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News for: Housing Market
Showing 1 - 24 of 225 results
Oct 25, 2025 3:24 AM
— Housing Market
Existing Home Sales Rose Last Month, But The Bigger Picture Hasn't Changed
Existing-home sales rose by 1.5% in September to a seasonally adjusted annual rate of 4.06 million, with sales 4.1% higher than the previous year. The increase is attributed to easing mortgage rates and better affordability. Inventory levels are near a five-year high but remain below pre-COVID averages. Home prices continue to rise, contributing to overall household wealth.
Oct 24, 2025 8:34 AM
— Housing Market
Agent Service; Property Tax, Warehouse, Reverse Services; In-Person Events Into 2026; CPI as Expected
The article discusses various events and webinars related to the mortgage industry, including topics like reverse mortgages, mortgage services, and industry conferences. It also mentions the potential impact of the government shutdown on borrowers' ability to pay and broader market stability.
Oct 23, 2025 7:00 AM
— Housing Market
Lower mortgage rates push home sales higher in September, but prices still stubbornly high
Sales of previously owned homes rose 1.5% in September to a seasonally adjusted, annualized rate of 4.06 million units, slightly lower than analysts' forecasts but the highest pace in seven months. The sales were strongest in the South and Northeast on an annual basis, with the West seeing the strongest monthly increase. Falling mortgage rates are attributed to the increase in sales, with the aver... more
Oct 23, 2025 4:25 AM
— Housing Market
The Inside Story Of America's Slowing Job Market
The article discusses the disconnect between economic data indicating a strong job market and the reality of many Americans facing stagnant wages and financial struggles. Many businesses are dealing with slowing markets, higher tariffs, and rising costs, leading to layoffs, reduced hours, and hiring freezes. Small business owners are particularly feeling the impact, with some forced to close. Desp... more
Oct 22, 2025 2:25 PM
— Housing Market
Fannie Mae names Akwaboah acting CEO, replacing Almodovar
Fannie Mae's Chief Operating Officer, Peter Akwaboah, has taken on the role of acting CEO after Priscilla Almodovar's departure. Industry experts remain optimistic about technology in the mortgage industry while emphasizing the importance of human qualities like empathy and trust. Homeowner equity has decreased due to declining housing prices, although tappable amounts remain high. A new executive... more
Oct 18, 2025 4:23 AM
— Housing Market
Lower rates were supposed to bring homebuyers back this fall. Here’s why it hasn’t happened.
Despite low mortgage rates at 11-month lows, the housing market has not shown signs of improvement. Inventory is increasing, but rates and prices are still too high for most buyers. There is a stalemate between buyers and sellers, with buyers waiting for lower rates and sellers holding out for higher prices. Contract cancellations and pulled listings remain high, indicating a struggle in the real ... more
Oct 17, 2025 10:30 AM
— Housing Market
How the government shutdown impacts the housing market: Loan availability, closing times, and more
The government shutdown impacts the housing market by causing delays in loan approvals, closures of loan programs, suspension of flood insurance, and financial uncertainty for federal workers. The shutdown may cause a slowdown in housing demand in government-heavy regions, while other regions with diversified economies may be more resilient.
Oct 13, 2025 7:23 AM
— Housing Market
When will mortgage rates go down? Rates decreased this week — but just barely.
After two consecutive weeks of increases, mortgage rates have finally decreased this week. The 30-year fixed rate is now two basis points lower than this time last year. The current housing market is in a crunch due to high demand and low supply, causing home prices to remain high. Prospective buyers may not see much relief in a true recession, as lower interest rates could increase demand for hom... more
Oct 12, 2025 7:31 AM
— Housing Market
Housing Market Now Falling Into A Deflationary Vortex | Reventure Consulting's Nick Gerli
The article discusses a movie or TV show that is available to watch for free with advertisement interruptions, similar to a PG-13 rating for content.
Oct 10, 2025 5:23 AM
— Housing Market
Will a drop in mortgage rates make any difference in San Diego’s housing market?
The article likely discusses information related to mortgages and the housing market but it is impossible to summarize as the content is not provided.
Oct 9, 2025 10:24 AM
— Housing Market
House foreclosures just spiked 17% last quarter as borrower distress rises
Foreclosure activity in the US housing market has spiked, with 101,513 foreclosure filings in the third quarter. This represents a slight increase from the last quarter and a 17% jump from the same quarter last year.
Oct 7, 2025 10:23 AM
— Housing Market
Peter Schiff Says People Are Going to 'Mail In Their Keys' If Home Prices Finally Adjust To Match High Mortgage Rates, Triggering A Housing 'Emergency'
Peter Schiff, a well-known voice in the financial industry, is warning that rising mortgage rates and inflated home prices could lead to a housing crisis where many homeowners may walk away from their homes. He explains that the high housing prices were fueled by low mortgage rates, but now that rates have increased, the prices have not adjusted accordingly. Schiff predicts that this mismatch will... more
Oct 7, 2025 5:24 AM
— Housing Market
Homebuyers Are Canceling Deals at a Record Rate. Here’s Why.
