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News for: Mortgage Rates
Showing 193 - 216 of 798 results
Sep 17, 2025 9:24 AM
— Mortgage Rates
ICYMI: Mortgage Rates Fall to Three-Year Low
Mortgage rates have decreased to a three-year low, marking the third consecutive week of declines. The average rate on a 30-year fixed mortgage has dropped to 6.13%, the lowest level since late 2022.
Sep 17, 2025 9:24 AM
— Mortgage Rates
Mortgage interest rates just fell to a 3-year low. Here's why (and what to do now).
Mortgage interest rates have dropped to an average of 6.13%, the lowest level in three years, sparking increased activity in both mortgage loan applications and refinancing. The drop is attributed to the Federal Reserve's rate cut and the bond market's reaction, pulling mortgage costs down. Borrowers are advised to shop around for the best rates, improve credit scores, get preapproved for loans, c... more
Sep 17, 2025 5:25 AM
— Mortgage Rates
Mortgage refinance demand spikes nearly 60%, as interest rates drop sharply
Mortgage rates dropped to the lowest level since October of last year, leading to a surge in refinances as consumers seek savings in an uncertain economy. Refinance applications jumped 58% compared to the previous week, with the average contract interest rate for 30-year fixed-rate mortgages decreasing to 6.39%. Homebuyers were not as motivated by the drop in rates, with applications for purchasin... more
Sep 16, 2025 2:23 PM
— Mortgage Rates
Big Shift Toward 5.0 Coupons Continues
Mortgage rates have rapidly decreased in September, with 5.0 UMBS outperforming 5.5 UMBS. The spread between the two coupons is now at the tightest levels since early October 2024, leading to a decrease in rates. Near-term volatility risks are present surrounding the Fed dot plot and upcoming jobs report.
Sep 16, 2025 1:23 PM
— Mortgage Rates
Mortgage rates drop to 3-year low ahead of Fed meeting
Mortgage rates dropped sharply ahead of an expected rate cut by the Federal Reserve. The average rate on the 30-year fixed mortgage reached its lowest level since late 2022. Historical trends suggest that Fed rate cuts in a recessionary environment pull down long-term rates, while cuts in a non-recession environment have less impact on long-term rates.
Sep 16, 2025 12:23 PM
— Mortgage Rates
Mortgage Rates Near 3 Year Lows Ahead of Fed
Mortgage rates decreased significantly today, reaching the lowest levels since late 2022 due to the movement in the underlying bond market. The correlation between bond prices and mortgage rates is usually strong, but occasional discrepancies can occur. The recent shift in interest rates within mortgage-backed securities is influencing the current rate trends. However, upcoming economic data will ... more
Sep 16, 2025 7:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, September 16, 2025: Decreases before the Fed rate cut
Mortgage rates are expected to decrease following a potential rate cut by the Federal Reserve. The current national averages for various mortgage types are provided, along with an explanation of how different term lengths and interest rates impact monthly payments and total interest paid. The article also explains the difference between fixed-rate and adjustable-rate mortgages, and the predictions... more
Sep 16, 2025 3:24 AM
— Mortgage Rates
30-year mortgage rates decline ahead of Fed meeting | Today's mortgage and refinance rates, September 15, 2025
National mortgage rates were mostly lower compared to a week ago, with rates for 30-year fixed, 15-year fixed, and 5/1 ARM decreasing. This trend is attributed to growing odds of a Federal Reserve cut, a weaker August jobs report, and the latest inflation reading. The key influencer of mortgage rates is the 10-year Treasury yield. The average rates for various types of mortgages are provided, with... more
Sep 16, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, September 16, 2025: Falling before the Fed rate cut
Current mortgage rates are dropping ahead of an expected Fed rate cut. The national average for a 30-year fixed mortgage is 6.16%, with 15-year rates at 5.46%. Refinance rates are higher than purchase rates. Economists don't anticipate significant drops in mortgage rates through 2025, with rates expected to remain relatively steady.
Sep 15, 2025 2:22 PM
— Mortgage Rates
Fed Meeting Preview: Rate Cuts Are Back, But Stagflation Risks Cloud Powell’s Path
The U.S. economy may see a rate cut due to a weak job market and rising inflation. Fed officials are concerned about the Fed's ability to stimulate the economy with inflation on the rise. A rate cut is expected, but it may not have a significant impact on consumers. The Fed's decision to cut rates has implications for borrowing costs, including mortgage rates.
Sep 15, 2025 12:24 PM
— Mortgage Rates
Mortgage Rates Start Week at Another Long-Term Low
Mortgage rates have been consistently moving lower over the past 4 months, with significant drops occurring after weaker job reports in August and September. Rates have remained steady in a slightly lower range since the September 5th jobs report, resulting in multiple instances of hitting new lows. Today's rates are at an 11+ month low, with no significant change compared to last Friday. There is... more
Sep 15, 2025 11:35 AM
— Mortgage Rates
Will mortgage interest rates drop again this week?
