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News for: Interest Rates
Showing 1 - 24 of 311 results
Dec 11, 2025 12:30 PM
— Interest Rates
Mortgage Rates Hit Lowest Levels of The Week
Following a Fed day, the bond market moved towards lower rates, a welcome change from previous days. The average lender is currently in the middle of the range over the past 3 months and experiencing the lowest levels since last Thursday.
Dec 11, 2025 7:58 AM
— Interest Rates
Mortgage Rates Flat After Fed Cut | Today, December 11, 2025
Following the Federal Reserve rate cut decision, mortgage rates remained relatively steady. Economic indicators such as a drop in Treasury yields are expected to slightly lower interest rates in the short term. Refinancing and tapping into home equity are still viable options, while negotiating and seeking financial assistance can help lower rates for potential buyers. Various mortgage rates for 3... more
Dec 11, 2025 5:30 AM
— Interest Rates
Live coverage: Federal Reserve cuts interest rates by 0.25%, Powell warns there's 'no risk-free path'
The Federal Reserve cut interest rates by 25 basis points, marking the third cut of the year. Fed officials were split on the decision with some favoring holding rates steady. The Fed also published its final Summary of Economic Projections, predicting one interest rate cut in 2026. Stock markets rallied in response to the decision. The Fed acknowledged consumer struggles with higher inflation but... more
Dec 10, 2025 5:32 PM
— Interest Rates
FOMC Trims Fed Funds Rate a Quarter Point
The Federal Open Market Committee voted to trim the fed funds rate by a quarter point, despite disagreement among committee members, with some favoring a larger cut or no change. The decision was made due to concerns about the job market and inflation remaining above the target goal. The split vote suggests uncertainty regarding future rate cuts.
Dec 10, 2025 3:32 PM
— Interest Rates
Fed cuts rates, though three officials dissent
The Federal Reserve reduced the federal funds rate by 0.25% for the third time in a row, with concerns about labor outweighing inflation. The rate ends 2025 at 3.5% to 3.75%, in line with predictions. Job gains slowed while inflation remained somewhat elevated. There were three dissents in the rate decision. Fresh indicators hinted at a cooling job market. The dot plot showed a divergence in proje... more
Dec 10, 2025 2:36 PM
— Interest Rates
FOMC Cuts Rate 25 Basis Points; MBA Economist Weighs In
The Federal Reserve's Federal Open Market Committee cut the federal funds rate target by 25 basis points, marking the third rate cut of the year. The committee is divided with some members voting for a bigger rate cut while others voted for no change. Mortgage rates have decreased by almost 1% since January, but they rose after the September and October Fed cuts. The FOMC announced an end to quant... more
Dec 10, 2025 2:31 PM
— Interest Rates
Fed Cuts Rates Again in December. Will Mortgage Rates Fall?
The Federal Reserve made its third consecutive federal funds rate cut of 2025 in December due to weak employment and overall economic uncertainty. While mortgage rate movements varied after the cuts, interest rates trended downwards over the last three months. The central bank's decision signaled weakness in the labor market and an unstable economic forecast, with more cuts potentially on the hori... more
Dec 10, 2025 11:32 AM
— Interest Rates
Federal Reserve delivers third straight rate cut
The Federal Reserve implemented a 25-basis-point cut to its benchmark interest rate for the third consecutive time, amid mixed signals in inflation and labor data. The Fed is expected to slowly ease monetary policy in 2026, with mortgage rates predicted to remain in the 6% range. President Trump has been focusing on improving affordability in housing, with challenges in homeownership affordability... more
Dec 10, 2025 11:31 AM
— Interest Rates
The Fed just cut interest rates again. We asked 5 experts what Americans should do next
The Federal Reserve recently lowered interest rates, making it the sixth rate cut since September 2024. Lower interest rates can save households money on mortgages, car loans, and other borrowing costs. Financial experts suggest reevaluating spending, increasing savings, and paying off high-cost debt in a falling-rate world to maximize financial stability. Stock market sentiment has shifted positi... more
Dec 10, 2025 11:30 AM
— Interest Rates
What the Fed's rate cut means for your money in 2026
The Federal Reserve cut interest rates for the third time in 2025, setting the tone for the new year. This decision will have ripple effects on consumer prices, the job market, and Corporate America. Mortgage rates have cooled in anticipation of rate reductions, and lower rates could make home equity lines and small business loans more accessible. The rate cut could potentially benefit job seekers... more
Dec 10, 2025 11:30 AM
— Interest Rates
What December's Fed rate cut means for your mortgage, credit card, auto loan, student debt and savings
The Federal Reserve cut its benchmark rate by a quarter point at the last meeting of the year, marking the third consecutive rate cut. This could impact borrowing and savings rates for consumers, including credit cards, car loans, mortgage rates, student loans, and savings accounts. While credit card rates are directly affected by the Fed's benchmark rate, mortgages and auto loans are less impacte... more
Dec 10, 2025 6:30 AM
— Interest Rates
What are today's mortgage interest rates: December 10, 2025?
