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News for: Housing Market
Showing 1 - 24 of 462 results
Jan 27, 2026 10:04 AM
— Housing Market
U.S. home prices flatten as regional splits deepen
In November, U.S. home prices experienced a slight increase nationally, but there was a significant imbalance in the market with more sellers than buyers. Meanwhile, the 30-year mortgage rate has remained steady for weeks, with some experts predicting it could reach 6% in 2026.
Jan 27, 2026 6:33 AM
— Housing Market
House-Buying Power Jumps Nearly 10 Percent Annually
Housing affordability has improved for the ninth consecutive month in November 2025, reaching its strongest level since 2022. Factors contributing to this improvement include increased household incomes, lower mortgage rates, and minimal house price growth. Affordability is broad-based across major metro areas. The outlook for affordability depends on factors like wage growth, mortgage rates, and ... more
Jan 27, 2026 2:31 AM
— Housing Market
Home-sale cancellations hit record as buyers walk away
Home-sale cancellations have reached a record high due to high prices and more options in the market. Despite properties selling below asking prices, some sellers are choosing to remove their listings altogether. However, a modest improvement in prices and mortgage rates has encouraged buyers to sign more contracts in recent months.
Jan 26, 2026 10:31 PM
— Housing Market
HUD orders housing agencies to verify tenant eligibility
HUD has ordered housing authorities to verify tenant eligibility related to issues like immigration status within 30 days. Nearly 200,000 records need verification, including deceased and ineligible tenants. Noncompliant agencies may face sanctions and HUD plans to recover improper payments.
Jan 26, 2026 12:30 PM
— Housing Market
Ryan Serhant thinks the American Dream was just a 'slogan created by banks,' but it was really about FDR, the Great Depression, and an economic crisis
The article discusses the history of mortgages in the United States and how homeownership has become increasingly difficult to achieve in the current housing market due to factors such as high home prices, mortgage rates, and low supply. Despite the challenges, the American Dream of homeownership has deep roots in history and was not created by banks as a marketing ploy. A real estate CEO argues t... more
Jan 26, 2026 5:30 AM
— Housing Market
What a likely Bank of Canada rate hold means for buyers, sellers and mortgages in 2026
Canada's housing market in 2026 faces a different interest rate environment compared to the previous year. Economists believe the Bank of Canada will likely remain in a holding pattern, and mortgage rates are expected to remain low. Trade disputes between Canada and the U.S. could impact the market, with experts advising caution and strategic thinking for buyers and sellers. High inventory and low... more
Jan 25, 2026 5:35 AM
— Housing Market
Lower mortgage rates boosting demand early in 2026
Lower mortgage rates in early 2026 have led to increased housing demand, with both pending home sales and purchase applications posting gains. Inventory and new listings are also rising as rates remain near 6%.
Jan 25, 2026 5:31 AM
— Housing Market
Trump's housing market plan contains a fatal flaw and multiple obstacles, Morgan Stanley says
Morgan Stanley strategists argue that the White House policy announcements aimed at unlocking the housing market won't significantly affect prospective homebuyers. The measures include directing GSEs to purchase $200 billion in mortgage-backed securities, which temporarily pushed mortgage rates below 6%. However, existing low-rate mortgages limit the policy's effectiveness. The primary obstacle to... more
Jan 24, 2026 5:35 PM
— Housing Market
From $40 billion to $225 billion: Inside the Trump housing plan to radically change the mortgage bond buying plan
President Donald Trump's federal housing finance director allowed government-backed lenders Fannie Mae and Freddie Mac to nearly double their $200 billion bond purchases, increasing their authority to hold $225 billion in mortgage bonds each. This move could introduce new risks for the companies and has reversed long-standing bipartisan consensus to impose caps on their bond holdings. The episode ... more
Jan 23, 2026 9:31 AM
— Housing Market
Top Retiree Homebuying Hotspots for 2026
The housing market is posing challenges for retirees due to rising costs of living and property values. Many retirees struggle to pay expenses and are spending retirement savings faster than expected. With the U.S. approaching a peak retirement age zone, StorageCafe analyzed the best cities for retirees based on quality of life, affordability, and comfort. The top 10 housing markets for retirees i... more
Jan 21, 2026 2:31 PM
— Housing Market
What D.R. Horton’s dominance means for every U.S. homebuilder
D.R. Horton's Q1 2026 earnings report shows the company's dominance in the U.S. homebuilding market. Despite high mortgage rates, Horton's volume engine remains strong, leading to increased starts and net sales orders. The company leverages its size to offer incentives, manage costs, and control land supply more efficiently than competitors. Horton's strategic model not only outperforms but redefi... more
Jan 21, 2026 9:32 AM
— Housing Market
Senior home sellers take a hit on profits
Research shows that older homeowners, especially those over 70, earn significantly lower returns when selling their homes due to factors like poorer maintenance, off-MLS listings, and investor sales. Improved upkeep, broader marketing, and clearer listing rules could help seniors preserve more housing wealth.