Mortgage interest rates have been consistently declining throughout 2025, reaching an 11-month low in September. The Federal Reserve meeting in September could potentially lead to a rate cut, causing further declines in mortgage rates. Lenders may reduce rates preemptively to remain competitive, and buyers with good credit scores have the opportunity to take advantage of lower rates. However, the ... more
Sep 15, 2025 11:23 AM
— Mortgage Rates
Mortgage rates drop to lowest level in nearly a year
Mortgage rates are currently at their lowest levels in nearly a year, with a 30-year fixed rate at 6.35%. Economists predict rates may drop below 6% by the second quarter of next year. More people are considering refinancing options, but there may be a lag for new buyers to take advantage of the improved rates. It is recommended to meet with a loan officer before looking for homes, understand the ... more
Sep 15, 2025 8:24 AM
— Mortgage Rates
Mortgage Rate Scenarios To Watch Following A Likely Fed Rate Cut
The article discusses the anticipation of a Federal Reserve interest rate cut and how it has resulted in falling mortgage rates. It also examines the historical relationship between Fed rate cuts and mortgage rates, suggesting that mortgage rates may not necessarily decline further if the Fed cuts rates. Various scenarios are explored, including the possibility of mortgage rates settling around 6.... more
Sep 15, 2025 8:23 AM
— Mortgage Rates
When will mortgage rates go down? They're edging down now, and buyers are noticing.
Mortgage rates have recently dropped by 15 basis points, leading to potential buyers wondering if it's a good time to purchase a house. Despite the drop, rates are still above where they were last year, and it's unlikely they will substantially decrease in 2025 based on Federal Reserve data and other economic factors. The housing market currently faces high demand and low supply, with home prices ... more
Sep 15, 2025 8:23 AM
— Mortgage Rates
Federal Reserve may cut rates for the first time since 2024 — here are four key money moves to consider now
The Federal Reserve is expected to lower its benchmark rate despite inflation data. The market predicts a 25 basis-point rate cut. This could provide relief for those with high-interest debt and lead to lower interest rates on credit cards and savings accounts. Mortgage rates are already down but could benefit from further rate cuts. Having good credit can help secure the best loan terms, even mor... more
Sep 15, 2025 4:24 AM
— Mortgage Rates
What a Fed Rate Cut Could Mean for Mortgage Rates
The Federal Reserve is expected to cut the Federal Funds Rate, with markets already anticipating a small cut. Mortgage rates tend to respond to what the financial markets predict the Fed will do before the Fed officially acts. If the Fed cuts by 25 basis points, it may already be factored into current mortgage rates. Multiple rate cuts could lead to further easing of mortgage rates in the future, ... more
Sep 15, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today for September 15, 2025: An interesting week ahead for mortgage rates
The article discusses the current mortgage rates, which are 6.28% for a 30-year fixed mortgage and 5.49% for a 15-year fixed mortgage. It also covers the rates for different types of loans, such as the 5/1 ARM and 30-year VA loans, and explains the differences between fixed and adjustable-rate mortgages. The article offers advice on getting lower rates through down payments, credit scores, and deb... more
Sep 14, 2025 9:23 AM
— Mortgage Rates
Have Fed rate cuts already been priced into mortgage rates?
Mortgage rates hit a new low for 2025 last week due to the labor market's impact on the bond market. The article questions if rates will rise again after the Fed cuts rates, citing a similar situation from the previous year.
Sep 14, 2025 5:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, September 14, 2025: Waiting on a Fed move Wednesday
The article provides information on current mortgage interest rates, emphasizing the importance of shopping around with multiple lenders to find the best deal. It compares the rates for different types of mortgages and provides an overview of the difference between fixed-rate and adjustable-rate mortgages. It also highlights the impact of mortgage term length on monthly payments and total interest... more
Sep 13, 2025 2:23 AM
— Mortgage Rates
Mortgage rates are falling fast. Is it a good time to buy a home?
The average interest rate on a 30-year fixed mortgage stands at 6.35%, which dropped from 6.5% in a week, marking the largest one-week drop in mortgage rates this year. The decline in mortgage rates is attributed to a significant decline in hiring, fueling expectations of an interest rate cut by the Federal Reserve. However, experts caution that trying to time the market or predict future rate mov... more
Sep 12, 2025 10:23 AM
— Mortgage Rates
What's next? Mortgage rate predictions for the next 5 years
The article discusses how mortgage interest rates are determined by various factors, with a major one being the 10-year Treasury yield. It provides insights from various economists on the expected movement of Treasury yields over the next five years and how it relates to mortgage rates. The article also highlights the historical spread between Treasury and mortgage rates and uses this information ... more
Sep 12, 2025 4:23 AM
— Mortgage Rates
Video Interest rate on housing mortgages drops
The article discusses how mortgage rates have recently increased, causing concern for potential homebuyers. Experts believe that this trend may continue as the economy improves and inflation rises.
Sep 12, 2025 3:24 AM
— Mortgage Rates
Mortgage and refinance interest rates today, September 12, 2025: New low sparks big application demand
The article discusses the current trend of decreasing mortgage rates in the market, providing statistics from Freddie Mac and Zillow. It explains the difference between fixed-rate and adjustable-rate mortgages, as well as the impact of mortgage rates on monthly payments. Various mortgage rate options and forecasts for the future are also provided.
DISCLAIMER: mortgage-rates.ai is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. mortgage-rates.ai is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.