more
Nov 15, 2025 5:30 AM
— Mortgage Rates
Trump blames ‘Too Late Powell’ for a housing crisis—but top analysts say low rates ‘snapped the trap shut’ on Millennial and Gen Z homeowners in the first place
President Trump blames Jerome Powell and the Fed for the housing downturn, but economists from JPMorgan and Morgan Stanley attribute high mortgage rates to the legacy of keeping rates ultra-low after the financial crisis. Despite multiple Fed cuts, mortgage rates remain elevated due to lenders largely ignoring monetary policy amid tight housing supply. The spread between policy rates and mortgage ... more
DISCLAIMER: mortgage-rates.ai is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. mortgage-rates.ai is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.