Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 265 - 288 of 3067 results
Dec 9, 2025 3:30 AM
— Mortgage Lending
Homeowners Are Still Locked In by High Mortgage Rates—Especially in These 5 Top Markets
The article discusses an issue with processing a request on a real estate website, providing a reference ID for further assistance.
Dec 9, 2025 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, December 9, 2025: Will a Fed rate cut move rates lower?
Mortgage rates have remained stable in recent weeks, currently ranging from 5.53% to 6.30% for fixed and ARM options. Refinance rates are typically higher. Using a mortgage calculator can help determine the best option for different term lengths. Economists do not anticipate significant drops in mortgage rates through 2026, with factors such as the Federal Reserve's decisions and economic reports ... more
Dec 9, 2025 2:31 AM
— Mortgage Lenders
CrossCountry seeks $2.1 million from LO accused of fraud
CrossCountry Mortgage is seeking to reclaim $2.1 million from a former branch manager facing federal charges. A federal judge in Pennsylvania ruled against the debtor in a case related to Nationstar, WSFS, and A&D. Hildene is acquiring an annuity provider SILAC while partnering with CrossCountry Mortgage. There have been attempts to remove legitimate items from credit files to temporarily boost cr... more
Dec 9, 2025 1:30 AM
— Mortgage Rates
Banks in mortgage war as rates plunge in major boost to buyers
Santander and Nationwide have lowered mortgage rates in an effort to boost property moves due to a stalled property market. Multiple lenders have dropped rates to below 5%, with expectations that rates will continue to decrease as the Bank of England may lower the base rate. The decrease in rates is expected to stimulate housing market activity in the new year, especially for mid-market and first-... more
Dec 8, 2025 8:32 PM
— Refinance Activity
ICE: Refi Retention Rates Reached 3.5-Year High in Q3
In the third quarter, refinance retention hit a 3.5-year high, with mortgage servicers retaining more than half of borrowers leaving 2024 vintage loans. Rate-and-term retention increased to 37%, while cash-out refinance retention was at 23%. Non-banks retained refinancing borrowers at a higher rate than banks. Rate-and-term refis made up 62% of all refi activity in October. Homeowners who refinanc... more
Dec 8, 2025 6:32 PM
— Mortgage Rates
FOMC Cuts Rate 25 Basis Points; MBA Economist Weighs In
The Federal Reserve's Federal Open Market Committee cut the federal funds rate target by 25 basis points, marking the third rate cut of the year. The committee remains divided over future rate cuts with inflation above the target but signs of softening job market. Mortgage rates are down nearly 1% since January, although there was a slight rise after the September and October cuts. The Fed announc... more
Dec 8, 2025 5:31 PM
— Mortgage Lending
Borrowers raise RICO counts against DR Horton, DHI Mortgage
Homeowners are accusing D.R. Horton and its DHI Mortgage arm of racketeering, with allegations including excessive fees for debit card payments and misuse of personal mortgage records. Homebuilders are offering ultra-low mortgage rates to sell unsold inventory, matching record lows seen during the Covid-19 pandemic.
Dec 8, 2025 4:33 PM
— Mortgage Rates
Tuesday: Job Openings
Mortgage rates have started the week near 3-month highs, according to Matthew Graham at Mortgage News Daily.
Dec 8, 2025 4:31 PM
— Housing Market
ROAD to Housing Act cut from defense bill, pushing reform efforts into 2026
The 'ROAD to Housing Act' aimed to address the housing affordability crisis by reducing regulatory burdens and incentivizing private capital to build more housing units. The Act had broad support from industry groups, but it was excluded from the 2026 National Defense Authorization Act, causing advocates to shift their focus to the House Financial Services Committee for further review. Despite the... more
Dec 8, 2025 2:31 PM
— Bond Markets
Pre Fed Jitters? Not Exactly
Both stocks and bonds experienced a sell-off right after the NYSE open, which may be related to concerns about the Fed's rate cut outlook. However, Fed Funds Futures do not support this narrative. The explanation for the volatility in the market is attributed to the period between Thanksgiving and New Year's.
Dec 8, 2025 1:56 PM
— Mortgage Rates
Mortgage rates to barely budge in 2026, say three major U.S. listings platforms
Mortgage rates are predicted to remain above 6% in 2026 by various economists and listing platforms like Zillow, Redfin, and Realtor.com. They all forecast modest increases in existing-home sales and low levels of new-home construction. Affordability is expected to slowly improve, driving a shift in the housing market towards buyer power.
Dec 8, 2025 1:30 PM
— Mortgage Rates
Mortgage Rates Start Week Near 3 Month Highs
Stocks and bonds both decreased on Monday, causing mortgage rates to rise near their highest levels in over 3 months. The increase in rates may be due to 'pre-Fed jitters' as the next Fed announcement approaches. Clearer explanations may arise in the next couple of days following Tuesday's economic data and Wednesday's Fed announcement.