The article discusses how the average mortgage interest rates have decreased in 2025, presenting opportunities for homebuyers and homeowners looking to refinance. It emphasizes the importance of monitoring interest rates closely and potentially taking advantage of the current low rates despite the risks involved in waiting for further declines. The article also highlights the benefits of shopping ... more
Dec 10, 2025 6:03 AM
— Interest Rates
Fed meeting live coverage: Federal Reserve set to cut interest rates for third time this year, 2026 forecast in focus
The Federal Reserve is expected to announce a 0.25% rate cut, according to investors. They will also release their economic projections for 2025. The bond yields have been rising despite rate cuts, impacting mortgage rates. Analysts predict that mortgage rates will remain around 6% through 2026. Investors await Fed Chair Jerome Powell's remarks on the labor market during the press conference.
Dec 9, 2025 4:33 PM
— Interest Rates
Wednesday: FOMC Announcement
On Wednesday, the Mortgage Bankers Association will release the results for the mortgage purchase applications index. Additionally, the Federal Open Market Committee (FOMC) is expected to cut rates by 25 basis points at their meeting, which will also include forecasts and a press briefing by Fed Chair Jerome Powell.
Dec 9, 2025 4:30 PM
— Interest Rates
Federal Reserve live coverage: Fed set to cut rates for third time this year, 2026 forecast in focus
The Federal Reserve is expected to cut rates by 0.25% at its final meeting of the year. Investors are closely watching the Fed's monetary policy decision, economic projections, and Fed officials' forecasts for future interest rates. The rate cut is expected to impact consumer accounts, credit cards, investments, and stock prices. President Trump signaled that reducing interest rates quickly would ... more
Dec 9, 2025 12:32 PM
— Interest Rates
Falling interest rates spark surge in mortgage refinance retention
U.S. mortgage servicers are experiencing a high rate of retaining refinancing borrowers due to a recent decrease in interest rates, with non-bank servicers outperforming traditional banks. The market is currently seeing a surge in rate-and-term refinances, allowing borrowers to reduce their rates and save money, while second-lien home equity withdrawals have also increased. Home affordability has ... more
Dec 9, 2025 6:34 AM
— Interest Rates
ICE: Mortgage Refinance Retention Reaches Multi-Year High
Mortgage servicer refinance retention reached a 3.5-year high in the third quarter due to falling interest rates, leading to an increase in rate-and-term refinances. Non-bank servicers retained borrowers at a higher rate than banks, with FHA and VA mortgages showing the highest retention rates. Second-lien home equity withdrawals also surged to an 18-year high as more homeowners tapped into equity... more
Dec 9, 2025 4:33 AM
— Interest Rates
ICE: Mortgage Refinance Retention Reaches Multi-Year High
The Mortgage servicer refinance retention reached a 3.5-year high in the third quarter due to falling interest rates, with rate-and-term refinances dominating activity. Non-bank servicers retained borrowers at a higher rate than banks, and second-lien home equity withdrawals surged to an 18-year high. Home affordability has improved but remains stretched.
Dec 8, 2025 12:30 PM
— Interest Rates
Federal Reserve live coverage: Fed set to cut interest rates for third time this year, 2026 forecast in focus
The Federal Reserve is set to announce its final monetary policy decision of the year, with expectations of a 0.25% rate cut. The decision will be closely watched by investors, along with changes to the Summary of Economic Projections, disagreement among Fed officials, and predictions for future rate cuts. There is uncertainty regarding future rate cuts in 2026, with views ranging from a 'hawkish ... more
Dec 8, 2025 6:30 AM
— Interest Rates
What another Fed cut could mean for your personal borrowing costs
The Federal Reserve is expected to lower its benchmark rate by a quarter percentage point, marking the third consecutive rate reduction this year. The move may not guarantee lower borrowing costs for most Americans, as the impact varies depending on the type of loan. Short-term loans like credit cards are more directly influenced by the Fed's rate cuts, while longer-term loans like mortgages are t... more
Dec 8, 2025 3:30 AM
— Interest Rates
The Fed is likely to cut rates for a third time this year. What happens next year is less certain.
There is a consensus that the Federal Reserve will likely cut interest rates by 25 basis points in an upcoming meeting, even though there are concerns about inflation and divisions within the committee. Some officials support the rate cut, while others are hesitant and want to wait to see how the economy fares in the future.
Dec 8, 2025 12:30 AM
— Interest Rates
Current mortgage rates report for Dec. 8, 2025: Rates hold steady with Fed meeting on horizon
The article discusses the average interest rates for 30-year fixed-rate conforming mortgage loans in the U.S., how they have changed over time, and factors influencing them. It also highlights the impact of economic conditions, the Federal Reserve's actions, historical context, and ways for borrowers to get the best mortgage rates.
Dec 6, 2025 4:32 AM
— Interest Rates
What are today's mortgage interest rates: December 5, 2025?
Mortgage interest rates have been gradually declining in December 2025, with the average rate on a 30-year term being 5.99% and the average rate on a 15-year term being 5.37%. Refinancing rates have also decreased, with a 30-year term at 6.62% and a 15-year term at 5.51%. Waiting for a potential Federal Reserve interest rate cut on December 10 may further reduce mortgage rates, but current rates a... more
Dec 4, 2025 7:30 PM
— Interest Rates
The Fed may cut interest rates next week. Here's what happened to mortgage rates the last two times it did that.
Anticipation over a Federal Reserve interest rate cut is increasing due to rising unemployment numbers and private-sector job losses. Homebuyers are looking forward to potential lower mortgage interest rates if the Fed cuts rates. Previous rate cuts have led to temporary decreases in mortgage rates before returning to lows right before the next cut. Buyers should monitor mortgage rate climate clos... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.