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News for: Housing Market
Showing 1 - 24 of 306 results
Dec 12, 2025 5:32 AM
— Housing Market
2nd Look at Local Housing Markets in November
The article discusses the 2nd look at local housing markets in November, as featured in the Calculated Risk Real Estate Newsletter.
Dec 10, 2025 11:33 AM
— Housing Market
Dec. 10: Sales mgt., broker jobs; DPA, quick HELOC, non-QM, processing, AI tools; homebuyer age study
The article discusses the debate surrounding assumable mortgages and potential solutions to the affordability crisis in the housing market. It touches on the challenges faced by policymakers, lenders, and consumers and the need for bold solutions to reshape the MBS markets and household mobility.
Dec 10, 2025 8:30 AM
— Housing Market
DPA, Quick HELOC, Non-QM, Processing, AI Tools; Assumable Mortgages? Homebuyer Age Study
The article discusses the reemergence of assumable mortgages as a potential solution to an affordability crisis in the housing market. It explores the implications of this idea on various stakeholders, including policymakers, lenders, and consumers, and highlights the need for bold solutions to reshape the housing system before consumers find their own workarounds.
Dec 9, 2025 1:30 PM
— Housing Market
President Trump Delivers Progress on Lowering Costs — With Much More Relief on the Way
President Trump has made progress in reversing the inflation and cost-of-living disaster inherited from the Biden Administration. Inflation has been cut by more than half, gas prices have fallen, real wages are growing, household expenses are heading in the right direction, and housing affordability is improving. The Trump Administration is committed to driving prices down further, boosting take-h... more
Dec 9, 2025 4:32 AM
— Housing Market
When will the judge to decide the Compass-Zillow listing policy suit?
Final arguments have been filed in the Compass-Zillow lawsuit over listing access, with the court's decision on the preliminary injunction expected soon. The lawsuit focuses on Zillow's listing access standards policy that bans listings publicly marketed for more than one business day before being displayed on Zillow.
Dec 8, 2025 4:31 PM
— Housing Market
ROAD to Housing Act cut from defense bill, pushing reform efforts into 2026
The 'ROAD to Housing Act' aimed to address the housing affordability crisis by reducing regulatory burdens and incentivizing private capital to build more housing units. The Act had broad support from industry groups, but it was excluded from the 2026 National Defense Authorization Act, causing advocates to shift their focus to the House Financial Services Committee for further review. Despite the... more
Dec 8, 2025 7:30 AM
— Housing Market
Is December a good time to buy a house?
The U.S. housing market is experiencing changes as the year closes, with mortgage rates lower than the previous year. Home values are declining in some areas, with houses staying longer on the market. Despite some positive signs of improvement, sellers are pulling homes off the market due to unrealistic price expectations. Inventory has increased, but more sellers are willing to negotiate with pri... more
Dec 8, 2025 4:31 AM
— Housing Market
Best And Worst Markets For Homebuyers, Ranked
Bankrate analysis found that Pittsburgh, Detroit, and Birmingham offer the largest selection of affordable homes for typical homebuyers, while coastal metros like New York, Boston, and Los Angeles require six-figure salaries to avoid being priced out. Homeownership has become a luxury in many large U.S. cities, with metro areas in the South and Rust Belt being more affordable.
Dec 8, 2025 3:30 AM
— Housing Market
Priced Out Of 75% Of The Market, Americans' Dream of Homeownership Has Become A Luxury
Julia Sheers and her boyfriend are struggling to find a house they can afford due to the extremely competitive housing market in Charlotte and across the country. Many Americans are finding homeownership unattainable due to low inventory, rising home prices, rapidly increasing mortgage rates, and wages that haven't kept up. Supply of affordable housing is severely limited, pushing homeownership fu... more
Dec 7, 2025 4:30 AM
— Housing Market
The ‘Great Housing Reset’ is coming: Income growth will outpace home-price growth in 2026, Redfin forecasts
The article discusses a potential 'Great Housing Reset' in 2026, where income growth is expected to outpace home-price growth, leading to increased affordability. However, obstacles like high mortgage rates and property taxes may still hinder overall affordability for prospective homebuyers. The report also highlights various living arrangements like adult children moving back in with their parent... more
Dec 5, 2025 2:33 PM
— Housing Market
Here’s what 2026 demands from homebuilding’s strategic leaders
Constellation HomeBuilder Systems' Homebuilder Guide to 2026 highlights six key signals shaping the realities of residential construction, with a focus on affordability as the primary constraint on homebuilding demand. Builders need to adapt to rising costs and changing buyer needs by incorporating cost discipline, innovative design, and affordability. The report emphasizes that successful builder... more
Dec 4, 2025 10:47 AM
— Housing Market
Fair market rents spiked 40% in the past five years
The average fair market rent (FMR) for one and two-bedroom residential units in the 50 largest U.S. metros has increased significantly in the past five years due to rising rental demand. This increase is putting pressure on renters, making it harder to save for a down payment on a home. While rent growth across the U.S. has softened in 2025, the impact of past rent hikes continues to affect househ... more
Dec 4, 2025 9:31 AM
— Housing Market
Northern California is home to the riskiest local real estate markets in the U.S.
