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News for: Mortgage Rates
Showing 169 - 192 of 799 results
Sep 20, 2025 6:23 AM
— Mortgage Rates
Mortgage rates ticked up after the Fed cut, following a familiar path
After the Federal Reserve cut benchmark interest rates, mortgage rates inched higher, which is a common occurrence. The 30-year fixed mortgage rate increased from 6.13% to 6.35% following the rate cut. The Fed's interest rate decisions can influence mortgage rates, with recent data showing an uptick in rates following new data on unemployment claims. Despite expectations for more rate cuts by the ... more
Sep 20, 2025 6:23 AM
— Mortgage Rates
The Fed cut its interest rate, but long-term rates — including those on mortgages — went higher
Longer-term Treasury yields increased after the Federal Reserve's interest rate cut, disappointing bond investors. The rise in yields can impact mortgage loans and credit card costs. Despite the rate cut, mortgage rates rose this week. Investors are trying to assess the long-term impact of the rate cuts and economic conditions.
Sep 19, 2025 12:23 PM
— Mortgage Rates
Mortgage Rates Finally Level Off After 2-Day Rout
Overall, daily mortgage rates are slightly lower today compared to yesterday, although individual lenders may vary. It is considered a 'sideways' day, indicating a pause in the 2-day losing streak that previously raised rates by 0.25%. Despite recent increases, today's rates are still the best in 11 months. The direction of mortgage rates will depend on upcoming economic data in early October and ... more
Sep 19, 2025 10:23 AM
— Mortgage Rates
What are the monthly payments on a $750,000 mortgage now that the Fed has cut rates?
The article discusses the Federal Reserve's recent interest rate cut and how it has impacted mortgage rates, specifically the 30-year fixed rate. It highlights the significant decrease in monthly payments for a $750,000 mortgage due to the recent rate cut, emphasizing the potential savings for borrowers and the opportunities it creates for both homebuyers and existing homeowners looking to refinan... more
Sep 19, 2025 9:33 AM
— Mortgage Rates
Biggest Jump in Mortgage Applications Since 2021
Mortgage application demand has significantly increased, especially for refinances which saw a 58% jump compared to the previous week and a 70% increase from the same time last year. Purchase applications also rose by 3%. However, rates started moving higher in response to the Fed announcement and economic data, reaching the highest levels since before the September 5th jobs report. Refinances are... more
Sep 19, 2025 9:23 AM
— Mortgage Rates
Here's what mortgage interest rates could look like by the end of 2025
Mortgage rates have dropped to their lowest point in three years at 6.13%, offering potential homebuyers more affordability and energizing existing homeowners. There is anticipation for further rate drops with the likelihood of additional Fed rate cuts ahead, potentially bringing the 30-year fixed mortgage rate to the high 5% range by the end of 2025. Even modest rate cuts can result in significan... more
Sep 19, 2025 8:23 AM
— Mortgage Rates
Here’s what the Fed rate cut means for your mortgage and the housing market
The Federal Reserve cut its benchmark rate, but this does not guarantee a further drop in mortgage rates. Mortgage rates have fluctuated in response to a variety of economic factors, including inflation, the job market, and bond market yields. While lower rates benefit home buyers, prices remain high and more drops are needed for significant affordability improvements.
Sep 19, 2025 8:23 AM
— Mortgage Rates
It's Not as Bad as it Seems
Despite some recent fluctuations, 10yr yields are currently at their lowest since April and mortgage rates are the lowest since October. The market is waiting for early October economic data to see if there is cause for concern. Overall, the reaction to recent events seems logical, although it feels quick compared to previous bond and rate trends.
Sep 19, 2025 7:25 AM
— Mortgage Rates
Mortgage and refinance interest rates today, September 19, 2025: Lowest rates since last October
Mortgage rates have decreased to new lows, with both the 30-year and 15-year fixed rates dropping. This has led to a surge in homeowners refinancing their mortgages. The national averages for various mortgage rates are provided, as well as the importance of mortgage rates in determining monthly payments, types of mortgage rates (fixed or adjustable), and the impact on interest over time. Different... more
Sep 19, 2025 4:23 AM
— Mortgage Rates
Now that the Fed cut rates, should you refinance? Experts weigh in
The Federal Reserve announced a rate cut, potentially lowering consumer rates like mortgage rates. Refinancing may bring relief from budgetary pressures, but it may take a series of rate cuts for costs to significantly decrease. Refinancing makes sense with a 1% spread between current and refi rate. Refinancing a mortgage too frequently is discouraged due to added costs. Paying attention to APR on... more
Sep 19, 2025 3:23 AM
— Mortgage Rates
How much does a $500,000 mortgage cost monthly now that interest rates were cut?
The Federal Reserve cut its benchmark interest rate by 25 basis points, leading to a drop in mortgage rates. Specifically, the average 30-year fixed mortgage rate decreased to 6.13%, resulting in significant monthly savings for borrowers. This rate cut offers opportunities for both new buyers and existing homeowners to save money either on purchasing a new home or refinancing their current mortgag... more
Sep 18, 2025 12:24 PM
— Mortgage Rates
If You're One of Those People Asking How Much Lower Your Mortgage Rate Quote is After Fed Day, This is Required Reading
Mortgage rates have surged higher, reaching the highest levels in 2 weeks after the Fed rate cut. Some news articles may claim rates are lower, but this is misleading due to the way the data is calculated. In reality, rates have increased sharply in the past two days.
