Mortgage News
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News for: Mortgage Lenders
Showing 1 - 24 of 226 results
Dec 11, 2025 6:32 PM
— Mortgage Lenders
FirstClose Enhances its OMS With Home Equity Fulfillment Capabilities from Stewart
FirstClose has partnered with Stewart Lender Services to enhance its order management system, providing users with integrated access to home equity title, valuation, and closing solutions. This partnership aims to streamline ordering and fulfillment processes, reduce manual steps, accelerate decision-making, and improve borrower experiences.
Dec 10, 2025 7:30 AM
— Mortgage Lenders
Mortgage lenders go head-to-head: See who has the best rates this week, Dec. 8-14, 2025
The top three mortgage lenders with the best rates this week are Navy Federal Credit Union, Citi Mortgage, and PenFed Credit Union. Shopping around for the lowest mortgage rate is crucial, as it can save borrowers significant amounts of money over the life of a loan. APR, which includes both interest rates and lender fees, is the most accurate measure of borrowing costs.
Dec 10, 2025 6:33 AM
— Mortgage Lenders
Dec. 9: Home equity, borrower mining, Buy before you sell, flood tools; Milliman/MorVest deal; credit cost news; prepayments slowing
The article discusses various topics related to the mortgage industry, such as combatting fraud, the impact of AI in the mortgage industry, tools to streamline compliance, strategies for retaining customers, and data intelligence for identifying potential borrowers. It also mentions partnerships with Cenlar for HELOC purchases, investment in industry leaders at FirstClose, and a webinar by Flyhome... more
Dec 10, 2025 6:31 AM
— Mortgage Lenders
Mortgage Applications Today: Demand for New Home Loans and Refinancing Climbs as Rates Decrease
The article states that the request could not be processed and provides a reference ID for further assistance.
Dec 9, 2025 3:32 PM
— Mortgage Lenders
Mortgage Credit Availability Increased 0.7 Percent in November
In November, mortgage credit availability increased by 0.7% compared to October, reaching a score of 107.5 on the Mortgage Bankers Association's index. The increase was driven by a growing supply of ARM and cash-out refinance loan programs, with most programs requiring lower LTV and higher credit scores to qualify. Conventional loan credit increased by 1.1%, jumbo loans by 1.6%, and conforming loa... more
Dec 9, 2025 8:30 AM
— Mortgage Lenders
Home Equity, Borrower Mining, Flood Tools; Milliman/MorVest Deal; Credit Cost News; Prepayments Slowing
The article discusses various topics related to the mortgage industry, including fraud prevention, mortgage fraud cases, market trends, compliance solutions, retention strategies, customer intelligence tools, partnership opportunities, and product offerings.
Dec 9, 2025 7:32 AM
— Mortgage Lenders
Page 3 – Daily Mortgage News & Commentary
The article discusses various services, products, and software available for lenders and brokers in the mortgage industry. It covers topics such as flood determination reports, compliance solutions, retention strategies, data tools for borrower intent, partnership opportunities, and home equity products. Different companies like ICE Flood, MQMR, LoanCare, Total Expert, and Cenlar are mentioned, al... more
Dec 9, 2025 2:31 AM
— Mortgage Lenders
CrossCountry seeks $2.1 million from LO accused of fraud
CrossCountry Mortgage is seeking to reclaim $2.1 million from a former branch manager facing federal charges. A federal judge in Pennsylvania ruled against the debtor in a case related to Nationstar, WSFS, and A&D. Hildene is acquiring an annuity provider SILAC while partnering with CrossCountry Mortgage. There have been attempts to remove legitimate items from credit files to temporarily boost cr... more
Dec 8, 2025 4:56 AM
— Mortgage Lenders
HECM Lien Status: What It Means for Reverse Mortgage Borrowers
A Home Equity Conversion Mortgage (HECM) requires the loan to be recorded as the first lien on the property, ensuring that the reverse mortgage has priority over all other claims when the home is sold or the loan becomes due. Existing mortgages, HELOCs, and other liens must be paid off before closing, and involuntary liens can affect the process. Any HECM proceeds must first go towards paying off ... more
Dec 5, 2025 11:12 AM
— Mortgage Lenders
Tomo Mortgage Lender Review for 2025: Rates and Loan Options
Tomo Mortgage offers competitive rates and transparent pricing, with no origination fees and quick preapprovals. They provide conventional, FHA, VA, and jumbo loans but do not offer USDA loans, HELOCs, or certain refinancing options. Customer reviews praise their communication and punctual closings, although in-person service is not available. Tomo has a positive reputation with low complaint volu... more
Dec 5, 2025 8:30 AM
— Mortgage Lenders
Earned Equity, HELOC, CRM, AI Agent, DSCR Hedging Products; Conventional Conforming Changes
The article discusses the impact of geopolitical tensions and export restrictions in China on the prices of crucial metal components in electronics. It mentions the skyrocketing prices of dysprosium, terbium, and gallium due to these factors. The Federal Reserve's ability to combat inflation is also mentioned. Additionally, the article includes information on how mortgage lenders are evolving thei... more
Dec 4, 2025 11:15 AM
— Mortgage Lenders
Homebuying Strategies for Gig Workers: Expert Q&A
Over a quarter of Americans had a side job in 2025, typically in the gig economy without a W-2. Most lenders have adapted to this trend, as long as borrowers claim their income correctly. Curtis Knuth, an expert in credit reporting and income verification, shared insights on how gig workers can navigate the competitive housing market, emphasizing the importance of proper income documentation and c... more
Dec 4, 2025 11:14 AM
— Mortgage Lenders
Reverse Mortgages Could Get Cheaper & Easier With New Proposals
The Mortgage Bankers Association (MBA) is pushing for changes to the current reverse mortgage system, citing high costs, complexity, and discouraging upfront fees as barriers for potential borrowers. Some proposed changes include adjusting upfront mortgage insurance premiums based on the amount borrowed, raising principal limit factors for borrowers to access more funds, and modernizing the apprai... more
Dec 4, 2025 8:30 AM
— Mortgage Lenders
US Mortgage Rates Fall for Second Week to Lowest Since October
The article is about a website or platform that requires users to confirm they are not a robot by clicking a box. It also mentions ensuring that browsers support JavaScript and cookies and not blocking them. The article prompts users to subscribe to Bloomberg.com for access to important global markets news.
