Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
Showing 2689 - 2712 of 2890 results
May 12, 2025 3:00 AM
— Interest Rates
Best money market account rates today, May 12, 2025 (Earn up to 4.41% APY)
The article discusses money market accounts and how their rates have fluctuated over time due to changes in the Federal Reserve's target interest rate. It mentions that rates have been falling in recent months but that it is still possible to find MMAs that pay more than 4% APY. It explains that MMAs are ideal for holding long-term savings that you want to grow but still need to access. The articl... more
May 11, 2025 1:00 PM
— Interest Rates
Best money market account rates today, May 11, 2025 (best account provides 4.41% APY)
The article discusses how the Federal Reserve has cut its target rate three times in 2024, leading to a decrease in deposit rates, including money market account rates. It emphasizes the importance of comparing MMA rates and finding accounts with high rates to earn more interest. The article provides examples of how the amount of interest earned in a money market account can vary based on the APY,... more
May 11, 2025 1:00 PM
— Interest Rates
Best CD rates today, May 11, 2025 (lock in up to 4.40% APY)
The article discusses the current state of CD rates and offers advice on how to choose the best CD for your savings. It mentions that historically, longer-term CDs offered higher interest rates but in today's economic climate, the opposite is true. The highest CD rate currently is 4.40% APY, offered by Marcus by Goldman Sachs on its 14-month CD. It explains how interest is earned on CDs and provid... more
May 11, 2025 12:00 PM
— Interest Rates
Best high-yield savings interest rates today, May 11, 2025 (best accounts offering 4.36% APY)
The article discusses how the Federal Reserve has cut its target rate three times in late 2024, leading to falling savings interest rates. The national average savings account rate is currently at 0.41%, with the highest rate being 4.36% APY offered by VIO Bank. It emphasizes the importance of taking advantage of high-yield savings accounts to maximize earnings. The article also explains how the a... more
May 11, 2025 11:00 AM
— Mortgage Rates
Today's Mortgage Rates | With So Much Up in the Air, It's Hard to Say Where Rates Will Go
The article discusses the uncertainty surrounding mortgage rates amid ongoing trade negotiations and economic trends. The Federal Reserve's response to potential impacts on inflation and growth will determine whether rates remain elevated or decrease. Home buyers can choose between 30-year and 15-year fixed-rate mortgages, with 30-year rates averaging around 6.70% and 15-year rates around 6%. Refi... more
May 11, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance rates today, May 10, 2025: Rates down over the last month
The article discusses current mortgage rates, stating that while rates have inched up today, they have decreased since the previous month. It mentions specific rates for different types of mortgages and emphasizes that now is a relatively good time to buy a house compared to previous years. However, it also notes that mortgage rates are unpredictable due to the political and economic climate. The ... more
May 11, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance rates today, May 11, 2025: Economic data could shift mortgage rates
The article discusses the current mortgage rates, with the 30-year fixed rate at 6.72% and the 15-year fixed rate at 6.03%. It explains that mortgage rates tend to increase when the U.S. economy is doing well and decrease when it is struggling. Home buyers are advised to focus on their personal finances, such as saving for a higher down payment, improving credit scores, and reducing debt, to secur... more
May 10, 2025 9:00 AM
— Housing Market
What’s Blocking Recap and Release of the GSEs?
The article discusses the current state of mortgage rates and their impact on home buyers. It mentions that mortgage rates are on the rise, which could make buying a home more expensive for potential buyers. This increase in rates could also lead to a decrease in home affordability for some individuals. Overall, the article highlights that rising mortgage rates are a concern for home buyers as it ... more
May 10, 2025 6:00 AM
— Mortgage Rates
Pulte Explains Actions, Details FHFA Priorities
The article discusses current trends in mortgage rates and how they are impacting home buyers. It notes that mortgage rates have been rising steadily, reaching the highest levels in several years. This increase in rates has caused some home buyers to reconsider their purchasing plans, as higher rates mean higher monthly payments and potentially less affordable homes. The article suggests that pros... more
May 10, 2025 3:00 AM
— Housing Market
Sharp Differences in Outlook for Interest Rates
The article discusses the current state of mortgage rates and their impact on home buyers. It mentions that mortgage rates are at historic lows, making it an ideal time for home buyers to lock in a low rate. The low rates are attributed to factors such as the Federal Reserve's monetary policy and economic uncertainty. The article advises home buyers to shop around for the best mortgage rate and co... more
May 10, 2025 3:00 AM
— Mortgage Rates
Today's Mortgage Rates - Daily Index
The article discusses how mortgage rates for top tier 30-year fixed mortgages are slightly lower today compared to yesterday or the end of last week. The decrease in rates may be influenced by trade-related headlines. Despite other news headlines, the overall movement in rates is minimal. The article also mentions that next Tuesday's inflation data and any updates from the weekend's trade negotiat... more
May 10, 2025 3:00 AM
— Bond Markets
Lots of Fed Speakers, But The Focus is on China
The article mentions that the market is awaiting news from US/China trade talks, with speculation on how tariffs could impact bonds and mortgage rates. The bond market's reaction function is unclear, as investors have different priorities. The article suggests that different investors will react differently to news about tariffs, which could impact mortgage rates and home buyers.
