Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Jun 5, 2025 11:16 AM
— Mortgage Rates
Mortgage rates drop for first time in weeks, still hover near 7%
UBS Global Wealth Management portfolio manager Angie Newman discusses market reaction amid trade tensions and advises clients and investors. Mortgage rates declined for the first time in weeks, hovering near 7%. The average rate on the 30-year fixed mortgage decreased to 6.85% from the previous week's 6.89%. Potential homebuyers are benefiting from the lower rates as inventory improves and house p... more
Jun 5, 2025 11:00 AM
— Home Equity Loans
HELOC rates jump to near 2025 highs; home equity loans tick up too
Home equity rates, including HELOC rates, have risen recently but are still lower than at the beginning of 2025. HELOCs and home equity loans are influenced by lender competition and Federal Reserve actions. Despite the recent uptick in rates, experts forecast that rates will continue to decline in 2025, potentially dropping to their lowest level in three years. Home equity loans tend to be less e... more
Jun 5, 2025 11:00 AM
— Mortgage Lenders
The best time to make a lump-sum mortgage payment, according to the experts
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Jun 5, 2025 10:17 AM
— Mortgage Rates
Mortgage rates move lower for first time in four weeks
Mortgage rates have decreased for the first time in four weeks as the 10-year Treasury yield had a volatile week. Economic news, including a GDP contraction, contributed to this trend. The 30-year fixed rate mortgage is currently 14 basis points lower than it was last year. Loan originators discuss their success in maintaining deals amid market fluctuations.
Jun 5, 2025 10:00 AM
— Housing Market
Mortgage rates ease, but many house hunters still need hacks
Despite a slight decline in 30-year fixed-rate mortgages, overall mortgage rates have not seen significant changes this year. Affordability remains a challenge for homebuyers as home prices continue to rise. While some believe that lowering mortgage rates could stimulate the housing market, the impact may be limited if home prices keep increasing. For many buyers, the amount of money needed for a ... more
Jun 5, 2025 9:17 AM
— Mortgage Finance
Voxtur Seeing Interest Amid Strategic Review
The article discusses the latest trends and developments in the mortgage finance industry, including insights on interest rates, housing market conditions, and mortgage lender activity.
Jun 5, 2025 9:17 AM
— Mortgage Lenders
Hedging, Reverse 2nd Lien, HELOC, Borrower Portal, Broker, 2nd Mortgage Products; Florida Insurance News
The article discusses various trends and developments in the mortgage industry, including an analysis of personal property insurance in Florida, the shift towards home equity products, updates on wholesale mortgage sales, information on non-conforming and non-QM loans, and announcements from various mortgage lenders.
Jun 5, 2025 9:02 AM
— Mortgage Finance
Grapevine: Wells Freed From Asset Cap; VA Partial Claims Update
The article discusses the latest trends in the housing market and how they are impacting mortgage lenders. It highlights the increase in mortgage rates and the challenges faced by potential homebuyers in securing affordable loans.
Jun 5, 2025 9:02 AM
— Mortgage Finance
More Renters See Homeownership as Risky
The article discusses various aspects of mortgages and related financial topics. It highlights the importance of understanding current mortgage rates in order to make informed decisions when purchasing a home. The article also touches on the impact of bond markets and housing market trends on mortgage rates.
Jun 5, 2025 9:00 AM
— Mortgage Finance
VA Denial Rate Declines Amid Surge in Applications
The article discusses various factors that can affect mortgage rates, such as economic indicators, inflation, and the Federal Reserve's monetary policy. It emphasizes the importance of monitoring these factors to understand how they impact mortgage rates.
Jun 5, 2025 9:00 AM
— Mortgage Rates
Mortgage rates ease for the first time in a month
Mortgage rates fell slightly this week as Treasury yields also dropped. The rates have been relatively high, leading to a decrease in mortgage application activity. 10-year Treasury yields went down after economic data showed weakness in the service sector and private job creation. Expectations of a possible Federal Reserve rate cut in September have influenced the discussion surrounding mortgage ... more
Jun 5, 2025 9:00 AM
— Mortgage Lenders
Mortgage Rates in US Drop for First Time in More Than a Month
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Jun 5, 2025 7:17 AM
— Bond Markets
Bumpy Start; Data Overshadowed by Other Events
Bonds initially rallied in the morning but quickly reversed gains, with the shift attributed to stock market volatility and the Trump/Xi call, as well as the ECB announcement. This led to Treasuries and MBS returning to roughly unchanged levels.