Sep 18, 2025 10:23 AM
— Mortgage Rates
Mortgage rates tick up following Fed move, though they’re still near 2025 lows
After the Federal Reserve cut benchmark interest rates, mortgage rates began to rise, with the average 30-year fixed rate reaching 6.37%. The Fed's decision impacts mortgage rates indirectly, and despite expectations of lower rates, they may not fall much further due to market anticipation. Refinancing demand has surged in response to the recent rate movements.
Sep 18, 2025 10:05 AM
— Mortgage Rates
Mortgage rates lower but full impact of FOMC not felt yet
After the Federal Open Market Committee's actions, mortgage rates did not decrease as expected. Housing finance firms anticipate a 25 basis point move and companies are making efforts to meet market needs. Lenders have priced in the decision to cut short-term rates for 30-year home loans.
Sep 18, 2025 9:27 AM
— Mortgage Rates
Mortgage rates fall again, refinances jump to highest level since 2022
Mortgage rates fell again this week, prompting many homeowners to refinance. The average rate on the benchmark 30-year fixed mortgage decreased to 6.26%. The share of mortgage applications that were refinances reached nearly 60%, the highest since January 2022.
Sep 18, 2025 9:23 AM
— Mortgage Rates
Average rate on a 30-year mortgage falls again, dips to lowest level since early October
The average rate on a 30-year U.S. mortgage fell to 6.26% from 6.35% last week, following a decline in long-term U.S. Treasury bond yields ahead of the Federal Reserve's first rate cut this year. Mortgage rates have been declining since late July in anticipation of rate cuts by the Fed, leading to an increase in mortgage applications, especially for refinancing loans.
Sep 18, 2025 9:23 AM
— Mortgage Rates
Average rate on a 30-year mortgage falls again, dips to lowest level since early October
The average rate on a 30-year U.S. mortgage decreased to 6.26% from 6.35%. Mortgage rates have been declining due to the expectations of the Federal Reserve cutting rates, which they did by a quarter-point. This has led to an increase in mortgage applications, with a significant portion being for refinancing loans.
Sep 18, 2025 8:25 AM
— Mortgage Rates
What to know about the Fed’s rate cut and mortgage rates
The Federal Reserve recently cut interest rates by a quarter-point, with projections for two more cuts this year due to concerns over the job market. Mortgage rates have been falling since late July on expectations of the rate cut, but there is uncertainty whether rates will continue to decline. Factors influencing mortgage rates include the Fed's interest rate policy decisions, bond market invest... more
Sep 18, 2025 7:23 AM
— Mortgage Rates
The Fed cut interest rates. How quickly will you notice changes?
After a quarter percentage point cut to the benchmark interest rate, the Federal Reserve is expected to continue reducing rates to make borrowing more accessible. The Fed's concerns over the labor market led to the rate cut, but projections on future cuts vary widely among officials. The impact of rate cuts on consumers includes a negligible effect on borrowing initially, with more significant ben... more
Sep 18, 2025 4:37 AM
— Mortgage Rates
In some markets, even a 0% mortgage wouldn’t make homes affordable
The article discussing mortgage rates and the Federal Reserve on Zillow's website may no longer be available.
Sep 18, 2025 1:23 AM
— Mortgage Rates
How the Fed’s rate cut impacts mortgage rates
The Federal Reserve has cut rates, but this doesn't guarantee a continuous drop in mortgage rates. Mortgage rates are influenced by multiple factors, with the trajectory of the 10-year Treasury yield being a significant one. The housing market has been in a slump, and while lower rates help, they might not be enough to make homes more affordable. Predicting mortgage rate changes is challenging due... more
Sep 17, 2025 4:23 PM
— Mortgage Rates
Could the Federal Reserve interest rate cut boost the US housing market?
Aileen Barrameda is planning to buy a house in Los Angeles despite high mortgage rates. The average rate on the 30-year mortgage fell to 6.35% last week, but may not come down much more. Fed's interest rate decisions influence mortgage rates indirectly, but banks had already cut rates in anticipation of the Fed rate cut. The risk of rising inflation could push mortgage rates up. Many homeowners wi... more
Sep 17, 2025 3:24 PM
— Mortgage Rates
Fed cuts, mortgage rates fall to lowest levels in nearly a year
Mortgage rates have dropped to their lowest level in nearly a year following expectations that the Federal Reserve would cut interest rates. However, experts believe that further drops in mortgage rates and slower home price growth are needed to improve affordability in the housing market.
Sep 17, 2025 2:27 PM
— Mortgage Rates
Fed cuts but only some mortgage rates are moving lower
The Federal Open Market Committee's decision to cut rates by 25 basis points may not have the expected impact on home loan rates. Housing finance firms were expecting the cut, and other factors beyond this decision may have a greater impact on mortgage rates.
DISCLAIMER: mortgage-rates.ai is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. mortgage-rates.ai is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.