May 10, 2025 3:00 AM
— Bond Markets
Flat Friday, But Volatility Risks Remain
The article discusses the volatility in the bond market on Friday, with movements impacted by comments from a Swiss finance minister on US/China trade talks. Despite the slight movements, the article highlights the low odds of a trade resolution. Mortgage rates were mostly flat throughout the day, with MBS up slightly and 10yr yields fluctuating. Home buyers may need to pay attention to upcoming i... more
May 10, 2025 3:00 AM
— Interest Rates
Mortgage Rates Barely Lower to End The Week
The average top tier 30yr fixed mortgage rate is slightly lower today compared to yesterday or the end of last week. The improvement in rates today may be a result of trade-related headlines suggesting ongoing negotiations between the US and China. However, overall movement in the market is minimal. Looking ahead, mortgage rates will likely be influenced by inflation data next Tuesday and any sign... more
May 10, 2025 3:00 AM
— Mortgage Rates
Today's Mortgage Rates | Tariff Uncertainty Likely to Keep Rates High for Now
Mortgage rates have been increasing due to news of new trade agreements and uncertainty surrounding the economy. Average 30-year mortgage rates are around 6.70%, while 15-year rates are approximately 6%. Refinance rates are similar to purchase rates, with 30-year refinance rates at 6.74% and 15-year refinance rates at 6.10%. It is recommended to refinance only if you can reduce your rate by a perc... more
May 10, 2025 3:00 AM
— Mortgage Rates
10-year Treasury Yield Back at 4.39%, Yield Curve Steepens at Long End, Mortgage-Rate Spread Remains Historically Wide
The article discusses the recent fluctuations in the 10-year Treasury yield and its impact on mortgage rates. The average 30-year fixed mortgage rate has been above 6% since September 2022, with the spread between the 10-year Treasury yield and mortgage rates remaining relatively wide. The article also touches on the Federal Reserve's stance on rate cuts, the impact of foreign buyers on Treasury a... more
May 9, 2025 1:00 PM
— Mortgage Lenders
Blend announces plans to offload Title365
Blend Labs is selling its title insurance unit as it shifts to a software-first approach. The company introduces a new division for independent mortgage banks and positions its Tinman platform as a competitor in the industry.
May 9, 2025 10:00 AM
— Interest Rates
Ginnie Buydown Changes Tackle Just Tip of Iceberg
The article discusses current trends in mortgage rates and their impact on home buyers. It notes that mortgage rates have been rising steadily, reaching their highest levels in years. This increase in rates has led to higher monthly payments for home buyers, making it more difficult for some to afford homes. The article suggests that prospective buyers should act quickly to take advantage of lower... more
May 9, 2025 9:00 AM
— Housing Market
HELOC, Automation, Buy Before You Sell Tools; Trump Admin. and Disaster Monitoring; Guild Earnings
The article provides information on various topics related to the mortgage and home buying industry. It discusses the increase in U.S. property taxes, rising conference admittance prices, and new products and services for lenders and brokers. It also mentions the impact of natural disasters on homeowners, servicers, and lenders, with a particular focus on recent disasters in Kentucky. Additionally... more
May 9, 2025 7:00 AM
— Home Equity Loans
To get HELOC borrowers, lenders must offer education
The article highlights the increasing interest among homeowners in accessing their property's equity through home equity loans. However, there is still a lack of knowledge among consumers about the potential use cases for these loans, with concerns around high interest rates, risking homeownership, and repayment terms. Financial institutions are encouraged to educate consumers on the benefits of h... more
May 9, 2025 3:01 AM
— Mortgage Rates
Grapevine: Fed Steady Amid Uncertainty on Tariffs; CFPB Budget
The article discusses how mortgage rates have been rising steadily in recent months, reaching the highest levels seen in years. This increase in rates has had a significant impact on home buyers, making it more expensive to finance a home purchase. As a result, some potential buyers are being priced out of the market or are reconsidering their home buying plans. The article suggests that home buye... more
May 8, 2025 3:00 PM
— Bond Markets
Surprisingly Big Sell Off Relative to The Inspiration
The article discusses a sharp sell-off in bonds due to a UK/US trade deal, which could raise tariffs and increase inflation. This could potentially lead to higher mortgage rates, impacting home buyers. Bond prices dropped throughout the day, with MBS down 6 ticks and 10yr up 4.6bps at the weakest levels in the morning. The auction further weakened bonds, with MBS down 3/8ths and 10yr up 10bps. Ove... more
May 8, 2025 3:00 PM
— Mortgage Rates
The best fixed and variable mortgage rates for the week
The article discusses how five-year fixed mortgage rates have slightly increased recently due to bond yields moving up after a drop in April. Despite the slight increase, long-term fixed mortgage rates are still relatively low. Some variable mortgage holders are choosing to lock into fixed rates because they believe now is a good time to do so. Three-year fixed mortgages have similar rates to five... more
May 8, 2025 2:00 PM
— Housing Market
Hello Refi! Agency Market Springs to Life in April
The article discusses how mortgage rates have recently increased, making it more expensive for home buyers to purchase a home. This rise in rates could potentially deter some buyers from entering the market or force them to settle for a lower-priced home. Additionally, the article notes that the increase in rates may also impact the refinancing market, as fewer homeowners may be inclined to refina... more
DISCLAIMER: mortgage-rates.ai is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. mortgage-rates.ai is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.