The article discusses the riskiest housing markets in the U.S., with northern California having four of the five riskiest counties. Factors contributing to this risk include high rates of foreclosures and unemployment. The national median home price reached a record high in the third quarter, making it difficult for many residents to afford homes. Some areas, such as Kings County, N.Y., Santa Cruz... more
Dec 4, 2025 4:35 AM
— Housing Market
Fannie Mae, Freddie Mac limit public housing data releases
Fannie Mae and Freddie Mac have reduced public access to economic and housing data, leading to concerns about its impact on the mortgage market. This includes missed publications like the National Housing Survey by Fannie Mae and potential risks in fair lending.
Dec 3, 2025 5:32 PM
— Housing Market
Thursday: Unemployment Claims
On Thursday, the initial weekly unemployment claims report is set to be released at 8:30 AM ET, with the consensus expecting 218,000 claims, up from 216,000 the previous week.
Dec 3, 2025 9:30 AM
— Housing Market
Warren Warns CFPB on Its ‘Half-Baked Idea’ for Mortgage-Rate Data
Senate Democrats are warning the Trump administration not to cut the function of the Consumer Financial Protection Bureau that publishes Average Prime Offer Rate tables, which are vital for the smooth operation of the residential mortgage market. The APOR sets interest rate boundaries for 'qualified' mortgages and shields lenders from legal liability if those loans go bad. Democrats are concerned ... more
Dec 3, 2025 9:01 AM
— Housing Market
Realtor.com unveils 2026 home sales, mortgage rate predictions
Realtor.com predicts that fixed mortgage rates on 30-year home loans will reach 6.3% in 2026, with a modest increase in home sales and cooling home price appreciation. The company also forecasts improved affordability for homebuyers and renters due to inflation-adjusted home prices declining slightly and continued inventory gains.
Dec 3, 2025 4:35 AM
— Housing Market
Home prices, a potential new Fed Chair, and a tribute
Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about home prices and the potential new Fed chair. They also pay tribute to podcast producer Elissa Branch. The episode provides insight into the housing market and industry voices.
Dec 3, 2025 2:30 AM
— Housing Market
Home prices are poised to dip in 22 U.S. cities next year, a new analysis says. See where.
The housing market is expected to become more balanced in 2026, with property prices forecasted to drop in 22 of the largest U.S. cities and mortgage rates expected to slightly decrease. Mortgage rates are predicted to average around 6.3%, encouraging more buyers to enter the market. Existing-home sales are projected to increase slightly. Cities in the Southeast and West are expected to see the mo... more
Dec 2, 2025 11:30 AM
— Housing Market
These 6 things will shape the US housing market in 2026
Redfin economists predict a new chapter for the US housing market in 2026, with a 'Great Housing Reset' characterized by improved affordability, marginal decreases in borrowing costs, a surge in refinancing activity, slower home price growth, slightly increased home sales, and household makeup shifts. They expect mortgage rates to average around 6.3% with occasional minor dips below 6%, and they f... more
Dec 2, 2025 9:32 AM
— Housing Market
HousingWire - Industry News for Housing Professionals
HousingWire provides newsletters with data, analysis, and insights on mortgage origination, market news, housing trends, executive housing insights, and success strategies for real estate professionals. The newsletters are sent on Mondays through Thursdays, Wednesdays, and every business day.
Dec 2, 2025 4:33 AM
— Housing Market
The penny is out. Experts weigh in on what it means for consumers |
The U.S. has stopped producing pennies due to high costs, and some stores are already rounding prices to the nearest nickel. There are concerns about how this rounding will impact consumers financially, with some arguing that a 'rounding tax' will be imposed. While some retailers have started rounding down in the customers' favor, no official rounding rules exist in the U.S. Electronic payments wi... more
Dec 1, 2025 8:32 AM
— Housing Market
Will Housing Affordability Improve in 2026?
Housing affordability improved year over year for the seventh consecutive month in September 2025. The factors that eroded affordability after the pandemic, such as strong price appreciation and surging mortgage rates, have stabilized. The Real House Price Index shows that house-buying power has improved with mortgage rates decreasing and income rising. Mortgage rates are expected to ease but rema... more
Nov 30, 2025 8:30 AM
— Housing Market
How much money you need to be in the wealthiest 10% of Americans
The article discusses how the wealth of the top 10% of U.S. households has increased significantly over the last five years, driven by rising stock and home values. The income and net worth thresholds to be considered affluent have also gone up, with Gen X making up the largest portion of this group. The increase in wealth was largely due to the strong job market, consumer spending, surging home p... more
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All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.