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News for: Mortgage Rates
Showing 193 - 216 of 1073 results
Nov 15, 2025 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, November 15, 2025: Rates take small steps lower
Mortgage rates slightly decreased recently, with the 30-year fixed rate dropping to 6.07% and 15-year fixed rate to 5.54%. The article discusses various mortgage rates and their differences, emphasizing that they are national averages. It also mentions the advantages and disadvantages of 30-year fixed rates, 15-year fixed rates, and adjustable-rate mortgages, highlighting the importance of timing ... more
Nov 14, 2025 1:32 PM
— Mortgage Rates
Rates Rise on Friday, Now Near 2-Month Highs
Mortgage rates slightly increased on Friday, reaching 2-month highs after a day of fluctuation in the bond market due to heavy buying initially but ultimately erasing morning gains.
Nov 14, 2025 11:32 AM
— Mortgage Rates
Mortgage rate locks stay strong, refis drive activity
Optimal Blue's October 2025 Mortgage Data Report showed that rate-lock activity remained strong despite seasonal slowing. Total locks decreased by 4.2% from September but increased by 18% year-over-year. Purchase activity stayed steady, while cash-out refinances grew by 6%. The 30-year fixed rate averaged 6.16%, boosting affordability and investor confidence in agency MBS markets.
Nov 14, 2025 10:32 AM
— Mortgage Rates
Purchase Demand Near Best Levels Since January 2023
Mortgage applications increased slightly despite rates going up, with total volume rising on a seasonally adjusted basis. Refinance activity remains strong compared to previous years, but saw a 3% drop from the previous week. Purchase activity picked up, reaching the strongest pace since September even with higher mortgage rates. The refinance share of mortgage activity declined, while FHA and con... more
Nov 14, 2025 9:30 AM
— Mortgage Rates
Trump administration tries to break through lock-in effect with 'portable mortgages'
The Trump administration is considering portable mortgages to address the issue of high mortgage rates that are keeping people from buying homes or selling their existing ones. Portable mortgages would allow homeowners to take their lower mortgage rate with them when they move, potentially increasing the supply of homes on the market. However, this could also lead to higher list prices and disrupt... more
Nov 14, 2025 4:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, November 14, 2025: Mostly unchanged (but still near 2025 lows)
The article discusses the current mortgage rates according to Freddie Mac and Zillow data, providing rates for different types of mortgages. It explains the difference between fixed-rate and adjustable-rate mortgages, and the impact of mortgage rates on monthly payments and total interest paid. The article also mentions forecasts from Fannie Mae and the Mortgage Bankers Association regarding futur... more
Nov 13, 2025 12:30 PM
— Mortgage Rates
Mortgage Rates Near The Top of Recent Range
Mortgage rates rose after the late October Fed meeting but have remained in a narrow range in November. The reopening of the government may have caused the slight upward pressure on rates. Further movement will depend on upcoming economic data.
Nov 13, 2025 10:31 AM
— Mortgage Rates
50-year mortgage plan piles on interest, analysis finds
The Trump administration suggested the idea of a 50-year mortgage to help more Americans afford monthly payments on homes. However, analysts have found that while this could reduce monthly payments, it would also double the amount of interest the owner pays over the life of the loan. Mortgage rates have shown a mixed picture recently, with some rates rising and others falling due to various econom... more
Nov 13, 2025 10:30 AM
— Mortgage Rates
Mortgage Rates Tick Higher as Home Affordability Challenges Persist
The average 30-year mortgage rate rose slightly to 6.24%, creating affordability challenges for buyers as home prices remain at near record highs. Potential rate cuts could provide relief by bringing down the 10-year Treasury yield, which the mortgage rate closely tracks. Pending home sales dropped for the first time in four months, with homes taking longer to go under contract. Median home sales ... more
Nov 13, 2025 9:50 AM
— Mortgage Rates
Homebuyer activity climbs despite minor rate uptick
Mortgage rates rose slightly this week, but home purchase activity remained unaffected. Total foreclosures rose in October. Companies are considering deals due to their optimism or the high prices in the market. President Trump is pushing for government-sponsored loan buyers to aid in the creation of lower-cost homes. Loan originators share their success secrets.
Nov 13, 2025 9:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, November 13, 2025: Rates aren't moving much
The article discusses the current mortgage rates, both for purchase and refinance mortgages, as well as different types of mortgage rates such as fixed-rate and adjustable-rate mortgages. It also explains factors that influence mortgage rates, differences between 30-year and 15-year mortgages, strategies for getting the lowest mortgage rates, and common banks with low median mortgage rates.
Nov 13, 2025 9:30 AM
— Mortgage Rates
When will mortgage rates go down? Rates are barely moving.