Jan 21, 2026 7:30 AM
— Housing Market
'The housing sector is not out of the woods': Contract signings sank in December
Home contract signings dropped 9.3% from November to December despite lower mortgage rates. This decline was seen in all regions of the country, with the Midwest experiencing a 14.9% drop. NAR's chief economist noted that the housing sector is still facing challenges, and December's figures dampened the short-term outlook. Inventory levels were low, possibly contributing to the decrease in contrac... more
Jan 21, 2026 7:30 AM
— Housing Market
Trump lays out his plans to make housing cheaper in Davos speech
President Trump discussed his plans to address the high cost of housing in the US during the World Economic Forum in Davos, proposing banning large investors from buying single-family homes, purchasing $200 billion of mortgage debt to reduce interest rates, introducing 50-year mortgages and portable home loans, and allowing homebuyers to use their 401(k)s for down payments. Industry watchers point... more
Jan 21, 2026 6:32 AM
— Housing Market
Florida-based modular builder launches expandable housing model
Mesocore Modular Homes in Florida is introducing an expandable modular housing model that starts as a small ADU and can later be expanded into a larger house, aiming to improve affordability and provide rapid disaster relief housing. CEO Joe Esposito Sr. stated that the homes are a great option for entry-level and first-time buyers, and the company is pushing to build on smaller lots to maximize a... more
Jan 21, 2026 5:32 AM
— Housing Market
Trump signs executive order targeting institutional investors
President Trump signed an executive order aimed at limiting federal financing and approvals for large institutional investors purchasing single-family homes. The order does not outright ban institutional homebuying but directs federal agencies to restrict support. The impact depends on how 'large institutional investor' is defined by the Treasury. The order focuses on federal leverage points, prom... more
Jan 20, 2026 11:31 AM
— Housing Market
Non-QM goes mainstream as issuance hits new highs
Lender demand for non-QM and home equity securitizations is continuing into 2026 after a record year. There are promises of big announcements on housing affordability in Switzerland, but it is uncertain if it will include ending the GSE conservatorships. Cryptocurrency development in the mortgage industry has accelerated due to easing regulations. Treasuries sold off sharply after Danish pension f... more
Jan 19, 2026 12:40 PM
— Housing Market
Homebuilder confidence dips in January despite easing mortgage rates
Builder confidence declined in January as incentives and price cuts are widespread in response to falling new-home prices. The housing market is facing buyer hesitancy, consumer confidence issues, shrinking profit margins, and elevated incentives. The average 30-year mortgage rate has dropped to 6.04%, the lowest since October 2024, but economic uncertainty continues to impact the housing market o... more
Jan 18, 2026 12:32 PM
— Housing Market
Existing home sales outlook improves as mortgage rates stabilize
Existing home sales may rise in 2026 if mortgage rates remain near 6% and inventory stays stable, with normalized mortgage spreads and improved supply conditions supporting the growth outlook. D.R. Horton is outperforming rivals in critical metrics. The U.S. rental market is showing signs of settling into equilibrium after years of volatility, with slowed rent growth and increased vacancy.
Jan 18, 2026 9:32 AM
— Housing Market
Housing demand is off to a solid start in 2026
Mortgage rates near 6% and normalized spreads are expected to contribute to the first growth in existing home sales in years. Inventory levels are healthy, keeping prices in check. Data shows an increase in purchase apps and weekly pending sales, indicating growth in the housing market.
Jan 17, 2026 6:31 AM
— Housing Market
Trump housing plan to allow use of 401(k) funds for downpayments
Kevin Hassett, a White House economic adviser, hinted at the Trump administration's plans to improve housing affordability, including allowing homebuyers to use their 401(k) funds for down payments. The proposal is aimed at helping first-time buyers without punitive consequences.
Jan 17, 2026 4:32 AM
— Housing Market
Does the Compass-Anywhere merger spark new phase in portal wars?
Compass's acquisition of Anywhere Real Estate has created a large real estate brokerage, leading to concerns for major real estate portals. The merger could result in increased competition, more private listings, and potential shifts in agent recruitment and portal partnerships.
Jan 17, 2026 4:32 AM
— Housing Market
Bill proposes eliminating capital gains tax on home sales
Rep. Craig Goldman of Texas introduced the Don’t Tax the American Dream Act, a bill that would eliminate federal capital gains taxes on the sale of primary residences for homeowners who have lived in the property for at least two years. The bill aims to increase the national housing supply, reduce the tax burden on homeowners, and improve housing affordability.
Jan 17, 2026 4:30 AM
— Housing Market
Donald Trump to unveil home buying plan involving retirement funds
Donald Trump is expected to announce a plan that would allow Americans to use their retirement savings for down payments on homes. Details about how withdrawals from 401(k) accounts would work are vague, but the plan is set to be presented at the Davos World Economic Forum. The proposal is part of Trump's efforts to address housing affordability concerns, but some experts believe it may not be a s... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.