The article discusses how potential homebuyers should be prepared for a competitive housing market, as low mortgage rates continue to drive high demand. It emphasizes the importance of getting pre-approved for a mortgage, having a strong offer strategy, and being willing to move quickly when finding a home they like.
Oct 7, 2025 3:24 AM
— Housing Market
New data shows where refinance incentives are growing
Market conditions for home loans have improved, with a notable increase in rate-and-term transactions, cash-outs, and purchase loans. Falling interest rates led to a rush in refinancing, but slowing purchase activity caused a decline in overall lock volumes. Washington, D.C. and Denver have the largest share of mortgaged households, leading to a potential shift in buyer demand.
Oct 6, 2025 9:23 PM
— Housing Market
How some Utah families are trying to find an affordable home
With mortgage rates above 6% and high home prices in Utah, many families are turning to multi-generational housing as a solution. This trend allows three generations to live under one roof, helping with affordability and creating more living space for each family member. The Terraine community in West Jordan is an example where families are building homes to accommodate multiple generations.
Oct 4, 2025 11:31 AM
— Housing Market
4% Gain in Pending Home Sales Isn't Exactly What it Seems
The National Association of Realtors' Pending Home Sales Index increased by 4.0% in August, reaching its highest level since March and showing a 3.8% increase from the same month last year. However, the overall trend remains flat and unchanged over the past two years.
Oct 4, 2025 11:30 AM
— Housing Market
Home Price Growth May be The Lowest in Years, But Home Prices Remain Near All-Time Highs
Both the FHFA and the S&P CoreLogic Case-Shiller indices show that home prices are still higher than a year ago, but the pace of growth is slowing. The FHFA remains near the lowest growth since 2012, while Case-Shiller is at its weakest year-over-year level in more than 2 years. Despite the moderation in prices, they remain near all-time highs, with only slight declines recently. Both indices conf... more
Oct 2, 2025 7:27 AM
— Housing Market
Agencies issue shutdown-related guidance for lenders
A government shutdown due to a partisan budget divide has prompted bond investor activity that could lower mortgage rates and challenge the housing market. Various legal actions, including lawsuits, against lenders and homebuilders are also mentioned.
Sep 30, 2025 12:24 PM
— Housing Market
Survey: 1 in 6 Aspiring Homeowners Have Given Up
Home prices are near record highs and mortgage rates have increased, leading to discouragement among homebuyers. A Bankrate survey found that 16 percent of aspiring homebuyers have given up on purchasing a home due to affordability challenges. Younger generations feel they have fewer financial opportunities compared to older generations. Despite the difficulties, buyers are encouraged to expand th... more
Sep 29, 2025 5:23 AM
— Housing Market
Peso crisis drives mortgage rates to 15%, upending Milei agenda
Argentina's housing market, which has struggled due to inflation and economic instability, faced a setback after President Javier Milei's election defeat. This led to a run on the currency, resulting in higher interest rates and credit drying up. The crisis impacted mortgage lending, causing major lenders to increase rates and tighten credit standards, leading to a credit crunch. The turmoil in th... more
Sep 28, 2025 3:23 AM
— Housing Market
A gauge of future home sales just turned negative—despite 9 straight weeks of falling mortgage rates
Despite a decline in mortgage rates, pending home sales fell for the first time in nearly three months, indicating a stagnant housing market. While mortgage refinance applications surged, mortgage-purchase applications only increased slightly. Factors weighing on housing demand include high home prices, buyers waiting for lower mortgage rates, limited supply of listings, and economic uncertainty. ... more
Sep 27, 2025 2:23 PM
— Housing Market
A gauge of future home sales just turned negative—despite 9 straight weeks of falling mortgage rates
Despite a decrease in mortgage rates, pending home sales have fallen, indicating a stagnant housing market. Refinancing applications saw a surge, but purchase applications only increased slightly. Factors affecting housing demand include high home prices, waiting for rates to drop further, low supply, and economic uncertainty. Mortgage rates have started to rise again as Treasury yields rebounded ... more
Sep 27, 2025 4:24 AM
— Housing Market
Panel eyes GSEs' guarantee as public offering talks progress
Experts at a Bipartisan Policy Center event discussed the importance of preserving Fannie Mae and Freddie Mac's role in the mortgage market amid reform. Trump is considering bringing Fannie Mae and Freddie Mac back to the market in a potential IPO exceeding $1 trillion. Housing finance firms are anticipating a 25 basis point move, with potential actions going beyond that outcome.
Sep 27, 2025 3:23 AM
— Housing Market
Did Rates Have Anything to do With Big Surge in Home Sales?
New home sales in August saw a significant increase, breaking a two-year trend of stable activity. Sales surged to a seasonally adjusted annual rate of 800,000, up 20.5% from July. For-sale inventory decreased, leading to higher prices, with the median price reaching $413,500 and the average price hitting $534,100. There is speculation about the impact of interest rates on this sales surge, althou... more
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All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.