Mortgage rates have increased recently but are still lower compared to last year. The Federal Reserve cutting the fed funds rate doesn't guarantee lower mortgage rates. Mortgage rates follow the 10-year Treasury yield closely, but the spread added by lenders influences the final rate. Buying a home now depends on more than mortgage rates, as high demand and low supply have kept housing prices high... more
Nov 13, 2025 8:30 AM
— Mortgage Rates
Mortgage Rates Fall A Bit, Reversing Course Again
Mortgage rates are currently at some of their lowest levels, with the Fed cutting rates for the second time in a year. Despite this, the housing market has not seen a significant uptick in activity. The economy is showing signs of weakness, with inflation increasing and the job market in a questionable state. Uncertainty in the market and investor appetite for Treasury bonds are influencing mortga... more
Nov 13, 2025 8:30 AM
— Mortgage Rates
Mortgage Rates: 30-Year Up, 15-Year Down
The average rate on a 30-year mortgage increased slightly to 6.24% from 6.22%, while the rate on 15-year mortgages decreased to 5.49% from 5.5%. Mortgage rates are influenced by factors like the Federal Reserve's decisions and bond market expectations. Sales of homes have been sluggish, with rates staying above 6% since September.
Nov 12, 2025 1:32 PM
— Mortgage Rates
Mortgage Rates Basically Flat This Past Week But Purchase Activity is On the Rise
Mortgage rates increased slightly this week, with the average rate for a 30-year fixed-rate mortgage at 6.24%. However, rates for the 15-year fixed-rate mortgage decreased to 5.49%. Despite the rate fluctuations, purchase activity is on the rise, indicating growing consumer confidence in the housing market.
Nov 12, 2025 8:34 AM
— Mortgage Rates
30-year mortgage rates increase - When will rates change? | Today's mortgage and refinance rates, November 12, 2025
Mortgage rates have risen slightly since the Federal Reserve's rate cut, due to the 10-year Treasury bond yield increasing. Joblessness, weakening dollar and economic uncertainty have influenced the rising rates. The government shutdown impacts key economic decisions. Mortgage rates vary for different types of loans, but overall remain lower than historical averages. It may be a good time to buy a... more
Nov 12, 2025 4:36 AM
— Mortgage Rates
Refi spike tapers off despite falling rates
Refinancing slowed down in October after consecutive months of dramatic spikes, pushing down rate-lock activity. Two government-sponsored enterprises are looking into expanding mortgage transfers between borrowers. Rate-and-term transactions, cash-outs, and purchase loans increased. Mortgage loan application volume rose. Refinancing pushed mortgage originations higher as rates eased, but rising de... more
Nov 12, 2025 4:33 AM
— Mortgage Rates
Thursday: No Weekly Claims or CPI Data
The government shutdown is expected to end soon, and new schedules for statistical agencies will be posted. It is likely that the October employment and CPI reports will not be released due to missing data. Mortgage rates from MortgageNewsDaily.com are for top tier scenarios.
Nov 12, 2025 4:32 AM
— Mortgage Rates
Declining mortgage rates boost refinance and home equity lending
Mortgage rates have dropped to their lowest in a year, leading to increased opportunities for refinancing and home equity borrowing. Homeowners have $11.2 trillion in tappable equity, providing potential volume growth for lenders.
Nov 12, 2025 4:32 AM
— Mortgage Rates
Mortgage and refinance interest rates today, November 12, 2025: Steady, near 2025 lows
Mortgage rates, according to Zillow, are mostly steady with 30-year fixed rates around 6.16%. The average rate for 15-year fixed mortgages is 5.61%. The article discusses the different types of mortgages, such as adjustable-rate mortgages, and their pros and cons. It also mentions how mortgage rates are determined and suggests checking various refinance options to achieve a lower rate.
Nov 12, 2025 4:30 AM
— Mortgage Rates
Mortgage demand from homebuyers hits highest level since September, despite rising interest rates
Despite an increase in average contract interest rates for 30-year fixed-rate mortgages, mortgage applications to purchase a home rose 6% to their strongest pace since September. Demand for refinancing dropped 3% for the week but was still significantly higher than the same week one year ago. Mortgage rates have remained relatively stable, with markets keeping an eye on the potential end of the go... more
Nov 11, 2025 4:33 AM
— Mortgage Rates
Mortgage Rates Edge Higher But Remain in November Range
Mortgage rates slightly increased over the weekend as bonds lost ground, leading to a 0.02% increase in the average top-tier 30yr fixed rate. Despite this, mortgage lenders remain within the 0.10 range that has been consistent since October 29th. With bond markets closed for Veterans Day, potential government shutdown resolution may impact rates upon reopening on Wednesday.
Nov 10, 2025 6:30 PM
— Mortgage Rates
30-year mortgage rates increase - How long will rates stay here? | Today's mortgage and refinance rates, November 10, 2025
Average mortgage rates increased following a quarter-point cut in the Federal Reserve's benchmark rate. The rise in fixed mortgage rates is attributed to the increase in the 10-year Treasury bond yield. The ongoing government shutdown is affecting economic decisions, with the Fed depending on delayed employment and inflation data reports. The average rates for 30-year fixed mortgages, 15-year fixe... more
Nov 10, 2025 4:35 AM
— Mortgage Rates
Clear Capital: U.S. Home Prices Decreased in Q3
U.S. home prices decreased in the third quarter compared to the second quarter but were up compared to the third quarter of 2024. Regionally, home prices increased in the Northeast and Midwest but fell in the South and West. Factors shaping the housing market include mortgage interest rates, labor market conditions, and the fed ending its quantitative tightening regime, which should result in lowe... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.