Jun 5, 2025 7:00 AM
— Privacy Settings for Online Mortgage Applications
Mortgage lenders raise rates amid uncertainty over BoE interest rate cuts
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Jun 5, 2025 3:21 AM
— Mortgage Rates
Mortgage and refinance interest rates today, June 5, 2025: Bond rally sparks lower mortgage rates
The article discusses the current mortgage interest rates, including the national averages for 30-year fixed, 20-year fixed, 15-year fixed, and ARM rates, according to Zillow data. It explains the differences between fixed-rate and adjustable-rate mortgages, as well as factors that impact mortgage rates such as economic conditions. It also mentions the best mortgage lenders for lowest rates, the i... more
Jun 4, 2025 3:24 PM
— Interest Rates
Big Bond Rally After ADP and ISM
Weak economic data, including ADP Employment and ISM Services reports, led to improvements in rates and yields. The market reacted positively to the data, with MBS and 10yr yields experiencing gains. However, if the upcoming jobs report does not agree with the ISM data, bonds may have to give back some of the gains.
Jun 4, 2025 3:00 PM
— Mortgage Rates
When will mortgage rates go down to 5%?
The article discusses the likelihood of mortgage rates falling into the 5% range due to possible economic triggers, such as a recession. It explains that the Federal Reserve's rate cuts do not directly correlate with lower mortgage rates. Realtor.com's chief economist, Danielle Hale, mentions that lower mortgage rates could attract both buyers and sellers back into the market, potentially causing ... more
Jun 4, 2025 2:23 PM
— Mortgage Rates
Biggest Daily Drop For Mortgage Rates in Over a Month
Mortgage rates have dropped, with the average lender now offering rates that are about an eighth of a percent lower in just over a week. Today's average top tier 30yr fixed rate is down to 6.87% from 6.96% yesterday, marking the best single day drop since mid April. Economic data, particularly concerning the labor market and service sector, are influencing these rate changes.
Jun 4, 2025 2:00 PM
— Mortgage Rates
Mortgage rates dip again, still near 7%
The article discusses the current mortgage rates, the factors influencing them, and the impact of inflation on mortgage rates. It also mentions that mortgage rates are likely to stay in the 6.5 percent to 7 percent range for the near future.
Jun 4, 2025 1:24 PM
— Home Equity Loans
Closed-end seconds lead overall home equity loan growth
The TransUnion report found that closed-end home equity loan annual growth outpaced its line of credit cousin in the fourth quarter. Homeowners can borrow $50,000 and pay around $100 less per month compared to last year. More homeowners are opting for HELOCs, but there is a knowledge gap regarding its use. Wall Street is seeing an increase in home equity loans as buying new homes become more diffi... more
Jun 4, 2025 10:22 AM
— Mortgage Lenders
From mortgage rates to prices, here are 3 housing-market predictions for 2025 from Goldman Sachs
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Jun 4, 2025 9:00 AM
— Housing Market
MBS Pooling, HELOC, Verification Tools; Listings Hit All-Time High; Marginal Costs to Produce a Loan
The housing market in the US is currently facing an inventory surplus with home sellers sitting on nearly $700 billion worth of listings, an all-time high. There are nearly 500,000 more sellers than buyers, leading to potential impacts on home prices. The NAR Chief Economist predicts an increase in existing and new home sales, along with a rise in median home prices and mortgage rates in the comin... more
Jun 4, 2025 8:24 AM
— Bond Markets
JOLTS Data Didn't Help, But it Didn't Hurt Much Either
Bond market showed moderate strength overnight, weakened after Job Openings data was released but recovered in the afternoon. Headlines about the Senate taking up the budget bill did not have a significant impact on the bond market. Overall, bonds closed roughly unchanged. Next focus is on ISM Services data. 10yr yields ended slightly higher at 4.47, MBS slightly down, but there was a decent recov... more
Jun 4, 2025 8:23 AM
— Bond Markets
Weaker Econ Data. Lower Yields
The bond market had a simple morning as key economic reports came in weaker than expected. ADP employment numbers were significantly lower than forecasted, while ISM Services data showed weaker growth metrics but an increase in the employment index. The ISM price index also continues to rise, catching the attention of the bond market.
DISCLAIMER: mortgage-rates.ai is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. mortgage-rates.ai is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.