Dec 4, 2025 8:30 AM
— Mortgage Lenders
Home Value, Due Diligence, AVM, Refi Products; Extensive HELOC, DSCR, Non-QM Product Changes
Some mortgage lenders see builders and their lending arms as adversaries due to their adjustments in seller credits, par rates, and buy down programs. Builders are offering big concessions to buyers such as discounted mortgages and incentives worth thousands of dollars on average home sales.
Dec 4, 2025 6:15 AM
— Mortgage Lenders
Mortgage Applications Decrease in Latest MBA Weekly Survey
The article provides contact information for Falen Pitts at the Mortgage Bankers Association.
Dec 4, 2025 2:31 AM
— Mortgage Lenders
How Fannie, Freddie product mix could shift with a stock offering
Fannie Mae and Freddie Mac continue to remain stable despite new product ideas floated by the regulator. There are potential shifts ahead as they move closer to a public offering, with some experts expecting changes in loan level price adjustments. Several legal issues, such as a servicer fee violation of state debt collection law and lawsuits over a hack, impact the mortgage industry. The FHFA di... more
Dec 3, 2025 5:32 PM
— Mortgage Lenders
Absolute Home Mortgage acquires assets of Fidelity Direct Mortgage
Absolute Home Mortgage Corporation has acquired the assets of Fidelity Direct Mortgage (FDM), adding FDM's team of 55 loan officers. FDM primarily serves the Northeast and aims to enhance operational scale and broaden product access. The acquisition will strengthen the competitive position for both companies.
Dec 3, 2025 8:30 AM
— Mortgage Lenders
DPA, DSCR Processing, Buy Before you Sell Products; FDM/AHM Partnership; LOs & MISMO
The article discusses various advancements and partnerships in the mortgage lending industry, including improvements in home-equity lending processes, product expansion for top-tier independent mortgage banks, benefits of using modern digital lending experiences, and tools for generating complete DSCR loan packages quickly and compliantly. The article also mentions upcoming webinars and events foc... more
Dec 2, 2025 3:31 PM
— Mortgage Lenders
Matt Linscott | Mortgage Rates, Mortgage News and Strategy
The article discusses how to determine how much you can afford for a home by considering factors like home price, monthly payment, income, and down payment requirements. It also mentions reduced costs and rates for former or current military members, as well as zero-down loan options provided by the USDA for homes outside major cities.
Dec 2, 2025 10:27 AM
— Mortgage Lenders
Mortgage lender profits rise, but so do production costs
In 2025, the average income per origination increased for mortgage lenders, but so did the costs to produce each loan. Mortgage loan production costs were around $11,800 in the second quarter, showing improvement from previous quarters. Despite rising production expenses, lenders saw per-unit revenue increase as well. The Mortgage Bankers Association reported that average loan production costs rem... more
Dec 1, 2025 9:30 AM
— Mortgage Lenders
Rates lower again: Mortgage lenders with the best rates this week, Dec. 1, 2025
The article discusses the top mortgage lenders with the best rates, ranking them based on annual percentage rate (APR). It emphasizes the importance of shopping around for mortgage rates as different lenders offer varying rates based on credit scores, down payments, and other credit qualifications. The article also explains the significance of APR, which includes both the interest rate and lender ... more
Dec 1, 2025 8:30 AM
— Mortgage Lenders
DSCR, Non-QM, FHA Products; AI, Broker, Borrower-Focused Webinars; STRATMOR on 2026 Growth Areas
The article discusses various developments and opportunities in the mortgage industry, such as DSCR loans, loan specials, FHA delinquencies, modern servicing technology, webinars, and training programs for mortgage professionals.
Dec 1, 2025 2:31 AM
— Mortgage Lenders
What Fannie, Freddie uplisting would change for the GSEs
Multiple proposals are being considered for Fannie Mae and Freddie Mac, with some scenarios possibly affecting the status of their shares. Mortgage groups are advocating for the GSEs to buy MBS to lower rates, while some experts warn against the plan. Non-banks reported a decrease in net income for the third quarter compared to the previous one. Refinancing drove mortgage originations higher, but ... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.