Dec 8, 2025 1:10 PM
— Mortgage Rates
Mortgages rates to barely budge in 2026, say three major U.S. listings platforms
Mortgage rate predictions for 2026 are challenging due to various factors influencing interest rates. Zillow predicts rates above 6%, Redfin forecasts rates in the low-6% range, and Realtor.com expects rates around 6.3%. Affordability is expected to improve slightly, leading to moderate growth in existing-home sales and home prices. Overall, the housing market is predicted to see gradual improveme... more
Dec 8, 2025 12:30 PM
— Interest Rates
Federal Reserve live coverage: Fed set to cut interest rates for third time this year, 2026 forecast in focus
The Federal Reserve is set to announce its final monetary policy decision of the year, with expectations of a 0.25% rate cut. The decision will be closely watched by investors, along with changes to the Summary of Economic Projections, disagreement among Fed officials, and predictions for future rate cuts. There is uncertainty regarding future rate cuts in 2026, with views ranging from a 'hawkish ... more
Dec 8, 2025 10:34 AM
— Mortgage Rates
30-year mortgage rates increase before the Fed meeting | Today's mortgage and refinance rates, December 8, 2025
Mortgage rates were mostly higher compared to last week, with increases in rates for 30-year fixed, 15-year fixed, and jumbo loans, while 5/1 ARM rates decreased. Economic data has led to expectations of a rate increase by the Federal Reserve in December. The release of delayed economic data is expected to provide more clarity on where mortgage rates are heading in 2026. Current average rates for ... more
Dec 8, 2025 10:32 AM
— Brokerage
Florida brokerage wins $24k from buyer after buyers broker agreement breached
A Florida brokerage won $24,000 in arbitration after a buyer breached a mandatory broker agreement, indicating that new NAR rules may lead to more commission enforcement and collection actions.
Dec 8, 2025 10:31 AM
— Mortgage Rates
Lower mortgage rates lift refi retention to 3.5-year high
Mortgage rates dropped 50 basis points in the third quarter, leading to an increase in refinance candidates and retention rates. Rate-and-term refinances dropped 14% month over month in October but were still significantly higher than the previous year. Additionally, there may be eased lending rules for manufactured housing if the defense bill eliminates the 'permanent chassis' requirement.
Dec 8, 2025 8:31 AM
— Mortgage Finance
Servicer Refi Retention Rose to Three-Year High
The article discusses the current trends in the housing market, focusing on rising mortgage rates and how they are affecting potential homebuyers. It also mentions the impact of treasury rates and bond markets on mortgage rates.
Dec 8, 2025 8:30 AM
— Mortgage Technology
Non-Agency, DSCR, eSignature, Data Analysis Tools; Deep Dive on Fed Week
The article discusses various mortgage-related topics such as marketing and sales strategies in the mortgage industry, new capabilities in mortgage technology, and updates on programs offered by different mortgage service providers.
Dec 8, 2025 7:34 AM
— Mortgage Rates
Lenders fire up mortgage wars as rates touch 3.5% in boost to buyers
Santander and Nationwide have lowered mortgage rates to boost property moves, as lenders compete for business. Rates had risen after post-lockdown deals in 2020, but now show signs of dropping again, with some as low as 3.51%. The average fixed deals are now below 5%, the lowest since 2022. The property market has stalled due to Budget uncertainty, with regional differences in price changes. Lower... more
Dec 8, 2025 7:30 AM
— Bond Markets
Yields Testing Range Ceiling Ahead of Auctions, Data, And The Fed
Bonds are facing pressure at the start of the week following the worst week of selling since late October. The market may be bracing for another negative impact from the Fed, making room for Treasury auctions during a less liquid time of year, and preparing for an important JOLTS release on Tuesday morning. 10yr yields are reaching the upper boundary of the medium term range.
Dec 8, 2025 7:30 AM
— Housing Market
Is December a good time to buy a house?
The U.S. housing market is experiencing changes as the year closes, with mortgage rates lower than the previous year. Home values are declining in some areas, with houses staying longer on the market. Despite some positive signs of improvement, sellers are pulling homes off the market due to unrealistic price expectations. Inventory has increased, but more sellers are willing to negotiate with pri... more
Dec 8, 2025 7:17 AM
— Mortgage Rates
Mortgage Rates Rise Ahead of Fed Meeting | Today, December 8, 2025
Mortgage rates increased incrementally over the weekend due to Treasury yield expansion. Despite regressing from annual lows, it may still be advantageous to refinance or tap into home equity. Negotiating rates and qualifying for assistance programs can help potential buyers lower barriers to entry. Rates for 30-year fixed mortgages are at 6.28%, while 15-year fixed rates are at 5.62%. ARMs have l... more
Dec 8, 2025 6:32 AM
— Mortgage Rates
ICE: Falling rates boost refinance retention to 3.5-year high
ICE Mortgage Technology's December 2025 report shows a 3.5-year high in refinance retention due to falling interest rates. Mortgage performance improved with lower delinquency rates, although foreclosure activity increased.
DISCLAIMER: mortgage-rates.ai is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. mortgage-rates.ai is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.